An insured purchased a noncancellable health insurance policy 1 year ago. Which of the following circumstances would NOT be a reason for the insurance company to cancel the policy?The insured is in an accident and incurs a large claimThe insured does not pay the premium.The insured reaches the maximum age limit specified in the policy.Within two years of the application, the insurer discovers a misrepresentation.
Answers
The insured purchased a noncancellable health insurance policy one year ago. The circumstance that would NOT be a reason for the insurance company to cancel the policy is when the insured reaches the maximum age limit specified in the policy.
What is a noncancellable insurance policy?
A noncancellable insurance policy is a policy that cannot be canceled or changed by the insurance company as long as the policyholder maintains the policy and pays the premiums. Because the insurer assumes the financial risk for the life of the policy, a noncancellable policy is generally more expensive than a cancellable policy. Misrepresentations, non-payment of premiums, and policyholder's age limits can all be reasons for the insurer to cancel a policy.
However, with a noncancellable insurance policy, the policyholder has greater protection against cancellation of the policy than with other types of policies. As a result, a noncancellable policy is more expensive than a cancellable policy.
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Related Questions
If during the fiscal year, the federal government takes in $3 trillion in taxes, but
spends $4 trillion, the government will have run what is called
Answers
Answer:
A fiscal deficit
Explanation:
A fiscal deficit is a condition where the government expenditures exceed its income. It is when the total budgeted expenditure estimates are more than the projected government's income. A government that budget deficits year after year is living beyond its means.
The actual fiscal deficit can be calculated by subtracting the expenditure from the projected income. In this case, the government fiscal deficit will be $1 trillion.
Label the parts of the Transactional Model.
Answers
Answer:
HOPE THIS HELP..PLZ MARK ME BRILLIENT
Explanation:
How can I unclog the toilet the potatoes got stuck in there? (I hope this not a inapropriate question)
Answers
Answer:
Just get something like a brush and it will get off
Explanation:
Just do it
A 20 -year, 10%, ₹ 1,000 bond that pays interest half-yearly is redeemable (callable) in twelve years at a buy-back (call) price of ₹1,150. The bond's current yield-to-maturity is 9.50% annually. You are required to determine (i) the yield-to-call, (ii) the yield-to-call if the buy-back price is only ₹1,100, and (iii) the yield-to-call if instead of twelve years, the bond can be calied in eight years, buy-back price being ₹1,150.
Answers
A 20-year, 10%, ₹ 1,000 bond that pays interest half-yearly is redeemable (callable) in twelve years at a buy-back (call) price of ₹1,150.
The bond's current yield-to-maturity is 9.50% annually. The following formula is used to compute the yield to call on a bond:
YC = ( (FV - CP) / (n * ( (FV + CP) / 2))) + ( (CP / n) )
Where,YC = Yield to callCP = Call priceFV = Face value of the bondn = number of years until call. Yield to Call Calculation
YC = ( (FV - CP) / (n * ( (FV + CP) / 2))) + ( (CP / n) )YC = ( (1000 - 1150) / (12 * ( (1000 + 1150) / 2))) + ( (1150 / 12) )YC = 10.19% annually Yield to Call Calculation if buy-back price is ₹1,100
YC = ( (1000 - 1100) / (12 * ( (1000 + 1100) / 2))) + ( (1100 / 12) )YC = 11.15%
Yield to Call Calculation if callable in 8 years
YC = ( (1000 - 1150) / (8 * ( (1000 + 1150) / 2))) + ( (1150 / 8) )YC = 12.19% annually
Therefore, the yield to call of the bond if redeemed in twelve years at a buy-back price of ₹1,150 is 10.19% annually, the yield to call if the buy-back price is ₹1,100 is 11.15% annually and the yield to call if the bond is callable in eight years at a buy-back price of ₹1,150 is 12.19% annually.
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Which of the following best defines a change analysis survey?
