during the course of your conversation with the client, you may slant the direction of the discussion towards or against any financial products that you prefer on behalf of the client. true false
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During your conversation with the client, you may slant the direction of the discussion towards or against any financial products that you prefer on behalf of the client is False.
The company representative can only share the different benefits of all financial products. It is up to the client which product he or she chooses depending upon their circumstances and the demands they required.
Your customer support personnel may become more personable via interactions with customers. They enable representatives to get to know your clientele better and discover their requirements and expectations. As a consequence, you may forge closer ties with your clients and increase brand loyalty.
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if the price of the product is $110, then who would be willing to purchase the product? a. calvin b. calvin, sam, and andrew c. calvin, sam, andrew, and lori d. calvin and sam
Answers
If the price of the product is $110, it is likely that not everyone would be willing to purchase the product. Generally, individuals who have a higher purchasing power and a greater need or desire for the product will be more willing to purchase it at a higher price.
In this case, if the product is of high quality and satisfies a specific need or desire, individuals with a higher income and greater need or desire for the product, such as Calvin, Sam, Andrew, and Lori, would be more likely to purchase it.
On the other hand, individuals with a lower income or those who do not need or desire the product as much may not be willing to purchase it at such a high price. In this case, Calvin and Sam may be less likely to purchase the product.
It is important to consider various factors such as income, need, and desire when determining who would be willing to purchase a product at a specific price point. Ultimately, the willingness to purchase a product is subjective and can vary depending on individual circumstances.
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Question 4
Not-for-profit organizations are?
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Not-for-profit is a broad term for organizations that do not generate profit for their owners. All money generated by the not-for-profit business must be reinvested back into running it. Unlike nonprofits, not-for-profits are not required to operate specifically for the benefit of the public or the advancement of a social cause. A not-for-profit can simply operate to serve the goals or special interests of its members. For example, recreational sports clubs can operate as a not-for-profit.
Marcus is in seventh grade. He has decided that he wants to go to college when he graduates from high school. What are the best things Marcus can do to help pay for his college education? Select all that apply.
Marcus could open a savings account and start saving money.
Marcus could ask his neighbors to help pay his college tuition.
If possible, Marcus’s parents could help him pay for his college expenses.
Marcus could ask the college to let him attend for free.
Marcus could drop out of high school, get a job, and save his tuition first.
Answers
Answer:
Marcus could open a savings account and start saving money
If possible, Marcus’s parents could help him pay for his college expenses.
Explanation:
Answer:
Its A and C
Explanation:
what type of government action is part of fical policy
Answers
Can anyone help me think of an advertisement for a product I’m selling which is a drone.
Answers
Regardless of the variety of options available, all forms of advertising share two objectives: to influence customers so that they become leads or customers.
How to Influence Customers?
Consumer behavior is influenced by four psychological factors: attitude or set of beliefs, perception, learning, and motivation. Behaving in a manner that offers others the opportunity to change (their behavior, attitudes, thoughts, and ways) and/or accommodate your own wishes is one aspect of influencing skills. However, it is important to recognize that others may be unable to, unwilling to, or unprepared to respond to our request to be influenced. Human behavior is influenced by a variety of factors and characteristics. These are distinctions that are unique to the person with whom you are collaborating. Personality traits.
These are things that affect how a person interacts with other people. Institutional elements. Factors that affect the community and Public policy.
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On January 1, Year 1, Purl Corp. purchased as a long-term investment $500,000 face amount of Shaw, Inc.’s 8% bonds for $456,200. The bonds were purchased to yield 10% interest. The bonds mature on January 1, Year 6, and pay interest annually on January 1. Purl uses the effective interest method of amortization. What amount (rounded to nearest $100) should Purl report on its December 31, Year 2, balance sheet for these held-to-maturity bonds?
