Consumer loans differ from commercial loans in all
of the following ways except:
a. consumer loans are generally larger than
commercial loans.
b. consumer loans in some states are sul covered by consumer loans are generally more expensive to
administer on a unit basis than commercial loans.
C. individuals are more likely to default than
businesses. D. consumer loans are generally for longer terms than
commercial loans.

A deductible is the amount paid by the policy holder before the insurance policy starts paying on the claim.

Insurance is a contract that allows a party to secure its asset from damage and the other party charges a premium and in return when the asset is damaged the amount of the asset is refunded or as directed in the contract.

Policy holder pays annual or monthly premiums which is also known as the deductible, after the payment of deductible the insurance company pays the policy holder as per the terms agreed in the contract.

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Answer: 1. a policy purchased from a company that provides financial protection against financial loss or harm caused by a possible event

2. the amount paid by the policyholder to the insurer on a regular basis for the policy

3. the amount paid by the policyholder before the insurance policy starts paying on the claim

4. Health insurance policies for those who do not have access to employer-provided health plans or who do not qualify for government-provided plans, offered through a marketplace, and purchased by individuals for themselves and their families.

5. Medicare

Explanation: My quizlet name is Aron_Sonn so consider dropping by :)

Based on the fact that peter is a senior partner at his law firm,  an important member of his church & community and also, his children are in college. Hence, his situation is most representative the period of development known as middle adulthood.

In human development, the period of development is classified into 4 development which includes an infancy, childhood, adolescence, and adulthood.

The middle adulthood, as period of development begins around age 40 and ends at age 65. This period is marked by a narrowing life options, shrinking future as children leave home and career paths become more determined.

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The most common goods with inelastic demand are  serviceability,  tradition  medicines, and tobacco products.

In general,  musts and medical treatments tend to be inelastic, while luxury goods tend to be most elastic.  One  illustration of a good with inelastic  force is housing. However, it's  delicate and time consuming for businesses to  make  further homes or for landlords to find  further  parcels to rent, If  casing prices increase.  

Impeccably inelastic products would be  commodity like air or water, and no bone can really  circumscribe that at this point in time. The most common products that are inelastic would be food,  tradition  medicines, and tobacco products. Another product that could be considered close to  impeccably inelastic would be gas.

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You are purchasing a 20-year, zero-coupon bond. The yield to maturity is 9.76 percent and the face value is $1,000. The current market price is "$108.18". The correct option is B.

The price of a zero-coupon bond can be calculated using the following formula:

Price = Face Value / (1 + Yield to Maturity/2)^(2 * Number of Years to Maturity)

The yield to maturity is 9.76%, which we convert to a decimal by dividing by 100.

Price = $1,000 / (1 + 0.0976/2)^(2*20)

Price = $1,000 / (1.0488)^40

Price = $108.18 ( approx.)

Therefore, the correct option is B that is the current market price of the bond is approximately $108.18.

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Transformational leadership and transactional leadership are two distinct leadership styles with different approaches and outcomes. Transactional leadership focuses on the exchange between leaders and followers, where the leader sets clear expectations and rewards followers for meeting those expectations.

This style of leadership is more concerned with maintaining the status quo, adhering to rules and procedures, and avoiding risk.

On the other hand, transformational leadership emphasizes inspiring and motivating followers to achieve a common goal. This style of leadership involves building trust, encouraging creativity, and promoting innovation. Transformational leaders focus on empowering their followers to develop their skills and abilities to their full potential.

The behaviors that set transformational leadership apart from transactional leadership include charisma, vision, individualized consideration, intellectual stimulation, and inspiration. Transformational leaders are charismatic and inspire their followers through their vision and passion. They are also able to provide individualized consideration to each follower and create an intellectually stimulating environment that fosters creativity and innovation.

In summary, while transactional leadership focuses on maintaining the status quo and adhering to rules and procedures, transformational leadership inspires and motivates followers to achieve a common goal through charisma, vision, individualized consideration, intellectual stimulation, and inspiration.

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Answer:

They can operate a business however they choose, but it must be fair and right to society.

Explanation:They must keep their hours everyday, fair prices, etc

The first step to deter thieves from accessing your financial information is to never send personal information over email or telephone.

Maintaining the security of your personal information is crucial if you want to avoid identity theft. Your financial accounts, medical information, credit score and other crucial personal documents can all be accessed using this information. Hence, it is necessary to safeguard your personal information.

