The money multiplier can be calculated using the formula: Money Multiplier = 1 / Reserve Requirement.
To find the reserve requirement, we need to subtract the excess reserves from the total reserves.
Total reserves = Required reserves + Excess reserves
Given that the total reserves are $12,000 and the excess reserves are $2,000, we can substitute these values into the equation:
$12,000 = Required reserves + $2,000
Simplifying the equation, we find:
Required reserves = $12,000 - $2,000 = $10,000
Now, to calculate the reserve requirement, we divide the required reserves by the demand deposits:
Reserve Requirement = Required reserves / Demand deposits
Substituting the values we have:
Reserve Requirement = $10,000 / $100,000 = 0.1
Finally, to find the money multiplier, we take the reciprocal of the reserve requirement:
Money Multiplier = 1 / Reserve Requirement = 1 / 0.1 = 10
Therefore, the money multiplier in this scenario is 10. This means that for every dollar held in reserves, the bank can create up to $10 in new money through loans and the creation of demand deposits.
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Walter opens a motorcycle repair shop where he will not only repair motorcycles, but will also offer custom paint jobs, accessories and some t-shirts. When Walter opened his business, his primary objective was to:
If the fed sells $5 billion of u. S. Bonds in the open market and the reserve requirement is 5 percent, m1 will eventually:.
If the fed sells $5 billion of u. S. Bonds in the open market and the reserve requirement is 5 percent, m1 will eventually decrease by $100 billion.
What is the effect of the sale of bonds on M1?
M1 is comprised of the most liquid money supply e.g. currency, demand deposits. When the Fed sells bonds they are conducting a contractionary monetary policy. The aim of this policy is to reduce the supply of money in the economy.
Reduction in the value of money = value of bonds sold / reserve requirement
$5 billion /0.05 = $100 billion.
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if you invest $8,500 per period for the following number of periods, how much would you have in each of the following instances? use appendix c as an approximate answer, but calculate your final answer using the formula and financial calculator methods. a. in 12 years at 10 percent? (do not round intermediate calculations. round your final answer to 2 decimal places.)
If you invest $8,500 per period for 12 years at 10 percent, how much you would have can be calculated using the formula and financial calculator methods.
Using Appendix C as an approximate answer, we can see that the future value factor for 12 years at 10 percent is 3.1059. Therefore, the approximate answer is:
Approximate answer = $8,500 x 3.1059 = $26,407.15
However, to get the exact answer, we need to use the formula and financial calculator methods.
Formula method:
Future value = Present value x (1 + rate)^n
where,
rate = 10% per year
n = 12 years
Present value = $8,500 per period
Future value = ?
Using this formula, we can calculate the future value as:
Future value = $8,500 x (1 + 0.10)^12 = $28,541.17
Therefore, if you invest $8,500 per period for 12 years at 10 percent, you would have $28,541.17.
Financial calculator method:
We can also use a financial calculator to calculate the future value. The steps are:
1. Enter 12 for n (number of periods)
2. Enter 10 for i (interest rate)
3. Enter -8500 for PMT (payment or deposit per period)
4. Press FV (future value)
The answer will be $28,541.17, which is the same as the answer we got using the formula method.
Therefore, if you invest $8,500 per period for 12 years at 10 percent, you would have $28,541.17.
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Based on the details of the scenario, determine what will most likely occur. Jillian and Chase are making a contract in which Jillian ships beaver pelts to Chase, who then makes the pelts into hats to sell. A year into their contract, it becomes illegal to buy or sell beaver pelts in the U.S.
Answer: Contract is voided
Explanation:
From the question, we are informed that Jillian and Chase are making a contract in which Jillian ships beaver pelts to Chase, who will then makes the pelts into hats to sell.
We are further told that a year into their contract, it becomes illegal to buy or sell beaver pelts in the United States. Based on the scenario explained, the contact will be voided.
A void contract is referred to as a formal agreement that cannot be enforceable and is not legitimate. Since it is illegal to either purchase or sell beaver pelts, it means that the context cannot be carried out anymore and should the be void.