Answers
Answer:
It is a kind of job hazard analysis in which we can elaborate that, This is a technique that is concerned with the kind of job tasks. As to identify various hazards before they can occur. It also focuses on the kind of relationship between every worker, task, tool, and work for a suitable environment.Effective Risk management, conducted for a change analysis survey includes various steps such as :Select the best kind of Job to Analyzechoose Job Task Breakdownalways Identifying various HazardsDevelopment of Preventative kind of MeasuresEvery Document and Communicate Job Hazard Analysis should be found.The worksite analysis is defined as managers and employees, always analyzing every work site condition to identify.Know More about change analysis survey:
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is it cool when you have friends at school
Answers
Answer:
Well yes I would suppose…unless you’re the loner type. I don’t have any friends so I wouldn’t really know—
._.
Answer:
yes, i guess you could say that its cool to have friends at school. but it is important to make sure that they dont get in the way of schoolwork or influence you to do anything bad
Explanation:
The spot rate is $1.20 per euro and the one year ahead forward rate is $1.25 per euro. If one year later the spot rate ends up being $1.22 per euro what is the profit/loss for a speculator who bought 100 euros at the forward rate?
Answers
The speculator incurred a loss of $3 by buying 100 euros at the forward rate.
To calculate the profit or loss for the speculator, we need to compare the difference between the forward rate and the actual spot rate at the end of one year.
The speculator bought 100 euros at the forward rate of $1.25 per euro, which means the initial investment was 100 euros * $1.25 = $125.
At the end of one year, the spot rate ended up being $1.22 per euro. To calculate the value of the 100 euros at the spot rate, we multiply the euros by the spot rate:
100 euros * $1.22 = $122.
To determine the profit or loss, we subtract the initial investment from the final value:
Profit/Loss = Final Value - Initial Investment
Profit/Loss = $122 - $125
Profit/Loss = -$3.
Based on the given rates, the speculator incurred a loss of $3. Therefore, the speculator experienced a $3 loss on the investment of 100 euros over the one-year period.
It's important to note that the forward rate is a contractual agreement to exchange currencies at a predetermined rate in the future. The actual spot rate at the end of the period may differ, resulting in potential profits or losses for the speculator depending on the direction of the currency's movement. In this case, the speculator faced a loss due to the spot rate being lower than the forward rate.
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What are some factors that would influence supply? Explain
Answers
Answer:
6 Factors Affecting the Supply of a Commodity (Individual Supply) |
Price of the given Commodity: ADVERTISEMENTS: ...
Prices of Other Goods: ...
Prices of Factors of Production (inputs): ...
State of Technology: ...
Government Policy (Taxation Policy): ...
Goals / Objectives of the firm:
Explanation:
Please mark as brain list
In 2020, Courtney, 16 and a dependent of her mother, had earned income of $4,000 and interest income (unearned) of $9,500. What is Courtney's federal income tax liability (before credits)? Courtney's mother is in the 35% marginal tax bracket.
Answers
Answer:
The Tax Liability is $1,400
Explanation:
Income is only taxable when it is earned. Any unearned income is not taxable
As unearned income is not taxable then there will be no tax on the unearned interest income of $9,500.
The only taxable income is earned income of $4,000
Use the following formula to calculate the tax liability
Tax liability = Taxable income x Tax rate
Where
Taxable income = $4,000
Tax rate = 35%
Placing values in the formula
Tax liability = $4,000 x 35%
Tax liability = $1,400
an older adult client has newly diagnosed stage 2 hypertension. the health care provider has prescribed chlorothiazide and benazepril. what will the nurse monitor this client for?
Answers
If the health care provider has prescribed chlorothiazide and benazepril, what the nurse should monitor this client for is: Posturalhypotension and resulting injury
Postural hypotension occurs when a patient experience low blood pressure after standing up.
Postural hypotension tend to as well occur when the patient blood vessels is not tighten or when the patient blood pressure is unstable when the patient stood up.
Symptoms of postural hypotension includes:
•Feeling dizzy immediately after standing up
•Fainting
•Nausea
•Body weakness etc
The patient may experience all this symptoms after taking the prescribed medication
It is often advisable for patient to stand up slowing in order to prevent either fainting or falling that may result in the patient sustaining injury.
