A foreign currency trade that settles either one or two business days after trade date is a:
A. cash settlement
B. seller's option settlement
C. forward settlement
D. spot settlement

In the united states for the year​ 2020, the federal government had a​ budget deficit so the national debt was​ increasing.

What is government?

An organised community is governed by a system or collection of people known as a government, which is typically a state. Government often consists of the legislative, executive, and judicial branches in the case of its broad associative definition. Government is both a tool for deciding policy and a way to implement organisational policies. A statement of the government's guiding principles and philosophy is known as a constitution in many nations. All organisations have a governance structure, although the term "government" is commonly used to more specifically refer to the 200 or so autonomous national governments including subsidiary organisations.

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John plans to buy a vacation home in 8 years from now and wants to have saved $43,062 for a down payment, the money should he should place today in a saving account that earns 9.12 percent per year is $23,541.72.

To calculate the amount John should place in the savings account today:

\(\[A = P \times \left(1 + \frac{r}{n}\right)^{nt}\]\)

Plugging in the known values:

\(\[43,062 = P \times \left(1 + \frac{0.0912}{365}\right)^{365 \times 8}\]\)

Now solve for P:

\(\[P = \frac{43,062}{\left(1 + \frac{0.0912}{365}\right)^{365 \times 8}}\]\)

Solving the above equation,

\(\[P \approx \frac{43,062}{(1.000249315)^{2920}} \approx 23,541.72\]\)

Thus, John should place approximately $23,541.72 in the savings account today to accumulate $43,062 for his down payment in 8 years.

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Option(A) is the correct answer. Krishna will receive a disability benefit of $660 under the CPP.

To determine the disability benefit that Krishna will receive under the CPP, we need to consider a few factors. First, let's calculate the disability benefit based on the provided information:

The flat-rate disability amount is $496.36 per month.

The maximum monthly disability benefit is $1362.30.

Krishna's entitlement to a CPP retirement benefit is $660 per month.

To calculate the disability benefit, we compare the retirement benefit to the flat-rate disability amount and the maximum monthly disability benefit:

The disability benefit will be the lesser of:

Let's calculate the disability benefit based on the above formula:

Disability benefit = min(retirement benefit, flat-rate disability amount + retirement benefit - flat-rate disability amount)

= min($660, $496.36 + $660 - $496.36)

= min($660, $660)

= $660

Therefore, Krishna will receive a disability benefit of $660 under the CPP.

Option (a) 50, option (b) $865.94, option (c) $991.36, and option (d) $1156.36 are not correct based on the given information. The correct answer is that Krishna will receive a disability benefit of $660 under the CPP.

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Krishna is 56 years old; he has contributed to the CPP without interruption for over 30 years. While crossing the street, Krishna was struck by a bus and seriously injured. He is currently hospitalized and on life support and his doctors have informed Krishna's family that it is uncertain as to whether he will awaken from his coma. Assuming at the time of his accident, Krishna was entitled to a CPP retirement benefit of $660, the flat-rate disability amount is $496.36 per month and the maximum monthly disability benefit is $1362.30, how much of a disability benefit will Krishna receive under the CPP? a) $660 b) $865.94 C) $991.36 d) $1156.36

Answer:

3 3 1 2

Explanation:

Answer:

3 3 1 2

Explanation:

The fixed-rate mortgage concept is used in home loans. Monthly payments for 30 years, the interest rate is 4.8%, and borrowing $200,000.

It is usually used in home loans with a fixed interest rate during the term of the loan. It is beneficial because once the rate of interest is fixed it is not influenced by the increase in the rate in the future.

C - Monthly payments for 30 years.

D - The interest rate is 4.8 % annually

E -  borrowing $200,000.

Therefore, options C, D, and E explain the fixed-rate mortgage.

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The company that is  having the most problem collecting their accounts receivable is: Company 4.

