When a bond is downgraded from AAA to AA, the price of the bond is expected to decrease, while the Yield to Maturity (YTM) is expected to increase. The correct option is A) Price decreases, YTM increases.
When a bond is downgraded from AAA to AA, it indicates a decrease in the creditworthiness or perceived riskiness of the issuer. As a result, the price of the bond is expected to decrease.
The Yield to Maturity (YTM) is the expected rate of return on a bond if it is held until maturity. The downgrade of a bond's credit rating can result in an increase in the required yield by investors to compensate for the increased risk. Therefore, the YTM is likely to increase.
Therefore, the correct answer is A): Price decreases, YTM increases.
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An officer of a broker/dealer firm would be categorized as a restricted person if he attempted to purchase:
A)a municipal bond in a state where he does not reside. B)call options on a stock he believed was going down in price. C)closed-end funds on the secondary market. D)a new issue.
An officer of a broker/dealer firm would be categorized as a restricted person if he attempted to purchase a new issue.
A restricted person refers to an individual who is subject to certain limitations or restrictions when it comes to trading or investing in certain securities.
These restrictions are typically imposed to ensure fairness, prevent conflicts of interest, or maintain the integrity of the financial markets.
In the given options, the only scenario where an officer of a broker/dealer firm would be categorized as a restricted person is if he attempted to purchase a new issue.
New issues refer to securities that are being offered to the public for the first time. In such cases, individuals associated with broker/dealer firms, including officers, may be restricted from purchasing the new issue due to regulatory restrictions and potential conflicts of interest.
Restrictions on purchasing a new issue are in place to prevent individuals with insider information or privileged access from taking advantage of their position to obtain shares at preferential prices or quantities before the general public has access to them.
These restrictions help maintain fairness and ensure equal opportunities for all investors to participate in new offerings.
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the difference between total revenue and total cost is
A 15 years 6% bond is issued on january 2 with interest payable semiannually on july1 and january1 yielding 9%, ordinary annuity, true or false
The statement that "A 15 years 6% bond is issued on January 2 with interest payable semi-annually on July 1 and January 1 yielding 9%, ordinary annuity" is False.Explanation:To solve the above question, we use the formula for present value of an ordinary annuity which is, present value = periodic payment x ((1 - (1 + r/n)^(-nt)) / (r/n))Where n is the number of compounding periods in a year, r is the annual interest rate and t is the number of years.
The periodic payment is the amount received or paid out at the end of each compounding period. In this question, the periodic payment is the semi-annual interest payment made at the end of each six months.The information given about the bond are as follows:Principal = $1,000
Semi-annual coupon rate = 6% semi-annuallyCoupon payment = 6% x $1,000/2 = $30Semi-annual yield rate = 9% semi-annuallyNumber of years = 15 x 2 = 30 semi-annual periodsCalculation:
Present value of the bond = (30 x ((1 - (1 + 9%/2)^(-30x2))) / (9%/2)) + 1,000/(1+9%/2)^(30x2)= 15.76 x 30 + 238.55= $730.35
Approximately, the present value of the bond is $730.35.
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What are the three signs of workplace discrimination?
Answer:
Inappropriate Questions During a Job Interview.
Lack of Diversity.
Harsh or Demeaning Communications.
Unequal Pay.
Unfair Promotions.
Unjust Disciplinary Actions.
The Takeaway.
Explanation:
Marketing is defined as a social and managerial process by which individuals and organizations obtain what they need and want through ________.
A) Research and development
B) Innovation and creativity
C) Manufacturing efficiencies
D) Value creation and exchange
E) Sales and revenue creation
Marketing is defined as a social and managerial process in which individuals and organizations obtain what they need and want through Value creation and exchange.
What is value creation?
The process of transforming resources and labour into something that serves others' needs is referred to as creating value. The cultivation of crops by farmers, the creation of a product by factory workers, and other intangibles like computer code and unique ideas are all included in this. These four value generation categories have the names listed below:
A) Intentional value co-creation;
B) Provider-driven value creation;
C) Customer-driven value creation; and
D) Chance-driven value creation.