Inconclusion if the health care provider has prescribed chlorothiazide and benazepril, what the nurse should monitor this client for is: Postural hypotension and resulting injury
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in general equilibrium analysis and taking into account feedback effects, analyze the effects of increased taxes on airline tickets to major tourist destinations such as
Answers
The increase in taxes on air tickets to tourist destinations can have both positive and negative impacts on the overall economy.
On one hand, the increased tax revenues can be used to fund infrastructure projects, create jobs, and stimulate economic growth. On the other hand, the increased taxes may lead to higher airfares, resulting in fewer people taking trips or holidays and thus lead to a decline in spending on associated goods and services, like restaurants, shopping, and activities.
Furthermore, the increased taxes could lead to an increase in competition among airlines as they attempt to keep their prices competitive and thus further dampen the economic impact. In such a situation, a general equilibrium analysis would determine the overall economic impact of the taxation increase by combining the positive and negative impacts to determine the long-term outcomes. This could include positive impacts such as job creation and infrastructure improvements or negative consequences such as decreased spending on trips and leisure.
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The Question-
in general equilibrium analysis and taking into account feedback effects, analyze the effects of increased taxes on airline tickets to major tourist destinations such as?
The Sweetwater County Sheriff’s Office maintains a fund to which it transfers the phone company commissions it earns on inmates’ pay-phone calls. The monies collected are used to provide inmate "amenities" – books and magazines, writing paper, postage stamps, chewing gum, and so on. The resources of the fund are periodically transferred for as private-purpose trust fund (a fiduciary fund) or a government fund, such as a special revenue fund?
Answers
The classification of the fund should be based on a careful analysis of its resources, purpose, and legal restrictions to ensure compliance with accounting and reporting standards.
The decision to classify the Sweetwater County Sheriff's Office's fund as either a private-purpose trust fund or a government fund depends on the nature of the fund's resources and their intended use.
If the resources are derived from private sources, such as phone company commissions, and are intended solely for the benefit of inmates, then the fund would be classified as a private-purpose trust fund. The use of the fund's resources must be restricted to providing amenities for inmates, and any excess funds must be returned to the original donors.
On the other hand, if the resources are derived from public sources, such as tax revenues, and are intended to support the Sheriff's Office's operations, including the provision of amenities for inmates, then the fund would be classified as a government fund, such as a special revenue fund. The use of the fund's resources must be consistent with the purpose for which the fund was established and must be subject to government accounting and reporting requirements.
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Billy never lets money stay in his pockets, he thinks if it is there he has to spend it. Often he spends it on useless "stuff". Billy works pretty hard at landscaping jobs. He's only in the 8th grade, but has goals to get a car, go to college and buy a big house. What advise do you have for him?
Answers
Answer: See explanation
Explanation:
Based on the information given in the question, the advise for Billy is that he should save his money rather than purchasing things that are useless.
He has goals to get a car, go to college and buy a big house but he's rather spending on useless stuff. This will make his goals harder to achieve but saving the money for future purpose is essential to achieve his dreams and meet other demands.
In
, people invest money in a company in exchange for the company’s
.
Answers
Answer:
In equity crowdfunding, people invest money in a company in exchange for the company’s shares
Explanation:
Equity crowdfunding is the process in which people invest in start up companies and early stage companies that have not been listed on a stock market in exchange for shares in that company. As a result of the investment, the person becomes a shareholder and makes profit when the company do well but if the company fails, shareholders make losses.
Startups and early-stage companies use this method to raise capital.
one of the factors listed below determines the shape of the aggregate demand curve. which one does this?
Answers
The real balance effect is the factor that determines the shape of the aggregate demand curve.
The balance is the sum owing on an account in banking and accounting. In accounting, the term "balance" refers to the difference between the total of debit entries and the total of credit entries made into an account for a certain financial period. A debit balance is displayed when there are more total debits than total credits. The demand curve is a graphical depiction of the relationship between the cost of a good or service and the amount demanded over a specific time period. Individual and market demand curves are the two different types of demand curves. It shows a graphic depiction of the demand schedule. It can be made by graphing the relationship between price and quantity demanded.
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what is the most money you get in a job?