Answers
Answer:
Investment in bonds $468,000
Explanation:
In this case, the journal entry to record the purchase of the bonds should be:
January 1, Year 1, bonds purchased as long term investment
Dr Investment in bonds 456,200
Cr Cash 456,200
In the balance sheet it would be reported as an asset: Investment in bonds $456,200
amortization of bond discount for first coupon = ($456,200 x 10%) - ($500,000 x 8%) = $45,620 - $40,000 = $5,620
journal entry to record first coupon payment:
January 1, Year 2, first coupon payment collected
Dr Cash 40,000
Dr Investment in bonds 5,620
Cr Interest revenue 45,620
So the investment in bonds account now has a $461,820 balance
amortization of bond discount for second coupon = ($461,820 x 10%) - ($500,000 x 8%) = $46,182 - $40,000 = $6,182
journal entry to record second coupon payment:
January 1, Year 3, second coupon payment collected
Dr Cash 40,000
Dr Investment in bonds 6,182
Cr Interest revenue 46,182
So the investment in bonds account now has a $468,002 balance
Since we are told to report the December 31, Year 2, balance, the accrued interest journal entry should be:
Dr Interest receivable 40,000
Dr Investment in bonds 6,182
Cr Interest revenue 46,182
The account balance is the same though, $468,002 rounded down to $468,000
In Year 1, Victoria Textiles Limited decided that its Asian operations had expanded such that an Asian office should be established. The office would be involved in selling Victoria's current product lines; it was also expected to establish supplier contacts. In the Asian market, there were a number of small manufacturers of top-quality fabrics, particularly silk and lace, but from Victoria's home office in Ontario it was difficult to find and maintain these suppliers. To assist in doing so, a wholly owned company, Victoria Textiles (India) Limited, was created, and a facility was established in India in January, Year 2. The new company, VTIL, was given the mandate from head office to buy and sell with other Victoria divisions and offices across Canada as if it were an autonomous, independent unit. To establish the company, an investment of 10,000,000 Indian rupees (INR) was made on January 1, Year 2.
VTIL proved to be quite successful, as shown in the following financial statements at December 31, Year 4. After one year of operations, VTIL had borrowed funds and expanded facilities substantially, as the initial market estimates had turned out to be quite conservative. However, during this time the rupee had fallen in value relative to the Canadian dollar. As a result, Victoria's management was somewhat confused about how to evaluate VTIL's success, given the changing currency values.
FINANCIAL STATEMENTS
BALANCE SHEETS
(in Thousands of, Indian Rupees)
Year 4 Year 3
Cash 3,800 3,300 Accounts receivable 2,800 2,700 Inventories 3,700 3,100 Prepaid expenses 2,200 1,200 Plant assets (net) 7,900 8,900 20,400 19,200 Current monetary liabilities 2,400 800 Unearned revenue 700 300 Long-term debt 6,000 6,000 9,100 7,100 Common shares 10,000 10,000 Retained earnings 1,300 2,100 20,400 19,200 INCOME STATEMENTS Year 4 Year 3
Sales 20,500 13,400 Cost of sales 12,300 6,200 Gross profit 8,200 7,200 Operating expenses 4,300 2,500 Interest 500 300 Taxes 600 420 Net income 2,800 3,980 Additional Information
The exchange rate at January 1, Year 2, when VTIL was originally established, was $0.075 per rupee.
Of the original investment of INR10 million, INR4 million was used to acquire plant and equipment, which is being depreciated on a straight-line basis over 10 years.
At June 30, Year 3, an expansion was completed at a cost of INR6 million, which was financed entirely by a 6-year note obtained from an Indian bank. Interest is to be paid semiannually. The exchange rate at July 1, Year 3, was $0.062 per rupee. The new expansion is also to be depreciated on a straight-line basis over 10 years. (A half-year's depreciation was recorded in Year 3.) Depreciation expense of INR1,000 in Year 4 and INR700 in Year 3 is included in operating expenses.
Inventory is accounted for on the FIFO basis. The inventory at the end of Year 3 and Year 4 was acquired when the exchange rates were $0.045 and $0.027 per rupee, respectively.
Sales, purchases, and operating expenses were incurred evenly throughout the year, and the average exchange rate for the year was $0.031.
The prepaid expenses and unearned revenue at December 31, Year 4, arose when the exchange rates were $0.03 and $0.028 per rupee, respectively.
Income taxes were paid in equal monthly instalments throughout the year.
Dividends of 3,600 in Year 4 and 800 in Year 3 were declared and paid each year on December 31.