Company 1

Accounts receivable turnover= $2.6 million/$198,000

Accounts receivable turnover= 13.13

Average collection period=365/13.13

Average collection period= 27.8 days

Company 2

Accounts receivable turnover=$150,000/$12,000

Accounts receivable turnover= 12.5

Average collection period=365/12.5

Average collection period= 29.2 days

Company 3

Accounts receivable turnover=$490,000/$27,000

Accounts receivable turnover= 18.15

Average collection period=365/18.15

Average collection period=20.11 days

Company 4

Accounts receivable turnover=$1.4 million/$153,000

Accounts receivable turnover= 9.15

Average collection period=365/9.15

Average collection period= 39.9 days

Based on the above calculation the company that is  having the most problem collecting their accounts receivable is Company 4 reason been that Company 4 average collection period of 39.9 days is longer than their credit term period.

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a. Greyhound bus system

The Fed would address the scenario with an expansionary policy as this is the policy that stimulates demand.

The specific monetary action that the Fed can take in this scenario is decreasing the Fed Funds rate, to reduce interest rates on loans.

Congress can use the specific fiscal action by offering tax breaks to young people who buy houses.

The Fed Funds rate is the rate that banks borrow from each other. If the Fed was able to decrease this rate, then it would lead to loan interest rates falling which would allow the young college graduates to be better able to buy homes and start families.

Congress for its part, can embark on the fiscal action of giving tax breaks to young college graduates who buy houses and start families. This would encourage them to buy houses knowing they will pay less taxes.

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With $40,000 of excess reserves and a reserve ratio of 5 percent, a monopolist bank could potentially add a total of $800,000 in transaction account balances by utilizing its excess reserves and employing the money multiplier concept.

To determine the total transactions account balances that a monopolist bank with $40,000 of excess reserves and a reserve ratio of 5 percent could add, we need to understand how reserves and the reserve ratio affect the money creation process.

The reserve ratio represents the proportion of deposits that banks are required to hold as reserves. In this case, with a reserve ratio of 5 percent, the bank is required to hold 5 percent of its deposits as reserves.

Given that the bank has $40,000 of excess reserves, it means that it has reserves above the required amount. The excess reserves can be utilized to create new loans and, subsequently, new deposits.

To determine the total transaction account balances that can be added, we can use the money multiplier. The money multiplier is the inverse of the reserve ratio. In this case, the reserve ratio is 5 percent, so the money multiplier is 1 divided by 0.05, which equals 20.

By multiplying the excess reserves ($40,000) by the money multiplier (20), we find that the bank could potentially add a total of $800,000 in transaction account balances ($40,000 * 20).

In summary, with $40,000 of excess reserves and a reserve ratio of 5 percent, a monopolist bank could potentially add a total of $800,000 in transaction account balances by utilizing its excess reserves and employing the money multiplier concept.

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Answer: Long-term Liability

Explanation:

Long-term liabilities are those debt obligations that a company has which it will only pay off in a period more than a year.

As the corporate bond that Scott Drilling Contractors issued is one that will see them making payments for 20 years, that Corporate Bond which is a debt obligation qualifies as a long-term liability and thus will be recorded as such.

Answer:

A or D (i think!)

Explanation:

Answer:The answer is A.) Financial and Investment Planning

Explanation:edge2020

Answer:

With 100:1 leverage a trader can open a position 100 times greater than they could without leverage. For example, if the cost to purchase . 01 lots of EUR/USD is normally $1000 and the broker offers 100:1 leverage, then the trader must put up only $10 as margin.

Explanation:

Answer:

1.Slow Economic Growth

2.An Increase in Population

3. Slow Growth of Industrialisation

The reasons for unemployment include:

Unemployment is when people who are willing and able to get are job are without jobs. Types of unemployment include:

When there is a recession, the level of output would be depressed. As a result, unemployment would increase.

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It is true that some intangible attributes like delivery or a warranty may also be important for a product like a washing machine because it has tangible attributes that a customer's senses can perceive, the washing machine is defined as good having tangible attributes.

In economics, goods are tangible items that can be used to satisfy human wants.

Goods essentially have value because they provide utility. The more utility a good provides, the more it's value.

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The correct answer is option a. Strategic change involves improving an organization's alignment among strategy, organization design, and environment.