Answers
Answer:
it depends on the job but it is a Anesthesiologists
Answer:
I think being a rapper or being in the NBA OR NFL OR MLB
Explanation:
Discussion: Define Viscosity. Why is it important to understand the viscosity of a substance? Identify several industries where viscosity is an important measure of a products quality. List several different methods of testing viscosity and the units used in those methods. What is the difference between dynamic viscosity (also known as absolute viscosity) and kinematic viscosity?
Answers
Viscosity is a physical property of fluids that describes the resistance of a fluid to flow.
It is important to understand the viscosity of a substance because it can help determine the fluid's behavior and performance.
Methods for testing viscosity include capillary viscometry, rotational viscometry, and falling ball viscometry. These methods use different units of measurement such as centipoise (cP), Pascal-seconds (Pa·s), and Stokes (St) to measure viscosity.
Dynamic viscosity is also known as absolute viscosity and is a measure of the internal friction or resistance to flow within a fluid. It is measured in units of Pa·s or cP. Kinematic viscosity, on the other hand, is a measure of the fluid's resistance to flow under the influence of gravity. It is measured in units of m²/s or centistokes (cSt).
Viscosity is a physical property of fluids that describes the resistance of a fluid to flow. The internal friction that exists between adjacent fluid layers which opposes relative motion between them is referred to as viscosity. Fluids that have high viscosity are thick and flow slowly, while fluids with low viscosity are thin and flow quickly. The SI unit of viscosity is Pa·s (Pascal second).
Understanding viscosity is crucial in several applications and industries, such as:
Food Industry: The viscosity of food products, such as sauces, pastes, and oils, determines their texture, consistency, and quality.Petroleum Industry: Viscosity is an essential parameter in the production and refining of crude oil, as well as in the lubrication of engines and machinery.Paint Industry: Viscosity is an essential factor in the production of paints and coatings, as it determines their spreadability, brushability, and drying time.Chemical Industry: Viscosity plays a crucial role in the production of various chemical products, such as polymers, adhesives, and coatings.Pharmaceutical Industry: Viscosity is an essential factor in the formulation and production of pharmaceuticals, such as creams, lotions, and syrups.Several methods are used to measure viscosity, such as:
Capillary Viscometer Method: This method measures the time taken by a fluid to flow through a capillary tube under the influence of gravity.Brookfield Viscometer Method: This method measures the torque required to rotate a spindle immersed in the fluid.Falling Ball Method: This method measures the time taken by a sphere of known density and size to fall through a fluid in a vertical tube.Ostwald Viscometer Method: This method measures the flow rate of a fluid through a capillary tube, which is then used to calculate viscosity.There are two types of viscosity: dynamic viscosity and kinematic viscosity.
Dynamic viscosity (also known as absolute viscosity) is the measure of the fluid's resistance to flow, and it is measured in units of Pa·s or N·s/m². Dynamic viscosity is determined by the frictional forces that exist between the different layers of fluids that oppose relative motion between them.Kinematic viscosity is defined as the ratio of the dynamic viscosity of a fluid to its density, and it is measured in units of m²/s. It is a measure of the fluid's resistance to flow under the influence of gravity. Kinematic viscosity is used to classify fluids based on their flow characteristics.Learn more about Kinematic viscosity: https://brainly.com/question/30264313
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how to use service economy and consumer and also producer in a sentence
Answers
To use service economy and consumer and also a producer in a sentence, you could say:
"The service economy relies on both consumers and producers to drive growth, as consumers demand services and producers meet those demands through their offerings."
What is a Service Economy?The term "service economy" might apply to either of two current economic developments: The growing prominence of the service industry in developed economies.
The current Fortune 500 list includes more service businesses and fewer manufacturing than prior decades.
The service-based economy is distinguished by a dominant tertiary sector, an availability of services, a limited number of manufacturers, and the majority of service-based economies being located in first-world nations.
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the elements of consideration, in a bilateral contract for a sale of goods, are the sale and the goods. group of answer choices false true
Answers
In a bilateral contract for the sale of goods, consideration refers to the exchange of something of value between the parties involved.
