A unique characteristic of investigative consumer reports is that they provide information about a customer's character and reputation, which is not provided by regular consumer reports. Investigative consumer reports are conducted by a third-party investigator.
Who gathers information from various sources such as the customer's associates, friends, and neighbors. This type of report may be used for employment screening, tenant screening, or insurance underwriting. The customer may not be aware of this action, and the report may contain information that the customer may not want to disclose. Additionally, investigative consumer reports may provide additional information from an outside source about a particular risk, but this is not a unique characteristic of this type of report.
Overall, the unique characteristic of investigative consumer reports is the in-depth investigation into a customer's character and reputation. In comparison to consumer reports, a unique characteristic of investigative consumer reports is: D. The customer's associates, friends, and neighbors provide the report's data. These reports gather information from personal interviews with those who know the customer, offering insights into their character, reputation, and lifestyle.
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Jefferson is interested in starting his own business. he plans to borrow money from the local bank in order to finance the business. they will require him to submit a business plan and a(n) _____.
a. buy-out plan
b. income statement
c. partnership agreement
d. financial plan
please select the best answer from the choices provided a b c d
Jefferson is interested in starting his own business. He plans to borrow money from the local bank in order to finance the business. they will require him to submit a business plan and a(n) d. financial plan.
A bank can give you a loan for various different purposes such as building a house or starting a business. However, when you ask the bank for a loan for a business, the bank needs to trust your plan and be sure that you will have enough finances to pay back the loan.
For this purpose, a business plan and a financial plan is submitted to the bank when asking for a plan. Based on this plan, a bank will decide whether to pass the loan or not. Hence, the correct option is d. financial plan.
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What is moral myopia? Why do you think an advertising professional might experience this phenomenon?
Answer: See Explanation
Explanation:
Moral myopia occurs when someone is unable to clearly see ethical issues. In this case, people decide not to say anything even though they see the unethical behavior of others.
An advertising professional might experience moral myopia in the sense that such person looks away when he or she sees an unethical act because of fear of losing his or her job and also because of fear of losing a customer.
what could be the yield to maturity for a 3 year bond with a 8% annual coupon if the bond is trading at discount?
The yield to maturity (YTM) for a bond is the total return anticipated on a bond if it is held until it matures.
If a bond is trading at a discount, it means that its current price is lower than its face value, which can occur when the bond's interest rate is higher than the current market rate.
In the case of a 3-year bond with an 8% annual coupon, if it is trading at a discount, its YTM will be higher than its coupon rate of 8%.
The exact YTM calculation involves several factors, including the bond's current market price, its face value, the coupon rate, and the time remaining until maturity.
However, in general, the YTM will be higher than the coupon rate for a bond trading at a discount. This is because the investor is paying less for the bond initially but will still receive the full face value at maturity, resulting in a higher effective interest rate.
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Which of the following businesses describes a branch?
A. CarCity is a car dealership that is old by a large company but operated by a group.
B. Easy as Fries, a fast-food restaurant, is operated by one person but still owned by a large company.
C. Photo Finish, a sports photography business, has many locations that are owned an operated by the company.
D. Hit the books, a Tutoring business, has one location in San Diego, California
Photo Finish, a sports photography business, has many locations that are owned an operated by the company is the businesses describes a branch. Hence, option C is correct.
What is meant by photography business?A variety of services are offered by professional photography studios, including portraiture, commercial photography, event photography including weddings, family gatherings, bar mitzvahs, and more, convention photography, and more.
Their creativity, which is the art or process of making images by the influence of radiant energy, particularly light, on a sensitive surface, is expressed through shades, tones, smiles, joy, and even sadness.
To start, you can increase brand awareness by including brand-specific colors in your images. Additionally, your image might inspire bto take action. Good pictures elicit an emotion. Within that attitude, an emotion develops, which inspires potential customers to become clients.
Thus, option C is correct.
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In periods of low demand, companies can use direct marketing to target ________ customers and produce quick results.
There are different types of marketing. In periods of low demand, companies can use direct marketing to target known customers and produce quick results.
