To calculate the ratios for Bank Dhofar S.A.O.G, we would need access to the Statement of Comprehensive Income for the year ended 31 December, 1. AUR, 2. ER 3. ROA, 4. EM 5. ROE are also explained briefly.
However, I can explain the formulas and concepts behind the ratios mentioned:
1. AUR (Assets Utilization Ratio): AUR measures how effectively a company uses its assets to generate revenue. It is calculated by dividing the total revenue by the average total assets.
2. ER (Equity Ratio): ER evaluates the proportion of a company's assets financed by shareholders' equity. It is computed by dividing the total equity by the total assets.
3. ROA (Return on Assets): ROA assesses a company's profitability in relation to its total assets. It is calculated by dividing the net income by the average total assets.
4. EM (Equity Multiplier): EM measures the financial leverage of a company by comparing its total assets to its shareholders' equity.
5. ROE (Return on Equity): ROE indicates the profitability of a company in relation to its shareholders' equity.
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Payroll deductions are the same for all employees.
Answer:
no it depends the age and how good u are at your job.
Explanation:
1. Waves are created when a source of energy causes a _____.
Answer:
Waves are created when a source of energy causes a medium to vibrate. A vibration is a repeated back-and-forth or up-and-down motion. This motion is the source of the wave. Waves are classified according to how they move.
Explanation:
Elise works in New York and developed a geothermal project that was opening in Atlanta. She noticed the project is due next week and is not complete. She had to quickly go to Atlanta to put the finishing touches on the project. Which qualifications are best being used by Elise to complete her job? O willingness to travel and mechanical knowledge O knowledge of geography and physical stamina O customer service and mechanical knowledge O stress management and willingness to travel
Answer: stress management and willingness to travel
Explanation:
Based on the scenario described in the question, Option A and C are both wrong as she doesn't need mechanical knowledge. Mechanical knowledge has to do with one's ability to be able to understand and use tools. She also doesn't need customer service as she isn't attending to customers or anyone.
Since she had to quickly go to Atlanta to put the finishing touches on the project, what she needs is her ability to manage stress and also her willingness to travel.
Answer:
D, Stress management and willingness to travel.
Explanation:
Edge 2020 <3
Springfield Company's master budget includes estimated costs and expenses of $400,000 for its third quarter of operations. Of this amount, $378,000 is expected to be financed with current payables. Depreciation expense for the quarter is budgeted at $20,000. Springfield's prepayments balance at the end of the third quarter is expected to be twice that of its prepayments balance at the beginning of the quarter. The company estimates it will prepay expenses totaling $5,800 in the third quarter. What is Springfield's budgeted prepayments balance at the end of the third quarter?
Springfield's budgeted prepayments balance at the end of the third quarter is $197,100.
To determine Springfield Company's budgeted prepayments balance at the end of the third quarter, we need to calculate the net change in prepayments during the quarter.
Beginning prepayments balance: Unknown (let's denote it as X)
Prepayments during the quarter: $5,800
End prepayments balance: 2 times the beginning prepayments balance
Net change in prepayments = Prepayments during the quarter - Beginning prepayments balance
We can set up the equation as follows:
Net change in prepayments = $5,800 - X
We know that the net change in prepayments is equal to the difference between the end prepayments balance and the beginning prepayments balance:
Net change in prepayments = End prepayments balance - Beginning prepayments balance
Since the end prepayments balance is expected to be twice the beginning prepayments balance, we have:
Net change in prepayments = 2X - X = X
Now, we can set up another equation using the estimated costs and expenses:
Estimated costs and expenses = Beginning prepayments balance + Net change in prepayments + Prepayments during the quarter
$400,000 = X + X + $5,800
Simplifying the equation:
2X + $5,800 = $400,000
2X = $400,000 - $5,800
2X = $394,200
X = $394,200 / 2
X = $197,100
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Describe the type of society in which there would be a high demand for a wide variety of products.
Answer:
They work together to regulate supply, Demand, and prices.
Explanation:
i got it right ;)
Answer: The correct answer is:
A society with a modern economy drives the supply and demand for products based on the production, distribution, and consumption of various goods and services. Demand for commodities (physical products) within the economy drives product price and availability. Some farm commodities require a food distribution system to deliver products from local or remote farms to the markets and consumers. In a society where the economy is healthy and thriving, the demand for goods and services would be higher for popular products, which would also drive up the prices.