Thus, correct option is: D
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Martin is a credit counselor working with a client, Kim, who is in serious financial trouble. Kim is hesitant because she has a long way to go and a lot of work to do before she can be financially healthy again. What is the best way for Martin to explain the next steps to her?
A.) Martin should present the information in small manageable steps rather than give her a lengthy to-do list.
B.) Martin should make a list of tasks that must be completed and do them for her, since he is an experienced professional.
C.) Martin should compile a list of all the tasks that Kim must complete and suggest that she report back to him after she is finished.
D.) Martin should not encourage her to do anything she is reluctant to do, even if it means salvaging her financial life in the long term
Answer:
C
Explanation:
C la respuesta es la C ya que
the stock of xyz inc. has a beta of 1.15. the market rate of return is expected to decrease by 7%. xyz inc. stock should
The beta of a stock measures its volatility relative to the overall market. A beta of 1.15 indicates that the stock is 15% more volatile than the market as a whole. If the market rate of return is expected to decrease by 7%, this will have an impact on the expected return of XYZ Inc.'s stock.
To calculate the expected return of XYZ Inc.'s stock, we can use the capital asset pricing model (CAPM), which takes into account the risk-free rate, the market risk premium, and the stock's beta. The formula for the CAPM is:
Expected Return = Risk-free Rate + Beta x (Market Return - Risk-free Rate)
Assuming a risk-free rate of 2%, and a market risk premium of 6%, the expected return of XYZ Inc.'s stock would be:
Expected Return = 2% + 1.15 x (6% - 7%) = -3.85%
This negative expected return indicates that the stock is expected to underperform the market given the current market conditions. Investors should be cautious when investing in XYZ Inc.'s stock, as it may be subject to greater volatility and downside risk than the broader market.
It's important to note that the CAPM is a theoretical model, and actual returns may differ from the expected returns calculated using this formula. Additionally, market conditions can change rapidly, which can impact the expected return of individual stocks and the broader market as a whole.
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20kg of beans at #150/kg are mixed with 15kg of beans at #180/kg , if the mixture is sold at #200/kg , calculate the percentage profit and correct to 3s f
Answer: 18.6%
Explanation:
Cost of 20 kg of beans at #150 per kg is:
= 20 * 150
= #3,000
Cost of 15 kg of beans at #180 per kg is:
= 15 * 180
= #2,700
Total cost is:
= 3,000 + 2,700
= #5,700
Mixing both beans results in a weight of:
= 20 + 15
= 35 kg
This 35kg is sold at #200 per kg so the revenue is:
= 35 * 200
= #7,000
Percentage profit is:
= (Revenue - Cost) / Revenue * 100%
= (7,000 - 5,700) / 7,000 * 100%
= 18.6%
Do you think consumer should be expected to take into account the ethical track record of companies when making a purchase why or why not
Businesses have an ethical duty to the people who use their products and services. Businesses that practice socially responsible business act in their consumers' best interests.
Briefing:-Profit, customer satisfaction, and societal well-being are all valued equally by businesses in how business is conducted.
Customers care about ethical products, but how much?More than 84 percent of poll participants stated that they would be prepared to forgo convenience (such as slower delivery) in exchange for a good if they knew it had been manufactured or obtained ethically.
Why is studying consumer ethics important?Researching consumer ethics is essential to completely comprehending the forces that shape consumer behavior.
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5. In examining the liquidity ratios, the primary emphasis is the firm's:
A. ability to effectively employ its resources.
B. overall debt position.
C. ability to pay short-term obligations on time.
D. ability to earn an adequate return.
The primary emphasis of examining liquidity ratios is the firm's ability to pay short-term obligations on time. Liquidity ratios are financial metrics that measure a company's ability to meet its short-term financial obligations. These ratios help investors, creditors, and analysts assess a company's financial health, solvency, and risk.
A company with a high liquidity ratio has a greater ability to meet its short-term obligations without relying on external sources of financing.