The process of controlling and making decisions about a business is called:
O Leadership
O Management
O Administration
Answer:
B. Management.
Explanation:
Management can be defined as the process of controlling and making decisions about a business.
The management comprises of top executives, board of directors or managers who generally control the affairs of a business firm or company.
Basically, they are saddled with the responsibility of defining the policies, set of rules, standards, and procedures so as to preserve or protect the company's assets, boost efficiency, enhance financial accountability, and prevent fraudulent behaviors among the employees.
Also, the decision-making process or responsibilities is essentially vested on the management of a business. Therefore, the management is typically responsible for the success, growth and development of their business.
if you were asked to choose a profession between an agricultural expert and a veterinary doctor which one will you choose give your opinion to support your choice.
Answer:
I would choose veterinary doctor
Explanation:
I'm very good with animals, and I'd get to help an animal owner before the animals problem gets too big and can't be fixed so the owner can have a happy and healthy animal.
Determinants of Interest Rate for Individual Securities You are considering an investment in 30-year bonds issued by a corporation. The bonds have no special covenants. The Wall Street Journal reports that 1-year T-bills are currently earning 5.30 percent. Your broker has determined the following information about economic activity and the corporation bonds Real interest rate - 4.30% Default risk premium-2.85% Liquidity risk premium-55% Maturity risk premium-2.60% What is the inflation premium? What is the fair interest rate on the corporation's 30-year bonds? Multiple Choice 530% and 15.40%, respectively 80% and 2 22%, respectively 30% and 10.30%, respectively 80% and 11.10%, respectively
The inflation premium is 80%, and the fair interest rate on the corporation's 30-year bonds is 11.10%.
Inflation premium refers to the additional compensation investors require to protect against the erosion of purchasing power due to inflation. In this case, the inflation premium is given as 80%. It reflects the expectation that inflation will erode the value of money over the 30-year bond holding period.
The fair interest rate on the corporation's 30-year bonds is determined by adding various risk premiums to the real interest rate. The real interest rate is 4.30%, and the additional risk premiums are as follows: default risk premium (-2.85%), liquidity risk premium (-55%), and maturity risk premium (-2.60%). By summing up these risk premiums, we arrive at a total of -60.45%. Adding the real interest rate and the inflation premium (80%) gives us a fair interest rate of 11.10% for the corporation's 30-year bonds.
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What can a boosted post help an advertiser achieve?
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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Please help me due in 15 minutes
Answer:Your Answer would be C
Explanation:
Your Welcome :D
Market for a new hardcover book:
Demand: Qd= 325 - 8P
Supply: Qs= 60 + 3P 15.
If a price ceiling is set at $30, this will create a:
a. surplus of 85.
b. surplus of 30.
c. shortage of 55.
d. shortage of 65.
e. nonbinding price ceiling.
Since the price ceiling of $30 is higher than the equilibrium price of $24.09, it is nonbinding and won't have an impact on the result of the market.
Determine equilibrium and define its nature of surplus or shortage?A price ceiling is a government-imposed maximum price that can be charged for a good or service.We need to calculate the equilibrium price and quantity in order to determine whether the $30 price cap will result in a shortage or a surplus. When we combine the supply and demand formulae, we get, 325 - 8P = 60 + 3P If we solve for P, we obtain: 11P = 265 & P = $24.09 The equilibrium number is as a result: Q = 325 - 8P = 325 - 8($24.09) = 102.72 Since the price ceiling of $30 is higher than the equilibrium price of $24.09, it is nonbinding and won't have an impact on the result of the market. There won't be a shortage or surplus, the market will still clear at the equilibrium price and quantity.
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Es el costo identificado plenamente en el segmento de producción, puede estar asociado a productos o servicios procesados o ejecutados y se transfieren directamente al producto final.
Answer:
Costos directos
Explanation:
El costo directo es aquel en el que se incurre durante la producción de bienes terminados y este costo está directamente asociado con los bienes fabricados. Este costo se agrega al valor de los productos finales terminados y luego se agregan otros costos indirectos y costos fijos a los productos terminados según la tasa de absorción.
Which of the following is a function of inventory?