Strategic change is referred as the process of implementing of changes to important features of a business. For example in response to new market threats or opportunities. Upper management and the Chief Executive Officer in particular brace the responsibility for this change

Strategic change focuses at giving companies a competitive advantage in their market. It is known as the big-picture business change which is design to help companies and the increase revenue. Strategic change is distinguished as a complex change which includes four independent but each other interconnected areas- technical, organizational, methodical and social changes.

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The firm has a return on assets of 7.15% and a return on equity of 11.92%. The return on assets (ROA) is calculated by multiplying the profit margin by the total asset turnover.

In this case, the profit margin is 5% and the total asset turnover is 1.43. Multiplying these two values gives us 0.05 * 1.43 = 0.0715, or 7.15% as the return on assets.

The return on equity (ROE) is determined by multiplying the return on assets by the debt-equity ratio. In this scenario, the debt-equity ratio is 0.6 and the return on assets is 7.15%. Multiplying these values yields 0.6 * 0.0715 = 0.0429, or 4.29% as the return on equity.

These figures provide insights into the profitability and efficiency of Stephen's Auto Body Shop. The return on assets indicates the profitability generated from the company's total assets, while the return on equity measures the returns earned on the shareholders' equity investment. A higher return on assets suggests better utilization of assets to generate profits, while a higher return on equity signifies better returns for the company's shareholders in relation to their investment.

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The given statement is false. When there is an increase in the cost of production of a product, it causes a leftward shift in the supply curve of that product.What is the shift of supply curve?A shift in the supply curve refers to the change that occurs when an event alters the quantity supplied at a given price level.

When there is a shift in the supply curve, the entire supply curve shifts either leftward or rightward.How does an increase in production cost affect the supply curve?An increase in the cost of production would increase the minimum price that producers would need to receive in order to supply a given quantity of output. Because of this, the supply curve would shift leftward. The leftward shift of the supply curve signifies that firms would supply less of the good at every price level, which is in contrast to the rightward shift that the given statement claims.An increase in the cost of production of a product will lead to a leftward shift of the supply curve, which decreases the quantity supplied of the product at every price level. Hence, the given statement is false.

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Answer:

Depending on you're position. Can not be paid

Explanation:

Although Many Employee's do pay their interns, and some of there companies recognize the value in training for somebody became an after they finished college.

The approach that is being followed in this project is a just-in-time (JIT) approach.

The just-in-time (JIT) approach is a manufacturing philosophy and approach to controlling inventory that emphasizes producing products as they are needed rather than producing products in advance of demand.

This approach is based on the notion that producing products only when they are needed reduces inventory costs while also ensuring that products are ready for delivery in a timely manner.

The Just-in-Time (JIT) approach, also known as lean manufacturing, emphasizes production efficiency by reducing inventory levels and avoiding overproduction.

This approach has a significant impact on the production process, such as reducing waste and minimizing inventory, and on resource utilization.

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In Part 1, the appropriate price to pay for a security that makes one payment of $28,000 in 1 year can be determined by using the concept of present value.

The appropriate annual discount rate is given as 14% (0.14). Using the formula for present value, we can calculate the price as follows:

Price = Payment / (1 + Discount Rate)^Time

Price = $28,000 / (1 + 0.14)^1

Price = $24,561.40

Therefore, the appropriate price to pay for the security in Part 1 is $24,561.40.

In Part 2, we need to calculate the appropriate price to pay for a security that makes one payment of $28,000 in 4 years. Again, we use the concept of present value with the given discount rate of 14%. Applying the formula, we have:

Price = $28,000 / (1 + 0.14)^4

Price = $17,675.90

Hence, the appropriate price to pay for the security in Part 2 is $17,675.90.

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Answer:

You can do this by copying, pasting, and using the Transpose option. But doing that creates duplicated data. If you don't want that, you can type a formula instead using the TRANSPOSE function. For example, in the following picture the formula =TRANSPOSE(A1:B4) takes the cells A1 through B4 and arranges them horizontally.

