Bill and Hillary each buy a house and take out a $100,000 loan. His house is in New York and her house is in Washington D.C. Bill takes out a conventional 30 year fixed rate mortgage, and Hillary opts for a conventional 15 year fixed rate mortgage. Which of the following correctly summarizes how Bill's mortgage is different from Hillary's (all other things being equal)?
- Bill's 30 year mortgage has a higher interest rate, lower
monthly payments and higher overall interest payments.
It builds equity more slowly than Hillary's mortgage.
- Hillary's 15 year mortgage has a higher interest rate, higher
monthly payments and higher overall interest payments.
It builds equity more slowly than Bill's mortgage.
- Bill's 30 year mortgage has a lower interest rate, lower
payments and lower overall interest payments. It builds
equity more quickly than Hillary's mortgage.
- None of the answers are correct

Answers

Answer 1

The difference between Bill's mortgage and Hillary's mortgage (assuming all other things being equal) is that Bill's 30-year mortgage has a lower interest rate, lower payments, and lower overall interest payments. It builds equity more slowly than Hillary's mortgage.

A fixed-rate mortgage is a type of mortgage in which the interest rate stays the same for the life of the loan. It is one of the most traditional types of mortgage loans. They are usually the most common types of loans given to homebuyers. Fixed-rate mortgages usually come in 15-year or 30-year terms. In addition, they are available in other lengths as well. A conventional mortgage is a type of mortgage loan that is not backed by a government agency such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA).

A conventional loan is a home loan that is not backed by the government, which means that the lender takes on the risk of the borrower defaulting on the loan. Equity is the value of your house minus the amount you still owe on the loan. It is essentially the amount of the house that you "own" outright. Over time, as you pay off your mortgage, your equity in the property will grow. Equity can be built in several ways, including making regular mortgage payments, making extra payments on the principal, and taking advantage of home price appreciation.

For more about Bill's mortgage:

https://brainly.com/question/17256555

#SPJ11


Related Questions

Section three of a business plan describes which of the following?
A. Business description and analysis
B. Organization and marketing plan
C. Financial plan
D. Promotional activities

Answers

Answer:

B. organization and marketing plan

Section three of a business plan describes Organization and marketing plan. Thus option B is correct.

What is a business plan?

A business plan is an outline that describes in great depth the goals and the company's goals. A business plan outlines a documented strategy for the company's operations, finances, and branding.

Management and marketing strategy are covered in Section 3 of a marketing strategy. a statement of your company and the particular customer issue you are solving, so the reader knows what you are attempting to accomplish.

The process of determining a company's purpose for being, identifying objectives targeted at attaining its maximum capabilities, and developing progressively distinct duties to achieve those objectives is known as organizational planning.

Therefore, option B is the correct option.

Learn more about the business plan, Here:

https://brainly.com/question/15826604

#SPJ2

Finished outputs have more ______ added to them than the original inputs

-

word bank: word bank: control, cost, ecological, efficient, innovation, inventory, ito, labour, lean, materials, operations, production, sales, skill, socially, tangible, value, water.

Answers

Finished outputs have more value added to them than the original inputs. This means that during the production process, various elements such as materials, labor, innovation, and efficient operations are combined to create a final product that is more valuable than its individual components.

The value of a finished output can be tangible, such as a physical product that is sold to customers, or intangible, such as a service that is provided to clients. The process of adding value to finished outputs involves careful control of production processes, inventory management, and sales strategies. Lean manufacturing techniques are often used to minimize waste and increase efficiency, while socially and ecologically responsible practices can help to ensure that the final product is sustainable and environmentally friendly.

It is also important to consider the cost of producing finished outputs, as this can have a significant impact on the overall value of the product. Skilled workers, efficient operations, and careful inventory management can help to reduce costs and increase profitability. Finally, innovation and creativity can be key factors in adding value to finished outputs, as new ideas and approaches can help to differentiate products from competitors and attract new customers. Overall, the goal of adding value to finished outputs is to create a product that is more valuable than the sum of its parts, and that meets the needs and expectations of customers in terms of quality, cost, and performance.