Email is undoubtedly a practical method of communication, but it is in no way safe and should not be used to transmit critical data. However, the majority of email users are unaware of these risks. Passwords, credit card information and important documents are all too frequently shared among email users. It is important to note that email accounts are one of the most popular targets for hackers. And it doesn't take much for a hacker to trick an unwary and unskilled user into a phishing assault, which allows them immediate access to their whole email. This is why it's crucial to refrain from sending private messages over email or even telephones.

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Answer:

ghytbkurutvfvtyfugbybubgulgn tuuyfyuvuybtkuykgnuuugyufiynooo

Explanation:

A real estate broker pays $50 to a life insurance broker for each referral that goes to closing. This arrangement is illegal.

A broker is referred to as a middleman or agent who helps real estate property to sell in good amounts and helps to establish a deal between a property owner and the buyer.

This real estate broker will receive a commission on behalf of closing the deal, this commission will be received by the end of the deal when the exchange of property is took place between both the parties in terms of the agreement.

This arrangement between the two is illegal as they are misrepresenting things by helping each other when the real estate broker and insurance broker pay each other in closing the deal amount of $ 50 to each other.

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The incomplete question is

A real estate broker pays $50 to an insurance broker for every referral that goes to closing. The insurance broker pays $50 to the real estate broker for every referral that buys insurance. This arrangement between the two is:________

Answer: All of the above

Explanation:

When you open up Word newly, the available templates will be listed for you to choose one of your preference and if those are not enough, one can still get more online.

Pressing CTRL+N with Word open will also enable you to have access to the various templates. Finally, clicking File will enable you to enter Backstage View where you can then click on New to see the various templates.

Answer:

Explanation:

Answer:

here is ur answer

Explanation:

wealth management comes down to what services you need. Asset management is about choosing and managing investments. Wealth management, on the other hand, looks more broadly at a person's financial life and portfolio. Some financial advisors do both, allowing you to hire just one person for the job.

It all boils down to the services you require in terms of wealth management. Asset management is the process of selecting and managing investments.

Wealth management, on the other hand, examines a person's financial life and portfolio in greater depth. Some financial advisors do both functions, allowing you to hire only one person for the job.

Wealth management entails supervising all of the client's financial elements, which may include asset management, taxes, estate planning, cash flow management, and all other conceivable uses of money. Thus, wealth management includes asset management and takes a comprehensive perspective of the client's finances.

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Answer:

Fact: Some fungi create zombies, then control their minds

Explanation:

The tropical fungus Ophiocordyceps infects ants’ central nervous systems. By the time the fungi been in the insect bodies for nine days, they have complete control over the host’s movements. They force the ants to climb trees, then convulse and fall into the cool, moist soil below, where fungi thrive. Once there, the fungus waits until exactly solar noon to force the ant to bite a leaf and kill it.

Answer:

yes

Explanation:

The majority of job-order costing systems use established overhead rates, or rates based on expected overhead costs and driver units, to distribute overhead expenses to works that are currently in process.

It is known as normal costing.

Which business uses job order costs the most frequently?

Job order costing can be used by enterprises in the white-collar sector of the economy, such as law firms, accounting firms, and private investment firms, to handle specific client accounts. For instance, accounting firms may view every client as a separate task.

Why don't businesses use the actual overhead rate instead of one that is predetermined?

Actual overhead expenses can fluctuate owing to periodic variances, but using fixed overhead rates can help level those out (such as seasonal changes). This will guarantee that product prices stay the same throughout the year.

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Answer:

B

Explanation:

100÷2=5 because if 20 percent was decreased then the quantity must have increased by 5 due to difference

Jesse, have left in his budget for a car payment to stay within his safe debt load $0.

A “budget” is a plan or statement of the amount of money spent each month to pay for living expenses or for a specific purpose.

According to the budget for a car payment are:

Jen net income of $800.

$150 for rent

currently pars $80

The debt load = ?

$800 x 10% = $80

$80 - $80 = $0

$0

As a result, they have left in his budget for a car amount to stay within his safe debt load $0.

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The final balance is ₹9,730.2. The total compound interest is ₹6,730.2. If the deposit is  $3000 each year and 4% interest.

Compound interest is the addition of interest to the principal sum of a loan or deposit, or interest on interest plus interest.