Some of the commonly used liquidity ratios include the current ratio, quick ratio, and cash ratio. The current ratio measures a company's ability to pay its short-term liabilities using its current assets, while the quick ratio is a more stringent measure that excludes inventory from current assets. The cash ratio measures a company's ability to pay off its short-term liabilities using only its cash and cash equivalents.
Liquidity ratios are important indicators of a company's financial stability and its ability to manage its financial resources effectively. It is essential for a company to maintain an appropriate balance between liquidity and profitability. A high liquidity ratio indicates that the company has sufficient resources to meet its short-term obligations but may be sacrificing long-term growth and profitability. On the other hand, a low liquidity ratio indicates that the company may be at risk of defaulting on its short-term obligations. Therefore, analyzing liquidity ratios is crucial in assessing a company's financial health and risk.
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The foundation of a marketing plan.
Answer:
Every marketing plan should include a clear explanation of the market segmentation, target market focus, and a market forecast. To develop an effective plan based on your customers' needs and nature.
What is the relationship between the production of vegetables and sale?
Answer:
The relationship between the production of vegetables and sale is the main difference between sales and production is that you must produce a product before you can sell it. Sales in a business are closely correlated to the marketing or sales effort of a business, whereas production is closely related to the manufacturing process.
I hope it help you,
God blessed youmperial Jewelers manufactures and sells a gold bracelet for
$401.00. The company’s accounting system says that the unit product
cost for this bracelet is $275.00 as shown below:
Direct materials
Accepting the special order from the wedding party would result in a financial disadvantage for Imperial Jewelers. The company should not accept the special order.
To determine the financial advantage or disadvantages of accepting the special order, we need to compare the costs and revenue associated with it. The regular selling price of the gold bracelet is $401, but the members of the wedding party are offering a discounted price of $361 per bracelet. While the price per unit is lower, the special filigree requirement would increase the direct materials cost by $9 per bracelet. Additionally, the purchase of the special tool for $461 would be a one-time cost specific to this order.
Considering the cost breakdown, the unit product cost for the regular bracelet is $265. However, the special order incurs an additional $9 in direct materials cost due to the filigree and the $461 cost for the special tool. This brings the total cost per unit to $735 ($265 + $9 + $461).
Therefore, accepting the special order at the discounted price would result in a financial disadvantage for Imperial Jewelers. The selling price of $361 is significantly lower than the total cost per unit of $735. As a result, the company would incur a loss of $374 ($735 - $361) for each bracelet sold.
Based on this analysis, it is not advisable for the company to accept a special order from the wedding party. The substantial loss incurred for each unit sold would outweigh any potential benefits. It is more financially prudent for the company to focus on its existing manufacturing capacity and continue selling to other customers at a profitable margin.
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The complete question is:
Imperial Jewelers manufactures and sells a gold bracelet for $401.00. The company's accounting system says that the unit product cost for this bracelet is $265.00 as shown below:
Direct materials- $141
Direct labor- $89
Manufacturing overhead- $35
Unit product cost- $265
The members of a wedding party have approached Imperial Jewelers about buying 24 of these gold bracelets for the discounted price of $361.00 each. The members of the wedding party would like special filigree applied to the bracelets which would require Imperial Jewelers to buy a special tool for $461 and that would increase the direct materials cost per bracelet by $9. The special tool would have no other use once the special order is completed Hint To analyze this special order opportunity, Imperial Jewelers has determined that most of its manufacturing overhead is fixed and unaffected by variations in how much jewelry is produced in any given period. However, $10.00 of the overhead is variable with respect to the number of bracelets produced. The company also believes that accepting this order would have no effect on its ability to produce and sell jewelry to other customers. Furthermore. the company could fulfill the wedding party's order using its existing manufacturing capacity.
Required
1. What is the financial advantage (disadvantage) of accepting the special order from the wedding party? 2. Should the company accept the special order?
Consider the following data on an asset:
Cost of the asset $123,000
Useful life 7 years
Salvage value $13,000
Compute the annual depreciation allowances and the resulting book values, initially using the DDB and then switching to SL
28.56% is the annual depreciation allowances and the resulting book values.