Sale: The first element of consideration is the sale itself. This refers to the agreement between the buyer and the seller to transfer ownership of goods in exchange for some form of consideration. The sale establishes the intention of the parties to enter into a contractual relationship.
Goods: The second element of consideration is the goods that are the subject of the contract. Goods typically refer to tangible, movable items that are bought or sold, such as merchandise, equipment, or commodities. The specific nature and description of the goods should be clearly defined in the contract to avoid any ambiguity or misunderstanding.
Consideration is a fundamental requirement for the formation of a valid and enforceable contract. It ensures that each party is giving something of value and creates a mutual obligation to perform their respective duties under the contract. Without consideration, a contract may be considered gratuitous and lacking the necessary elements for enforceability.
It's important to note that these elements of consideration can vary depending on the jurisdiction and specific contractual terms. Legal advice from a qualified professional should always be sought for specific contract-related matters.
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Why very few subsistence economies exist today
Answers
Answer:
As previously mentioned,
subsistence markets are
extremely vulnerable to
external influences.
Because of this
vulnerability, these economies are
becoming more scarce around the
world. In the past, for example, large
populations of indigenous peoples lived
throughout North America.
ethical issues arise in international business when
Answers
The existence of cultural, legal, and ethical disparities across nations can lead to ethical problems in international commerce. These are some such circumstances where ethical concerns might emerge in global business.
Bribery and corruption: In certain nations, these immoral and unlawful commercial activities are standard operating procedure. Businesses who do business internationally need to be aware of local legislation regarding bribery and corruption as well as cultural norms in each country they operate in. They also need to make sure that their business activities are moral and legal. Labor and human rights violations: As some nations have less stringent labor and human rights laws than others, businesses must take care to avoid using any methods that go against these laws. For instance, discrimination, forced work, and child labor are all prohibited.
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LensForAll is a company that sells affordable contact lenses on its website. The CEO of the company realizes that an app must be developed that would allow customers to virtually try on colored lenses to find out what best suits them. Which of these features should the app have
Answers
An application is a software that is used for several specific tasks like communication. So, for this CEO who wants to develop an application where his customers can try out lenses virtually, the following features should be included;
It should be a web app so that it runs on all devices It should be a native app so that the device camera can be used by the app It should have a responsive design so that it is easy to use on mobile devicesThe application should support all devices like phones, tablets, laptops, etc. This will ensure that all kinds of customers can access the app.
A native application that supports camera functionality should be used.
Finally, the page should be responsive so that many issues are not encountered during operation.
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The differences between permanent life insurance (PLI) and term life insurance (TLI) policies are: a) The premium paid for Tll is generally lower than that paid for PLI b) TLI has always a larger death benefit than PLI c) PLI is a sounder choice than TLI in case of the bankruptcy of the insurance company Ba On Pra Roti d) all of the above e) only (b) and (c) of the above Ad. Trac
Answers
The correct answer is (a) and (b) of the above. The main differences between permanent life insurance (PLI) and term life insurance (TLI) policies are that the premium paid for TLI is generally lower than that paid for PLI, and TLI has always a larger death benefit than PLI.
PLI is a sounder choice than TLI in case of the bankruptcy of the insurance company Ba On Pra Roti is not necessarily true, as both types of policies are regulated and insured by state guaranty associations. Therefore, the correct answer is (a) and (b) of the above.
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A foodborne illness is a disease that
Answers
Answer:
Food poisoning, a type of foodborne illness, is a sickness people get from something they ate or drank. The causes are germs or other harmful things in the food or beverage.
Symptoms of food poisoning often include upset stomach, diarrhea and vomiting. Symptoms usually start within hours or several days of eating the food. Most people have mild illness and get better without treatment.
Explanation:
What would you like to know?
Answers
Answer:
I like these free points. Also Panic! At The Disco anyone?
Explanation:
¿Un producto tiene una EPD de 0,73. Qué podemos decir acerca de la Elasticidad de este producto? Explique.
Answers
Answer:
En este caso, EPD tiene un valor de 0,73, siendo menor que 1. Por lo que la demanda del bien es inelástica y la cantidad demandada aumenta (disminuye) en menor proporción de lo que baja (sube) el precio.
