In the aftermath of the 2008 financial crisis new companies have emerged that offer the type of financial services banks do. Fintech players often specialize in a given area (e.g. payments), arguably allowing them to produce a good service at a lower cost. In addition, non-bank lenders have gained market share relative to bank lenders. In light of these developments, do you think banks will continue to play a meaningful role going forward? Discuss. Also, relate your answer to bank profitability and regulation.

Answer:

yes it's true he will have an incentive to tell the truth

The company needs to recruit approximately 625 applicants to hire 42 new employees.

Let's calculate the number of applicants required to hire 42 new employees.
Let's assume the number of applicants needed is "X."

According to the given question:
- The number of applicants who pass the first interview is 20% of X.
- The number of applicants who pass the second interview is 80% of 20% of X.
- The number of applicants who are offered a job is 50% of 80% of 20% of X.
- The number of applicants who accept the job offer is 84% of 50% of 80% of 20% of X.

Setting up the equation: 84% * 50% * 80% * 20% * X = 42

Now, solve for X by dividing both sides of the equation by (84% * 50% * 80% * 20%):

X = 42 / (84% * 50% * 80% * 20%)

X= 625

Therefore, to hire 42 new employees, the company needs to recruit 625 applicants.

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When preparing the operating activities section of the statement of cash flows using the indirect method, adding a decrease in Accounts Receivable to net income allows the inclusion of transactions that increased cash, but did not affect net income decreased cash. Option A. is the correct answer.

In business and accounting, net income is an entity's income minus cost of goods sold, expenses, depreciation and amortization, interest, and taxes for an accounting period.

Therefore, the correct answer is as given above.

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Answer:

Balance sheet is prepared after ascertaining net profit and net loss from profit and loss account. It is the summary of the personal account and real accounts having debit and credit balances.

Answer:

If the city government of Birmingham sets the price for two-bedroom apartments below the market equilibrium price, it will create a situation of excess demand, which will lead to a shortage of apartments in the rental market.

At a price below the market equilibrium, more people will be interested in renting apartments than the number of available apartments for rent. This will create a situation where some renters will not be able to find apartments and will have to look for alternatives, such as renting smaller apartments or living in other cities.

On the other hand, landlords will face a decrease in the incentive to offer apartments for rent since the lower price will reduce their potential profits. As a result, they may either reduce the quantity or quality of their offerings or may withdraw from the rental market altogether.

Overall, the rental market in Birmingham is likely to become less efficient, with a mismatch between the quantity of apartments supplied and the quantity of apartments demanded. This could lead to a decline in the overall quality of housing and an increase in the number of people facing housing insecurity.

A prepaid debit card is a type of payment card that is loaded with a set amount of funds before it can be used.

In this scenario, Diane received a prepaid debit card with $100 loaded onto it. Diane used the card to make her first purchase, which was some bulk ribbon at a craft store. The price of the ribbon was $0.01 per yard. After that purchase, there was $12.50 left on the card.

To determine how many yards of ribbon Diane bought, we can use the information provided and set up an equation. Let's call the number of yards of ribbon she bought "x". Then, the equation would be:

0.01x = $100 - $12.50

Next, we'll simplify the right side of the equation:

0.01x = $87.50

Finally, we'll divide both sides of the equation by 0.01 to find the number of yards of ribbon Diane bought:

x = 8750 yards

So Diane bought 8750 yards of ribbon, which cost $87.50. To verify, we can multiply the number of yards by the price per yard to check that it equals the amount spent:

8750 * $0.01 = $87.50

So the calculation shows that Diane bought 8750 yards of ribbon, which cost $87.50, leaving $12.50 on the prepaid debit card.

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True. According to the Kobliner book, it is indeed a good financial habits to save at least 15% of your take-home pay each month.

Saving a portion of your income helps build an emergency fund, plan for future expenses, and work towards long-term financial goals such as retirement or major purchases. By saving 15% or more of your take-home pay, you can establish a strong financial foundation, ensure financial security, and have resources available for unexpected circumstances or future needs.

Saving a significant portion of your income also encourages responsible financial habits, budgeting, and living within your means, which are key elements of a healthy and sustainable financial life.