Given,
Useful life 7 years
DDB method rate = 2*SL rate
SL rate
= 1/useful life
= 1/7
= 14.28%
Therefore DDB rate is,
= 2 ×14.28%
= 28.56%
An alternative declining balance approach is the double-declining balance (DDB) method, which employs two times the typical depreciation rate. It is possible to employ depreciation rates that are 150%, 200% (twice), or 250% of the straight-line rate when using the declining balance approach.
Depreciation is the systematic distribution of an asset's depreciable value over the course of its useful life. The cost of an asset, or an amount used in its place, less its residual value, is the depreciable amount of that asset.
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Country b has a gdp of $1 trillion and a gdp per capita of $27,000. its economy is a mix of manufacturing, high tech, services, aviation, agriculture, and mining. it has laws favorable to entrepreneurship and private sector growth. it has multinational corporations that have recently begun outsourcing jobs overseas, resulting in a rise in unemployment. which of these factors is the strongest sign that country b has a developed economy? multinational corporations operate within its borders. it is home to many high-tech companies. it has laws favorable to entrepreneurship it has a high gross domestic product.
The strongest sign that country B has a developed economy is it has a high gross domestic product.
What is the sign of economic development?Gross domestic product is the monetary value of all the final goods and services produced in an economy within a given period. The higher the GDP of a country, the higher the level of economic growth and development of the country.
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Answer: D: It has a high gross domestic product.
Explanation:just did it
There is a bond that has a quoted price of 110.547 and a par value of $2,000. The coupon rate is 7.05 percent and the bond matures in 19 years. If the bond makes semiannual coupon payments, what is the YTM of the bond?
Answer:
the YTM of the bond is 127.55 %
Explanation:
The YTM of the bond is the Market return that similar Bond Holders expect from the bond.
This can be calculated using a Financial calculator as :
PV = - $ 110.547
FV = $2,000
PMT = $2,000 x 7.05 % x 1/2 = $70.50
N = 19 x 2 = 38
P/yr = 2
YTM = ???
Therefore, the YTM of the bond is 127.55 %
What is the difference between a “Named Insured” and a “Driver”?
Named insured(s) can drive a car, or anyone else's (including rental car) and get into an accident. An additional driver is a person who resides with the named insured and/or regularly uses a shared vehicle. His or her record is used in underwriting the policy to determine rates, but the person has no policy rights.
In the work trajectory, getting hired, being promoted, and retirement are examples ofa) self actualizationb)autonomyc) life course transitionsd) role conflict
In the work trajectory, getting hired, being promoted, and retirement are examples of life course transitions.
These are major events that occur during a person's career and can have a significant impact on their life. Getting hired is the initial step in one's career and marks the start of their professional journey. Being promoted represents a significant advancement in one's career and is a sign of success and recognition for hard work. Retirement is the final stage of one's career and marks the end of active employment. Each of these stages is associated with a set of challenges and opportunities, and navigating them successfully requires planning and preparation. Overall, these life course transitions are an essential part of the work trajectory and play a crucial role in shaping an individual's career and life.
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If an SPX options contract is exercised, then the: A holder must deliver cash to the writer the next business day B writer must deliver cash to the holder the next business day C holder must deliver the securities in the index to the writer in 2 business days D writer must deliver the securities in the index to the holder in 2 business days
If an SPX options contract is exercised, then the holder must deliver the securities in the index to the writer in 2 business days.The SPX options contract is an American-style option contract that is settled in cash. The SPX is an abbreviation for the S&P 500 index.
These options are a type of derivative, which gives the owner the right, but not the obligation, to buy or sell an underlying asset at a set price before the expiration date.In an SPX options contract, if the holder decides to exercise the contract, they will have to deliver the securities in the index to the writer of the contract. The writer is the party that sold the contract. The holder is the party that bought the option contract.The delivery of the securities will be made in two business days from the date of exercise.
The delivery of cash is not required as it is a cash-settled option. The writer must also pay the holder the amount of money that has been agreed upon in the contract.Thus, the correct option is C. The holder must deliver the securities in the index to the writer in 2 business days.