-To decouple various parts of the production process
-To provide selection of goods for anticipated customer demand and to seperae the firm from fluctuations in that demand
-To take advantage of quantity discounts
-To hedge against inflation
- All of the above
All of the above given are functions of inventory.
What are the main functions of inventory?Inventory management's primary role is to choose the right kind and quantity of raw materials, finished goods, and products still in the manufacturing process. It also facilitates production and sales activities while ensuring that costs are kept as low as possible. The primary purpose of the inventory is to guarantee a steady supply of resources for operations.
The company should seek to strike a balance between having enough inventory and not having enough, without ever running out, in order to carry out this function efficiently. Inventories exist to (1) provide and sustain excellent customer service; (2) smooth the flow of goods through the production process; (3) give protection against supply and demand uncertainties; and (4) acquire a suitable utilization of people and equipment.
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4. People in the organisations carry out diverse tasks with the aim to achieve
(a) Different objectives
(b) Common objectives
(c) Both of the above
(d) None of the above
Answer:
(b) Common objectives
Explanation:
People and departments in an organization perform different functions, but all focus on achieving its objectives. An organization's top management sets the goals and targets for a particular period. It then identifies specific actions that need to be accomplished to achieve the set goals.
The identified actions are distributed to various departments for implementation. Each department will break down its activities into small tasks and assign them to individual workers. Every employee will be working to achieve their set objectives. If all workers achieve their targets, the departments will meet their objectives, and so is the organization's goals.
identify ten entrepreneur and classify them under the types of entrepreneur
Answer: There are only five types of entrepenuer...
1. Skeptical entreprenuer: Sees the success of others and questions it.
2. Copycat entreprenuer: Sees the success of others and copys them exactly.
3. Research entrepreneur: They research every possible scenario and outcome for strategies to start or grow a business...
4. The determined entrepreneur: - hasn't made it yet- but will.
5. The accolmplished entrepreneur: Has gone through all types of entrepreneur and has built success from it.
Explanation: Hope this helps!
Which of the following is a characteristic of a service?
A. Can be stored
B. Can be repeated in exactly the same way
C. Mass produced
D. Intangible
Answer:
D.Intangible
Explanation:
Because three characteristics of service are: intangibility, inseparability, variability
The correct answer is D. Intangible. is a characteristic of a service
What are servicesServices are intangible in nature. This means that they do not have a physical presence and cannot be touched or held like physical goods. This is one of the key characteristics that differentiates a service from a product.
Options A, B, and C are typically characteristics of goods, not services:
A. Services cannot be stored for later use like physical goods.
B. Due to the human aspect involved in delivering services, they may not be repeated in exactly the same way each time.
C. Services are generally customized to the individual customer and are not mass-produced in the same sense as physical goods.
Option D is therefore a service characteristic.
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Jeramlah is working with a difficult client. After mixing up a paint order, the client says, "Of course you mixed up this paint order. You never listen
to me, and you're always picking out weird looking colors!" What type of communication is the client using?
A. passive
B. Aggressive
C. Non-aggressive
D. Assertive
Answer: i would say he is being aggressive towards the guy
Explanation:
may fail if employees become aware but isn't method that can overcome opposition to change and rather economical wayA. ArbritrationB. ConciliationC. NegotiationD. CoercionE. Manipulation
Manipulation (option E) may fail if employees become aware of it, but it can be a method to overcome opposition to change and is often considered an economical way.
The use of manipulation as a tactic to overcome opposition to change is controversial and has both advantages and disadvantages. On the one hand, manipulation can be a quick and cost-effective way to influence people's attitudes and behaviors towards change and can be particularly useful in situations where other methods have failed or are not feasible.
Manipulation can involve a range of tactics, such as withholding information, using fear or coercion, and selectively presenting information in a biased way. While these tactics may be effective in the short-term, they can also erode trust, damage relationships, and ultimately undermine the long-term success of the change effort.
Therefore, the correct answer is E. Manipulation.
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Theo buys 500 shares of a KO for the lofty dividend. If KO pays a dividend of $1.20/share 4 times a year, how much are the dividend payments worth for the year?
Answer:
$2,400.00
Explanation:
The dividends per year will be dividends per share per year multiplied by 500.