To know more about labor

https://brainly.com/question/333305

#SPJ11

The table below shows the measurements M1 and M2 taken by the same analyst. Draw a scatter plot of the data.
M1 0.243 0.352 0.357 0.469 0.444 0.555 0.552
M2 0.245 0.348 0.361 0.470 0.439 0.560 0.548
a.
C.
0.75
0.75
0.625
0.625
.
0.5
0.3
.
0.375
0.375
2
0.23
0.25
0.125
0.125
0.125
0.25
0.375
0.5
0.62
0.125
0.25
0.375
0.5
0.62

Answers

Answer:

Its C

Explanation:

Answer:

C

Explanation:

ifunny is dankreloaded

A loan to a company or government that pays investors a fixed rate of truth over a specific timeframe is known as:

1. 401k
2. Tax shelter account
3. Stocks
or 4. Bonds

Answers

Answer:

4. Bonds

Explanation:

Bonds are debt instruments used by corporates and governments to raise capital. Bonds are long-term sources of capital for a business and government and also an investment option to investors.

When the government or corporate issues bonds, they promise to pay the principal amount when the bond matures. Maturity ranges from 5 to 30 years. The bond issuer also commits to pay interest on regular intervals until the bonds mature. The interest to be paid is based on the coupon rate or interest rate as specified by the bond.

An analysts’ judgment of the future need for new PP&E is not related to expected sales growth.

True or False

Variable costs are directly linked to revenue growth, and may be best modeled as a percentage of revenue or as projected unit volume multiplied by unit variable costs.

true or false

Competitive factors affect a company’s ability to raise prices for products and services.

true or false

A bottom-up approach begins at the level of the overall economy.

true or false

For most companies, financial modeling begins with the income statement because most companies derive the majority of their value from future cash flow generation.

true or false

Competitive factors do not affect a company’s ability to negotiate lower input prices with suppliers.

true or false

For most companies, the balance sheet and cash flow statement provide an easy, simple, convenient starting point for modeling a company’s income statement.

true or false

A good way to model forecasted retained earnings on a pro forma balance sheet would be to take the previous year's balance, add net income, then subtract dividends and other payouts (such as share buybacks).

true or false

Answers

An analysts’ judgment of the future need for new PP&E is not related to expected sales growth - False.

Variable costs are directly linked to revenue growth and may be best modeled as a percentage of revenue or as projected unit volume multiplied by unit variable costs - True.

Competitive factors affect a company’s ability to raise prices for products and services - True.

A bottom-up approach begins at the level of the overall economy - False.

For most companies, financial modeling begins with the income statement because most companies derive the majority of their value from future cash flow generation - True.

Competitive factors do not affect a company’s ability to negotiate lower input prices with suppliers - False.

For most companies, the balance sheet and cash flow statement provide an easy, simple, convenient starting point for modeling a company’s income statement - False.

A good way to model forecasted retained earnings on a pro forma balance sheet would be to take the previous year's balance, add net income, then subtract dividends and other payouts (such as share buybacks) - True.

Learn more about Sales

https://brainly.com/question/29436143

#SPJ11

Please complete the following balance sheet and income statement (from (a) to (l)). Please explain how you reached each item you filled in.
Balance Sheet (in million EUR)
Assets
2018
2019
Liabilities and shareholders’ equity
2018
2019
Current assets
Cash
Marketable securities
Inventory
Accounts receivable
Total current assets
6
0
39
37.5
82.5
(a)
7.5
37.5
45
(b)
Current liabilities
Bank loans
Accounts payable
Total current liabilities
7.5
30
37.5
0
40.5
(e)
Fixed assets
Gross investment
Less depreciation
Net fixed assets
84
24
60
105
30
(c)
Long-term debt
Net worth (equity and retained earnings)
7.5
97.5
18
(f)
Total Assets
142.5
(d)
Total liabilities and owners’ equity
142.5
(g)
Income Statement (2019, in million EUR)
Sales
Operating costs
Depreciation
525
481.5
(h)
EBIT
Interest
Pre-tax income
Tax (50%)
Net Income
(i)
1.5
(j)
(k)
(l)
Note: Dividend = 1.5

Answers

The filled items in the balance sheet and income statement are as follows: (a) Marketable securities - 7.5 million EUR, (b) Accounts receivable - 45 million EUR, (c) Net fixed assets - 30 million EUR, (d) Total assets - 142.5 million EUR, (e) Total current liabilities - 40.5 million EUR etc.

To determine the filled items, we analyze the provided information:

(a) Marketable securities: The increase in marketable securities from 2018 to 2019 is 7.5 million EUR, which is added to the 2018 value of 0 million EUR.