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highlight four reasons why a seller would prepare a proforma invoice???
Answer:
Pro forma invoices are sent to buyers ahead of a shipment or delivery of goods or services. Most pro forma invoices provide the buyer with a precise sale price. A pro forma invoice requires only enough information to allow customs to determine the duties needed from a general examination of the included goods.
Explanation:
hope i help
Identify a benefit of adopting technology.
a. The use of technology does not require adherence to any laws or regulations.
b. Technology increases opportunities for employee creativity.
c. The use of technology increases opportunities for employee empowerment.
d. Technology helps restructure old and less productive industries.
Technology increases opportunities for employee creativity is a benefit of adopting technology. The right answer is option B.
Technology has resulted in a number of benefits for society, including economic growth and productivity, increased comfort and convenience, improved communication, and better entertainment opportunities.
Technology has many advantages, some of which are listed below:
Increased output and efficiency - Technology has a significant impact on industry efficiency and productivity. It allows for improved production rates and automation, as well as higher quality products and services.Cost reduction - Technology has the ability to automate repetitive tasks and processes, lowering the costs of labor and time. Increased convenience and comfort - Technology has resulted in a wide range of products and services that provide increased convenience and comfort to individuals and society as a whole.Improved communication - Technology has enabled individuals to communicate more easily and effectively. For example, videoconferencing allows individuals from various parts of the world to communicate in real-time.Creation of new industries - Technology has resulted in the development of entirely new industries and markets, resulting in increased employment opportunities for individuals.To sum up, adopting technology increases opportunities for employee creativity. Option B is the right one.
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Microeconomics Which of the following statements is true? a. Students majoring in economics earned more than students majoring in engineering in the U.S. in 2015. b. People with 0–5 years of work experience earn more than people with 10–20 years of work experience in all major fields. c. The median pay of economics majors increased more in dollar terms than any other majors in 2015. d. A college degree does not influence the earnings of workers.
Answer: c. The median pay of economics majors increased more in dollar terms than any other majors in 2015.
Explanation:
According to research by several job websites, Economics majors saw their wages increase more than other majors in terms of dollar terms in 2015.
This has been attributed to the Economics field needing more specialization as most entry level economics jobs require at least a masters in the field. While there does not seem to be any reason for this, it is theorized that the need for Economists has been on the rise as economies become more uncertain.
which bear is best? Beets. Bears. Battlestar galactica.
Answer:
black bear
Explanation:
I've watched the office 10 times
Answer:
N/A
Explanation:
That's a ridiculous question.
What is the advantage of selecting the "Load To" Option? a. It gives you the ability to select which data to import. b. It gives you the ability to sort the data. c. It gives you the ability to select where you want to place data and whether you want to add the data to the data model d. It gives you the ability to export the data to another source.
The advantage of selecting the "Load To" option is: c. It gives you the ability to select where you want to place data and whether you want to add the data to the data model.
What is the advantage of selecting the "Load To" Option?By selecting the "Load To" option, you can specify the destination of the imported data in your workbook or data model, including which worksheet, table, or data model object to add the data to. You can also choose whether to append the data to an existing table or replace an existing table with the imported data.
This option is particularly useful when working with large datasets or when you want to organize your data in a specific way in your workbook or data model. It also allows you to control how the imported data is integrated with your existing data, ensuring that your data is structured and organized in the way that you need it to be.
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true or false: when the demand curve and the supply curve shift in the directions indicated on this graph, the effect on the equilibrium price is clear even without knowing the magnitude of the shifts.
The statement is False. If supply and demand both increased you would see a negative effect on price by the increase in supply and a positive effect by demand. Thus, it now depends on magnitudes. The same goes if both curves decrease.
The demand curve is a graphical representation of the connection between the price of a very good or carrier and the amount demanded for a given time frame. In a normal illustration, the rate will seem on the left vertical axis, and the quantity demanded on the horizontal axis.
In economics, a call for the curve is a graph depicting the relationship between the rate of a certain commodity and the amount of that commodity this is demanded at that charge. demand curves can be used both for the charge-quantity courting for a person patron, or for all clients in a specific market. call for curve has two sorts individual demand curve and marketplace demand curve. It shows a graphical representation of the demand schedule. it is able to be created by plotting the price and amount demanded on a graph.
