Information Barclays is a property manager. On 1 June 2016, it listed 1,000 bonds with interest of 8.60% p.a. paid semi-annually at a face value of $100 and maturing on 1 June 2019. The bonds were issued at a yield set 4.16% higher than the 10-year Australian govemment bond yield (which was running at 4.00% p.a. in 2014), compounded semi-annually. Requirements Answer the following questions: Q1. What is the semi-annual interest payment? Q2. What is the semi-annual yield? Q3. What is the present value of interest payments on one bond? Q4. What is the present value of the face value (principal) on one bond? Q5. What is the total present value of the bond issue? (1 mark each; total 5 marks)

Answer:"They take responsibility for their actions."

Explanation:

Among the following choices one of the values that you can usually expect from persons of integrity is that they take responsibility for their actions. They are really respected by other people.

Answer:  A supplier is an external stakeholder that a business must communicate with.

Explanation:  It is very important that good communication is maintained with suppliers as they provide the goods and services that are necessary for a business to operate.

Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three-dimensional. He is most likely to add this foreground Option A. He might change his position to include some foreground items such as rocks or grasses.

The foreground of an image is usually the element that is closest to the viewer. The foreground is often used to add depth to an image. If a photographer wants to create a 3D appearance in his image, he must ensure that the image has a foreground, mid-ground, and background. It is possible to include a foreground in a photo by modifying the angle of the shot and including elements in the foreground.

Emilio might change his position to include some foreground items such as rocks or grasses. By doing so, he will be adding depth to his image. Another way to add foreground to an image is to use framing trees in the middle ground of the image, but this may not provide the depth required. Tilt his camera up to better capture the tops of the hills or circling around to the side of the hills to capture the cows standing on top are not recommended, as the question seeks to add a foreground.

Therefore, Emilio is most likely to add the foreground by changing his position to include some foreground items such as rocks or grasses. Therefore, the correct option is A.

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Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three-dimensional. How is he MOST LIKELY to add this foreground?

A. He might change his position to include some foreground items such as rocks or grasses.

B. He might tilt his camera up to better capture the tops of the hills.

C. He might add some framing trees in the middle ground of his image.

D. He might circle around to the side of the hills to capture the cows standing on top.

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Answer:

Explanation:

I would go to work on Saturday as it has been agreed upon before my friend invited me to the beach.

The amount of money a company receives (inflows) from its primary business of producing and selling finished goods or rendering services, along with any outflows (such as payments for expenses), is referred to as cash flow from operating activities.

Cash flows from operations also include: sales proceeds in cash. Operating activities, investing activities, and financing activities make up the three categories of cash flows. money-related noncurrent asset activities are included in investing.

The relationship between cash inflows and outflows. Money coming into a business is known as cash inflow, and it may come from sales, investments, or financing. The opposite of a cash outflow is a cash inflow, which is money entering a business.

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Answer:Model in the video give the consumers have the attitude of keeping it simple.by the use of models in the video, it is simple in that there is a lot of message that is passed hoping that more individuals will b reached by it.

Relatively there I an increasingly marketing procedures that accrue by this process followed by that pull customers upto their fold, this avouda a rwlentless as well as ill-concieved efforts to engage.

Explanation:Model in the video is good.this is because it brings things easier to the consumers as this products is likely to havean intended purchase, and are likely to buy this product more ofteexposing I to the others after abconsideration of given variables of price , perception of that given model brand .

Answer:

a. segment Marketing

Explanation:

hope it helps you

Answer:

nice...

Explanation:

The statement that is true about a fixed input is that its quantity that a firm can use in the short run is fixed. In economics, fixed inputs are resources or factors of production that cannot be adjusted in the short run. They are considered fixed because they are either difficult or impossible to change quickly.

Some examples of fixed inputs include land, capital, and equipment. In the short run, a firm can only adjust its variable inputs such as labor and raw materials to increase production. This means that the quantity of the fixed input remains constant. However, in the long run, a firm can adjust both its fixed and variable inputs to increase production. It is important to note that even though the quantity of a fixed input is fixed in the short run, the output that a firm can produce with it is not necessarily fixed.

The output depends on the combination of all inputs, both fixed and variable. Therefore, a firm can still increase its output in the short run by increasing its variable inputs. In conclusion, the statement that is true about a fixed input is that its quantity that a firm can use in the short run is fixed. They are considered fixed because they are either difficult or impossible to change quickly. Some examples of fixed inputs include land, capital, and equipment. In the short run, a firm can only adjust its variable inputs such as labor and raw materials to increase production. This means that the quantity of the fixed input remains constant. However, in the long run, a firm can adjust both its fixed and variable inputs to increase production. It is important to note that even though the quantity of a fixed input is fixed in the short run, the output that a firm can produce with it is not necessarily fixed. The output depends on the combination of all inputs, both fixed and variable. The correct statement about a fixed input is: "The quantity of it that a firm can use in the short run is fixed." In the short run, a fixed input's quantity cannot be changed, while in the long run, a firm can adjust the quantity of all its inputs.