Explanation: This answer has been confirmed correct.
What problem(s) may be encountered analyzing the balance sheet? All of the answers are correct Accounting principles selected by management may differ from those used by other compafable companses Some assets are valued at market value while other assets are valued at cost Not all items of value to the firm are included as assets
The problem(s) encountered when analyzing the balance sheet are as follows: Some assets are valued at market value while others are valued at cost.This is one of the problems that may be encountered when analyzing the balance sheet. , All of the above options are correct.
Some assets are valued at their cost, while others are valued at market value. This may result in discrepancies in the balance sheet, making it difficult to analyze.
Accounting principles selected by management may differ from those used by other comparable companies.Accounting principles can differ from company to company. This might result in a lack of standardization in the financial reports of various companies. This makes it difficult to compare the balance sheets of two different businesses.Not all items of value to the firm are included as assets..A company may own a variety of assets that are valuable to the company. However, some of these assets may not be included in the company's balance sheet, making it difficult to assess the company's true financial condition. This makes the analysis of the balance sheet difficult.
Thus, All of the above options are correct when we talk about what problem(s) may be encountered analyzing the balance sheet.
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What are the three types of unemployment the three types of unemployment are?
Three categories of unemployment—cyclical, frictional, and structural—receive the majority of economists' attention.
What is frictional unemployment ?
the unemployment that exists in every economy as a result of people changing jobs in progress. What is an example of frictional unemployment?
Finding for frictionless unemployment
Frictionally unemployed people include, for instance, those who resigned their jobs in advance of finding another one or those who have just started their careers after graduating. Discrete Unemployment. People leaving their jobs voluntarily lead to frictional unemployment. People who have quit their jobs and recent graduates looking for their first jobs require some time to locate employment, therefore they are unemployed during that time.
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Suppose the adult population in the country of Candora is 171 million. The number of adults in the labor force is 97 million, and the number of unemployed adults is 74 million. The labor force participation rate in Candora approximately equals _____.
Answer:
The labor force participation rate in Candora approximately equals 56.72%.
Explanation:
Given that the adult population of Candora is 171 million, of which 97 million are in the workforce and 74 million are unemployed, to obtain the percentage of participation in the workforce of said country we must carry out the following calculation:
171 = 100
97 = X
(97 x 100) / 171 = X
9700/171 = X
56.72 = X
Thus, the percentage of participation in the Candora workforce is 56.72% of the country's adult population, while the remaining 43.28% are unemployed.
An extremely rainy spring and summer may impact growing crops. This is an example of what type of risk
Answer:
Environmental risk
Explanation:
In simple words, The environmental risk of farming refers to the affect that various agricultural activities have on the environments in which they operate, as well as how those impacts can be linked to those practices. Agriculture's ecological influence varies greatly depending on the activities used by growers as well as the size at which they operate.
1. The central bank considers alternative ways of conducting monetary policy. The first is to keep the money supply constant (the interest rate adjusts endogenously). The second is to adjust the money supply so that the interest rate is constant. Using the ISLM model, show which of these policies is more effective as an income stabilization tool (Y): (a) when the economy experiences an exogenous shock to the market for goods and services, (b) when the economy experiences an exogenous money market shock (e.g. an increase in the sensitivity of money demand to changes in Y or an exogenous change in the price level in the economy). Illustrate both cases with an appropriate figure and comment on what changes in Y we can expect in each case depending on the monetary policy applied. What tools does the central bank have to change the size of the money supply in the economy?
The effectiveness of monetary policy depends on the specific nature and timing of the shocks and the responsiveness of money demand to changes in income.
In the ISLM model, the effectiveness of different monetary policy approaches in stabilizing income (Y) depends on how they respond to exogenous shocks in the market for goods and services or the money market. Let's analyze both cases:
(a) Exogenous shock to the market for goods and services:
When the economy experiences an exogenous shock to the market for goods and services, such as a decrease in aggregate demand, the IS curve shifts to the left. This results in a decrease in equilibrium income (Y) and a lower interest rate (r).