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The value of the land is -$145,500 (negative value).

To find the value of the land, we can subtract the reproduction cost of the building from the total sale price. In this case, the reproduction cost is $215,000. Subtracting this from the sale price of $220,000 leaves us with $5,000.

Next, we need to account for the estimated depreciation of the building, which is 70%. To calculate the depreciation amount, we multiply the reproduction cost by the depreciation rate (70% or 0.70).

So, the depreciation amount is $215,000 * 0.70 = $150,500.

To find the value of the land, we subtract the depreciation amount from the remaining amount after subtracting the reproduction cost.

$5,000 - $150,500 = -$145,500.

Therefore, the value of the land is -$145,500 (negative value).

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Given that no personal information is being gathered or shared on scenario 4's website, where knowledge is shown and anonymous access is allowed, data privacy laws might not apply.

Data privacy regulations are created to guard against unlawful access, use, or disclosure of personal data. These regulations can differ from one nation to another, but they typically call for businesses to put specific safeguards and procedures in place to secure the personal data they gather, use, or store.

The gathering and use of children's personal information may be governed by particular rules under scenario 1, which involves an app geared toward entertaining kids. Organizations must make sure they abide by these rules in addition to the basic data privacy laws because they may be stricter than those for adult users.

In case 2, a platform created solely for the exchange of knowledge without any consideration for financial data may not collect any personal information from users and hence may not be governed by data privacy rules. However, other rules and laws, including those governing intellectual property or online expression, may still apply to the platform.

In case three, a platform may be governed by the data privacy rules of the nation where the data subjects are located even when it is targeted at individuals from a nation with strict data privacy regulations. The platform will therefore need to make sure that they abide by such laws.

In case four, there might be no need to gather personal data from users because the website displays knowledge and permits anonymous access. As a result, the website could not be covered by laws governing data privacy. To ascertain the precise needs of your website or platform, it's crucial to speak with legal authorities.

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Correct question:

Data privacy may not be applicable in which of the following scenarios

1. an app targeted children for entertainment

2. a platform developed purely for knowledge exchange with no motive of financial info

3.a platform hosted in a country with no dp laws but targeted at the dat subject from a country with stringent law

4. a website demonstrate knowledge and allow anonymus access

If martha set a goal for employees to sell $60,000 of merchandise during the month of december and gave them a directive to reorganize the break-room under the same deadline, then employees might question Relevancy of the five essential goal-accomplishment factors.

Why is relevance important?

What significance does relevance have?

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e. service recovery refers to the process of addressing and resolving customer issues or problems to restore customer satisfaction and loyalty. It involves training.

empowering frontline workers to promptly and effectively resolve customer concerns or complaints on the spot, without having to escalate the issue or involve higher levels of management.

By providing frontline workers with the necessary training, authority, and resources, organizations aim to enable them to take immediate action and solve customer problems during the customer interaction itself.

Service recovery strategies often include guidelines, procedures, and training programs that equip frontline workers with problem-solving skills, effective communication techniques, and the ability to address customer concerns in a timely and satisfactory manner. By enabling frontline workers to handle and resolve issues on their own, organizations can foster customer trust, loyalty, and long-term satisfaction.

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Answer:

C. Partnership Agreement

Explanation:

It's the legal document that dictates the way a business is run and details the relationship between each partner.

India's comparative advantage in the global competition will be "Low-cost labor".

Thus the above answer i.e., "option a" is the right answer.

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The given statement "business intelligence has been slow to be implemented in health due to the possibility of failure" is False because business intelligence has not been slow to be implemented in health due to the possibility of failure.

Organizations have been using business intelligence tools and techniques for years to improve their operations and outcomes.

Business intelligence can provide valuable insights into patient care, resource allocation, and operational efficiency, among other areas.

Therefore, the given statement about business intelligence is false due to business intelligence has not been slow to be implemented in health due to the possibility of failure.

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Answer:

The awnser is the Nature of Business

Answer:

nature of business that's

True, the expenses and the quality of customer service are the two key issues with inventory control.