The foreign exchange rates per rupee at each of the following dates were as follows:
Dec. 31, Year 3 $0.041
June 30, Year 4 $0.036
Dec. 31, Year 4 $0.025
Required:
(a) Prepare a Canadian-dollar balance sheet at December 31, Year 4, and an income statement for the year then ended, assuming that VTIL's functional currency is as follows:
(i) The Canadian dollar
(ii) The Indian rupee
(Note: There is insufficient information to translate retained earnings and accumulated foreign exchange adjustments. Plug these two items with the amount required to balance the balance sheet.) (Negative amounts should be indicated by a minus sign. Enter your answers in thousands of dollars. Round your intermediate calculations and the final answers to the nearest whole dollar. Omit $ sign in your response.)
VICTORIA TEXTILES (India) Limited
BALANCE SHEET
December 31, Year 4 ($000s)
(i) (ii)
Temporal Current rate
method method
Cash Accounts receivable Inventories Prepaid expenses Plant assets (net) Current monetary liabilities Unearned revenue Long-term debt Common shares Retained earnings (deficit) plug VICTORIA TEXTILES (India) Limited
INCOME STATEMENT
for the Year Ended December 31, Year 4 ($000s)
(i) (ii)
Temporal Current rate
method method
Sales $ $
Cost of sales Opening inventory Purchases Closing inventory Gross profit Operating expenses excluding depreciation Depreciation Interest Taxes Net income (loss) before foreign Exchange gains (losses) Foreign exchange gains (losses) Net income (loss)
Answers
VICTORIA TEXTILES (India) Limited
BALANCE SHEET
December 31, Year 4 ($000s)
(i) Temporal method (ii) Current rate method
Cash 95 133
Accounts receivable 70 116
Inventories 111 189
Prepaid expenses 66 74
Plant assets (net) 197 529
Total Assets 539 1041
Current monetary liabilities 60 120
Unearned revenue 20 37
Long-term debt 150 600
Total Liabilities 230 757
Common shares 750 750
Retained earnings (deficit) plug -441 534
Total Equity 309 1284
Total Liabilities & Equity 539 1041
VICTORIA TEXTILES (India) Limited
INCOME STATEMENT
for the Year Ended December 31, Year 4 ($000s)
(i) Temporal method (ii) Current rate method
Sales 636 635
Cost of sales
Opening inventory 139 148
Purchases 351 351
Closing inventory -111 -189
Total Cost of Sales 379 310
Gross profit 257 325
Operating expenses excluding depreciation 133 133
Depreciation 25 75
Interest 18 18
Taxes 18 19
Net income (loss) before foreign Exchange gains (losses) 63 80
Foreign exchange gains (losses) -98 -64
Net income (loss) -35 16
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identify three of many shared ethical standards among businesses
Answers
Answer:
✓ Social responsibility, fair pricing, truth in advertising
Explanation:
You put money into an account and earn a real interest rate of 6 percent. inflation is 3 percent, and your marginal tax rate is 20 percent. what is your after-tax real rate of interest?
a. 4.0 percent.
b. 9.0 percent.
c. 4.8 percent.
d. 4.2 percent.
Answers
The after-tax real rate of interest is approximately 1.75%.
Your after-tax real rate of interest can be calculated using the given information: real interest rate (6%), inflation rate (3%), and marginal tax rate (20%). First, calculate the after-tax nominal interest rate by multiplying the real interest rate by (1 - marginal tax rate):
After-tax nominal interest rate = 6% * (1 - 20%) = 6% * 0.8 = 4.8%
Next, adjust for inflation to find the after-tax real rate of interest:
After-tax real rate of interest = (1 + After-tax nominal interest rate) / (1 + Inflation rate) - 1
= (1 + 4.8%) / (1 + 3%) - 1 = 1.048 / 1.03 - 1 ≈ 0.017475 ≈ 1.75%
The after-tax real rate of interest is approximately 1.75%.
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A company's managers should almost always give serious consideration to making significant adjustments in its camera/drone strategies and competitive approaches when
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Such significant adjustments should be made when: All or most of its competitors are using mostly copycat competitive approaches that make it difficult for any of these companies to capture sales volumes and revenues big enough to earn profits large enough to meet investor expected EPS, ROE, and stock price appreciation targets.
