64. If the economy is normal, Charleston Freight stock is expected to return 15.7 percent. If the economy falls into a recession, the stock's return is projected at a negative 11.6 percent. The probability of a normal economy is 80 percent while the probability of a recession is 20 percent. What is the variance of the returns on this stock?

Answers

Answer 1

The variance of the returns on Charleston Freight stock is 0.010936.

The variance of the returns on Charleston Freight stock can be determined using the following formula:

\(Var(r) = (p1 * (r1 - E(r))^2) + (p2 * (r2 - E(r))^2)\)

Where Var(r) represents the variance of the returns, p1 and p2 represent the probabilities of the economy being normal and falling into a recession, r1 and r2 represent the expected returns when the economy is normal and during a recession, and E(r) represents the expected return of the stock.

Given that the expected return is 15.7% when the economy is normal and -11.6% when the economy falls into a recession, and that the probability of a normal economy is 80% while the probability of a recession is 20%, we can use these values to calculate the variance of the returns.

\(Var(r) = (0.8 * (0.157 - E(r))^2) + (0.2 * (-0.116 - E(r))^2)\)

We can now calculate the expected return of the stock:

\(E(r) = (0.8 * 0.157) + (0.2 * -0.116)\\E(r) = 0.1256 - 0.0232\\E(r) = 0.1024\)

Finally, we can substitute the expected return into the variance formula to obtain the answer:

\(Var(r) = (0.8 * (0.157 - 0.1024)^2) + (0.2 * (-0.116 - 0.1024)^2)\\Var(r) = (0.8 *0.00296) + (0.2 *0.04284)\\Var(r) = 0.002368 + 0.008568\\Var(r) = 0.010936\)

Therefore, the variance of the returns on Charleston Freight stock is 0.010936.

For more about variance of the returns:

https://brainly.com/question/22587067

#SPJ11


Related Questions

An example of a cost is _____.


revenues

principal and interest on loans

tornadoes

profits

Answers

An example of a cost is profits.

When the stock market as a whole is rising in value then it is referred to as a bear market. True or false?

Answers

Answer: False

Explanation: A bear market is when a market experiences prolonged price declines. It typically describes a condition in which securities prices fall 20% or more from recent highs amid widespread pessimism and negative investor sentiment.

Does this sound mean I have to send it to my teacher :

(Before you read this letter please note I don't mean any harm or disrespect)
Dear Mr. Rosenburg,
I find it very immature that you posted this statement "Today we are asking you to read first, the most important part of the assignment, and then fill the attached google doc questions."Before this statement you had already gave me notes and things to fix on my assignment. All I ask is that you take into consideration the things you post in the public chat, especially if you students deal with emotional trauma. Further more enjoy the rest of your day.

Sincerely Nevaeh

Answers

Answer:

that is not rude nor sarcastic. You should be good. If he takes it as an offense that is his problem, he shouldn't take someones feelings about an assignment as rude or ignorant.

Explanation:

a bond maturing on june 15, 2023 has a coupon rate of 6.40%, paid semi-annually on june 15 and december 15, and accruing according to the 30/360 day-count convention. the bond has a face value of $5,000. the bond is traded for settlement on february 13, 2021, for a flat price of 101.13. calculate the total dollar amount owed by the buyer of the bond to the seller.

Answers

For instance, say you own a bond with a par value of $1,000 whose current price is $900. Its coupon rate is 2% and it matures five years from now.

What is the formula of semi annual coupon?

Subtract the number of payments made each year from the yearly coupon rate. For instance, double the coupon rate by two if the bond pays every two years. To calculate the bond's coupon payment, multiply the figure by the bond's face value. Compound interest is calculated using a formula that takes into account the principal, P, the nominal interest rate, I and the quantity of compounding periods. If the interest is compounded, you would apply the formula P[(1+i)n-1] to determine the total amount of interest.

Consider the case where you now possess a $1,000 par value bond with a price of $900. It matures in five years and has a 2% coupon rate. Divide 2% of the $1,000 par value, or $20, by two to determine the semi-annual bond payment. As a result, the bond yields $10 every two years.