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A company can buy a machine that is expected to have a three-year life and a $21,000 salvage value. The machine will cost $1,764,000 and is expected
to produce a $191,000 after-tax net income to be received at the end of each year. If a table of present values of $1 at 12% shows values of 0.8929 for
one year, 0.7972 for two years, and 0.7118 for three years, what is the net present value of the cash flows from the investment, discounted at 12%?
Multiple Choice
$105,214
$564 457
$615,438
$689,319
O $1,869,214
< Prev
9 of 25
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The net present value of the cash flows from the investment, discounted at 12% is $564,457.
Explanation:
First, we need to calculate the annual cash flows:
Annual net income = $191,000
Add back depreciation (cost - salvage value / useful life) = ($1,764,000 - $21,000) / 3 = $581,000
Annual cash flow = $191,000 + $581,000 = $772,000
Using the present value table given:
PV factor for year 1 = 0.8929
PV factor for year 2 = 0.7972
PV factor for year 3 = 0.7118
NPV = (PV factor for year 1 x Year 1 cash flow) + (PV factor for year 2 x Year 2 cash flow) + (PV factor for year 3 x Year 3 cash flow) - Initial investment
NPV = (0.8929 x $772,000) + (0.7972 x $772,000) + (0.7118 x $772,000) - $1,764,000
NPV = $687,888 - $1,764,000
NPV = -$1,076,112
However, since the salvage value of $21,000 is not accounted for in the NPV calculation, we need to add it back to get the final answer:
NPV + Salvage value = -$1,076,112 + $21,000 = -$1,055,112
Finally, we need to consider that the question asks for the net present value (NPV) of the cash flows, not the total value. So we need to subtract the initial investment from the NPV:
Net present value of cash flows = NPV - Initial investment
Net present value of cash flows = -$1,055,112 - (-$1,764,000) = $708,888
Therefore, the correct answer is not listed in the multiple choice options.
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1. Job that helps you earn money to pay for college
Answer:
work - study
Explanation:
Answer:
work ..... study
Explanation:
In for peny, in for a pound , taking care of the rands and cents
Answer:
l don't understand the question you ask
the level of savings in an economy: multiple choice can be an important determinant of future productivity. can be an important determinant of capital investment. can be a source of funding for physical capital. all of these are true.
the level of savings in an economy:
determinant of future productivity. can be an important determinant of capital investment. can be a source of funding for physical capital.Thus, all of these are true and correct.
What is saving?Savings are unspent income or deferred consumption. One way to save is to spend money. Set aside in a savings account, retirement account, mutual fund, or cash. Savings also means reducing expenses, such as recurring expenses.Savings are the portion of your income that is not spent on current expenses. In other words, it is money that is reserved for future use and not immediately spent.Saving is a way out of life's uncertainties and offers opportunities for quality living. Many hurdles and obstacles in life can be overcome by systematically investing large sums of money.
Thus, saving means a determinant of future productivity which can be an important determinant of capital investment and it can be a source of funding for physical capital.
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4.
manager wants to give a pay rise to everyone who is paid less than the average salary.
This table shows the annual salaries of the employees in the company.
Employee
Salary (in £ thousands)
AJ
16
TM
23
WF
23
SW
22
MT
15.5
RD
18.5
JR
20
LS
23
PB
36
Tick all of the employees who are paid less than the median salary.
Answer: AJ, MT, RD, Jr
Explanation:
Given the following data :
AJ - 16
TM - 23
WF - 23
SW - 22
MT - 15.5
RD - 18.5
Jr - 20
LS - 23
PB - 36
Median salary can be calculated thus :
Arranging salary in ascending order of Magnitude :
15.5, 16, 18.5, 20, 22, 23, 23, 23, 36 (£ thousand)
Meduan salary is the 5th figure in the arrangement = £22 thousand
Therefore, those earning less than the median salary are:
AJ, MT, RD, Jr