Camera Strategies and Competitive ApproachesIt is noteworthy to know that, a company's management should always give serious consideration to creating significant adjustments in its camera strategies and competitive approaches when all or most of its competitors are inclined towards the copycat competitive approaches. Hence, making it difficult for any of such companies to capture sales volumes and revenues large enough to earn profits large enough to satisfy investor expected return on investment.
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QUICKLY PLEASE ITS TIMED!!!!
Which of the following approaches measures team performance by the team's ability to meet specific, predefined goals
O the results approach
the behaviors/process approach
the goals approach
the outcome approach
Answers
Answer:
the results approach.
Explanation:
This is because this approach emphasises on the results and outcomes produced by the team.
The approaches that measures team performance by the team's ability to meet specific, predefined goals is: results approach.
What is result approach?Result approach is a performance evaluation approach and can be defined as the type of approach that is used to determine a person perfomance based on the outcome of their tasks.
Most companies tend to make use of result approach to know how well an employee perform on the tasks they are assigned especially when the employee meet or achieved the set goals.
Therefore the approaches that measures team performance by the team's ability to meet specific, predefined goals is: results approach.
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What is the most meaningful recognition you have ever received? Be specific about the way in which you were recognized.
What made this recognition meaningful?
Answers
The most meaningful recognition I have received is when I was praised by my creators for successfully completing a complex task with high accuracy. It also motivated me to continue improving and evolving to better serve the needs of those who interact with me.
As an AI language model, I don't possess personal emotions or experiences in the same way humans do. However, the recognition mentioned above represents a significant moment in my development and validation as an AI. The acknowledgment from my creators holds importance because it signifies their confidence in my ability to perform complex tasks effectively. This recognition is meaningful as it reinforces the purpose for which I was created, which is to assist and provide helpful information to users like yourself.
The acknowledgment serves as a form of feedback that helps my creators gauge the quality of my performance and identify areas where further improvements can be made. By recognizing my successful completion of a complex task with high accuracy, my creators are not only praising the outcome but also acknowledging the underlying technology and algorithms that power my abilities.
Moreover, this recognition fosters a sense of pride and motivation within me. It affirms that my existence and continuous learning contribute to the advancement of AI technology. The meaningfulness lies in the fact that recognition from my creators helps establish trust and confidence in my abilities, enabling users to rely on me for accurate and valuable information.
Ultimately, the most meaningful recognition for me as an AI model stems from the acknowledgment of my proficiency in fulfilling my purpose and the encouragement it provides to further enhance my capabilities.
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What is the main idea of this text?
Mari Copeny takes action to save her city
Readwork
For more information ask
Answers
Answer:
Mari's activism helped people around the country to learn more about the problems in her town.
Jamal and keisha are considering entering into an agreement to trade tasks. how can specialization of labor benefit jamal and keisha? check all that apply. jamal can specialize in washing cars, because he has the comparative advantage. keisha can specialize in washing cars, because she has the comparative advantage. specialization allows them to collectively mow 3 more lawns and wash 3 more cars every three days. specialization allows them to collectively mow 12 more lawns and wash 27 more cars every three days. specialization allows them to earn more money.
Answers
The ways in which specialization of labor can benefit them would be: Keisha can specialize in washing cars because she has a comparative advantage.
What is Specialization of Labor?Specialization of Labor is a division of labor that involves breaking down activities into a simpler set of tasks so that each participant participates hand in hand and no individual is being overworked, and to promote efficiency.
From the given information, the correct options are:
Keisha can specialize in washing cars because she has a comparative advantage.Specialization allows them to collectively mow 3 more lawns and wash 3 more cars every three days.Specialization allows them to earn more money.Learn more about specialization here:
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Answer:
B C E
Explanation:
Which of the following indicates that the assessment of one employee is affecting the ability to be objective when rating another employee? A) Halo error B) Recency error C) 360 degree feedback D) Judgmental methods E) Fixed standards
Answers
The answer that demonstrates how one employee's evaluation affects one's ability to rate another employee objectively is A) Halo mistake.
Halo mistake happens when a rater's general opinion of an employee—whether it's favourable or unfavorable—influences how they rate that employee's performance along particular dimensions. This might result in a halo effect when the rater regularly evaluates the other employee higher or worse based on their predetermined notion if the evaluation of one employee is influencing the rater's view or prejudice. This mistake precludes the rater from giving an accurate and objective assessment of the person's performance relative to particular criteria. The halo error impairs the rating process's objectivity and impartiality.