(b) Accounts receivable: The increase in accounts receivable from 2018 to 2019 is 7.5 million EUR, which is added to the 2018 value of 37.5 million EUR.

(c) Net fixed assets: Net fixed assets are calculated by subtracting depreciation from the gross investment. For 2018, it is 84 million EUR - 24 million EUR = 60 million EUR. For 2019, it is 105 million EUR - 30 million EUR = 75 million EUR. The given value of 30 million EUR represents the net fixed assets for 2019.

(d) Total assets: Total assets are the sum of current assets (82.5 million EUR) and net fixed assets (30 million EUR).

(e) Total current liabilities: The increase in total current liabilities from 2018 to 2019 is 3 million EUR, which is added to the 2018 value of 37.5 million EUR.

(f) Net worth (equity and retained earnings): The increase in net worth from 2018 to 2019 is 18 million EUR, which is added to the 2018 value of 79.5 million EUR.

(g) Total liabilities and owners' equity: Total liabilities and owners' equity is the sum of total current liabilities (40.5 million EUR) and net worth (97.5 million EUR).

(h) Depreciation: The depreciation expense for 2019 is 481.5 million EUR - 525 million EUR = 44.5 million EUR.

(i) EBIT: EBIT (Earnings Before Interest and Taxes) is calculated by subtracting operating costs (481.5 million EUR) and depreciation (44.5 million EUR) from sales (525 million EUR).

(j) Interest: The given interest value is 1.5 million EUR.

(k) Pre-tax income: Pre-tax income is calculated by subtracting interest (1.5 million EUR) from EBIT (43 million EUR).

(l) Net Income: Net income is the pre-tax income (41.5 million EUR) multiplied by the tax rate of 50% (0.5), resulting in 20.75 million EUR.

These calculations fill in the respective items in the balance sheet and income statement.

learn more about balance sheet here

https://brainly.com/question/28446946

#SPJ11

Name the choreographic element that encourages dancers to rely on musical cues, visual connections, and emotional phrasing.

Answers

The choreographic element that encourages dancers to rely on musical cues, visual connections, and emotional phrasing includes the time, energy, and space

What is the meaning of Choreography?

In art, a choreography means the way in which an idea is expressed physically through dance. When developing this concept, the users usually relies on important principles of organization to ensure that the idea takes a clear, appropriate, and aesthetically pleasing form.

These are principles that comprises the basic ingredients for the dancers' movements and patterns and help the choreographer utilize space, express intention and the music, and organize the dancers.

Read more about Choreography

brainly.com/question/1384028

#SPJ1

What is a broker?


Career Prep Edge

Answers

Answer:

A broker refers to an individual who is saddled with the responsibility of buying and selling stocks (shares) on a stock exchange market on behalf of his or her clients.

Explanation:

A broker refers to an individual or business firm that is saddled with the responsibility of buying and selling stocks (shares) on a stock exchange market on behalf of his or her clients.

Generally, a broker acts as an intermediary between a buyer (investor) and a seller (securities exchange) for a commission or an agreed upon fee after executing the deal. Thus, a broker also referred to as a stockbroker acts as a principal party in the buying or selling of stocks or securities in the financial markets.

Additionally, the actions or activities of a broker in the financial market is regulated by regulatory (financial) institutions such as the securities and exchange commission (SEC).

Answer:

A broker refers to an individual who is saddled with the responsibility of buying and selling stocks (shares) on a stock exchange market on behalf of his or her clients.

Explanation:

A broker refers to an individual or business firm that is saddled with the responsibility of buying and selling stocks (shares) on a stock exchange market on behalf of his or her clients.

Generally, a broker acts as an intermediary between a buyer (investor) and a seller (securities exchange) for a commission or an agreed upon fee after executing the deal. Thus, a broker also referred to as a stockbroker acts as a principal party in the buying or selling of stocks or securities in the financial markets.

Additionally, the actions or activities of a broker in the financial market is regulated by regulatory (financial) institutions such as the securities and exchange commission (SEC).

Explanation:

Indicate which situations would require Zenda Company to record revenue in the current period.

Answers

Answer:

c & d

Explanation:

Option includes "a. Zenda is paid in advance for services to be performed in the next period. b. Zenda signs a contract with a customer to perform services in a future period. c. Zenda performs services for cash.  d. Zenda performs services on account."