Dividend per share per year
=$1.20x 4
=$4.80
Per year dividends will be worth
=$4.80 x 500
=$2,400.00
(typed answer) As covid-19 is slowing down its infection rates, Ministry of education will change the class delivery (in person, online) methods soon. What will be your preferred class delivery method and why?
As COVID-19 infection rates decline, the Ministry of Education is considering changing class delivery methods. My preferred class delivery method would be a hybrid approach, combining both in-person and online learning.
What is hybrid approach of learning methodThis method offers the best of both worlds, allowing students to benefit from face-to-face interaction with teachers and peers while also leveraging technology for flexibility and accessibility.
In-person classes provide valuable opportunities for hands-on learning, group discussions, and immediate feedback. They help students develop important social skills and foster a sense of community among classmates.
Online learning, on the other hand, allows for greater convenience, enabling students to work at their own pace and review course materials as needed. This is particularly beneficial for those with busy schedules or who live far from school.
By integrating these two methods, the hybrid approach can accommodate diverse learning styles and needs, ensuring that students receive a well-rounded education in a safe and adaptable environment.
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Which strategy best helps a famous brand company reach consumers?
selling at trade shows
sending out mailings in small towns
advertising nationally
marketing selectively
Answer:
C.) advertising nationally
Explanation:
This is the correct answer. The person above may only have a 3-star rating, but they are correct.
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How important do you think focus groups are to the eventual success of a new product?
Answer:
Yes
Explanation:
Focus groups help businesses learn what their customers think, enabling strategic decision-making focused on their target market's true wants and needs
Will you act immediately on the business opportunity \that you have identified?
Answer:
Yes because once one has found an opportunity one must seize it.
Explanation:
It is not advisable to act immediately on the business opportunity that is determined.
A business opportunity includes the lease or sale of any specific product, equipment, or service that will help or make it possible for the purchaser-licensee to begin a business. It is important to consider certain other factors before immediately acting on the business opportunity that is determined. They are:
Size of the Market Relationships with potential investors or customers Capability to manage the Cash Flow Persistence and Passion Management skillsThus, we can conclude that one must not act immediately on the business opportunity that is determined before properly analyzing different factors associated with it.
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what is the first assessment conducted by an environmental services consulting firm hired by a buyer in a real estate purchase that helps shield the buyer from superfund liability?
The first assessment conducted by an environmental services consulting firm hired by a buyer in a real estate purchase is typically a Phase I Environmental Site Assessment (ESA). This assessment is designed to evaluate the potential for contamination of a property and identify any potential environmental risks that could create liability for the buyer.
During a Phase I ESA, the consulting firm will review historical land use records, conduct site inspections, and interview current and former owners or occupants of the property. The goal is to identify any potential sources of contamination, such as previous use as a gas station or industrial site, that could require further investigation and cleanup.
If any potential environmental risks are identified during the Phase I ESA, the consulting firm may recommend additional testing or a Phase II ESA to assess the extent of the contamination. By conducting a Phase I ESA, the buyer can gain valuable information about the environmental history of the property and potential liability issues, allowing them to make an informed decision about the purchase and potentially shield themselves from Superfund liability.
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How did ray conduct marketing information management?, what type of product/service management did ray do?, what activities were involved in the pricing function?, how did ray use the channel management function?
Ray conducted marketing information management by collecting information from customers to design the theater system seats. The activities involved in pricing were information management and marketing analysis. Finally, Ray shows the use of the channel management function because he carefully selected retailers.
Developing a new product and making sure the product is profitable is a complex process that involves multiple stages and strategies. Here are the most common ones:
Marketing information management: This involves collecting information about the customers, marketing, etc. to make the best decisions. This can be seen in Ray because all the process from selecting the product to selling it is based on research.Product management: This involves proper designing, production, and advertising of a product. This is applied by Ray because he works thoroughly in every stage to make sure the product is successful.Pricing: This involves determining the best pricing for a product to guarantee the product is sold and the producer obtains money. Ray uses the information collected from potential customers to determine the best price.Channel management function: This involves carefully selecting the channels to sell or advertise a product. Ray applies this because he analyzes all elements in the marketing to select the retailers.Learn more about marketing in: https://brainly.com/question/15611949
Tina wants to create a project in QuickBooks Online for her company. Her company recently began a bathroom remodel for a customer named Tim Turner. From the company's QuickBooks Online homepage, arrange the steps Tina should take to create a new project in the correct order.