To learn more about  instance visit:https://brainly.com/question/20533922

#SPJ4

Value-based pricing methods include approaches to setting prices that focus on the overall value of the product offering
a. True
b. False

Answers

True. Value-based pricing is a pricing strategy that focuses on the perceived value of a product or service to the customer, rather than on the cost of production or the competitor's prices.

The Benefits of Value-Based Pricing Strategies

It is based on the premise that customers are willing to pay more for higher-value products or services. Value-based pricing is used to set prices that reflect the customer's perception of the product's worth rather than the cost of production. This approach can be used to differentiate a product or service from its competitors and increase profits.

Learn more about Value-based pricing at: https://brainly.com/question/25394099

#SPJ4

a new york city daily newspaper called manhattan today charges an annual subscription fee of $162. customers prepay their subscriptions and receive 240 issues over the year. to attract more subscribers, the company offered new subscribers the ability to pay $160 for an annual subscription that also would include a coupon to receive a 40% discount on a one-hour ride through central park in a horse-drawn carriage. the list price of a carriage ride is $150 per hour. the company estimates that approximately 30% of the coupons will be redeemed. required: how much revenue should manhattan today recognize upon receipt of the $160 subscription price? how many performance obligations exist in this contract? prepare the journal entry to recognize sale of 12 new subscriptions, clearly identifying the revenue or deferred revenue associated with each performance obligation.

Answers

Assuming the company sells 12 new subscriptions, the journal entry to recognize the sale and associated revenue would be 192

General Journal     Debit  Credit  

Cash       1920   =160*12

Deferred revenue—subscription   1728  =1920*162/180

Deferred revenue—discount coupon   192   =1920*18/180

A discount coupon is a promotional tool used by businesses to offer customers a specific discount or savings on a product or service. The coupon can be in the form of a physical or digital voucher that customers can redeem at the point of sale. The discount offered can be a percentage off the regular price or a fixed amount.

Discount coupons are often used as a marketing strategy to attract new customers, reward loyal customers, or clear out inventory. They can be distributed through various channels, such as email, social media, or printed materials. Some businesses also partner with coupon websites or mobile apps to reach a wider audience. When customers use a discount coupon, they receive a reduced price for the product or service, which can be an incentive to make a purchase.

To learn more about Discount Coupon visit here:

brainly.com/question/29348963

#SPJ4

The process of classifying people who form a given market into even smaller groups are called:________

Answers

The process of classifying people who form a given market into even smaller groups is called segmentation.

Market segmentation is a strategic marketing approach where a larger market is divided into distinct groups or segments based on common characteristics, needs, preferences, or behaviors. This segmentation allows businesses to better understand their target audience and tailor their marketing efforts to effectively reach and serve specific customer segments. By segmenting the market, businesses can identify the unique needs and wants of different groups and develop customized marketing strategies and offerings that resonate with each segment. This helps optimize marketing resources, improve customer satisfaction, and increase overall business performance.

Learn more about resources visit:

brainly.in/question/33102098

#SPJ11

Indicate the point where a monopoly will set its price.

Indicate the point where a monopoly will set its price.

Answers

Answer:

A monopoly will set its price at the point where marginal cost and marginal revenue intersects or meet (MC = MR).

Explanation:

A monopoly is a market structure which is typically characterized by a single-seller who sells a unique product in the market by dominance. Thus, it is a market structure wherein the seller has no competitor because he is solely responsible for the sale of unique products without close substitutes. Any individual that deals with the sales of unique products in a monopolistic market is generally referred to as a monopolist.

For example, a public power company that serves as the only power utility (electricity) provider to the public.

Generally, a monopoly will set its price at the point where marginal cost and marginal revenue intersects or meet (MC = MR). This is simply because a monopoly would derive the maximum profit at the point where MC = MR.

Answer:

The dot where green and red meet.

Explanation:

Is the presentation of raw numerical or verbal descriptions in a form that is useful for a specific purpose.

Answers

Information is the presentation of raw numerical or verbal descriptions in a form that is useful for a specific purpose.

What is the importance of information?

It should be noted that information simply means the data that has been processed.