Keeping the money supply constant:
With a constant money supply, the LM curve remains fixed, and the interest rate adjusts endogenously to restore equilibrium. However, the decrease in income (Y) is not fully offset, leading to a contractionary effect on output.
Adjusting the money supply to keep the interest rate constant:
In this case, the central bank increases the money supply to counteract the decrease in aggregate demand. This shifts the LM curve to the right, increasing the equilibrium income (Y) and keeping the interest rate (r) constant. The increase in money supply stimulates investment and consumption, effectively stabilizing income.
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The rate of interest on money held in a savings account, _______ the amount of money saved.
a.
decreases
c.
has no effect
b.
increases
d.
none of the above
Please select the best answer from the choices provided
A
B
C
D
The Trump tax changes (i.e., the TCJA) allows deductions (either as a FOR or FROM AGI Deduction) for all of the following except:
Multiple Choice
All of these are allowed deductions under the TCJA
Casualty losses on personal use assets in a Presidentially-Declared Disaster Area.
Unreimbursed employee business expenses.
Penalties for the early withdrawal of savings.
Gambling losses
The Trump tax changes (i.e., the TCJA) allows deductions (either as a FOR or FROM AGI Deduction) for all of the following except: Unreimbursed employee business expenses. The correct option is C.
The Trump tax changes, also known as the TCJA, allows deductions for various expenses related to personal finances and investments. The deductions can either be for or from the AGI (Adjusted Gross Income) and include expenses like medical expenses, charitable donations, mortgage interest, and state and local taxes.
However, unreimbursed employee business expenses, which were previously allowed as itemized deductions, are no longer deductible under the TCJA.
This means that employees who pay for work-related expenses, such as travel or equipment, are no longer able to claim them on their tax returns. It's important to note that this change only affects employees and not self-employed individuals who can still deduct business expenses as usual.
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Complete question:
The Trump tax changes (i.e., the TCJA) allows deductions (either as a FOR or FROM AGI Deduction) for all of the following except:
A. All of these are allowed deductions under the TCJA
B. Casualty losses on personal use assets in a Presidentially-Declared Disaster Area.
C. Unreimbursed employee business expenses.
D. Penalties for the early withdrawal of savings.
E. Gambling losses
You gain health benefits from exercising for a minimum of _______.
a.
10 minutes three times a week
b.
10 minutes two times a week
c.
20 minutes three times a week
d.
20 minutes two times a week
Answer:
C
Explanation:
so you at least work out for 1 hour a week because 20 min 3 times a week is 60 min which is an hour
Answer:
It's C
Explanation:
I took the test :)
Free competition
What type of economy it is
Answer:
Mixed Economy = USA
Explanation:
Exercises are built around core capabilities as identified in the National Preparedness Goal (NPG). NPG identifies 32 core capabilities that are associated with the five mission areas which are....
The National Preparedness Goal (NPG) is a framework that outlines the key capabilities needed to prepare for, prevent, respond to, and recover from disasters and emergencies.
The NPG identifies 32 core capabilities that are associated with the five mission areas, which include Prevention, Protection, Mitigation, Response, and Recovery. Exercises are built around these core capabilities to test and enhance the ability of organizations and communities to respond to different types of emergencies.
These exercises can range from tabletop exercises to full-scale drills and are designed to evaluate the strengths and weaknesses of different response plans and protocols.
By focusing on these core capabilities, organizations can ensure that they are prepared to respond to a wide range of emergencies, from natural disasters to terrorist attacks, and can work together to achieve a more effective and coordinated response.
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Select the correct answer.
Dorothy has been operating a small florist shop in a particular location for years. Recently, a new florist started a business two blocks away from
Dorothy's shop. Dorothy seems to be losing most of her old and regular customers. She is unable to recover her business in the presence of a
strong rival. Considering the traits of a good entrepreneur, which statement about Dorothy would be appropriate?
OA She is not opportunistic.
ОВ.
She is not competitive.
Ос.
She is not energetic.
OD
She is not confident.
Reset
Next
Answer:
B. She is not competitive
Explanation:
She doesn't have the competitive characteristic to expand her market past the new florist.
Answer:
b.
Explanation:
A She is not opportunistic.
В.
She is not competitive.
с.
She is not energetic.
D
She is not confident.
