C. A business plan is what the bank expects from Janet in this scenario. It includes a rationale for the business, an explanation of how it will achieve its goals, an analysis of the competition, and estimates of income and expenses, among other information.
What is a business plan?
A business plan is a written document that summarizes the objectives, strategies, and financial projections of a business.
A business plan describes the concept of the business, outlines the problems it solves, summarizes the market opportunity, lists out the business's planned goals and objectives, and provides a step-by-step plan to meet those objectives. It includes how the business will generate revenue and become profitable, among other things.
The financial plan is a critical part of a business plan. This plan includes sales forecasts, expense forecasts, cash flow statements, balance sheets, and income statements. It can take anywhere from a few weeks to a few months to put together a business plan.
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Joe's company is looking to make a number of improvements. The firm would like to maximize potential volume and reserved instance (RI) discounts across multiple accounts and also apply service control policies on member accounts. Which service or tool can be used to gain these benefits
The service or tool that could be used for gaining the benefits should be AWS Orgs.
The information related to AWS Orgs is as follows:
AWS Organization should be an account management service. In this, there are multiple AWS accounts that should be consolidated for developing and managing. As an organization administrator, the accounts should be developed and the existing accounts should be invited for joining the organization.Therefore we can conclude that the service or tool that could be used for gaining the benefits should be AWS Orgs.
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Melody is considering the installation of solar panels for her house. solar city quoted her a total cost of $22,000. she expects to save $3,500 per year in utility cost. melody planned to sell her house and downsize after 15 years. if her opportunity cost of capital is 10%, should she install the solar panels? g
The project should be approved since the NPV is positive and the IRR is larger than the cost of capital. She should put up solar panels.
Solar panels, also known as photovoltaics, absorb solar energy from the Sun and convert it into electricity that may be used to power houses or businesses. These panels can be used to complement the electricity in a structure or to supply power in remote regions. Solar panels are made up of individual solar cells that are made up of layers of silicon, phosphorous (which gives the negative charge), and boron (which provides the positive charge). Solar panels absorb photons and generate an electric current as a result. Solar panels are light-to-electricity converters. They are named "solar" panels because the Sun, also known as Sol by astronomers, is the most powerful source of light accessible most of the time.
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commercial mortgage borrowers may decide to prepay the principal on their loan even if they face prepayment penalties. one way that lenders protect themselves from prepayments in such circumstances is by requiring the borrower who prepays to purchase for the lender a set of u.s. treasury securities whose coupon payments replicate the cash flows the lender will lose as a result of the early retirement of the mortgage. this process is referred to as:
This manner is referred to as Defeasance.
What Is the Defeasance Process?The defeasance method is a capacity with the aid of which borrowers can substitute securities, normally bonds backed by means of the U.S. Treasury, for the present collateral on their mortgage, such as a home or comparable property. It can additionally be used in other types of monetary transactions.
What is a defeasance in finance?A defeasance is a financing device via which remarkable bonds may additionally be retired besides a bond redemption or imposing an open market buy-back. Cash is used to purchase authorities securities.
What is well known defeasance?A preferred defeasance results in the launch of the present mortgage's lien. Yet, in states that impose a major personal loan recording tax — measured by using the primary debt or responsibilities — a defeasance becomes even extra punitive for debtors who desire to refinance their original loans.
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https://brainly.com/question/17253783#SPJ4Brandon is trying to close a particularly difficult sale. he uses his pda and a special program to access information within his company's database on pricing. brandon is using an
Brandon is using an electronic tool, specifically a PDA, to access a special program that allows him to retrieve important information from his company's database on pricing.
This approach is a great example of how technology can help salespeople be more efficient and effective in their work. By having quick and easy access to relevant information, Brandon can tailor his sales pitch to meet the needs of his potential customer and close the sale more effectively. The use of electronic tools in sales has become increasingly popular as it saves time, improves accuracy and enhances productivity.