Only Zenda Company performance of services for cash and on account will be recognized and will be recorded as revenue in the current period.

cory recently sold his qualified small business stock for $96,000 after holding it for ten years. his basis in the stock is $34,000. applying the rules as if the stock were acquired in 2018 and assuming his marginal tax rate is 32 percent, how much tax will he owe on the sale?

Answers

Cory will owe $18,400 in taxes on the sale of his qualified small business stock, assuming a marginal tax rate of 32 percent.

To calculate the tax owed, we need to determine the gain on the sale of the stock. The gain is calculated by subtracting the basis (purchase price) from the sale price. In this case, the gain is $96,000 - $34,000 = $62,000.

Since the stock was held for more than five years, it qualifies for a reduced capital gains tax rate. For stock acquired in 2018, the maximum long-term capital gains tax rate is 15 percent. Applying this rate to the gain of $62,000, we get $62,000 * 0.15 = $9,300 in long-term capital gains tax.

However, Cory's marginal tax rate is 32 percent. The higher of the two rates will be applied. So, the tax owed will be $62,000 * 0.32 = $19,840.

However, since the tax on long-term capital gains cannot exceed 15 percent, Cory will owe $18,400, which is the lower amount.

To learn more about sale price

Click here brainly.com/question/29807175

#SPJ11

What stories does marketing tell?

Answers

Storytelling advertising way the usage of a narrative to talk a message. The intention is to make the viewer sense something enough that it’ll inspire them to take action. Storytelling in advertising allows purchasers to understand why they need to care approximately something, and it really works to humanize your brand. if you want to analyze greater about messaging, view our logo message templates.

Storytelling in marketing isn't always restricted to film stories can be instructed in pics, verbally, or in written shape. and that they may be informed throughout all channels from social media to billboards. testimonies can help entrepreneurs acquire reduce-via in a market that’s by way of design distracting, growing advertising and marketing that resonates with humans and sticks.

if your emblem can create a powerful narrative, you’ll be able to seize your target audience’s interest for longer periods of time, make an extra memorable effect, and improve logo loyalty.

Learn more about Marketing here:-https://brainly.com/question/25369230

#SPJ9

What expenses do you need to budget for if you choose to buy a home? Check all that apply.

A. a mortgage payment
B. a rent payment
C. homeowners insurance
D. renters insurance
E. property taxes
F. a security deposit
G. a down payment
H. utility payments

Answers

If you choose to buy a home, you will need to budget for the following expenses:

A mortgage payment (A): This is the monthly payment you make to the lender to pay off the loan you took out to purchase the home. It typically includes both the principal (the amount you borrowed) and the interest (a fee charged by the lender for lending you the money).Homeowners insurance (C): This insurance protects your home and belongings in the event of damage from natural disasters, accidents, or theft. It is typically required by mortgage lenders and is usually paid for annually or semi-annually.Property taxes (E): These are taxes that you pay to the government based on the value of your property. The tax rate and frequency of payment vary depending on where you live.A down payment (G): This is the initial payment you make towards the purchase of your home, which is typically a percentage of the home's purchase price. The larger the down payment, the lower your monthly mortgage payment will be.Utility payments (H): These are payments for services such as electricity, water, gas, and internet, which you will need to pay monthly.

You do not need to budget for a rent payment or renters insurance if you are buying a home. However, if you are renting a home or apartment, you will need to budget for rent payments and renters insurance. A security deposit may also be required when renting, which is typically a one-time payment equal to one month's rent.

Answer:

What expenses do you need to budget for if you choose to buy a home? Check all that apply.

✔️ a mortgage payment

❌ a rent payment

✔️ homeowners insurance

❌ renters insurance

✔️ property taxes

❌ a security deposit

✔️ a down payment✔️ utility payments

I Took Assignment And Have a Nice Day.

accounting process provides information to stakeholders so they can evaluate: A. Future Prospects
B. All of these are correct. C The results of Operations
D. Financial Position

Answers

Option B is the correct option. The accounting process provides information to stakeholders so they can evaluate the future prospects, the results of operations, and the financial position of a company.

The accounting process plays a crucial role in providing relevant and reliable information to stakeholders, enabling them to make informed decisions about a company. It serves to communicate the financial performance, position, and future prospects of the organization.

Firstly, the accounting process provides information about the future prospects of a company. This includes forecasts, projections, and strategic plans that allow stakeholders to assess the potential growth, profitability, and sustainability of the business. Secondly, it helps stakeholders evaluate the results of operations. This involves analyzing financial statements, such as the income statement, which presents the revenues, expenses, and net income or loss of the company over a specific period. By examining these results, stakeholders can assess the profitability and efficiency of the organization's operations.