In this case, inormation is the presentation of raw numerical or verbal descriptions in a form that is useful for a specific purpose.

Learn more about information on:

brainly.com/question/4231378

#SPJ1

7. Marianne Gorman had been an assembler for 33 years when she became permanently
disabled. Marianne was 54 years old and had planned to retire in 11 years. Her final average
salary was $41,905. The rate of benefits of the plant is 2.5%. What is her monthly disability
benefit?

Answers

The monthly disability benefit is given as $87.30.

How to solve for the disability benefit

To calculate Marianne's monthly disability benefit, we need to find the average of her highest consecutive 60 months of earnings, and then multiply that amount by the benefit rate of 2.5%.

Let's assume that her highest consecutive 60 months of earnings was equal to her final average salary of $41,905.

The monthly average of her earnings would be:

$41,905 ÷ 12 = $3,492.08

And her monthly disability benefit would be:

$3,492.08 × 2.5% = $87.30

So, Marianne's monthly disability benefit would be $87.30.

Read more on disability benefit here:https://brainly.com/question/30094777

#SPJ1

The Township of Thomasville’s General Fund has the following net resources at year end:

$69,000 of prepaid insurance
$410,000 rainy day fund approved by the township governing board with specific conditions for its use
$1,800 of supplies inventory
$60,000 state grant for snow removal
$150,000 contractual obligations for the purchase of equipment
Outstanding encumbrance of $105,000 for the purchase of furniture & fixtures (assume no contractual obligation)
Total Fund Balance is $1,010,500
What would be the total Unassigned fund balance?

Answers

Answer:

I don't know

Explanation:

:( Working on I'll update this soon


What is the purpose of international trade and how does it help the countries involved in it?

Answers

Answer:

the trade without border is

international trade.it purposes to share goods ,ideas,resources, etc.

it helps country in the time of need.

Answer:

Global trade makes it possible for people living in one country to use products from another country, allowing them to benefit from products that are not domestically produced. If a country is endowed with abundant labor or favorable climatic conditions, it has an advantage over the nations that do not have them. It makes economic sense to produce and export goods that other countries cannot produce as cheaply. This way, the exporters can increase sales with foreign commerce and strengthen their country’s economy, while earning profits at the individual level. It also helps strengthen the foreign currency reserves of the country.

International trade is a key driver in regulating foreign currency rates. Global trade helps balance a country’s cyclical pattern of trade deficit and surplus. When a country’s currency is strong, its imports tend to exceed its exports, thus creating a trade deficit for the importer. This situation leads to the exporter country’s currency strengthening and the importer’s currency eventually weakening. Over time, a role reversal happens with exports overtaking imports, thus strengthening the exporter’s currency and creating a trade surplus for the importer. Many other factors influence this cycle too, for example, product cost inflation and interest rates. Global trade removes boundaries and makes the whole world into a single marketplace, and that can work to the benefit of all the participating partners.

Explanation:

PLATO answer!

Can I earn by brainly?

Answers

Answer:

huh?

Explanation:

what do you mean ? Are you referring to points or ?

You manage the international business for a manufacturing company. You are responsible for the overall profitability of your business unit. Your company ships your products to Malaysia. The retail stores that buy your products there pay you in their local currency, the Malaysian ringgit (MYR). All sales for the first quarter are paid on April 1st and use the exchange rate at the close of business on April 1st or the first business day after April 1st if it falls on a Saturday or Sunday. The company has sales contracts with different vendors that determine the number of units sold well in advance. The company is contractually obligated to sell 4,000 units for exactly 1.25 million MYR for the first quarter. The break-even point for each unit is $90 in U.S. dollars. Use the following foreign exchange rates:
On January 1, the daily spot rate is 3.13 MYR, and the forward rate is 0.317 U.S. dollars/MYR for April 1st of the same year.
On April 1, the daily spot rate is 3.52 MYR.
Using the information above, create a short business memo that explains the profitability, viability, and importance of considering foreign exchange on the basis of the scenarios below.