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Answer:

yes, it is

Explanation:

It has one of the largest economies in the world

The following will be among Freda's duties: a. Program management; and b. Resource recommendations.

The senior leader or official for the insider threat program is chosen by the organization. In rare circumstances, this person may also act as the Hub Program Manager, in charge of managing daily operations. To identify resource and staffing requirements, they will collaborate with the senior leadership of the organization.

The supervisor serves as a liaison between the staff and management. He communicates both management ideas to the workforce and worker issues to the management.

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Answer:

Statement:                                                                          Good: Bad:

When you're going shopping, take a list, and stick to it!

Good

Ask yourself, "Do I need this, or do I just want this?  

Good

Always buy the newest model of something the minute it comes out.

Bad

Always grab the brand name product first!

Bad

Plan big-deal buys like a computer or a car—never buy them on impulse. Good  

Don't be a fashion groupie—resist this month's "in" look.  

Good

Don't let small money burns keep you from making big but good money burns.  

Good

Don't ever question a seller's motive.

Bad

Explanation: Just got right.  

When you're going shopping, take a list, and stick to it!

GOOD

WHY?

Shopping lists aid in the reduction of purchases made while shopping. Shopping lists tend to reduce purchases because they remind shoppers of their goals and highlight unplanned purchases.

Ask yourself, "Do I need this, or do I just want this?"

GOOD

WHY?

"Want" means to have a strong desire to own or do (something). "Need" means require (something) because it is necessary or extremely important rather than merely desirable. We should invest a bigger part of our capital into what we need rather than spending it on what we want.

Always buy the newest model of something the minute it comes out.

BAD

WHY?

Every product launches a new and upgraded version of its previous products at regular intervals. Hence, if we always try to keep up with the upgrades irrespective of their requirement in our lives presently just for the sake of the trend, we over-spend.

Always grab the brand name product first!

BAD

WHY?

90% of the time can get the same quality products at much more affordable rates from smaller brands. At times we don't pay for the quality of the product, rather we just pay for the brand name.

Plan big-deal buys like a computer or a car—never buy them on impulse.

GOOD

WHY?

Research, saving up, and looking for offers and better alternatives are all parts of planning. It's better to carry all these out before making such expensive investments.

Don't be a fashion groupie—resist this month's "in" look.

BAD

WHY?

Being a fashion groupie just to keep up with the trends and people-pleasing does nothing more than heightening your expenses because fashion trends are never-ending.

Don't let small money burns keep you from making big but good money burns.

GOOD

WHY?

It's always better to make a big investment in a better quality product rather than compromising the quality just for the sake of prices and then spend again and again on repairing it and buying another one after a short period.

Don't ever question a seller's motive.

BAD

WHY?

It's a seller's sole motive to make a profit out of every smallest thing possible and we should keep in mind that in this case, a seller would prioritize his profit more than the consumer's right over a good quality product.

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Self-employment provides strong earning potential as people have more control over their own progression. Going hand-in-hand with the flexible lifestyle, individuals who work for themselves can go over and above to work long hours on some days, network, and reap the benefits of their hard work.

Answer:

C. A problem with using the dividend growth model is that it appears to underestimate the expected return for all stocks.

Explanation:

In the case of the dividend growth model, it shows the underestimated of the return for some stocks, also it generated the negative return at the time when the firm could cut the dividend. ALso it needs that the firm has the history of the cash dividend and that history should show the same dividend or the positive growth

But it does not show the underestimate for all kind of the stocks

Answer:

You can apply for scholarships, work in high school, and receive grants.

Explanation:

You can possibly graduate college without debt or little money owed back to a bank.

The first option is a scholarship, this money is usually only offered from a range of $500-fully paid tuition. You may have to apply to hundreds before you are granted some but they are offered from freshmen in high school all the way to almost graduating college.

Your second option is working,  sophomore year is when you'd be able to get a job the earliest. Every paycheck you save about 20%, work all the way through college and you can save enough to pay for your first year, possibly second year of college. You could also work while you're a full-time student, it'd be hard work but it can be done.

Your third option, but not last is to apply for grants. This is basically free money, they differ from scholarships though. You do not have to pay grants back, and you can get sponsored by companies to pay your way through college.

Answer:

Some of the important job roles that can be taken up by an Environmental Economist include Energy Economist, Ecological Economist, Agricultural Economist and Chief Economist.

Explanation:

please give me brain list and follow

If the automobile industry decided to move to online sales, one distribution network they might use is a combination of centralized distribution centers and a direct-to-consumer model.

This approach would involve establishing a network of regional or national distribution centers strategically located to efficiently serve customers across different areas. Here are some benefits, opportunities, and challenges associated with this distribution network:

Benefits:

Cost savings: By eliminating the need for physical dealerships and reducing inventory holding costs, online sales can lead to significant cost savings for automakers.

Improved customer experience: Online sales offer convenience and a seamless purchasing process, allowing customers to browse and buy vehicles from the comfort of their homes.

Expanded reach: With an online distribution network, automakers can reach customers in remote areas where traditional dealerships may be limited.

Opportunities:

Customization and personalization: Online sales platforms can offer interactive tools for customers to customize their vehicles, enhancing the buying experience.

Data-driven insights: With online sales, automakers can gather valuable customer data and insights, enabling targeted marketing and personalized offerings.

Challenges:

Test drives and inspections: Overcoming the challenge of customers not being able to physically test drive or inspect vehicles before purchase. Solutions such as offering home test drives or virtual reality experiences may be explored.

Service and support: Ensuring efficient after-sales service, including maintenance, repairs, and warranty support, in the absence of physical dealerships.

Overall, the combination of centralized distribution centers and a direct-to-consumer model in online sales offers cost savings, improved customer experience, expanded reach, customization opportunities, and data-driven insights. However, challenges related to test drives, inspections, and service/support need to be addressed to ensure customer satisfaction and maintain trust in the online buying process.

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The type of externality where market equilibrium quantity produced will be more than socially optimal quantity in absence of governemtn intervention is Negative externality.

Let understand that whenever a production of good or service negatively affect the unrelated third party who is not directly involved in a market transaction, it is said that negative externality exists in the scenario.

A very good example of commonly cited Negative Externalities are air pollution and noise pollution which was caused during production an affects unrelated third party.

If there is presence of government intervention in the production, then, the production of goods or service will be halted.

Therefore, in conclusion, this type of externality is called the Negative Externality.

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You noticed a mistake that own records do not match the bank statement you just received. The steps need to take to solve this situation are:

Having an error-free bank statement is crucial for several reasons. Firstly, it ensures that the financial transactions are accurately recorded and that the balances and transactions reported on the statement are correct. This is important for individuals and businesses to maintain an accurate record of their financial activities, and to identify any discrepancies or fraudulent activities.

Secondly, an error-free bank statement can help to prevent overdrafts, insufficient funds, and other financial penalties that may result from inaccurate or missing transactions. Finally, a correct bank statement provides a clear picture of an individual's financial health and helps in making informed financial decisions.

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A argument that can be written about two things in the United States include the issue of gun rights and social security spending.

When writing an argument and you need a good topic, look at the pressing issues in your country at that time. For the United States, gun rights and social security spending are quite notable.

For the issue of gun rights, there are those who support gun rights because they believe that it allows them to protect themselves. Some even argue that the more people have guns, the less there will be gun violence because people will be more conscious of using their guns fearing they could be shot.

Then there are those against rights. They argue that nations that have fewer guns have fewer mass shootings and instances of gun related violence. They therefore want that for the United States.

Another argument would be that of social security spending. Those who support it say it is only right to provide for the elderly in society.

Those opposed to social security spending believe that it is costing the nation much too much. They argue that these are funds the government could use in other sectors. They advocate for more private retirement saving.

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Of the interest groups listed, the group that has created the largest number of political action committees (PACs) since the 1970s is  for-profit business. The correct answer is option (C).

PACs are organizations that pool political contributions from individuals and make donations to political campaigns or spend money on political advocacy. They are a way for interest groups to channel their financial resources into the political process. Since the 1970s, the role of PACs in American politics has grown significantly. According to the Center for Responsive Politics, there were 608 PACs in 1974, but by 2020, there were over 5,000 PACs.

Of these PACs, those affiliated with for-profit businesses have been the most numerous. According to data from the Federal Election Commission, in the 2020 election cycle, PACs affiliated with businesses made over $740 million in political contributions, compared to $307 million for labor unions and $100 million for environmental groups. It is worth noting that while PACs affiliated with for-profit businesses have been the most numerous, other interest groups have also formed a significant number of PACs, and some have been very influential in shaping public policy. Hence the right answer is option (C).

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Answer: B) he is not only taking a chance that a bigger problem may occur, he is indirectly setting the ethics code for his business

Explanation:

Business ethics can simply be defined as the principles, morals and values that governs both the decisions and the actions that an organization makes.

Ethics simply lets us know what's right from what's wrong and also brings about increase in productivity at the workplace.

Based on the information given in the question, Walter needs to be inform that he is not only taking a chance that a bigger problem may occur, he is indirectly setting the ethics code for his business.

This is because hiring illegal workers can become a source of problem to him especially when an issue occurs and it's realized that they're illegal.

The fallacy in concluding that all information is equally unreliable due to a lack of inherent objectivity in sources is the false equivalence fallacy.

This fallacy assumes that just because sources may have biases or subjectivity, that all information they present is equally unreliable or untrustworthy. This is not always the case as some sources may still have a high degree of reliability and accuracy despite their potential biases.

Furthermore, not all information is equal in terms of reliability and some sources may have a better track record of accuracy and trustworthiness than others. Therefore, it is important to evaluate sources on a case-by-case basis rather than assuming all information is equally unreliable due to the inherent subjectivity of sources. This can be done by examining the credentials and reputation of the sources, cross-checking information with other sources, and critically analyzing the evidence presented.

By doing so, we can avoid the false equivalence fallacy and make more informed decisions based on reliable information.

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The decision-making matrix model can be used to consider risk in decision-making processes in the following ways:

Risk Assessment: The decision-making matrix model allows for the systematic evaluation of risks associated with different options or alternatives. By assigning weights or scores to various factors, such as potential risks, consequences, or likelihood of occurrence, the model provides a structured framework to assess and compare the level of risk associated with each decision alternative. This helps decision-makers identify and prioritize options with lower risks or develop risk mitigation strategies for high-risk options.

Risk Analysis: The decision-making matrix model can be utilized to analyze and quantify the potential risks involved in decision-making. By assigning numerical values or probabilities to different risk factors, decision-makers can calculate risk scores or ratings for each alternative. This facilitates a quantitative comparison of risks associated with different options and enables decision-makers to make informed choices based on the level of risk they are willing to accept.

By incorporating risk assessment and analysis within the decision-making matrix model, organisations can make more informed decisions that consider potential risks and take appropriate steps to manage or mitigate them effectively.

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Answer: $60,000

Explanation:

The Net worth of a person or people can be calculated by deducting their liabilities from their total assets.

The net worth of the Bradshaw family is therefore;

= 200,000 - 140,000

= $60,000

The options given are not for this question. There is a similar question which asks what the M in the Goal-setting acronym S.M.A.R.T stands for.

The answer to that is Measurable.

A merchant's PCI DSS compliance can be confirmed using the PCI Report on Compliance. The PCI DSS's standards and procedures were created to increase the security of credit card-based transactions and safeguard cardholder data from fraud and other unauthorized uses of their personal data.

To protect cardholders' private information and boost the security of transactions involving credit, debit, and cash cards, the Payment credit card Industry Data Security Standard (PCI DSS) is a well-known set of rules. PCI Compliance is NOT a one-time project but an ongoing practise. Merchants (the Business Owner) are in charge of overseeing the finances of their company's activities.

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Florida Inc.'s ROI of 22% is greater than the cost of capital, the company is generating excess returns for its investors and is considered profitable.

Return on investment (ROI) is a financial performance metric used to evaluate the efficiency and profitability of a company's investments. In this case, Florida Inc.'s ROI can be calculated using the formula: ROI = Operating Income / Average Invested Assets.

Substituting the values given, we get: ROI = $83,160 / $378,000 = 0.22 or 22%.

This means that for every dollar invested in assets, Florida Inc. generated 22 cents in operating income.

To assess the profitability of this ROI, we compare it to the cost of capital, which is the minimum rate of return that a company must earn to satisfy its investors or creditors. In this case, the cost of capital is 12%.

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Outsourcing in information systems operations poses risks and negative impacts.

Outsourcing certain aspects of information systems operations can introduce risks and negative impacts for organizations. When companies choose to outsource their IT operations to external service providers, they relinquish direct control over critical functions and sensitive data. This lack of control can lead to potential risks such as compromised data security, loss of intellectual property, and reduced service quality. Additionally, outsourcing can result in a loss of in-house expertise, limited flexibility in responding to changing business needs, and difficulties in managing vendor relationships. These factors can have a detrimental impact on the organization's overall performance and productivity.

Outsourcing information systems operations exposes the organization to the risk of compromised data security. By entrusting sensitive data to external providers, the company may face increased vulnerability to data breaches, unauthorized access, or data leaks. This can lead to reputational damage, legal implications, and financial losses.

Furthermore, outsourcing can result in a loss of in-house expertise. When key IT functions are outsourced, the organization may rely heavily on the expertise of the external vendor, which can limit the development and retention of internal knowledge and skills. This dependence can hinder the organization's ability to adapt to technological advancements or address complex IT issues promptly.

Managing vendor relationships also poses a challenge when outsourcing. Organizations may face difficulties in ensuring service quality, maintaining effective communication, and enforcing contract terms. Lack of alignment between the organization's goals and the vendor's priorities can lead to conflicts, delays, and subpar performance.

In conclusion, while outsourcing information systems operations can offer benefits such as cost savings and access to specialized skills, it also carries risks and negative impacts. Companies must carefully evaluate the potential risks and develop robust strategies to mitigate them, ensuring that the benefits of outsourcing outweigh the associated drawbacks.

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