The formula for annual compound interest is as follows:

FV = P (1+ r/m)^mt

FV - the future value of the investment, in our calculator it is the final balance

P - the initial balance

r - the annual interest rate

m - the number of times the interest is compounded per year

t - the numbers of years the money is invested for

initial balance P = $3000

number of years t = 30

Interest rate r = 4%

interest is compounded m = 1

The value of your investment after 30 years FV = ₹9,730.2

The profit will be FV - P = ₹9,730.2 - $3000 = $6,730.2

The final balance is ₹9,730.2.

The total compound interest is ₹6,730.2.

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D. Start saving about two months before college begins

The correct option that would shift the demand curve for the magazine Sports Illustrated to the right would be "an increase in the number of sports fans". Option (B) is the correct answer.

Shifts in the demand curve imply that the original demand relationship has changed, meaning that quantity demanded is affected by a factor other than price. The demand curve can shift to the left or the right due to a change in demand factors. A rightward shift implies that more is demanded at every price, while a leftward shift implies that less is demanded at every price.

The following factors are likely to cause a rightward shift in the demand curve:

A decrease in the price of a substitute (if Sports Illustrated is a substitute for another magazine)

An increase in the price of a complement (if Sports Illustrated is complementary to another good)

An increase in consumer income (if Sports Illustrated is a normal good)

An increase in the number of sports fans

A fall in the price of other magazines, an increase in the number of sports fans, and an increase in consumer income are examples of factors that will shift the demand curve to the right.

A fall in the price of the magazine Sports Illustrated, on the other hand, would result in a movement along the demand curve rather than a shift.

Correct option that would shift the demand curve for the magazine Sports Illustrated to the right would be "an increase in the number of sports fans". Option (B) is correct answer.

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Answer:

The association strategy is used to help memorized information.

Explanation:

A benefit of using association is that it allows the learner to be creative and have fun. ... The association strategy is used to help memorized information.

As a change in an accounting estimate, the anticipated useful life or salvage value of a long-lived asset must be recorded prospectively under ASC 250-10 in the period of the change and subsequent periods.

The book value of an asset after all depreciation has been fully expensed is known as the salvage value.

An asset's salvage value is determined by what a business anticipates getting in return for selling or dividing it up after its useful life has passed.

For instance, if a company's machinery has a lifespan of five years but only has a worth of $5,000 at the conclusion of that time, the salvage value is $5,000.

A change in a long-lived asset's estimated useful life or salvage value is a change in an accounting estimate and needs to be reported prospectively under ASC 250-10 in the period of change and subsequent periods.

Therefore, as a change in an accounting estimate, the anticipated useful life or salvage value of a long-lived asset must be recorded prospectively under ASC 250-10 in the period of the change and subsequent periods.

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Correct question:

Changes in the asset lives and salvage value changes in accounting _____.

Answer: salespeople and customers are essential for the success of business-to-business relationships, and research has shown that a change of the salesperson can severely harm financial performance.

Explanation: However, such interpersonal relationship disruptions may also have positive effects by encouraging vitalizing re explorations of the relationship.

It is important for Lilly to consult with a legal professional to assess the specific circumstances and determine the most appropriate course of action. Legal advice tailored to the jurisdiction and applicable laws should be sought.

1. Lilly's Challenge to Dividend Denial and Bonus Payment:

Lilly may have grounds to challenge the other directors' decision to deny dividends for several years and then pay themselves bonuses. The key considerations are as follows:

a) Breach of Fiduciary Duty: Directors owe a fiduciary duty to act in the best interests of the company. By consistently rejecting dividends despite profitable operations, the directors may be breaching this duty if their decision is not justifiable and reasonable. The decision to pay themselves bonuses without Lilly's approval further strengthens her case.

b) Unfair Prejudice: Lilly may argue that the denial of dividends and payment of bonuses unfairly prejudice her interests as an equal shareholder and director. This argument can be supported by the fact that dividends have been consistently denied for several years, and the bonuses were paid without her knowledge or consent.

c) Oppression of Minority Shareholder: If the other directors' actions substantially interfere with Lilly's rights as a shareholder and director, it could constitute oppression of a minority shareholder. Denying dividends and paying bonuses in a manner that excludes Lilly's interests may be viewed as oppressive.

Lilly can potentially bring legal action seeking remedies such as an injunction to stop the bonuses, an order for dividends to be paid, or a buyout of her shares at a fair value.