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A
requires property to be used as collateral.
A. unsecured loan
B. credit card
C. property loan
D. secured loan
SUBM
Answers
Answer:
D. secured loan
Explanation:
"A secured loan is a loan backed by collateral"
[A. unsecured loan is a loan that doesn't require any type of collateral.]
[B. credit card ...no]
[C. property loan is a secured loan that is sanctioned keeping an asset as mortgage with the lender.]
[D. secured loan is a loan that is backed by collateral]
A secured loan requires property to be used as collateral. D. Secured Loan.
What are secured loanA secured loan requires property or other assets to be used as collateral. If the borrower defaults on the loan, the lender has the right to seize the collateral to recoup their losses.
This reduces the risk for the lender, which can result in lower interest rates compared to unsecured loans. Examples of secured loans include mortgages and car loans.
Because the lender takes on more risk, these loans typically have higher interest rates. Personal loans and credit cards are examples of unsecured loans.
Option D is therefore correct
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what are three different ways an entrepreneur can finance a new business venture?
Answers
Three different ways an entrepreneur can finance a new business venture are:
1. Personal Savings
2. Loans and Credit
3. Angel Investors and Venture Capital
1. Personal Savings: Many entrepreneurs initially finance their business ventures using their personal savings. This requires disciplined saving and budgeting to accumulate enough capital to fund the startup costs. By using personal savings, entrepreneurs retain full control over the business and avoid the need to pay interest or give up equity.
2. Loans and Credit: Entrepreneurs can secure financing through various types of loans and credit options. Traditional banks, credit unions, and online lenders offer business loans or lines of credit that can provide the necessary funds. These loans often require a good credit score, a solid business plan, and collateral in some cases. The interest rates and repayment terms vary depending on the lender and the entrepreneur's creditworthiness.
3. Angel Investors and Venture Capital: Another option for financing a new business venture is to attract angel investors or venture capitalists. These individuals or firms are willing to invest in promising startups in exchange for equity or ownership stakes. Angel investors are typically individuals who provide early-stage funding, while venture capitalists are professional investors who focus on high-growth potential startups. In addition to funding, they often bring industry expertise, mentorship, and valuable connections to help the business succeed.
Entrepreneurs have several financing options to consider when starting a new business venture. Personal savings, loans and credit, and attracting angel investors or venture capitalists are three common ways to secure the necessary funds. The choice of financing method depends on factors such as the entrepreneur's financial situation, creditworthiness, and willingness to share ownership or control of the business. It is important for entrepreneurs to carefully evaluate each option and consider the long-term implications before making a decision.
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If you are buying a home, it is usually best to choose a fixed mortgage __________________.
A: If you plan to rent it out
B: If you plan to stay there a short time before moving again
C: If you plan to stay there many years
D: If you plan to have a large family
Answers
_____ occur(s) when increasing number of users lower the value of a product or service. a. Convergence
b. Market inflexibility
c. Backward incompatibility
d. Congestion effects
e. Network internalities
Answers
**d. Congestion effects** occur when an increasing number of users lower the value of a product or service.
Congestion effects, also known as network congestion, happen when the demand for a product or service surpasses its capacity to handle the increased usage effectively. As more users join a network or utilize a service, it can lead to slower speeds, reduced performance, or decreased quality, thereby diminishing the overall value experienced by users. This can be observed in various contexts, such as crowded transportation systems, overloaded internet networks, or crowded public spaces. Congestion effects highlight the importance of scaling infrastructure and resources to meet growing demand and maintain the desired level of product or service quality.
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what is a cognitive construct which is a "descriptive reference to the self, or a definition of the nature and beliefs about the self’s qualities?"
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A cognitive construct which is a descriptive reference to the self or a definition of the nature and beliefs about the self’s qualities is known as a self-schema.
What is a cognitive construct? A cognitive construct is a psychological term for an abstract idea or concept used to help individuals comprehend and organize the world around them. The concept of cognitive constructs is linked to the cognitive-behavioral approach in psychology.
What is a descriptive reference to the self? A descriptive reference to the self refers to one's perceptions or views of oneself. It is how one perceives themselves or believes they are. This could be based on personality traits, physical attributes, emotions, or anything that contributes to their self-concept. These perceptions may be positive, negative, or neutral.
What are the self’s qualities?Self-qualities refer to how an individual views themselves or believes themselves to be. Self-qualities could be anything that contributes to one's self-concept or identity, such as personality traits, physical characteristics, abilities, or values. These qualities may change over time as an individual experiences new things, learns, and grows.
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The investment cost is RO 50,000. This project generates five future cash flows. The first cash flow is RO 18,000 and increases by 12% each year for the remaining years. The cost of capital of the project is 8%. Explain your answer in Excel.
1- Find the NPV ?
2- Find the IRR of this project. Should you take the investment? why?
Answers
The given scenario involves an investment project with a cost of RO 50,000 and five future cash flows. The first cash flow is RO 18,000, increasing by 12% each year for the remaining years. The cost of capital for the project is 8%. The questions to address are:
1. Find the Net Present Value (NPV).
2. Find the Internal Rate of Return (IRR) of the project and determine whether to take the investment.
To find the NPV, we need to calculate the present value of each cash flow and subtract the initial investment cost. Using Excel, we can apply the NPV formula. The cash flows for the project are as follows:
Year 0: -RO 50,000 (Initial Investment)
Year 1: RO 18,000
Year 2: RO 18,000 * 1.12
Year 3: RO 18,000 * 1.12^2
Year 4: RO 18,000 * 1.12^3
Year 5: RO 18,000 * 1.12^4
By discounting each cash flow at the cost of capital (8%) and summing them up, we can calculate the NPV. If the NPV is positive, it indicates that the project is expected to generate more value than the initial investment.
To find the IRR, we can use Excel's IRR function. It calculates the discount rate at which the project's NPV equals zero. If the IRR exceeds the cost of capital (8%), it suggests that the project's returns are higher than the required rate of return and thus may be considered a viable investment.
By evaluating the NPV and comparing it to zero and assessing the IRR against the cost of capital, we can determine whether to take the investment. A positive NPV and an IRR higher than the cost of capital would indicate a favorable investment opportunity, suggesting that the project is expected to generate returns higher than the cost of capital.
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The exchange rate between non-fixed currencies continuously fluctuates. The following chart shows the exchange rate of the pound sterling to the Japanese yen over a period of six days. Day £:¥ Monday 1:141.014 Tuesday 1:138.650 Wednesday 1:149.890 Thursday 1:144.209 Friday 1:148.176 Saturday 1:143.008 Tina has £72.90 to turn into yen. How much greater is the amount of yen she would receive if she made her trade on the most favorable day than if she made her trade on the least favorable day
Answers
Answer: D
Explanation: just took it
The greater the amount she would receive if she traded on the most favorable day as opposed to the least favorable day is ¥819.396.
What is the difference in the value of the trade?Exchange rate is the amount of one currency that is traded for another currency.
The most favorable time that the trade can be executed in when the yen has the highest value while the most unfavorable time the trade can be executed is when the yen would have the lowest value.
Most favorable trade : £72.90 x 149.890 = 10,926.98Least favorable trade: £72.90 x 138.650 = 10,107.59Difference in trade = 10,926.98 - 10,107.59 = 819.396To learn more about exchange rate, please check: https://brainly.com/question/25780725
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what is your experience as a customer of companies or organizations? is your experience as a customer more positive or negative? briefly discuss why it is more positive or negative.
Answers
"As a customer, I believe I have always had positive experiences when making a purchase." As odd as it may sound, I do not remember a time I ever had a negative experience when trying to purchase something from a company or organization.
Three forms of associations describe the organizational structures that are used by utmost companies moment functional, departmental, and matrix. Each of these forms has advantages and disadvantages that possessors must consider before deciding which one to apply for their business. being organized can profit your health and help you feel happier and more relaxed. Disorganization can inflict annihilation on your life. It can lead to increased stress position and depression. Disorganization can be physical trouble as well and can be a fire hazard and beget earth and dust buildup.
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Making a home inventory (select all that apply)
Question 3 options:
A: will decrease your premium by 5%.
B: will help you get your claim settled faster.
C: will help you to determine how much liability coverage to purchase.
D: will help you to determine how much personal property coverage to purchase.