Direct marketing is simply known to be a form of advertising that focus on targets of a person or company so as to generate new business, raise the profile of an organization or product and for sale.
This type of marketing channel are emails, online adverts, flyers, database marketing, promotional letters, newspapers, etc.
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One exabyte = 1,000
A. petabytes
B.megabytes
C. gigabytes
D. nanobytes
Answer:
A. petabytes
Explanation:
One exabyte = 1,000 petabytes
One exabyte is about 1 quintillion bytes and the unit symbol is EB.
Answer:
A. petabytes
Explanation:
Which Facets Model of Effects is a value that the customer assigns to something after receiving information from their senses?
Perception facets model effect is a value that the customer assigns to something after receiving information from their senses
The organization, identification, and interpretation of sensory information in order to represent and understand the presented information or environment is referred to as perception. All perception involves the transmission of signals through the nervous system, which results from physical or chemical stimulation of the sensory system.
The act or ability to perceive; mental grasp of objects, qualities, etc. through the senses; awareness; comprehension.
Facet model effect- The Facets Model of Effects examines the various aspects of a consumer's reaction to a brand message to determine which strategies will capture their attention.
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Which qualifications are most helpful for Early Childhood Development and Services Careers? Check all that apply
independence
computer skills
physical strength
financial skills
adaptability
teaching skills
Answer: physical strength, adaptability, and teaching skills
Answer:
C, E, F
Explanation:
got it right
Answer:
C,E,F
Explanation:
The other guy was right so I had to assure you it was right
Tony earned a bachelor's degree at a public school. Which type of higher education institution did he attend?
A.
A 2-year college.
B.
A propriety school.
C.
A theological school.
D.
A 4-year university.
Answer:
D
Explanation:
Bachelor Degree is 4 years
Answer:
D.
A 4-year university.
Explanation:
Can't we run a business without training?
yes definitely.......
Need Help
Ted is a single guy who’s living the good life. The spreadsheet below shows Ted’s cash flow for a month.
Based on his monthly cash flow, explain what part of Ted’s financial plan might be missing and why.
Answer:
Ted's net cash flow is zero. Therefore, he might want to work on managing his income to get a positive net cash flow. There is no indication that Ted is putting any money in savings.
Hope it helps!
You learned about the various types of information systems that revolve around the different data, knowledge, information, and decision-making activities at different levels in the organization. In this activity, identify and explain any three types of information systems related to specific functional areas of business that this lesson hasn’t mentioned.
An information system is a coordinated group of parts used to gather, store, and process data as well as to deliver knowledge, information, and digital goods. Information systems include the following, decision support system, transaction processing system, management information system.
Types of information systems includeDecision support system: A decision support system is an information system that analyzes business data and other information relevant to the firm.
Transaction processing system: The process of collecting, modifying, and retrieving transactions is automated by the transaction processing system. This type of information system's particular characteristic is that it improves the efficiency, dependability, and consistency of commercial transactions.
Management information system: The management information system helps managers. such as measuring and analyzing business performance, making choices, creating a business plan, and establishing processes. By examining the roles and duties, it also gives managers feedback.
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A company in Maine sends lobsters to France What is Maine doing? Select three options
Answer:
Following are the answer to this question:
Explanation:
Some information is missing in the question. So, the correct choices can be described as follows:
i) practicing international trade
ii) exporting products
iii) participating in globalization
Maine has been globally traded because its, company transfers it's own goods at international frontiers when a client gives lobster with France in Maine. It exports products as its goods are manufactured in one nation, in this scenario the USA, is one other country, France in this case.Finally, it participates in the process of globalization because the company operates internationally by selling its products.Answer:
B. practicing international trade
C. exporting products
D. participating in globalization
number of borrowing countries under the international monetary fund?
Answer:
It should probably be 190 countries
Answer:
The International Monetary Fund (IMF) is an organization of 190 countries, working to foster global monetary cooperation, secure financial stability, facilitate international trade, promote high employment and sustainable economic growth, and reduce poverty around the world.
When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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A. Preparing a cash flow forecast helps a company to avoid __________.