Step 1: Select blank cells

First select some blank cells. But make sure to select the same number of cells as the original set of cells, but in the other direction. For example, there are 8 cells here that are arranged vertically:

Cells in A1:B4

So, we need to select eight horizontal cells, like this:

Cells A6:D7 selected

This is where the new, transposed cells will end up.

Step 2: Type =TRANSPOSE(

With those blank cells still selected, type: =TRANSPOSE(

Excel will look similar to this:

=TRANSPOSE(

Notice that the eight cells are still selected even though we have started typing a formula.

Step 3: Type the range of the original cells.

Now type the range of the cells you want to transpose. In this example, we want to transpose cells from A1 to B4. So the formula for this example would be: =TRANSPOSE(A1:B4) -- but don't press ENTER yet! Just stop typing, and go to the next step.

Excel will look similar to this:

=TRANSPOSE(A1:B4)

Step 4: Finally, press CTRL+SHIFT+ENTER

Now press CTRL+SHIFT+ENTER. Why? Because the TRANSPOSE function is only used in array formulas, and that's how you finish an array formula. An array formula, in short, is a formula that gets applied to more than one cell. Because you selected more than one cell in step 1 (you did, didn't you?), the formula will get applied to more than one cell. Here's the result after pressing CTRL+SHIFT+ENTER:

The reason why buying a car considered "bad debt"is that It decreases in value over time. option A

The term bad debt can be described as the amount of money that a creditor must write off as a result of a default on the part of the debtor in a case whereby the creditor has a bad debt on the books,  then things turn to uncollectible and is recorded as a charge-off.

It should be noted that a case can be regarded as bad debt because the value of the asset you receive from the loan depreciates quickly however in some cases  interest charges increase how the amount that is been paid for the vehicle.  and in thius case cost is higher compare to what it would be if you'd purchased the car outright with cash.

Hence, option A is correct.

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Answer:

there is only movement along the demand curve for apple juice.

Explanation:

The demand curve shows the graphical relationship between the price of a good or service and the quantity demanded at each point in time. It shows the quantity demanded at each price. There is an inverse relationship between price and quantity demanded,  as the price increases the quantity demanded reduces (but demand itself stays the same) while If the price decreases, quantity demanded increases.

The price of orange juice falls from $2.49 a jug to $1.99 a jug, the demand curve remains the same, but there is only movement along the demand curve for apple juice.

The given statement "holiday inn divided its customer market into segments and selected the most promising segments. The position it wants to occupy in these segments is called diversification" is False.

The diversification refers to a strategy where a company expands its business into new markets or industries that are unrelated to its existing products or services.

It involves entering new areas of business to reduce risk or take advantage of new opportunities.

The process of deciding what position a company wants to occupy in selected customer segments is called positioning.

Therefore, the given statement is false.

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In a closed economy, national savings equals $10 billion.

closed economy, national savings refers to the portion of income that is not consumed or spent by households or the government and is available for investment. Given the information provided, government spending is $30 billion, consumption is $70 billion, and net taxes are $20 billion. To calculate national savings, we subtract consumption and government spending from GDP,

which is $110 billion in this case. Therefore, national savings amount to $10 billion. This means that $10 billion is available for investment or future use within the economy. National savings plays a crucial role in financing investment and contributing to economic graphic.

National savings plays a vital role in an economy as it represents the accumulation of funds available for investment. It provides the necessary resources for financing capital projects, such as infrastructure development, research and development, and expansion of businesses. Higher levels of national savings contribute to increased investment, leading to enhanced productivity, job creation, and economic growth. On the other hand, low levels of national savings can limit investment opportunities and hinder long-term economic development. Governments often implement policies to encourage savings and investment to stimulate economic activity and foster prosperity.

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The best education for Matt to attain the position of curator at a large national museum is an Option C. bachelor's degree in art history.

A curator is a person who is in charge of the collection and display of artifacts in a museum. Curators are responsible for organizing exhibits, acquiring new collections, and keeping the existing ones in good shape, among other duties. The work of a curator demands a high degree of knowledge of the materials they handle, in addition to organizational skills and the ability to engage with the public.