Lastly, the accounting process provides information about the financial position of the company. This includes the balance sheet, which presents the assets, liabilities, and equity of the company at a given point in time. Stakeholders can evaluate the company's liquidity, solvency, and overall financial health based on this information. In conclusion, the accounting process encompasses all these aspects, providing stakeholders with valuable information to evaluate future prospects, results of operations, and the financial position of the company. Therefore, option B, "All of these are correct," is the appropriate choice.

Learn more about Stakeholders here: https://brainly.com/question/32468357

#SPJ11

Which database can be used on a desktop computer?
an online dictionary
an online shoe company that has seven hundred fifty thousand customers
the mailing information of the 432 voters in a city council member’s district
the online banking information of the customers of a national bank


The answer is a

Answers

the answer is (A.)- an online dictionary

Describe the major components of business conduction plan.

Helppp AHHHH

Answers

Answer:

Heya there!

Here's ya answer.

Executive summary Business description and structure Market research and strategiesManagement and personnel Financial documents Founder (team) and business leadershipCo-workers and business coordination

Explanation:

at its present output a monopolist determines that its marginal revenue is $3.00 and it is marginal cost is $4.50 the monopolist will increase its profits by:

Answers

If a monopolist determines that its marginal revenue is $3.00 and its marginal cost is $4.50 at its present output level, then it means that the monopolist is currently producing at a level where marginal cost exceeds marginal revenue.

This situation indicates that the monopolist is not maximizing its profits.

To increase profits, the monopolist should continue to produce more output as long as the marginal revenue exceeds the marginal cost. This is because producing additional units of output will increase the total revenue by more than the increase in total cost.

In this case, the monopolist can increase its profits by reducing its price to increase its output and bring the marginal revenue closer to the marginal cost. By doing so, it can increase its market share and attract more customers, which can increase the total revenue.

However, if the marginal revenue still remains below the marginal cost even after reducing the price, then the monopolist should stop producing additional units of output. At this point, the monopolist is not able to cover its variable costs and producing more output would only lead to further losses.

In summary, a monopolist can increase its profits by producing additional units of output as long as the marginal revenue exceeds the marginal cost. It should continue to produce until the marginal revenue equals the marginal cost. If the marginal revenue falls below the marginal cost, the monopolist should reduce the output level to maximize its profits.

Learn more about revenue here:

https://brainly.com/question/8645356

#SPJ11

Stephen, Hayden, and Campbell have capital balances of $21.000, $42.000, and $75,000 The partners share profit as 1:1-3, respectively. The partnership had net income of $115,000 for the year. Journalize the closing entry to allocate the net income (Record debits first, then credits Select the explanation on the last line of the journal entry table)

Answers

Journal entries to allocate the net income: Debit: Net Income: $38,333.33 and Credit: Stephen's Capital ($7,666.67), Hayden's Capital Account ($2,555.56) and Campbell's Capital Account ($23,000.00).

Journal Entry

The journal entry is a recording of a business transaction in a journal or ledger. The entry comprises debits and credits, and the total debits and total credits must be equal. The closing entry is the last entry made in a period to close the accounts and transfer the income or loss of the period to the capital account. It can be determined by the following equation:

Closing balance = opening balance + net income – drawings

Consider a partnership business with three partners, namely Stephen, Hayden, and Campbell. They have capital balances of $21,000, $42,000, and $75,000. The partners share profit as 1:1-3, respectively. The partnership had net income of $115,000 for the year.

In order to allocate the net income, the following journal entry will be recorded:

DateAccountsDebitCreditDecember 31, 2021

Debit: Income Summary($115,000 × 5/15)$38,333.33

Credit Stephen's Capital Account($115,000 × 1/15)$7,666.67

Credit: Hayden's Capital Account($115,000 × 1/5 × 1/15)$2,555.56

Credit: Campbell's Capital Account($115,000 × 3/15)$23,000.00

Total$71,555.56$71,555.56

Income Summary: Debit for the total net income ($115,000 × 5/15).

Stephen's Capital Account: Credit for Stephen's share of the net income ($115,000 × 1/15).

Hayden's Capital Account: Credit for Hayden's share of the net income ($115,000 × 1/5 × 1/15).