However, it is important to note that while technology can be a useful aid, it cannot replace the value of personal interactions and relationship building between a salesperson and their customer. In conclusion, Brandon's use of technology in this particular sales scenario demonstrates how it can be an asset to salespeople in closing difficult sales, but should be used in conjunction with other sales techniques to achieve the best results.
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Which of the following is NOT considered personal information?
In order to obtain a permit, food service establishments must first
A. obtain a tax ID number
B. apply for initial inspection
C. pay the inspection fee
D. pass a food safety exam
Answer:
d
Explanation:
i use to work at a company like this i got to own a grocery outlet so i know anything
Specialty Products Company has a high turnover rate among its employees, especially those
who are young parents. Solution to this problem
The company has to first investigate the reason why young parents are leaving the company. This is the first step towards resolving the issues of high turnover.
If it is because of the inability to care for their kids while at work, then the company can solve this problem by:
Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.
Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.
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this is for you so i dont feel bad
What are 2 renewable resources?
Future prospects are bright thanks to sustainable energy sources including hydrogen, solar, and wind.
What renewable resources ?Natural resources that, after being used up, can be replenished or grown back to their original levels are known as renewable resources. Resources that are only partially renewable are those whose exploitation eventually reaches a point at which regeneration is rendered impossible.Utilizing renewable energy has both economic and environmental advantages, such as producing energy with no greenhouse gas emissions from fossil fuels and reducing some forms of air pollution. increasing energy supply diversity and decreasing reliance on imported fuels.To learn more about renewable energy refer,
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While setting up their corporation, amadi and amir implement a system of governing their organization so that the interests of corporate owners and other stakeholders are protected. Amadi and amir have set up a:.
The implementation of a system of governing their organization so that the interests of corporate owners and other stakeholders are protected is known as corporate governance.
What is corporate governance?Corporate governance refers to set of processes and procedures which controls the operations of an organization. The major duties of the employees are known by the structure of governance and the principles the organization follows.
Corporate governance tends to remove conflict of interest that might come up in an organization. It basically tells how an organization should function.
Therefore, Amadi and Amir have set up a system known as corporate governance.
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Each of the following can be a form of collateral when applying for a loan EXCEPT: A. car B. cash C. home D. jewelry Please select the best answer from the choices provided
Cash is generally not considered a form of collateral when applying for a loan. Collateral is an asset that a borrower pledges to a lender as security for the loan. In the case of a loan default, the lender can seize the collateral to recover the outstanding amount.
A car (A), home (C), and jewelry (D) are commonly accepted forms of collateral. The borrower can offer their car, house, or valuable jewelry as collateral to secure the loan. These assets have value and can be liquidated by the lender to recoup the loan amount in case of default. However, cash, being the very asset being borrowed, is not typically used as collateral in loan transactions.
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When demonstrating 2022 maxima’s confident cornering, what should you point out?
Based on driving analysis when demonstrating 2022 maxima’s confident cornering, things to point out include "How quickly Maxima responds to steering input."
The other things to point out when demonstrating 2022 maxima’s confident cornering include the following:
How level the vehicle stays.The minimal understeer when cornering.Maxima 2022 is one of the latest automobiles vehicle models from Nissan automobile manufacturer.
The Maxima 2022 is designed to meet the latest and modern driving standards that provide ease of navigation.
Maxima 2022 is expected to cost around $37,240.
Hence, in this case, it is concluded that Maxima 2022 is an excellent vehicle to consider buying.
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Define the term unemployment and explain the relationship between unemployment and crime
Answer:
The term unemployment refers to a situation where a person actively searches for employment but is unable to find work.
an illegal act for which someone can be punished by the government. especially : a gross violation of law. : a grave offense especially against morality
Explanation:
hope it helps️️
How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
two challenges ubuntu has experience
Raring Ringtail, the most recent release of Ubuntu, is marketed as user- and business-friendly.
Even if there are still considerable barriers in the way of its general acceptance in the workplace, Ubuntu 13 might be a viable solution if your employees simply use the browser to access programs and your business-friendly doesn't require complicated spreadsheet macros or document formats.
Both the initial installation and the upgrade from an earlier Ubuntu version went smoothly. Wi-Fi worked right out of the box, installation took around 20 minutes overall, and there were no driver problems. MP3 support is not pre-installed, however it is available during installation.
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Companies that are employee-owned are commonly thought to be more profitable than are publicly-owned companies or companies with a single owner. If employees have a financial stake in the company, it is in their interest to work harder. If profit goes primarily to stockholders or a small group of owners, employees have less incentive to work hard. Yet, in a comparison of airline companies, Wingspan Airlines, which is entirely employee-owned, has recorded losses for the previous three quarters, whereas Longflite Airlines, which is owned by billionaire Martin Pearson, has recorded record profits for the previous three quarters.Which of the following, if true, best supports the conclusion that employee-owned companies are more profitable than are non-employee-owned companies?A. Wingspan Airlines has recently initiated routes to New Zealand, Australia, and Tahiti.B. Longflite Airlines has been owned by Martin Pearson for only six months.C. A cosmetics company that is entirely employee-owned has, in the last year, increased its market share by 18 percent.D. Profits recorded by Longflite Airlines include profits earned by a subsidiary that manufactures airplane parts, and because of a nationwide drop in airplane travel, all airline companies have chosen to repair their older planes rather than spend dwindling revenues on new planes.E. The employees of Wingspan Airlines voluntarily took pay cuts to give the company a chance to recover, and the employees of Longflite recently went on strike to protest poor working conditions.
Answer:
D. Profits recorded by Longflite Airlines include profits earned by a subsidiary that manufactures airplane parts, and because of a nationwide drop in airplane travel, all airline companies have chosen to repair their older planes rather than spend dwindling revenues on new planes.
Explanation:
In the given instance it is stated that Wingspan Airlines, which is entirely employee-owned, has recorded losses for the previous three quarters, whereas Longflite Airlines, which is owned by billionaire Martin Pearson, has recorded record profits for the previous three quarters.
This is in conflict with the fact that employee-owned are commonly thought to be more profitable than are publicly-owned companies or companies with a single owner.
The option that justifies this in the given instance is if every company is suffering and making losses but Longflite Airlines (which is owned by billionaire Martin Pearson) is making profit from a subsidiary that manufactures plane parts.
This will give Long life Airlines a clear advantage over other companies including the employee owned Wingspan Airlines.
Which statement best describes the relationship between price and quantity supplied? a When prices increase, quantity supplied increases.b When prices increase, quantity supplied stays the same. cWhen prices decrease, quantity supplied increases. d When prices decrease, quantity supplied stays the same.
A is the option that offers the most accurate description of the connection between the selling price and the total amount.
When prices go higher, there is a corresponding rise in the amount that is provided.
When prices increase, the quantity supplied increases. Option A
What does the price mean?This is a reference to the value that is affixed to a certain good or service, which is the amount that it may be bought or acquired for.
As a result, we can see that based on the economic principle of price and quantities supplied, we can make the observation that when prices increase, the quantity supplied increases, and this is because of demand and supply.
In other words, when prices go up, there are more goods available for purchase.
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what are 5 steps that a salesperson should follow when using a suggestion selling technique?
1)no the goods
2)good reputation
3)understand the business
4)cooperate with buyers
5)involve sales girl or boy if needed
fantastic gold inc. declares and distributes to its shareholders 1 gram of gold in lieu of a cash dividend. fantastic gold is distributing a(n)
Since fantastic gold inc. declares and distributes to its shareholders 1 gram of gold in lieu of a cash dividend. Fantastic gold is distributing property dividend.
An option to cash or dividend payments is a property dividend, which can be either share of a company or any tangible property owned by the business, such as inventory, machinery, or real estate.
When granted, a property dividend is reported at its market price. The shareholder may decide to keep the asset in case additional long-term investment income are possible. In comparison to a typical stock or cash dividend, this sort of payment structure is much less frequent.
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Which situation is an example of e-commerce?
A.
Sara enjoys shopping from the comfort of her home.
B.
Jeanne ensures that she closes a sale before she ends her sales call.
C.
Josh never misses an opportunity to grow his business network.
D.
Tim prefers to visit several stores before making a purchase.
Answer:
=> A is an example of e-commerce .
=> A.Sara enjoys shopping from the comfort of her home.
Explanation:
=> E-commerce is the process of selling and buying goods and product over internet .
What is the relationship between interest rates and aggregate spending?
A.
when interest rates increase, aggregate spending also increases
B.
when interest rates increase, aggregate spending decreases
OC. they do not have any relation
OD
both the factors are affected favorably by any external factor
O E.
both the factors are affected adversely by any external factor
Answer:
B. when interest rates increase, aggregate spending decreases
Explanation:
Interest rates and aggregate spending have an inverse relationship. An increase in interest rates results in a decrease in aggregate expenditure. Interest refers to the cost of money, while aggregate spending is the total consumption in the economy.
When the cost of money is high, firms and households will stop borrowing, which reduces spending. It means businesses will not expand, and domestic consumption reduces. The net effect is a lower demand for goods and services, resulting in lower aggregate spending.
Answer:
when interest rates increase, aggregate spending decreases
Explanation:
I just took the test, good luck everyone
A company is considering the purchase of a new machine for $48,000. Management expects that the machine can produce sales of $16,000 each year for the next 10 years. Expenses are expected to include direct materials, direct labor, and factory overhead totaling $8,000 per year plus depreciation of $4,000 per year. All revenues and expenses except depreciation are on a cash basis. The payback period for the machine is 12 years. True False
Answer:
False
Explanation:
Annual cash inflow = Sales revenue - Cash expenses
Annual cash inflow = $16,000 - $8,000
Annual cash inflow = $8,000
Cost of machine = $48,000
Payback period = Cost of machine/Annual cash inflows
Payback period = $48,000/$8,000
Payback period = 6 years
So, the payback period for the machine is 6 years.
Which of the following students is most likely to receive a merit-based scholarship?
A.
a student from a low-income family
B.
a student with a delinquency record
C.
a student from a political family
D.
a student with a high academic score
E.
a student from a middle-income family
Answer:
D
Explanation:
Berry company is an architectural firm located in detroit, michigan. the company works with small and medium-size construction businesses to prepare building plans according to the client's contract. the following data are provided for the previous year: number of designs completed and sold 700 designs beginning inventory of direct materials $20,000 beginning inventory of designs in process 60,000 ending inventory of direct materials 10,000 ending inventory of designs in process 100,000 purchases, direct materials 40,000 direct labor 800,000 manufacturing overhead 100,000 administrative expense 150,000 selling expense 60,000 beginning inventory of finished designs 300,000 ending inventory of finished designs 280,000 required: 1. calculate the cost of goods manufactured. 2. calculate the cost of goods sold. 3. assume that the average fee for a design is $2,100. prepare an income statement for berry. 4. conceptual connection: refer to the cost of goods sold (calculated in requirement 2). what is the dominant cost
The cost of goods manufactured and the cost of goods sold will be $910000 and $930000 respectively.
How to calculate the cost?Begining direct material inventory = 20000
Direct material purchase = 40000
Direct materials available = 60000
Ending inventory = -10000
Direct materials used = 50000
Direct labor = 800000.
Total factory overhead = 100000
Total manufacturing cost= 95000
Begining design = 60000
Ending design in process = -100000
Cost of goods manufactured = 910000
Beginning finished goods inventory = 300000
Ending finished goods inventory = -280000
Cost of goods sold = 930000
The dominant cost in the cost of goods sold is the direct labor cost of $800,000.
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A marketing researcher subcontracts the data collection process to a field services firm. After the data is collected, the researcher is editing the questionnaires, and finds a large number of mistakes. In many cases skip patterns were not followed, and difficult questions were often skipped. The researcher contacts several of the persons that did the interviewing and finds that they received little, and in some cases, no training or supervision. What kind of error is evident here
Answer:
b. interviewer error ( bias
Explanation:
THESE ARE THE OPTIONS FOR THE QUESTION
a. processing error
b. interviewer error
c. surrogate information error
d. measurement instrument bias
e. sampling error
From the question we are informed about how a marketing researcher subcontracts the data collection process to a field services firm. After the data is collected, the researcher is editing the questionnaires, and finds a large number of mistakes. In many cases skip patterns were not followed, and difficult questions were often skipped. The researcher contacts several of the persons that did the interviewing and finds that they received little, and in some cases, no training or supervision. In this case, the kind of error that is evident here is interviewer error.
Interviewer error can be regarded as form of bias whereby the interviewer that is in charge of administering of the survey whether in person or by phone , impact some kind of choice of responses through his or her interaction. This impacting choice of response could be in form of word choices,attitude as well as facial expressions
HELP ASAP PLEASE
The CPI is calculated by comparing
the spending levels at the beginning of
each year to the end of each year. In
this way, the calculation is similar to
what?
A. Unemployment
B. Inflation
C. Circular Flow Model
Answer:inflation
Explanation:
Plz, Help quickly. In accordance with the seven core elements of an effective occupational safety and health program, what should management do to support the program effectively?
Select the 4 answer options that apply.
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Encourage employee participation by publicly punishing those who do not participate.
Only allow senior management level employees to be involved with the program evaluation, to avoid conflict.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Answer:
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Explanation:
In accordance with the seven core elements of an effective occupational safety and health program, management should follow the following to support the program effectively:
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
When adopting duty-based ethics, corporations often describe the values and duties they owe: Group of answer choices by adopting a corporate religion. through required government disclosure forms. in their mission statements and strategic plans. in the biographies of corporate leaders
When adopting duty-based ethics, corporations often describe the values and duties they owe in their mission statements and strategic plans. These documents outline the company's overarching purpose, principles, and long-term objectives.
Mission statements typically communicate the corporation's commitment to various stakeholders, including customers, employees, shareholders, and the wider society. By explicitly stating their values and duties, corporations aim to align their actions with ethical principles and guide their decision-making processes. Mission statements and strategic plans serve as guiding documents that shape the organization's culture, behavior, and responsibility towards stakeholders, reflecting the corporation's commitment to fulfilling its duties and acting in an ethical manner.
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what type of object can ground static
electronic. Maybe I'm not a hundred percent sure.
Answer: its plastic
this is just extra bc it kept saying my answer was too short
what is a main reason business needs government regulations? select one: a. to assist in executing worthwhile causes b. to protect the interest of society and consumers c. to help companies be successful d. to provide financial assistance when needed
b) Businesses need government regulations to protect society and consumers by ensuring ethical operations, fair competition, consumer safety, and environmental sustainability.
The main reason businesses need government regulations is to protect the interest of society and consumers. Regulations ensure that businesses operate ethically, responsibly, and in compliance with standards that safeguard public health, safety, and fair competition. Government regulations help prevent fraudulent practices, misleading advertising, and the exploitation of consumers. They set guidelines for product quality, environmental sustainability, and workplace safety, ensuring that businesses prioritize the well-being of individuals and communities. Regulations also promote fair competition by preventing monopolies, price-fixing, and anti-competitive practices that could harm consumers or stifle innovation. By establishing a level playing field, regulations foster trust and confidence in the marketplace. Moreover, regulations play a vital role in sectors such as finance, healthcare, and food safety, where public oversight is crucial to maintain stability, protect vulnerable populations, and prevent systemic risks. Overall, government regulations balance the interests of businesses with the broader welfare of society and consumers.
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