Answers

A short business memo example:

Dear Management Team,

This memo is to provide an analysis of the profitability, viability, and importance of considering foreign exchange when our company ships products to Malaysia. In this scenario, we are contractually obligated to sell 4,000 units for 1.25 million Malaysian ringgit (MYR) in the first quarter, with a break-even point of $90 U.S. dollars per unit.

On January 1, the daily spot rate was 3.13 MYR, and the forward rate was 0.317 U.S. dollars/MYR for April 1st of the same year. On April 1, the daily spot rate was 3.52 MYR. This change in the exchange rate would affect our bottom line, as the total revenue from the 4,000 units would fluctuate from $3,840,000 to $4,080,000 U.S. dollars.

In this case, our profitability would increase by 6.25%, depending on the exchange rate on April 1st. Therefore, it is important to consider foreign exchange when shipping products to Malaysia to maximize our profitability.

Thank you for your time and consideration.

Sincerely,

Your Name

WHAT IS A BUSINESS MEMO?

A business memo is a short document used to transmit information within an organization. Memos are characterized by being brief, direct, and easy to navigate. They are less formal than letters but should maintain a professional, succinct style.

Often, the purpose of a business memo is twofold: to identify a problem and propose a solution. Other times, memos may provide or request factual information.

Business memos are designed to accommodate busy readers who want to find the information they need from the memo quickly and easily.

Learn more about business memo at

https://brainly.com/question/30396465

#SPJ11

g Suppose the own price elasticity of demand for good X is -3, its income elasticity is 2, and the cross price elasticity of demand between good X and Y is -5. Determine how much the consumption of this good will change if: 1. The price of good X increases by 5% 2. The price of good Y increases by 12%

Answers

Answer:

Sry, I can't understand anything at all!

Not yet answered Marked out of Flag question As a payroll administrator for XYZ Contracting Ltd, an Alberta employer, you have received a court order on April 14, 2021 regarding an outstanding debt of one of your employees. The court order states that one of your current employees. Trevor Black, owes $6.300 to a creditor, and instructs you to start garnishing the employee's pay for the court as soon as possible. Assuming that your company pays employees monthly the monthly earnings of Mr. Black after statutory deductions is $3,800 per month Mr. Black has two dependents the court order states that you should garnish the maximum amount allowable per month Mr. Black continues to work for your company until November 30, 2021 which of the following accurately reflect the actions you should/may take as a payroll administrator? (check ALL that apply). NOTE: You need to identify all the steps correctly to receive full credit for the question. Continue making garnishment deductions until employee leaves the company in November Ob Inform the employee about the court order, and start deducting $1,800 per month starting with the first upcoming pay cheque c. Deduct $1,800 from Mr. Black's pay cheque for the first 3 months and $900 for the fourth month. Cd Inform Mr. Black that he will be fired from his job due to the garnishment order you have received from the court Work with the HR department to draft a letter to reprimand the employee for not paying his debt on time. Of You may inform the employee that you will be charging a $50 administration fee for processing the garnishment order each month until the debt is paid in full Og Deduct $2.200 from the first upcoming pay cheque of Mr. Black, Repeat until full debt is paid off. h. Provide a copy of the court order to Mr. Black and ask him how soon you can start the garnishments Deduct five equal payments of $1,260 from Mr. Black's pay cheque for 5 months

Answers

As a payroll administrator for XYZ Contracting Ltd, there are several actions you should take based on the court order regarding Trevor Black's outstanding debt. You should inform Mr. Black about the court order and begin deducting the maximum allowable amount of $1,800 per month from his pay starting with the first upcoming paycheck. These deductions should continue until Mr. Black leaves the company in November.

Here is the Explanation:

1. Inform the employee about the court order, and start deducting $1,800 per month starting with the first upcoming pay cheque:

The first step is to inform Mr. Black about the court order he owes to the creditor. You should communicate the details of the court order, including the amount owed ($6,300) and the requirement to start garnishing his pay. The court order states that the maximum allowable amount per month for garnishment is $1,800. Therefore, you should start deducting this amount from Mr. Black's monthly pay starting with the first upcoming paycheck.

2. Continue making garnishment deductions until the employee leaves the company in November:

The court order does not specify a specific duration for the garnishment. Since Mr. Black continues to work for your company until November 30, 2021, you should continue making the garnishment deductions of $1,800 per month until that date. This ensures compliance with the court order until Mr. Black's employment with the company ends.