What does price elasticity of demand measure? slope of supply curve at a given price point shifts of demand curve because of changes in price shifts of supply curve because of changes in price how sensitive changes in quantity supplied are to changes in price how sensitive changes in quantity demanded are to changes in price
Price elasticity of demand is a concept that refers to the measure of how sensitive the quantity demanded of a good or service is to a change in its price. It is measured by calculating the percentage change in quantity demanded divided by the percentage change in price.
A good or service is said to be price elastic if a change in its price leads to a large percentage change in the quantity demanded. In contrast, a good or service is said to be price inelastic if a change in its price leads to only a small percentage change in the quantity demanded.Price elasticity of demand is important for businesses to understand because it allows them to make informed decisions about pricing strategies.
For example, if a business knows that its product is price elastic, it may choose to lower its price in order to increase demand and total revenue. Conversely, if a business knows that its product is price inelastic, it may choose to raise its price in order to increase revenue without significantly reducing demand. Price elasticity of demand can be influenced by a variety of factors, such as the availability of substitutes, the necessity of the good or service, and the proportion of income spent on the good or service.
In general, goods or services that have close substitutes, are not necessary, and consume a small proportion of income are more likely to be price elastic than goods or services that do not have close substitutes, are necessary, and consume a large proportion of income.
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As an upcoming project manager, you are required to write a short paper on the following topic to be delivered at an upcoming project management conference in Gaborone. Projects managers bave existed time in memorial. However, the work of a contemporary project manager is challenged by many issues. Identify five issues that a contemporary manager is likely to face today while implementing projects as opposed to their counterparts in olden times.
Contemporary project managers face several challenges that differentiate them from their counterparts in the past. Five key issues they are likely to encounter today include increased complexity, globalization, rapid technological advancements, stakeholder management, and changing market demands.
Contemporary project managers face increased complexity compared to their counterparts in the past.
Projects today often involve multiple stakeholders, intricate supply chains, and interconnected systems, requiring managers to navigate complex organizational structures and dynamic environments.
Globalization is another challenge faced by contemporary project managers. Projects are frequently executed across different geographical locations, involving diverse cultures, regulations, and communication challenges.
Managers must possess the skills to effectively collaborate and manage teams across borders.
Rapid technological advancements present both opportunities and challenges for project managers.
The integration of emerging technologies, such as artificial intelligence, internet of things, and big data, requires managers to adapt to new tools, processes, and methodologies to ensure successful project implementation.
Effective stakeholder management is crucial in contemporary project management.
Project managers must engage and align the expectations of various stakeholders, including clients, team members, sponsors, and communities, to ensure project success and maintain positive relationships.
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Individuals own the factors of production and make decisions about how to use those factors in
A: a command economy.
B: a communist society.
C: a free enterprise system.
D: an unfree mixed economy.
Answer:
a free enterprises system
As an entrepreneur, jill spends the majority of her time on the more 'glamorous' activities of running a business rather than the administrative
duties.
OA.
True
OB.
False
It is false that an enterprenuer, jill will spends the majority of her time on the more 'glamorous' activities of running a business rather than the administrative duties.
Who is an enterprenuer?An entrepreneur is an individual who Identifies a gap or problem and creates a new business around it.
The persons bears most of the risks attached to the business and is more dedicated to the activities, planning and administrative work of the business.
Therefore, It is false that an enterprenuer, jill will spends the majority of her time on the more 'glamorous' activities of running a business rather than the administrative duties.
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You decide to incorporate your bracelet business and get your mother and brother involved in the corporation. Your executive committee is made up of you as the president, your mother as the secretary, and your brother as the treasurer. The three of you are the key officers of the corporation, with you as the CEO, your mother as the head of HR, and your brother as the CFO. The Brady Business Friendship Bracelet (BBFB), Inc., conglomerate is ridiculously successful, earning the three key executives over $100,000 each in salary and bonuses. Before you begin operating, the BBFB decides to become an S Corp designation and to remain a closely held corporation. The state of incorporation is different from the principal place of business operations or the headquarters. The corporation cannot be sued there as well as in its home state.
True
False
Answer:
true
Explanation:
Answer:
false
Explanation:
The fort mcmurray fire in 2016 ended up being the costliest natural disaster in canadian history with direct and indirect costs totalling __________.