Curators must typically hold a bachelor's degree in a field related to the collection they oversee. Art history, anthropology, or archaeology are popular majors for curators. Additionally, they should have experience in their particular field of expertise. Furthermore, many museums will require their curators to have a Master's degree or Ph.D. in their field or a related one. These degrees are obtained in specialized postgraduate degree programs, and they demonstrate a deeper understanding of the subject matter and a commitment to the field.

The education for Matt to attain this position would be a bachelor's degree in art history. Art history is the study of visual art throughout history. It is an academic discipline that combines cultural and historical perspectives to examine and understand visual art. In this field, you will learn about artists and their works, styles and movements, and the cultural contexts that surrounded them. This knowledge is critical to the work of curating art collections, and it will enable Matt to be efficient in his job. Therefore, the correct option is C.

The question was incomplete, Find the full content below:

Matt is the curator at a large national museum. He researches and catalogs new art pieces that are submitted to the museum. What education might have been necessary for Matt to attain this position?

A. high school diploma

B. associate degree in performing arts

C. bachelor's degree in art history

D. doctorate in computer sciences​

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D. Start saving about two months before college begins

A firm's ethical conduct can increase its long-term profitability by reducing legal expenses and fines, enhancing its reputation and brand value, and fostering trust and collaboration among stakeholders.

Ethical corporate behavior is not just a moral obligation; it also has practical benefits. One of the most significant advantages is that it can increase a firm's long-term profitability.

First, ethical conduct can reduce unnecessary legal expenses and the need to pay fines. Companies that engage in unethical practices are more likely to face legal challenges, regulatory penalties, and damage to their reputation.

Second, ethical corporate behavior can enhance a company's reputation and brand value. Moreover, a positive reputation can help a company weather crises and challenges, which can ultimately benefit its profitability.

Third, ethical behavior can foster trust and collaboration among stakeholders. When a company operates with integrity and transparency, it can build stronger relationships with its customers, suppliers, investors, and other stakeholders.

This can lead to better collaboration, more effective risk management, and a more sustainable business model. These benefits can help a company achieve long-term profitability and success.

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A contract that has yet to be performed is known as an **executory contract**.

An executory contract refers to a contract where both parties have made promises but have not yet fulfilled their obligations. In other words, the performance of the contract is yet to occur, and there are outstanding actions or terms that need to be fulfilled by one or both parties. Until the obligations outlined in the contract are completed or executed, it remains an executory contract.

Option (d) executory contract accurately describes a contract that has not yet been performed. Option (a) executed contract refers to a contract that has been fully performed, meaning all parties have fulfilled their obligations. Option (b) express contract refers to a contract in which the terms are explicitly stated, either verbally or in writing. Option (c) implied contract refers to a contract that is formed through the actions or conduct of the parties involved, even if it is not explicitly stated in writing.

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A contract that has yet to be performed is known as a D. executory contract is the correct option.

An executory contract is a contract that has not yet been performed by either party. The terms of the contract have been agreed upon, but the parties have not yet fulfilled their obligations.

An executed contract is a contract that has been fully performed by both parties. All of the terms of the contract have been met, and the parties are no longer obligated to each other.

An express contract is a contract that is created by an explicit agreement between the parties. The terms of the contract are stated in words, either orally or in writing.

An implied contract is a contract that is created by the actions of the parties, even though there is no explicit agreement. The terms of the contract are implied by the actions of the parties.

So, the answer is (d), an executory contract.

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Answer:

The product is a car, the BMW X1

Explanation:

Product: BMW X1, a sports car that is a compact four door SUV, that can go from 0 to 60 mph in 6 seconds.

Price: the starting price of this model $35,400. It is not a cheap car, but it is one of the cheapest models that BMW has to offer.

Place: the car can be evaluated, and bought through BMW's website, although most customers will obviously prefer to buy it in person, in order to test drive. For this reason,  the car is sold at most BMW dealerships.

Promotion: this is a car for the upper-middle class, so advertisements tend to cater to that specific demographic group.