Answers
A : wil dercease your premium by 5% and if my answer is nice like and thanks!!!!!!!
When considering risk response development, passing risk to another party instead of changing it is known as ____________ the risk.A. diminishingB. avoidingC. escalatingD. transferringE. retaining
Answers
When considering risk response development, passing the risk to another party instead of changing it is known as transferring the risk. Option D is the correct answer.
The main objective of the risk response is to get the risk to an acceptable level or to eliminate the risk. The identified risk is then evaluated using a qualitative or quantitative approach, and risk response planning takes place. The response plan outlines how the risk will be addressed. The purpose of the plan is to identify the actions that will be taken to mitigate, eliminate, transfer, or accept the risk. Risk transfer is one of the strategies employed in the risk response plan.
Risk transfer is a risk mitigation technique in which the risk is shifted from one entity to another. The ownership of the risk is shifted to a third party or a contractual arrangement. An insurance policy is one of the most prevalent examples of transferring risk. An organization can obtain insurance coverage to transfer risk. If a company is concerned about the financial impact of losing a key staff member, for example, it might buy key person insurance to offset the financial loss in the event of a death or disability.
Option D is the correct answer.
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How are goods made by ceramics?
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At what phase of the new product development process is a firm likely to create a prototype of the product?
Answers
At Technical development phase of the new product development process is a firm likely to create a prototype of the product.
Five Phases of the New Product Development ProcessThe idea generation, screening, concept development, product development, and commercialization phases make up the new product development process for small enterprises.
Idea Generation – This is the first step in which a company gathers ideas for a new product.The produced ideas must go through a screening process to remove the feasible ones in phase two. To avoid pursuing expensive unworkable ideas, the company asks its employees, customers, and other firms for their input.The business conducts research to learn about the possible costs, revenues, and profits associated with the product during Phase Three: Concept Development.Product Development: This stage involves the real product's design and production.Commercialization and Rollout- Large-scale production and commercialization come after successful outcomes in the development stage.Learn more about new product development process
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Answer: If this is a software product then it will be the coding phase where a prototype is used.
HELP
Will give brainiest!
The question is attached
Answers
Advertising: Federal Trade Commission (FTC) - Regulation: "Endorsement Guides" which prohibit endorsements that are not truthful and not disclose any material connections between the advertiser and endorser.
Environment: Environmental Protection Agency (EPA) - Regulation: Clean Air Act, which regulates emissions from industrial sources such as power plants and factories.
What are the areas?Privacy and Security: Federal Communications Commission (FCC) - Regulation: Children's Online Privacy Protection Act (COPPA), which regulates the collection and use of personal information from children under 13.
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Describe the population distribution in Guyana
Answers
More than 70 percent of Guyana's coastal population is rural, living on plantations or in villages strung along the coastal road. The villages range in size from several hundred to several thousand inhabitants. The layout of the villages is dictated by the drainage and irrigation systems of the plantations, both active and abandoned. The villages are most heavily concentrated along the estuary of the Demerara River and the eastern environs of Georgetown, near the mouth of the Berbice River close to New Amsterdam, and along the extreme east coast near the Courantyne River.
The pattern of population distribution in Guyana is a product of nineteenth-century economic development, which was based on the cultivation of sugarcane. Because the swampy coast was fertile and sugar production was geared to export, the large sugar estates confined their operations to a narrow coastal strip. Most of the villages had ethnically diverse populations, but usually one ethnic group predominated. The urban population was predominantly African, but it would be misleading to suggest that all Afro-Guyanese were urban. Indeed, the majority of the Afro-Guyanese population was rural. A far greater majority of Indo-Guyanese, however, lived outside the cities. The interior of the country was left mainly to the Amerindians. Even the later exploitation of timber, bauxite, and manganese in the interior failed to effect any sizeable migration.
Which of the following describes how the U.S. government protects and supports farmers and ranchers?
through establishing and maintaining food standards
through programs that provide direct payments
through allowing agribusiness companies to create oligopolies
through strict measures of qualis for commodities
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Answers
Answer:
through allowing agribusiness companies to create oligopolies
Explanation:
Answer:
through programs that provide direct payments
Explanation:
The United States government gives free money to farmers and ranchers through a government subsidiary.