In summary, the correct actions to take as a payroll administrator are to inform Mr. Black about the court order and begin deducting $1,800 per month from his pay starting with the first upcoming paycheck. These deductions should continue until Mr. Black leaves the company in November.

To know more about payroll administrators click here:

https://brainly.com/question/32408114

#SPJ11

Where can water in the atmosphere come from? Select all possible answers.


A. oceans. B. plants. C. ice. D. puddles

Answers

Answer: A. It comes from oceans

Please help me due in 15 minutes

Please help me due in 15 minutes

Answers

Answer:Your Answer would be C

Explanation:

Your Welcome :D

Differentiate between generic and enterprise competition

Answers

Answer:

Generic competition is competition among different products that solve the same purpose while enterprise competition is am orderly established business with limited liability of another person. The main difference between the two is that generic is rivalry among similar businesses while enterprise is the company itself.

Differences between generic and enterprise competition

Generic competition is regarded as the third level of competition while enterprise competition is not among the level of competition but it does existGeneric competition are often longer-term and focuses on substitutable product categories that is it exists between business product while Competitive Enterprise is simply a type of competition that exist been enterprise

For better understanding, lets explain what Differences between generic and enterprise competition

Generic competition is a type of competition that is outward-oriented and focuse on products. the market that exists here consists of those products and services fulfilling the same customer need

Competitive Enterprise is simply when an existing or planned business enterprise are involved or engages in any activity and also owns or controls some a useful interest and are involved in any activity that tends to competes or will compete with other enterprise

From the above, we can therefore say that the answer

Differences between generic and enterprise competition

Generic competition is regarded as the third level of competition while enterprise competition is not among the level of competition but it does existGeneric competition are often longer-term and focuses on substitutable product categories that is it exists between business product while Competitive Enterprise is simply a type of competition that exist been enterprise

Learn more about enterprise competition from:

https://brainly.com/question/17759018

Bouvous Corporation had the following information for 2015: Revenue $400,000 Operating expenses 350,000 Total assets 530,000 What is the return on investment? a. 75.5% b. 8.6% c. 9.4% d. 10.4%

Answers

The return on investment is  9.4%. when Bouvous Corporation had the following information for 2015: Revenue $400,000 Operating expenses 350,000 Total assets 530,000 .

To calculate the return on investment (ROI), we need to divide the net income by the total assets. However, we are not given the net income directly, so we need to calculate it first by subtracting the operating expenses from the revenue.

Net income = Revenue - Operating expenses
Net income = $400,000 - $350,000
Net income = $50,000

Now that we have the net income, we can calculate the ROI:

ROI = Net income / Total assets
ROI = $50,000 / $530,000

Using a calculator, we get ROI = 9.43%. Therefore, the correct answer is c. 9.4%.

To know more about investment  visit

https://brainly.com/question/29503263

#SPJ11

16. Elvis is the owner of a furniture store in a small Southern town. He donated several hundred mattresses to the Red Cross immediately after hearing about the devastation caused in a neighboring state by a hurricane. He was motivated to do so by his desire to help others, by thoughts of the income tax deduction he could take, and by the recognition his store would receive from his act of charity. This is an example of

Answers

charitable contributions deduction

four of the programs implemented by central banks to alleviate the effects of the financial crises were

Answers

To alleviate the effects of the financial crises were Asset purchases or guarantees, expansion of retail deposit insurance, debt guarantees, capital injections into the banking system.

A financial crisis is one of the many situations in which some financial assets suddenly start to lose a large portion of their face value.

In the early 19th and early 20th centuries, many financial crises were associated with the bank panics, and then many recessions coincided with those panics.

Other situations often referred to as the financial crises include the stock market crashes and other financial bubble bursts, currency crises, and the national bankruptcies.

Financial crises lead directly to the loss of paper's value, but they don't necessarily lead to major changes in the real economy (e.g., the famous 17th-century Tulip-His-Mania His Post-Bubble Crisis).