Answer:
Here are the steps Tina should take to create a new project in QuickBooks Online for her company:
1. From the QuickBooks Online homepage, click on the Projects tab.
2. Click on the New Project button.
3. Enter the project name as "Bathroom Remodel for Tim Turner" and add any other relevant information.
4. Save the project.
Requiring managers to prepare the budgets from scratch or zero-base may help them to overcome the problem of:
Answer: Excessive cost
Explanation:
Zero-based budgeting is the sort of budgeting where when income is subtracted from expenses it gives zero. This sort of budgeting puts a measure of the expenses, it ensures the expenses matches the income. The purpose of the budget plan is to justify expenses and optimize cost, thereby look out for cost effective ways to plan and avoid inflated budgets. It primarily guides against excessive costs on projects.
what is the correlation between privacy and confidentiality? what ae the positive and negative effects associated with monitoring employees?
Privacy and confidentiality are closely related concepts, but they are not the same. Privacy refers to the right of an individual to keep their personal information and activities private and free from outside interference.
Confidentiality, on the other hand, refers to the obligation to keep information that has been shared in confidence secure and private.
Monitoring employees can have both positive and negative effects. On the positive side, it can help to prevent misconduct, ensure compliance with company policies, and improve productivity.
On the negative side, it can lead to a loss of privacy for employees, create a feeling of distrust between employees and management, and can potentially be used to discriminate against employees.
It is important for companies to strike a balance between protecting employee privacy and confidentiality, while also ensuring that employees are behaving appropriately and meeting company expectations.
This requires clear communication about what types of monitoring will be used, and how the information gathered will be used.
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3. ______ are defined as goods or services that are required for health and safety.
Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.
What is the safety of goods?A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.
Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.
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Stated concisely, the basic objective in cash management is ______.
a. collect early and pay late
b. collect early and pay early
c. collect late and pay early
d. collect late and pay late
The basic objective in cash management is collect early and pay late.
What cash management?Cash Management is known to be the daily work of managing cash inflows and outflows.
Cash management is referred to as the process of collecting and managing all of the cash flows of a firm. Cash management is known to be an important for individuals and companies.
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Classify each of the following industries or organizations as an oligopoly, a monopoly, or being monopolistically or perfectly competitive:
a. Athletic shoes.
b. Restaurants.
c. Watches.
d. Aircraft.
e. Department of Motor Vehicles.
f. Ice cream.
g. Electricity and utilities.
Classification of the following industries or organizations as an oligopoly, a monopoly, or being monopolistically or perfectly competitive is as follows,
a)Athletic shoes - Monopolistic Competition Several significant players in this market, such as Nike, Adidas, and Under Armour, are present, as well as smaller players like Asics, Pumas, and Beauts running shoes. b)Restaurants because to the abundance of eateries, both large and small, and the rising number of Americans dining out, entering this industry is simple and requires no farriers. Being persistent is another matter, though, given how fiercely competitive the sector is. c)Watches Monopolistic Competition There are numerous well-known water producers, ranging. Roles and Movato make luxury watches in a range of price ranges, whereas Fossil makes rounds,the mid-range to budget watch market. d) The aircraft industry is an oligopoly, making it very difficult for new businesses to succeed. Manufacturers of aircraft and Gulfstream essentially control the market for commercial liners, while other small businesses complete the market for smaller aircraft. e)Department of Motor Vehicles, Monopoly, There is only one DMV and there can be only one; it is a basic human need, and the government regulates it. f)Ice cream - Ideal Competition - Both large and small ice cream shops and whole-sellers are available. It's akin to entering a restaurant market to enter a market. Although entry is simple and there are many options for customers, survival could be challenging. g)Electricity and utilities People often do not have a choice when it comes to utility monopolies.
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