• net losses
• liquidity
• opportunity costs
• higher financing costs
B. Why are ethical issues complicated for businesses that operate in the global economy?
• Because their employees won't know what the laws are in other countries.
• Because they tend to have more employees.
• Because different cultures have different norms and values.
• Because they don't have as much moral character as small, local businesses.
C. The pro forma balance sheet shows how the __________ resulting from a strategic plan will be financed.
• AFN
• equity
• inventory
• sales forecast
1) Preparing a cash flow forecast helps a company to avoid net losses. (Option A)
2) Note that ethical issues are complicated for businesses that operate in the global economy "Because different cultures have different norms and values." (Option C)
3) The pro forma balance sheet shows how the AFN resulting from a strategic plan will be financed. (Option A)
What is AFN?In finance, AFN means Additional Funds Needed.
Additional funds required (AFN) is a financial term that is utilized when a company wants to expand its activities. Because a company that wants to raise its sales would need more assets to do so, some needs to be made to handle the rise in assets.
This may be determined using mathematical methods that employ inputs from a company's financial accounts.
AFN = projected rise in assets - spontaneous increase in liabilities - any increase in retained profits, is the simpler calculation.
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Donald Trump wanted to pull us out of the WTO because he thought China was cheating. Would you stay in or leave?
Answer: I hate Trump and would make him eat tortilla chip vertically :/
Explanation:
If you use a student loan to pay for college and drop out, the student loan:
a) disappears because you did not finish college
b) become proportional to how long you stayed in school
c) doubles
d) stays the same. you have to pay the loan whether or not you finish school
option D, "stays the same. you have to pay the loan whether or not you finish school" is the correct answer.
Why is it?
You use a student loan to pay for college and drop out, you are still responsible for repaying the loan regardless of whether or not you finished school.
The loan does not disappear, nor does it become proportional to how long you stayed in school or double. When you take out a student loan, you sign a loan agreement with the lender that specifies the terms of the loan, including the repayment terms.
Dropping out of college does not change the terms of the agreement, and you are still obligated to repay the full amount of the loan, plus any accrued interest.
Therefore, it is important to consider the financial implications of taking out a student loan and to have a plan for repayment, even if you do not complete your degree.
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How long does it take to become a computer programmer?.
Becoming a computer programmer is a journey that requires dedication, hard work, and time. The amount of time it takes to become a computer programmer may vary, depending on several factors. Generally, it takes an average of 3-4 years to complete a bachelor's degree in computer science or a related field.
However, some students may take longer to complete their degree, depending on their pace of learning, course load, and other commitments outside of school. A degree in computer science is not the only path to becoming a computer programmer. There are other options available, such as coding boot camps, online courses, or self-study. These options can take anywhere from a few months to a year or more, depending on the individual's learning style and prior experience.
Becoming a proficient computer programmer requires continuous learning, even after graduation. As technology advances, programmers need to stay up-to-date with the latest trends, tools, and programming languages. They also need to keep sharpening their problem-solving, analytical, and critical thinking skills to succeed in the field.In conclusion, the amount of time it takes to become a computer programmer varies depending on the individual, their learning style, prior experience, and the educational path they choose. However, a bachelor's degree in computer science or a related field typically takes around 3-4 years to complete.
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Which one of the following is shown first under current liabilities by many companies as a matter of custom?
a. Accrued expenses
b. Current maturities of long-term debt
c. Sales taxes payable
d. Notes payable and accounts payable
Notes payable and accounts payable. Many companies customarily list notes payable and accounts payable first under current liabilities. Hence the correct answer is Option D.
How is this so?This is because these obligations represent the most immediate and significant financial obligations that the company owes to creditors and suppliers.
Other items such as accrued expenses, current maturities of long-term debt, and sales taxes payable are typically listed after notes payable and accounts payable in the current liabilities section of the balance sheet.
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3. What's considered a retail service?
A. Car engine repair
B. Car wash
C. New car
D. New car tires
The correct option is D. New car tires.
New-car tires are considered a retail service.