The fort McMurray fire in 2016 ended up being the costliest natural disaster in Canadian history with direct and indirect costs totalling$9.9 billion.
What caused the fire in Fort McMurray?A wildfire started on May 1st, 2016, southwest of Fort McMurray, Alberta, Canada. It rushed over the area on May 3 and resulted in the greatest wildfire evacuation in Alberta history, displacing over 88,000 people from their homes.Although the fire's official cause has not yet been established, it was thought to have been started by a person.An extremely hot and dry air mass over Northern Alberta at the time the fire started brought record-breaking temperatures to Fort McMurray.To learn more about wildfire, refer to the following link:
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Franklin is planning for a purchase of a vehicle in two years. Since he wants to be
certain that his funds are safe (insured), which of the following should he use? *
O A credit card
O A mortage
O A loan
O A savings account
Answer: A Savings Account
Explanation:
Why do current and available balances sometimes show different amounts of money in the same account?.
Current and available balances sometimes show different amounts of money in the same account because of: Pending transaction.
What is current and available balance?Current balance is the balance you have in your account while available balance on the other hand is the balance in your account that you have access to withdraw at any period of time.
The major reason why current and available balance may differs is because some transaction you made has not yet being processed by your bank.
Therefore current and available balances may show different amounts of money in the same account because of: Pending transaction.
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What is suggestive selling? Have you experienced an example of this? If so, describe the experience. Why do restaurants use suggestive selling?
Answer:
Explanation:
Suggestive selling is when someone recommends a better version of the product which you are purchasing or even recommends another totally different product that may suit your individual needs better. Almost everyone has experienced this in some capacity before. For example, any time you go to a fast-food chain they always ask if you would like to increase the size of your order (super-size) for a small additional fee. This is suggestive up-selling, and companies do this because they make additional profit from these items that they are suggesting.
Teams have better communication than other workers because they get to
a. Know each other better
b. Attend commurication seminars
C. Earn extra benetits packages
d. Use better telephones
You want to have $47,000 in your savings account 9 years from now, and you're prepared to make equal annual deposits into the account at the end of each year. If the account pays 7.1 percent interest, what amount must you deposit each year?
Answer:
Amount to be deposited each year = $3,907.58
Explanation:
The equal annual deposit can be worked out using the future value of an ordinary annuity formula. An an annuity is a series of equal cash flows receivable for certain number years.
Future Value of an ordinary annuity (FVOA). The represents the total sum of that would accrue where a series of annual cash flow (each occurring at the end of the year) is compounded at a particular rate. It can be determined as:
A=FV ÷( (1+r)^n - 1)/r).
FV- Future value
A- annual cash flow
R- rate of interest
n-number of years
The first cash flow does earn interest in the first year because it occurs at the end of the year
( (1+r)^n - 1)/r)= (1.071^9 - 1)/0.071=12.028
FV- 47,000
A= 47,000/12.028 = 3907.58
A-$3,907.58
Amount to be deposited each year = $3,907.58
how does zappos create value for its customers?
what are the key aspects of Zappos's corporate culture?
can a company stay profitable by being customer centric? is zappos's business model sustainable?
what are their strenghts, weaknesses, opportunities, and threats. Make a bulleted list for each and identify at least 3 per box.
Zappos creates value for its customers by providing excellent customer service, a wide selection of products, and a focus on delivering a positive shopping experience. The key aspects of Zappos's corporate culture include a commitment to customer satisfaction, employee empowerment, and a strong emphasis on company values.
Being customer-centric can contribute to a company's profitability, as it fosters customer loyalty and positive word-of-mouth. Zappos's business model, centered around exceptional customer service, has proven to be sustainable and successful. The company's strengths lie in its customer-focused approach, strong company culture, and extensive product range. However, weaknesses include potential challenges with scalability and high operational costs. Opportunities for Zappos include further expansion into international markets and diversification of product offerings. Threats may include increasing competition and changing consumer preferences.
- Value Creation for Customers:
- Wide product selection: Zappos offers a vast range of products, including shoes, clothing, accessories, and more, catering to diverse customer preferences.
- Positive shopping experience: The company focuses on making the shopping process convenient, with easy-to-use online platforms, hassle-free returns, and fast shipping.
- Key Aspects of Corporate Culture:
- Customer satisfaction commitment: Zappos prioritizes customer satisfaction by empowering employees to go the extra mile and deliver personalized service.
- Strong emphasis on company values: Zappos has a well-defined set of core values, including a focus on delivering happiness, which guides its actions and decision-making.
- Profitability through Customer Centricity:
- Customer loyalty: By prioritizing customer needs and providing exceptional service, Zappos builds customer loyalty, leading to repeat purchases and positive word-of-mouth recommendations.
- Positive brand reputation: A customer-centric approach helps establish a positive brand image, attracting new customers and increasing market share.
- Sustainability of Zappos's Business Model:
- Customer-focused approach: Zappos's commitment to exceptional customer service aligns with long-term sustainability, as satisfied customers are more likely to become loyal patrons.
- Track record of success: Zappos has demonstrated the sustainability of its business model by consistently delivering strong financial performance and growing its customer base.
- Adaptability: The company has shown an ability to adapt and innovate to meet evolving customer needs, which is crucial for long-term sustainability.
- Strengths:
- Customer-focused approach: Zappos's commitment to providing excellent customer service helps build customer loyalty and sets the company apart from competitors.
- Strong company culture: Zappos's emphasis on employee empowerment and company values contributes to a positive work environment and motivated employees.
- Extensive product range: The wide selection of products offered by Zappos caters to various customer preferences, increasing the chances of satisfying different needs.
- Weaknesses:
- Scalability challenges: As Zappos continues to grow, maintaining the same level of personalized customer service may become more difficult.
- High operational costs: The company's focus on customer satisfaction and free shipping can lead to higher operational expenses, potentially impacting profitability.
- Opportunities:
- International expansion: Zappos can explore new markets and expand its customer base globally, capitalizing on the growing demand for online retail.
- Product diversification: The company can consider expanding its product offerings beyond footwear and fashion, tapping into new market segments and increasing revenue streams.
- Partnerships and collaborations: Zappos can leverage strategic partnerships or collaborations with other brands or influencers to enhance its brand visibility and attract new customers.
- Threats:
- Increasing competition: The online retail space is highly competitive, with the entrance of new players and established retailers focusing on customer-centric strategies.
- Changing consumer preferences: Shifts in consumer behavior and preferences, such as increased sustainability awareness or preference for niche brands, can pose challenges for Zappos.
- Technological advancements: Rapid advancements in technology may require Zappos to continuously adapt its online platforms and customer experience to remain competitive.
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If you had wanted to be a consumer representative, at that first advisory committee meeting held to discuss the ticagrelor nda, what process would you have followed?
If you had wanted to be a consumer representative, at that first advisory committee meeting to discuss the ticagrelor NDA, the BRILINTA process would have been used.
The advisory committees are a structured way for individual citizens to share their opinions and perspectives, consider issues, and develop recommendations in a focused, small-group structure.
An advisory board is a body that provides non-binding strategic advice to the management of an organization or foundation. The informal nature of advisory committees provides greater flexibility in structure and management compared to boards of directors. An advisory board is a collection of individuals who bring their own knowledge and skills that augment the knowledge and skills of the formal board to lead the organization more effectively.Learn more about the advisory committee here: https://brainly.com/question/16049156
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If $13,300 is invested at 3. 7% interest compounded semi-annually, how much will the investment be worth in 18 years?. . A. $25,730. 54. B. $25,808. 47. C. $25,861. 9. D. $25,578. 16
If $13,300 is invested at a 3.7% interest rate compounded semi-annually, the investment will be worth approximately $25,730.54 in 18 years.
To calculate the future value of the investment, we can use the compound interest formula:
Future Value = Principal * (1 + (interest rate/number of compounding periods))^(number of compounding periods * number of years)
In this case, the principal is $13,300, the interest rate is 3.7% (or 0.037), and the investment compounds semi-annually (twice a year). Thus, the number of compounding periods is 2 and the number of years is 18.
Plugging these values into the formula, we can calculate the future value:
Future Value = $13,300 * (1 + (0.037/2))^(2 * 18) = $25,730.54 (rounded to the nearest cent).
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