Many economists have the theories about how the financial crises can occur and how they can be prevented. However, no consensus has been reached and financial crises continue to occur from time to time.

To learn more about financial crises, here:

https://brainly.com/question/14580737

#SPJ4

chez fred bakery estimates the allowance for uncollectible accounts at 2% of the ending balance of accounts receivable. during 2021, chez fred's credit sales and collections were $124,000 and $150,000, respectively. what was the balance of accounts receivable on january 1, 2021, if $120 in accounts receivable were written off during 2021 and if the allowance account had a balance of $840 on december 31, 2021?

Answers

The balance of accounts receivable on January 1, 2021, was $15,880.

To find the balance of accounts receivable on January 1, 2021, we will follow these steps:

1. Calculate the amount of uncollectible accounts at the end of 2021: 2% of the ending balance of accounts receivable = $840 (given in the question).

2. Find the ending balance of accounts receivable: since 2% of the ending balance equals $840, we can set up an equation to solve for the ending balance: 0.02 * ending_balance = $840. Divide both sides by 0.02 to get the ending_balance = $840 / 0.02 = $42,000.

3. Calculate the net change in accounts receivable during 2021: credit sales ($124,000) - collections ($150,000) - written-off accounts ($120) = $124,000 - $150,000 - $120 = -$26,120.

4. Find the beginning balance of accounts receivable on January 1, 2021: Since we know the ending balance of accounts receivable ($42,000) and the net change in accounts receivable during 2021 (-$26,120), we can calculate the beginning balance by adding the net change to the ending balance: $42,000 + (-$26,120) = $42,000 - $26,120 = $15,880.

So, the balance of accounts receivable on January 1, 2021, was $15,880.

More about Uncollectible Accounts:

https://brainly.com/question/13503490

#SPJ11

low p/e ratios tend to indicate that a company will , ceteris paribus. a. grow quickly b. grow at the same speed as the average company c. grow slowly d. p/e ratios are unrelated to growth. e. none of the options

Answers

The correct OPTION A Low p/e ratios tend to indicate that a company will grow quickly, ceteris paribus. Low Prices and Profits Value stocks are a common term used to describe ratio firms. Their stock prices trade below their fundamentals, which indicates that they are undervalued.

Investors will purchase the stock as a result of this mispricing in order to take advantage of the fantastic deal before the market corrects it. The P/E ratio, or price to earnings ratio, demonstrates what the market is ready to pay now for a stock based on its current or projected earnings. A high P/E ratio could indicate that a stock is overvalued and its price is excessive in relation to its earnings.

To learn more about stock, click here.

https://brainly.com/question/28663581

#SPJ4

True or False: Timothy, Jude, and Eric are working in the marketing department of a multinational corporation. They each have similar backgrounds and experience and are thinking about leaving their current company to start their own business. Successful entrepreneurial teams are comprised of these types of people because similarities in knowledge and skill ensure harmony and consistency in their new business.

Answers

I guess answer is true may be

Answer:

TRUE

Explanation:

An example of a governmentminus−imposed barrier to entry gives a firm the exclusive right to a new product for a period of 20 years from the date the product is invented. This entry barrier is known as
A.a tariff.
B.a patent.
C.a copyright.
D.an exclusive marketing agreement.

Answers

The correct answer is B. A patent.

A patent is a government-imposed barrier to entry that grants the exclusive rights to an inventor or firm to produce and sell a new product or invention for a specific period of time, usually 20 years from the date of filing.

During this period, other firms are legally prohibited from producing or selling the patented product without the permission of the patent holder. Patents are intended to incentivize innovation by providing inventors with a temporary monopoly on their inventions, allowing them to recoup their investment and profit from their innovation.

Learn more about patented product here:

https://brainly.com/question/13339077


#SPJ11

Allison has a horse stall cleaning business that has been growing rapidly since she started it three years ago. She estimates the total number of horse stalls in her market to be 5000, owned by a total potential population of 1500. Currently, there are only two competitors in the market, Allison, who has 650 stalls that she cleans, and Sam's Hayfaring Maneger, that cleans 1,320 stalls. The remainder of the stalls are cleaned by their owners rather than by a service. Allison prices her cleaning services at $12 per stall per month and Sam charges $8 for the same service. Allison's sales are derived from 104 customers while Sam's are from 71 customers, meaning that Sam's customers have more stalls on a per capita basis. What is the market penetration rate based on potential customers

Answers

Answer:

the market penetration rate based on potential customers is 11.66%

Explanation:

The computation of the  market penetration rate based on potential customers is shown below

= Alison + sam

= (104 customers ÷ 1500)  + (71 customers ÷ 1500)

= 6.93 % + 4.73%

= 11.66%

hence, the market penetration rate based on potential customers is 11.66%

We simply added both the Alison and sam so that the market penetration rate could come

If you are trying to establish a credit history, would you use credit to make a purchase even if you could pay cash? Why?

Answers

Answer:

By using credit, you're building up your overall score. Cash purchases go unnoticed by companies and your bank.

Explanation:

while ppo subscribers may see any licensed physician or health care professional, and use any hospital or ancillary facility, in or out of the local network, a subscriber's out of pocket expense will be what when using in-network providers?

Answers

When using in-network providers, a PPO (Preferred Provider Organization) subscriber's out-of-pocket expense is typically lower compared to using out-of-network providers.

PPO networks consist of a group of healthcare providers, including physicians, hospitals, and ancillary facilities, that have contracted with the PPO to provide services at negotiated rates. These providers are considered "in-network" for PPO subscribers.

When a PPO subscriber chooses to receive care from an in-network provider, the PPO plan typically offers discounted rates or a higher level of coverage for services rendered. This means that the subscriber's out-of-pocket expenses, such as deductibles, copayments, and coinsurance, are usually lower when using in-network providers.

In contrast, if a PPO subscriber decides to use an out-of-network provider, they may incur higher out-of-pocket costs. Out-of-network providers may not have negotiated rates with the PPO, and the consumer  may be responsible for a larger portion of the costs or may need to meet a separate out-of-network deductible.

It's important for PPO subscribers to review their specific plan details and coverage policies to understand the extent of their out-of-pocket expenses when using in-network providers.


learn more about consumer here: brainly.com/question/30132393
#SPJ11

Who are the communicators between employees and managers? * a. Supervisors b. Shift managers c. Department managers d. General managers

Answers

The communicators between employees and managers is the supervisors as they work to for both side. The Option A is correct.

What is the role of a communicator in a company?

Mainly, business communication is communication that is intended to help a company achieve a fundamental goal by sharing information among employees and people outside the company.

An effective communicator in business seeks to unite the audience by using ideas and language that are appropriate for all readers or listeners of the message. Emotions and logic both influence people. The ethical communicator will be enthusiastic and passionate without being disrespectful.

Read more about communication

brainly.com/question/25645043

#SPJ1

Other Questions
1. An argument is a piece of information a function needs to complete its task. List five different forms that the information can take. (an argument can be any one of these types)a. A numberb. __________c. ___________d. ___________e.____________f. _____________2. T or F All functions have exactly one argument ___________3. T or F All functions have more than one argument __________4. T or F Some functions do not require an argument ____________ herbert spencer argued that social change would eventually happen on its own and opposed taking action for immediate social change. for this reason, spencer was most accepted by . multiple choice question. the working class and poor immigrants politicians and activists supporting emancipation of slaves people in positions of power or influence academia which of the following is least likely to help a virus avoid triggering an adaptive immune response? Use the oxygen binding curve to complete the information about data points at various sites in the graph. Match the words in the left column to the appropriate blanks in the sentences on the right. When the environment is a system with a partial pressure of oxygen at 10 mm Hg, the approximate fractional saturation of hemoglobin is between 0.0 to 0.2 The approximate fractional saturation of hemoglobin when near the lungs is 0.8 to 1.0 and when near the resting tissues is 0.4 to 0.6. The approximate partial pressure of oxygen is 20 to 40 mm~Hg when oxygen has bound 50% of the available hemoglobin binding sites, and is 40 to 60 mm~Hg when oxygen has bound 90% of the available hemoglobin binding sites. Zara is having trouble accessing her company's website through her web browser. She has already pinged the static IP address of the web server and it appears to be online. Which of the following might she look at next?a. Ensure that the server's NTP settings are correct.b. Verify that the DHCP settings are correct on the server.c. Ensure that DNS for the domain is configured correctly.d. Check that the LDAP server is also online. all of the following are true about partnership property, held by and for the partnership, except: creditors can reach a partner's share of the partnership property only in relation to the partnership's debts, not an individual partner's debts each partner has an equal right to possess and use all of the partnership property for partnership purposes each partner can sign a deed to transfer ownership of the partnership property when a partner dies, ownership of his share of the partnership property passes to his heirs 9. find the second decile of the following data set 24, 64, 25, 40, 45, 34, 14, 26, 28, 24, 58, 51 d2 lexie and michael listen very patiently to their children. they consistently try to talk out problems as they occur and understand their children's point of view. this aspect of lexie and michael's parenting would fall into which of diana baumrind's dimensions of parenting? answer choices a. communication b. expressions of warmth c. strategies for discipline d. expectations for maturity Metamorphism can transform a shale composed of clay (Diagram A) into a metamorphic rock containing many different minerals (Diagram B). The metamorphism of a pure quartz sandstone, however, yields a metamorphic rock containing only quartz. Why? Choose one: A. Quartz in a shale is different than quartz in a sandstone, so it will behave differently under metamorphic conditions. B. The sandstone is made up only of quartz (silicon and oxygen), and there are no other combinations these elements can be arranged into except polymorphs. C. Quartz is a very resistant mineral and does not undergo any metamorphic processes when subjected to intense heat and pressure. _____ is a relative measure of signal loss or gain and is used to measure the logarithmic loss or gain of a signal 12. Melanie collects data about the number of text messages students send each day. Number of Text Message: 94 ,105, 87, 76, 110, 80, 87, 76,101, 113, 85 Select all the true statements a.The data set is numerical data. b.The data set is categorical data.c. The data set has an outlier. d.The data set does not have an outlier. e.A circle graph is an appropriate data display for this data. f.A box plot is an appropriate data display for this data. A) 4 x + 7 = 2 x + 13 ; b) x 2 = 10 + 5 x ;c) 3 x 8 = 7 x 4 ; d) 2 t + 5 = 5 t + 12 ;e) 7 x 6 = 6 x + 3 f) 15 x = 7 x + 4 In culinary class, you made fudge brownies and peanut butter brownies. Each batch of fudge brownies makes 1 pan. Each batch of peanut butter brownies makes 9 pans. The class made 5 batches and ended up with 29 pans. How many batches of each type of brownie were made? the amount of work (in j) an external agent must do to stretch the spring 7.40 cm from its unstretched position (in joule) Provide some examples of effective ways to use social media for advancing social change campaigns Companies may use which of the following to motivate sales and collections? (Select all that apply.)a. Provide discounts for early collectionb. Sell merchandise FOB shipping pointc. Allow customers to pay in advanced. Allow customers to purchase on credit Write a question that a population ecologist might ask about the photo below. Then, write a question that an ecosystem ecologist might ask. How are the questions different Which of the following is the correct list of the six different types of hackers listed in your text?a.Black-hat, choker, cyberterrorist, hactivist, script kiddies, and white-hat hackersb.Black-top, cookie, script kids, environment, Web 3.0, and white-top hackersc.Black-hat, script kiddies, script bats, spider crawlers, ad spiders, and white-hat hackersd.Black ops, script bunnies, ecoterrorist, hacktivist, identity thief, and cookere.Black-hat, crackers, cyberterrorists, hacktivists, hack hamsters, white hat.f. None of these which of the following task manager tabs on a windows system is used to display the processes owned by each signed-in user? (c) since 2008, chain restaurants in california have been required to display calorie counts of each menu item. prior to menus displaying calorie counts, the average calorie intake of diners at a restaurant was 1100 calories. after calorie counts started to be displayed on menus, a nutritionist collected data on the number of calories consumed at this restaurant from a random sample of diners. do these data provide convincing evidence of a difference in the average calorie intake of a diners at this restaurant?