What are examples of retail?Retail businesses sell items or services to customers for their consumption, use, or pleasure. They typically sell items and services in-store but some items may be sold online or over the phone and then shipped to the customer. Examples of retail businesses include clothing, drug, grocery, and convenience stores.
What is retail customer service?Retail customer service is like any other customer service: it's the act of providing customers with assistance, answering their questions and helping them solve problems. However, there are some factors specific to this industry that make it important to learn and hone retail customer service skills.
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a recent court order requires the dissolution of a limited partnership in which your customer had invested. you explain to the customer that the partnership's assets will be distributed among certain interested parties, and identify the priority of distribution, from highest to lowest, as:
The priority of distribution, from highest to lowest, in the dissolution of a limited partnership typically follows this order:
Payment of partnership debts and liabilities, Repayment of partners' capital contribution, Distribution of remaining assets to partners.
1. Payment of partnership debts and liabilities: The court order requires the settlement of any outstanding debts and liabilities owed by the partnership. This ensures that creditors are paid before any distribution is made to partners or other interested parties.
2. Repayment of partners' capital contributions: After the debts and liabilities are settled, the partnership will repay the partners for their capital contributions. This means that the partners will receive the amount they initially invested in the partnership.
3. Distribution of remaining assets to partners: Any remaining assets after the previous steps will be distributed among the partners according to their ownership interests in the partnership. This distribution is based on the percentage of ownership each partner has.
In summary, the priority of distribution in the dissolution of a limited partnership is first to pay off debts and liabilities, then to repay partners' capital contributions, and finally to distribute any remaining assets among the partners.
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A maintenance schedule lists maintenance procedures, who is responsible, and when the procedures need to be completed.
O False
O True
Answer:
False
i had this same question
Explanation:
explain how the flexibility of wages and resources prices affectst the duration of trecessionary gaps and inflationary gpas
If wages are flexible, they can decrease in response to a recessionary gap, reducing production costs and helping firms stay in business. This can also encourage employers to hire more workers, which can help reduce unemployment.
A recessionary gap occurs when the level of aggregate demand in the economy is lower than the potential output, leading to high unemployment and a decrease in economic growth. In such situations, if wages and resource prices are flexible, they can adjust downward to help restore equilibrium in the market.
An inflationary gap occurs when the level of aggregate demand in the economy is higher than the potential output, leading to high inflation and a decrease in the value of money. In such situations, if wages and resource prices are flexible, they can adjust upward to help restore equilibrium in the market.
If resource prices are flexible, they can decrease in response to a recessionary gap, leading to a decrease in production costs and an increase in supply. This can lead to an increase in output and employment, helping to reduce the gap.
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in an economy the unemployment rate is 10% and the inflation rate is 1%. an appropriate fiscal policy in this phase of the business cycle would be to
The appropriate fiscal policy in this phase of the business cycle would be to implement expansionary fiscal policy.
Expansionary fiscal policy is a macroeconomic policy that increases government spending or reduces taxes to boost aggregate demand and stimulate economic growth. In the business cycle, it is used to help an economy that is in a recessionary phase. By expanding the money supply, governments can put more money into the economy, allowing it to expand.
To summarise, in an economy where the unemployment rate is 10% and the inflation rate is 1%, the appropriate fiscal policy in this phase of the business cycle would be to implement Expansionary Fiscal Policy to increase government spending or reduce taxes to boost aggregate demand and stimulate economic growth.
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Peter and marcia, both age 34, can each pay $650 a year each on life insurance for themselves. about how much is the face value of the largest combination of policies they can buy? for age 34, a 10-year term for male is 1.45 and for female is 1.24. a 20-year term for male is 1.89 and female is 1.46. a. $1,945,000 b. $972,000 c. $789,000 d. $806,000 please select the best answer from the choices provided a b c d
The face value is $972000. All premiums paid are accustomed cowl the value of insurance protection. The term is also one, five, 10, 20 years, or longer.
With the age of the customer, the insurance premiums additionally rise. The younger. Similarly, the older your age is, the higher the insurance premium. Health Insurance Premium will increase with age because it is believed that with the rising age, possibilities of health issues conjointly rise, which is why consequently, the premium quantity will increase.