Input measurements that are typically employed include the quantity of sales calls made, selling expenses associated with those sales, and the quantity of reports given to superiors. The dollar or unit sales volume, the last year/current sales ratio, the sales of particular products, the creation of new accounts, and the profit realised are frequently used as output measurements.

Utilising work-in-process inventories to decouple activities is a significant usage of inventories in the manufacturing industry. The reduction of inventory holding costs is the goal of inventory management. A retail establishment will offer twice the degree of customer care if it carries twice as much goods as its rival.

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This level of change is referred to as reengineering.

As the definition of reengineering itself states that BPR aims to assist businesses in significantly restructuring their organizations by focusing on the design of their business processes from the ground up.

Therefore, this level of change is referred to as reengineering.

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Answer:

the money amount

Explanation:

the money amount because u cant just go some where and pick up an item and not have the reimbursement of the cost. if jack went to the store only with 5 dollars there is not a way of getting something that cost 10 dollars he have to go smaller

Answer:

You need to get more points so you can ask questions.

Explanation:

You can do this by answering other people's questions

Answer:

To ask more question, you can answer questions yourself and there are points that you earn from answering people's questions. Make sure to also answer correctly. If you answer wrong, people can report you for it too. So, be sure to double check your answers.

individuals hired by the convention center and responsible for providing all of the services needed to run the facilities for a trade show are known as service Contractors.

Contractors

A person or business that offers goods or services to a trade show, its exhibitors, or both. See also Exhibitor Appointed Contractor or Official Contractor. A venue where expos are hosted is a convention center.

A contractor, also known as a contract worker, independent contractor, or freelancer, is a self-employed individual who works on a contract basis. A contractor is not an employee; rather, they manage their own business (such as a sole proprietorship, limited liability company, or limited liability partnership) and are hired by organizations to work on specific projects or assignments.

They may have short- or long-term contractual relationships. Although a contractor may work for a company, they are not considered employees. Additionally, they have the capacity to work concurrently for several businesses.

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Answer:

For the food to be delivered successfully by the grocery store, the following pathways needs to be followed to achieve that:

Facility and Mobile Equipment Maintenance,

Sales and Service;

Transportation Operations; and Health,

Safety and Environmental Management Transportation.

Explanation:

This process is true because, there is need to ensure that, the facility and mobile equipment is well maintained to avoid breakdown of the equipment during transportation.

The last pathway to ensure successful delivery happens to be safety and environment management transportation since what is being dealt with happens to be food that is going to be eaten. Maximum care is taken to ensure there is no contamination whatsoever.

Answer:

Option A is correct

Explanation:

Just took the test :)

Happy New Year everyone, here's to 2021

The revenue trend percent for year 2 and year 3 is 110.6% and 121.3%. Sales growth over time is represented by revenue growth. It is employed to gauge how quickly a company is growing.

If a business made $75 billion in revenue in 2008 and $100 billion in revenue in 2009, its revenue increased by about ($100 billion/$75 billion)-1 =%33.

Increases in revenue are measured as a percent increase from a particular beginning point. In order to calculate revenue growth, you must first subtract the revenue from the prior period from the current period's revenue and then divide the result by the revenue from the prior period.

In the given question,

                        Revenue trend in year 1 = $470,000 = 100%

                        Revenue trend in year 2 = $520,000/$470,000 = 110.6%

                        Revenue trend in year 3 = $570,000/$470,000 = 121.3%

Therefore, 110.6% and 121.3% are the required solutions.

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Header

Hard copy business letters feature a header that includes the sender’s name, phone number, address and email address, which may be left or right justified or centered at the top of the page. This is followed by the date the letter was sent, which in turn is followed by the “inside address.”

Answer:

as much as i need

Explanation:

Price stability plays a crucial role in preventing extreme fluctuations in business cycles and ensuring a stable economic environment. Here are two key reasons why price stability is important in this context:

1. Promoting Economic Confidence: Price stability instills confidence in businesses and consumers, leading to stable expectations and decision-making. When prices remain relatively stable over time, businesses can accurately predict costs and plan investments, fostering long-term economic growth. Likewise, consumers can make informed purchasing decisions without worrying about sudden price increases eroding their purchasing power. This stability in economic conditions encourages business expansion, investment, and consumer spending, all of which contribute to a more balanced and sustainable business cycle.