Campbell's Capital Account: Credit for Campbell's share of the net income ($115,000 × 3/15).

Learn more about net income here: https://brainly.com/question/30150590

#SPJ11


When should a person proceed with a
choice in terms of marginal benefits
and cost?
O when the market is high

O when there is no difference

O when the benefits outweigh the
cost

Answers

Answer:

when the difference outweighs the cost

Select the examples that best demonstrate likely tasks for Foreign Service workers. Check all that apply.


O Lana attends a legislative session in Washington, D.C.

O Pei creates a plan for making a new park in her hometown.

O Mike operates airplanes at a US military facility in Germany.

O Katrina provides medical care for embassy workers in Kenya.

O Peter speaks Spanish with foreign officials at a political event in Mexico.

O Gale helps a US citizen in India with a passport problem.

Answers

Answer:

Katrina provides medical care for embassy workers in Kenya.Gale helps a US citizen in India with a passport problem.

Explanation:

A Foreign Service Officer represents their home country in foreign countries.  They are employed by the government to serve its interest and the interest of its citizens in foreign countries.

Some of the responsibilities of a foreign service officer are

Offering assistance and support to the home country's citizens traveling abroad.Assisting foreign nationals wishing to  travel to the home country Working on bilateral partnerships that promote commercial and business interests of the home country abroad. Managing the country's embassy and promoting diplomacy.

Answer:

It's 4, 5, and 6

Explanation:

hope this helps. i got it wrong for you ;-;

distinguish between products tax and production tax​

Answers

Answer:

Some examples of production taxes are land revenues, stamps and registration fees and tax on profession. Product taxes are paid on the actual volume of production. It is paid per unit of product. For example, excise duty, service tax, sales tax etc.

1. The president of Auto Parts of America Corp recently testified before Congress, urging
them to limit the flow of imported auto parts into the US. He contended that these
imports were priced lower than foreign producers were charging for them in their own
countries. He believes foreign producers are:
a. Dumping
b. Exercising trade deficits
c. Promoting free trade
d. Exhibiting ethnocentricity

Answers

Answer:

The answer is A. Dumping

Explanation:


When a bank says their savings account earns 1% interest, that typically means you will earn 1% interest over what period of
time (Note: this is not referring to the compounding frequency or frequency of interest payment)?

Answers

Answer:

one year

Explanation:

The interest rate quoted by banks and other financial institutions applies for one year. Money deposited will earn the interest rate quoted if it stays with the bank for twelve consecutive months. In other words, the interest rate is for one year. Should a customer withdraw before one year is over, the bank will prorate the interest earned.

Which of these describe groups or pairs of projects where you can accept one but not all?Group of answer choicesMutually exclusive.Normal.Independent.Contingent.

Answers

Mutually exclusive describe groups or pairs of projects where you can accept one but not all.

What do you mean by project?

A project is just a set of activities that must be completed in order to achieve a certain goal. A project may also be described as a collection of inputs and outputs required to achieve a certain objective. Projects can be simple or complex, and they can be managed by a single individual or one hundred.

An unusual project is what?

A "amazing concept" is one that differs from any other project for which the application firm has received prior financing from this program by introducing a novel product, service, or procedure.

To know more about project visit:

https://brainly.com/question/29771909

#SPJ4

how can you attract whole sale seller​

Answers

Answer:

10 ways to increase your wholesale sales

1. Offer specials that bring retailers better-than-wholesale prices.

2.Provide outstanding customer service.

3.Make wholesale ordering, delivery, and billing as seamless as possible.

4 Streamline your operations.

5.Make order recommendations.

6.Create compelling, eye-catching campaigns.

and if you need more answer than please follow me

hope it's helpful

thank you

and follow me

what is the meaning of statistics??​

Answers

Explanation:

1 : a branch of mathematics dealing with the collection, analysis, interpretation, and presentation of masses of numerical data. 2 : a collection of quantitative data.

Answer:

Statistics is the discipline that concerns the collection, organization, analysis, interpretation, and presentation of data.

I will mark you as brainliest!

During the___step of the product development process a business will
likely have a fully functioning prototype of a new product.

A. product and promotion development
B. idea screening
C. post-launch review
D. business analysis

Answers

During the option B. idea screening  step of the product development process a business will likely have a fully functioning prototype of a new product.

What function does a prototype serve in the creation of a product?

New product development often starts with a concept study, then moves on to prototype development, actual productization, production, and post-sale support.