Generally, the older someone is, the upper the price of their insurance is. This can be a result of insurance policies area unit designed to pay a benefit once the insured passes away; the additional probably it's that the named insured can die throughout the policy amount, the upper rates are.
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4u6 = your comp any couls Purchase equipment Fv for book Today Itwould incressa Profits by 150k/y Paidatend of each year for T»5 yrs PV= (1+r) T
Fv
, biscount nate cost of captal =5% Risk / inconirniance 2 * ln flation 3% (1−1,) 1
=1.1 1.12
150,000
=136,363 (1−1,2
9−1,3
=1.21 1.1) 2
150,000
=123,966
=1.33
(1−1,4=1.46 (1−1,5=1.61
(1.1) 6
=177
(1.1) 3
150,0.0
=112,781
(1−1,4
150,0.0
=102,734
(1−1) 5
150,000
=93,167 9. Suppose your company can purchase new equipment for $870,000. Your company's profits would increase by $236,000 per year for 5 years, paid at the end of each year. The equipment becomes worthless at the conclusion of the 5 th year, no salvage value. You assume an inflation rate of 2%, the risk of this equipment not leading to this profit is 2%, and your cost of capital would be 4% to purchase this equipment. Should you purchase this equipment? Show your work. Carry answer to the nearest dollar. Hints: (1.08) 2
=1.17(1.08) 3
=1.26 (1.08) 4
=1.36 (1.08) 5
=1.47,5/9(1.08) 6
=1.59
Based on the calculations, the present value of the future profits from purchasing the equipment is $1,051,323, which is higher than the cost of the equipment at $870,000. Therefore, it is recommended for the company to purchase the equipment.
To determine whether the company should purchase the equipment, we need to calculate the present value of the future profits and compare it to the cost of purchasing the equipment.
PV = 236,000 / (1 + 0.02) + 236,000 / (1 + 0.02)^2 + 236,000 / (1 + 0.02)^3 + 236,000 / (1 + 0.02)^4 + 236,000 / (1 + 0.02)^5
PV = 236,000 / 1.04 + 236,000 / 1.0816 + 236,000 / 1.124864 + 236,000 / 1.16985888 + 236,000 / 1.216652525
PV = 226,923 + 218,094 + 209,832 + 201,982 + 194,492
PV = 1,051,323
The present value of the future profits is $1,051,323. Now let's calculate the cost of purchasing the equipment:
Cost of purchasing the equipment = $870,000
Since the present value of the future profits is higher than the cost of purchasing the equipment, it would be beneficial for the company to purchase the equipment.
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Question 9 of 20
All of the following are benefits to earning a college degree except.
A. job protection.
B. earning more money.
C. better consumer decision making.
D. paying fewer taxes.
Answer:
D
Explanation:
Because you still have to pay the same amount of taxes.
Why should you understand what you can and cannot copyright?
Answer:
Copyright is important as it helps to protect the value of an author/academic/researchers work, by giving the originator of the work the ability to protect it from unlicensed or uncredited usage.
Explanation:
Answer:
So that therefore you wouldn't be fined of plagiarism of any kind.
Explanation:
managers who are believe that their native country, culture, language, and behavior are superior to all others.multiple choice question.
Managers who believe that their native country, culture, language, and behavior are superior to all others are Ethnocentric.
What is Ethnocentric?The term "ethnocentrism" refers to cultural or ethnic prejudice, whether conscious or unconscious, in which a person sees the world through the lens of his or her own group, setting their own group as the archetypal group and evaluating all other groups in light of this ideal.When someone feels that their own cultural group is superior to others, they are said to be ethnocentrists. People who are ethnocentric will think that the beliefs, ideas, values, and practices of their own culture are correct, and they will judge other ethnic groups by the criteria of their own culture.Ethnocentrism refers to the belief held by managers that their own nation, culture, language, and conduct are superior to all others.Therefore, managers who believe that their native country, culture, language, and behavior are superior to all others are Ethnocentric.
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