2. Minimizing Distortions and Inefficiencies: Extreme fluctuations in prices can introduce distortions and inefficiencies into the economy. Rapid price increases, known as inflation, erode the value of money and can lead to hoarding or speculative behavior. On the other hand, rapid price decreases, known as deflation, can discourage spending and investment as individuals and businesses anticipate further price declines. Both scenarios disrupt the normal functioning of markets, making it challenging for businesses to plan, invest, and hire employees. Price stability reduces these distortions, creating a more predictable and efficient economic environment where resources are allocated more effectively.

In summary, price stability is essential for preventing extreme fluctuations in business cycles. It promotes economic confidence, facilitates long-term planning, and minimizes distortions and inefficiencies in the economy. By maintaining price stability, policymakers can support a more balanced and sustainable economic growth trajectory.

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Answer:

C or A

Explanation:

I could answer better with more context

A major way to shape culture is by bringing outsiders into important leadership positions, and Culture can be maintained by rewarding and promoting people whose behaviors are desired.

Cultural problems can arise when two companies with different cultures merge.

Culture refers to the shared beliefs, values, customs, behaviors, and artifacts that characterize a group or society. It encompasses all aspects of social behavior and norms and includes language, religion, lifestyle, and the arts. Culture shapes our beliefs and behaviors and helps us to understand the world around us and our place in it.

A major way to shape culture is by bringing outsiders into important leadership positions, and Culture can be maintained by rewarding and promoting people whose behaviors are desired.

Cultural problems can arise when two companies with different cultures merge.

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Answer:

a) if the terms of trade are 4 chips for 1 pretzel, would trade be advantageous for Luxland? explain.

Yes, it is advantageous for Luxland. On its own, Luxland can only produce 1 chip for 1 pretzel, but with trade, 1 pretzel would now be equivalent to 4 chips, representing a net gain of 3 chips.

​​b) if the terms of trade are 4 chips for 1 pretzel, would trade be advantageous for Leanderland? explain.

No, trade would not be advantageous. We can see than domestically, Leanderland can produce 2 pretzels for every chip, because the graph shows that 4 chips are equivalent to 8 pretzels for this nation.

For trade to be advantageous, Leanderland should obtain at least 9 pretzels for the 4 chips.

A) The terms of trade will be advantageous for Luxland because, according to the graph, it can produce only one chip for Pretzel.

However, If it decides to trade, it would accrue a gain of 3 additional chips under the 4 chips to 1 Preztel arrangement.

B) Already, Leanderland gets 1 chip for 4 pretzels. Therefore, it will be disadvantageous for it to accept 4 chips for 1 pretzel trade arrangement. The above question seeks to highlight the comparative advantages of Leanderland and Luxland.

When an economy or country has the ability to manufacture a good or service at a lower opportunity cost than its trading partners, it is said to have a comparative advantage. In the graph above, Luxland has a comparative advantage with the production of Chips.

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Answer:

B,C,D ON EDGE 2020-2021

Explanation:

Based on the information given, the qualities Air Traffic Controllers need are:

The correct options are B, C, and D.

They control the flow of aircraft into and out of the airport's airspace, direct pilots during takeoff and landing, and keep an eye on the movement of aircraft in the sky. To communicate with pilots, air traffic controllers employ radio technology.

Clear speaking is necessary because Air Traffic Controllers are responsible for communicating with pilots to provide them with critical information, such as weather conditions, runway changes, and other important details. Any miscommunication or misunderstanding could have severe consequences, so it's essential that Air Traffic Controllers are articulate and can communicate clearly.

Teamwork is also crucial for Air Traffic Controllers because they work closely with other Air Traffic Controllers and other professionals, such as pilots, airport personnel, and maintenance crews. They need to be able to coordinate and collaborate effectively to ensure the safe and efficient flow of air traffic.

Thus, the ideal selections are options B, C, and D.

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