Prototypes are physical depictions of the various stages of development from the initial concept to the finished product. Every stage of the prototyping process provides useful information on how to produce a final design that will best serve the development project's ultimate objectives.

Note that By using prototypes, you can ensure that your final product is both safe and compliant with regulations in your sector. Cost-saving measures - Any alterations you make during the prototyping stage, whether to the product design, the materials used, or the production procedures, may enable you to reduce the price of the finished product.

Learn more about product development from

https://brainly.com/question/7035196
#SPJ1

Answer: A: product and promotion development

Explanation:

the nature of many service jobs suggests that customer satisfaction will suffer slightly when employees work as a team. a) true b) false

Answers

The statement "the nature of many service jobs suggests that customer satisfaction will suffer slightly when employees work as a team" is generally false.

In service industries, teamwork can often lead to improved customer satisfaction. When employees work together as a team, they can provide better coordination, seamless service, and a more comprehensive approach to meeting customer needs. Teamwork allows for the pooling of skills, knowledge, and resources, which can result in enhanced efficiency, faster response times, and higher quality service delivery. Effective teamwork enables employees to support each other, share information, and collaborate to solve problems. It promotes a customer-centric mindset and ensures that customers receive consistent and seamless experiences across different touchpoints. Additionally, teamwork can foster a positive work environment, employee morale, and job satisfaction, which can indirectly contribute to improved customer satisfaction.

Learn more about employees here:

https://brainly.com/question/18633637

#SPJ11

The replacement of a typical existing asset (defender) that is beyond its minimum economic life with a new asset (challenger) should be done when

Answers

The replacement of a typical existing asset (defender) that is beyond its minimum economic life with a new asset (challenger) should be done when the cost of maintaining and operating the defender exceeds the cost of acquiring and operating the challenger.

This decision should also take into consideration the benefits that the challenger asset would provide, such as increased efficiency or productivity, and any potential risks associated with the replacement process. It is important to carefully evaluate the financial and operational implications before making a decision to replace the defender with the challenger asset.
In summary, replacing a defender with a challenger should be done when the overall benefits of the new asset, such as cost savings, improved performance, or compliance with regulations, outweigh the costs and potential risks associated with the transition.

To know more about typical existing asset visit:

https://brainly.com/question/24848903

#SPJ11

Which of the following is a true statement regarding operating costs:
They are fixed expenses.
They are not directly related to production.
They occur once or twice a year.
Only some businesses have them.

Answers

Answer:

They are not directly related to production.

Explanation:

Operating expenses are the costs incurred in running the affairs of a business on a day-to-day basis. They refer to the expenses associated with the maintenance and administration of a business. Operating expenses are also operational costs and include rent, machinery, payroll services, utilities, uniforms, and office supplies. operating cost also covers overhead expenses as well as the cost of goods sold

Compute the degree of operating leverage at a particular level of sales and explain how it can be used to predict changes in net operating income.

Answers

The degree of operating leverage at a particular level of sales is calculated by dividing the contribution margin by net operating income.

The degree of operating leverage (DOL) is a multiple that evaluates how much a company's operating income changes in response to changes in sales.

Companies with a high proportion of fixed costs (or costs that do not change with production volume) to variable costs (costs that change with production volume) have greater operating leverage.

The DOL ratio helps analysts determine the impact of a change in sales on a company's earnings or profit.

The sensitivity of net operating income to percentage changes in sales is measured by the degree of operating leverage.

Determine how a percentage change in sales volume affects profits at any given level of sales.

Sensitivity is higher because of a lower net income, increased fixed expenses, and increased commissions.

Hence, The degree of operating leverage at a particular level of sales is calculated by dividing the contribution margin by net operating income.

Learn more about operating leverage:

https://brainly.com/question/9212451

#SPJ4

Other Questions
all of the following are true about partnership property, held by and for the partnership, except: creditors can reach a partner's share of the partnership property only in relation to the partnership's debts, not an individual partner's debts each partner has an equal right to possess and use all of the partnership property for partnership purposes each partner can sign a deed to transfer ownership of the partnership property when a partner dies, ownership of his share of the partnership property passes to his heirs You want to support the claim that there is a difference, on average, between thecost of Uber and Lyft from De Anza College. 30 randomly selected studentsdetermine the cost of a non-shared ride from the college to their homes on bothUber and Lyft. If you think this is independent sampling, assume populationvariances are equal.Select the correct model from the list.o F-test comparing varianceso Pooled variance t-testo One sample, Chi-square test of varianceo Unequal variance t-testo Matched pairs t-testo One sample, t test for meano One sample, Z test of proportion which set of the following vital signs must be repeated after 5 minutes and reported to the provider (regardless of the repeat results) based on the dha dysuria algorithm? put these in order english colonies settle in jamestown, europeans explore the americas, the french and indian war ends, the colonies become a free country, the revolutionary war begins, only indians lived in North Americans Tina started a project with two 1 -gallon cans of paint. One can us now 4/10 full, and the other can is 5/8. Which one less than 1/2 full? For f (0,1)4 10,1) f(x) is obtained by removing the second bit from x and placing the bit at the end of the string. For example, f(1011) 1110 Select the correct value for f (0101) 0101 1010 0110 0011 Let f: A A and g: A-A be one-to-one functions. Which of the following statements are true? (Check all that apply) f o g is onto f o g is one-to-one f o g is invertible If f, g are also onto, then f o g is invertible. g o f is one-to-one Y = absolute value of x+5 if x > -5Answer: y = ? water stands at a depth H in a large, open tank whose sidewalls are vertical. a hole is made in one of the walls at adepth h below the water surface.a)at what distance R from the foot of the wall does theemerging stream strike the floor?b)how far above the bottom of the tank could a second hole becut so that the stream emerging from it could have the same rangeas for the first hole? Which of the following cultures is credited with developing the base ten decimal system, which is based on the concept of place value?Hindu-Arabicmolembuddha (10points)LetS(t)= 1+e t1. (a) FindS (t). (b) Which of the following equations hold true? Show why your choice is true. [Note: only one equation is true.] i.S (t)=S(t)ii.S (t)=(S(t)) 2iii.S (t)=S(t)(1S(t))iv.S (t)=S(t) a patient is diagnosed with type 2 diabetes mellitus. the nurse is aware that which statement is true about this patient?a. the patient is most likely a teenagerb. the patient is most likely a child younger than 10 yearsc. heredity and obesity are major causative factorsd. viral infections contribute most to disease development which of the following is not a limitation of self-report questionnaires in the study of attraction?a. When asked to report on their relationship, partners often agree about their interactions.b. Self-report questionnaires are generally unreliable.c. self-report questionnaires are often invalid.d. Self-report questionnaires cannot capture interactions between partners. he police was able to identify the outgoing numbers dialed by an individual that was under investigation by using the electronic pulses of the phone. Which of the following is likely the device the police used?A. Crime scene technologyB. Less-lethal device technologyC. Information TechnologyD. Database Technology use the following information for the next two problems: the expected returns for stocks a and b have the following probability distributions: state of the economy probability stock a stock b below average 0.15 -12 % -15 % average 0.60 13 16 above average 0.25 18 28 vi calculate the expected rate of return for stock a. a. 14.35 percent b. 10.50 percent c. 19.00 percent d. 14.10 percent e. 12.25 percent vii calculate the coefficient of variation for stock b, assuming b's expected return is 14.35%. (keep 4 decimals throughout problem.) a. 9.6825 b. 0.9421 c. 1.2686 d. 1.3251 e. 0.9282 Determine the number of 15 boxes in kilograms what are the social context or physical environment where work will be performed? a. working conditions b. work contexts c. interests job analysis Read the following passage, identify the errors and correct them.My little sister Lisa was practising how to riding a bicycle yesterday. Suddenly I hear a loud crash and ran to see what had happened. I saw that she was lying in the ground. I quickly pulled her up and bought her home. She was crying out loud. I quickly go inside the house and brought the first aid box. After cleaning the wound, I apply antiseptic to the wound. Lisa has scratches on her hand and knee. To calm her down, I took her to the nearby shop and brought her a big chocolate. Seeing her favourite chocolate, she immediately stop crying. Within two day, her wounds healed, and she went to play again. Topic; Monopoly vs Oligopoly.Argue against the motion that Monopoly is a better marketing structure than Oligopoly. growth models like those used in forecastx usually model situations well where a process grows multiple choice a. until reaching saturation. b. at a more or less constant rate. c. at an exponential rate. d. in a linear fashion. many people dislike the taste of leafy greens such as kale or mustard greens. this makes sense, because these vegetables activate ____ taste receptors, which are also activated in response to plants that are toxic.