Explanation:
La elasticidad precio de la demanda (EPD) indica en qué medida los cambios en el precio alteran la demanda de productos o servicios concretos. En otras palabras, la elasticidad precio de la demanda señala cuánto varía la cantidad demandada de un bien cuando varía su precio.
Se calcula comparando el valor porcentual del cambio en el precio con el del correspondiente cambio en la demanda. Es decir, se define como el cambio porcentual en la cantidad demandada dividido por el cambio porcentual en el precio.
Si la EPD > 1, se dice que la demanda del bien es elástica y la cantidad demandada aumenta (disminuye) en mayor proporción en que baja (sube) el precio. La cantidad demandada aumenta (disminuye) en mayor proporción en que baja (sube) el precio.
Si la EPD < 1, se dice que la demanda del bien es inelástica y la cantidad demandada aumenta (disminuye) en menor proporción de lo que baja (sube) el precio. La demanda de un bien es inelástica cuando la reacción de los consumidores ante un cambio en el precio no es significativa.
Si la EPD = 1, se dice que la demanda del bien tiene elasticidad unitaria y la cantidad demandada aumenta (disminuye) en la misma proporción en que baja (sube) el precio.
En este caso, EPD tiene un valor de 0,73, siendo menor que 1. Por lo que la demanda del bien es inelástica y la cantidad demandada aumenta (disminuye) en menor proporción de lo que baja (sube) el precio.
How does the rate of a proportional tax change with income?.
Answers
Answer:
Proportional taxes are a type of regressive tax because the tax rate does not increase as the amount of income subject to taxation rises, placing a higher financial burden on low-income individuals.
Explanation:The rate remains the same, even if income increases or decrease
Which of the following will increase the money supply? Question 17 options: an increase in the discount rate (relative to the federal funds rate) a decrease in the required reserve ratio an open market sale by the Fed a and c b and c
Answers
Answer:
a decrease in the required reserve ratio
Explanation:
The Federal Reserve utilises various strategies to control money supply to the economy. Money supply is the amount of money that is held by by the public in an economy.
The various methods used by the Federal Reserve to regulate money supply includes discount rate, reserve ratio, and open market operations.
Money supply will increase when the reserve ratio for commercial banks is decreased. This means less of their funds is required to be witheld from the public.
On the other hand an open market sale will mop up the cash in the economy, and an increase in discount rate (rate of lending to banks) will also cause a decrease in money supply.
If a company is going to export goods to a foreign market, the production process traditionally has been handled through:
fourth-party operations.
third-party operations.
domestic operations.
home-country operations.
domestic operations
Answers
If a company is going to export goods to a foreign market, the production process traditionally has been handled through domestic operations. Domestic operations refer to the manufacturing of goods, service delivery, and customer service activities that take place within a company's home country.
It can be performed in-house or by a third-party provider. For instance, a company that produces a product in the United States and then ships it to foreign markets is performing domestic operations because the product was manufactured in its home country.
Exporting a product is one example of how domestic operations can help a company expand its business beyond its home country.Exporting goods to a foreign market is not restricted to domestic operations, but it can also be performed by third-party operators.
Nevertheless, it is not a customary practice to have fourth-party operations involved in the manufacturing of goods because it may be difficult to monitor the quality of the goods being produced by the fourth-party.
Hence, home-country operations (domestic operations) are the most usual and viable option when exporting goods to a foreign market.
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Margaret invested $75,000
in a company. Now she
has $125,000.
What is the percentage
change?
[?]%
(Round your answer to the nearest percent.)
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Answers
The percentage increase for Margaret's investment in this company is 67%.
The types of percentage change.In Mathematics, there are two (2) main types of percentage change and these include the following:
Percentage decreasePercentage increaseMathematically, percentage increase can be calculated by using this formula:
Percentage increase = [Final value - Initial value]/Initial value × 100
Substituting the given parameters into the formula, we have;
Percentage increase = [125,000 - 75,000]/75,000 × 100
Percentage increase = 50,000/75,000 × 100
Percentage increase = 0.667 × 100
Percentage increase = 66.7 ≈ 67%.
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