2. Travel Agency in Voluntary Administration:

If the travel agency owing $200,000 to Fantastic Holidayz is placed into voluntary administration, the process and potential outcomes can be summarized as follows:

a) Voluntary Administration: Voluntary administration is a process where an external administrator (usually a registered liquidator) takes control of the insolvent company to maximize returns for creditors. The administrator assesses the company's financial position and explores options, such as restructuring or selling the business.

b) Outcomes and Implications: During voluntary administration, the administrator may propose a Deed of Company Arrangement (DOCA) to the creditors. If approved, it could allow the travel agency to continue operating and repay the debt over an agreed period. Alternatively, if the company's financial situation is deemed irreparable, the administrator may recommend liquidation.

For Fantastic Holidayz, the outcome depends on the recovery of the debt. If the travel agency is unable to repay the owed amount, Fantastic Holidayz may have to write off the debt as a loss, potentially impacting their financial position. The impact could be significant if the debt is material to the company's operations.

3. Terry's Breach of Director's Duties:

Terry, as the Chief Financial Officer and a director of Fantastic Holidayz, may have breached his statutory duties. The key considerations are as follows:

a) Duty of Care and Diligence: Directors must exercise reasonable care, skill, and diligence in fulfilling their roles. Terry's approval of additional credit without the knowledge of other directors could be seen as a failure to exercise due care and diligence. The consequences of a breach may include personal liability for any loss suffered by the company.

b) Duty to Act in Good Faith and for Proper Purpose: Directors must act in good faith and in the best interests of the company. By approving additional credit for a customer with an outstanding overdue account, despite potential insolvency concerns, Terry may have breached this duty.

c) Consequences and Action for Compensation: If Terry is found to have breached his statutory duties, consequences may include personal liability for any loss suffered by the company due to his actions. Lilly, as a shareholder, may have standing to bring a derivative action on behalf of the company to seek compensation from Terry for any losses incurred.

d) Defenses: Terry may raise defenses such as relying on professional advice, acting in good faith, or having the belief that his actions were in the company's best interests. However, these defenses may not absolve him entirely from liability if his actions are found to be unreasonable or against the company's interests.

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Answer:

B a construction worker

Explanation:

i got the answer correct on edge

Answer:

Assuming an insurance cycle exists, the BEST time to buy insurance would be during the HARD portion of the cycle. hope it helps :)

Each group will suggest a business idea and justify their choice based on their interests, market demand, and potential profitability. They will then discuss the specific location for their business and conduct an environmental analysis to identify factors that need to be studied.

In the first paragraph, each group can briefly mention the type of business they want to put up, such as a restaurant, tech startup, clothing boutique, fitness center, or any other business idea that interests them. They should provide a concise justification for their choice, highlighting factors like market demand, personal passion, unique selling proposition, or potential profitability.

In the second paragraph, the group members will discuss the specific location for their business and conduct an environmental analysis. They need to identify and examine various factors that can influence the success of their business in that particular location. This analysis can include factors such as local competition, target market demographics, economic conditions, regulatory environment, infrastructure, availability of resources, cultural considerations, and any other relevant factors. By studying these environmental factors, the group can gain insights into the opportunities, challenges, and potential risks associated with their chosen location.

Overall, the aim is for each group to select a business idea that aligns with their interests and has potential in the market. They should then analyze the specific location's environmental factors to make informed decisions and develop strategies that maximize their chances of success. This exercise helps students understand the importance of market research, environmental analysis, and strategic planning in business development.

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Answer:provides limited liability to stockholders

Explanation:

Answer:Net working capital = $152,500

Explanation:

Net working capital = CA– CL

Where CA= Current Assets = Cash + Inventory + Accounts Receivable

and CL= Current Liabilities= Account payable + Notes payable + accrued wages and taxes

CA=$54, 000 + $184,000 + $ 219,000 =$457,000

Current liabilities = Account payable + Notes payable + accrued wages and taxes

CL = $134,000 + $129,000 + $41,500 = $304,500

Net working capital = Current assets – Current liabilities

Net working capital = $457,000 – $304,500=  $152,500

Net working capital = $152,500

Answer:

Buff animal crossing.

Explanation:

Answer:

Green Arrow

Explanation:

Demand is lowest and reduced rates are typically offered to increase business during off-seasons. Off-seasons refer to periods when there is lower demand for a particular product or service.

During these times, businesses often face decreased customer traffic and sales. To attract customers and generate revenue, businesses may offer discounted prices or promotional offers to incentivize people to make purchases. By offering reduced rates, businesses aim to stimulate demand and attract customers who may be seeking more affordable options or taking advantage of the lower prices.

This strategy helps to optimize business performance during slower periods and increase overall revenue.

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Answer: i say A

Explanation:

Answer:

cc just did it

Explanation: