52959.83 is the same as present value. Thus, it is correct to choose Option (D). Find the perpetuity's present value as of year 4's conclusion. The amount estimated using this is at p4 since payment begins at the end of year 5.
Perpetuity is calculated as [c = Annuity, r = rate]
P4 = 10000 / 0.12
P4 = 83333.3333
Deliver it today, please.
Current Value is equal to 83333.3333 / (1.12).
Value at this time: 52959.83
Life insurance is an arrangement among a registered keeper and an insurance agency that states that, in return for a payment, the insurer would reimburse a certain amount of cash on such demise of both the secured person or within a specific amount of time.
What Is the Process of Life Insurance?
In order to provide a retirement benefit as return for paying premium, insurance products functions.
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"Complete question"
Kramer's Life Insurance Co. is trying to sell you an investment policy that will pay you and your heirs $10,000 per year forever, and the first payment do not start until the end of year 5. If the interest rate on this investment is 12 percent, how much will you pay today for this policy?
(A)$52,898.45
(B)$48,959.12
(C)$47,285.57
(D)$52,959.83
In general, how would you describe the U.S. Economy to someone else?
The U.S. is a mixed economy, exhibiting characteristics of both capitalism and socialism. Such a mixed economy embraces economic freedom when it comes to capital use, but it also allows for government intervention for the public good.
You just received a loan from your banker to buy seed and plant your alfalfa field. The loan is a discount loan and is for $5,000 for 1 year and the quoted rate was 10%. What is your APR?
Answer:
Apr = 11.11%
Explanation:
Given:
Discounted amount = $5,000
Number of year = 1
Quoted rate = 10%
Find:
APR
Computation:
Actual loan amount = $5,000[100%/(100%-10%)]
Actual loan amount = $5,000[100%/(90%)]
Actual loan amount = $5,555.56
A = P(1+r)¹
5,555.56 = 5,000( 1 + r )
1.1111 = 1 + r
APR = 0.1111
Apr = 11.11%
define the study of economics
analyze ways that economics influences our daily lives
identify three basic economic questions: What will be produced? How will it be produced? For whom will it be produced?
The Study of economics can be defined as the study of People. Economics tries to explain what driving factor behind human behaviour, decisions and reactions when faced with difficulties or successes.
The effects of economics on our daily lives can be analyzed in the following ways
Opportunity costHow to maximize utilityThe effects of externalitiesImportance of savingEffects of Inflation.What are the Basic Economic Questions? What should we produce How should we produce it For whom should we produce itLearn more about economics at https://brainly.com/question/17996535
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To determine which variables relate to which factors, a researcher would use:
a. Factor loadings
b. Beta cieffucuents
c. Eigen values
d. Communalities
Factor loadings are used to determine the relationship between variables and factors in a factor analysis. Option A is the correct answer.
Factor analysis is a statistical technique used to uncover underlying factors or dimensions that explain the pattern of correlations among a set of observed variables.
Factor loadings indicate the strength and direction of the relationship between each variable and the underlying factor. Higher factor loadings indicate a stronger relationship between the variable and the factor. By examining the factor loadings, researchers can identify which variables are most strongly related to each factor.
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Select the correct answer from the drop-down menu. Which type of college credit program does the statement describe? The program is one of the more common ways to get college credi you must take at the end of the course. Reset
Answer:
scholarship
i wanna say its that but
can we see the drop down menu?
Explanation:
Answer:
can we see what's in the drop down menu
But I'm pretty sure its a scholarship
Explanation:
scotty, inc. has common stock with a beta of 1.22. the market risk premium is 8.1 percent and the risk-free rate is 3.5 percent. what is the expected return on this stock?
The expected return on the stock of Scotty, Inc. is approximately 13.382%.
Stock refers to a type of security that represents ownership in a company. When individuals or entities purchase stock, they are acquiring a share or partial ownership in that particular company. Stocks are also commonly referred to as shares or equity.
To calculate the expected return on a stock, we can use the capital asset pricing model (CAPM) formula:
Expected Return = Risk-Free Rate + Beta * Market Risk Premium
Given the following values:
Beta = 1.22
Market Risk Premium = 8.1%
Risk-Free Rate = 3.5%
Substituting these values into the formula:
Expected Return = 3.5% + 1.22 * 8.1%
Calculating the expression:
Expected Return = 3.5% + 9.882%
Therefore, the expected return on the stock of Scotty, Inc. is approximately 13.382%.
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Which point on the business cycle BEST represents an expansionary phase?
Answer: the answer is D
Explanation:
Expansionary could also be used as going up
On the given diagram of graph, the business cycle best represents an expansionary phase is Point D. The correct option is (D).
What do you mean by the business cycle?Business cycles are characterized by a country's economic activity experiencing a boom in one period and a fall in the next.
The two key stages of a business cycle are basically prosperity and depression. The expansion, peak, trough, and recovery stages are also intermediate phases.
The expansion phase of a business cycle is represented by the cycle line that rises above the steady growth line. The production, employment, output, wages, profits, demand and supply of goods, and sales all rise during the expansion phase of a business.
Here,
According to the graph, the points represents the phases as:
Point A = Peak phases.
Point B = Recession phases.
Point C = Trough phases.
Point D = Expansion phases.
Therefore, the given diagram of graph, the business cycle best represents an expansionary phase is Point D.
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Any four point benefits of reuse?
Prevents pollution caused by reducing the need to harvest new raw materials.
Saves energy.
Reduces greenhouse gas emissions that contribute to global climate change.
Helps sustain the environment for future generations.
Hope it helps!
Answer:
The four benefits of reuse are
we can use the same things again.
we can conserve environment.
we can balance eco-system.
we can be away from pollution.
what is the double entry system?
Answer: Double-entry bookkeeping, in accounting, is a system of book keeping where every entry to an account requires a corresponding and opposite entry to a different account. The double-entry system has two equal and corresponding sides known as debit and credit. Double entry, a fundamental concept underlying present-day bookkeeping and accounting, states that every financial transaction has equal and opposite effects in at least two different accounts. It is used to satisfy the accounting equation,
What is the relationship between costs of materials and distribution channels?
Answer:
A distribution channel is the set of steps it takes for a product to get in the hands of the key customer or consumer. Distribution channels can be direct or indirect. Distribution can also be physical or digital, depending on the kind of business and industry.
Explanation:
If the product or service you sell is taxable, you must obtain is ———— A. A sales tax permit B. An employer identification number C. A business checking account D. Business cards
Answer:
The answer I prefer is
Explanation:
An employer identification number.
Hope this helps....
Have a nice day!!!!
Finished goods inventory is $182,000. If overhead applied to these goods is $75,000, and the overhead rate is 120% of direct labor, how much direct materials cost
was incurred in producing the inventory? (Round your intermediate calculations and final answer to nearest whole dollar.)
Answer:Direct Material cost To the nearest whole dollar becomes $45,000
Explanation:
Given that Total cost in the finished goods inventory = $182,000
Total cost = Direct Material cost + Direct Labor cost + Overhead rate cost
But Overhead rate cost = 120% of labor cost
Since Over head cost = $75,000
Direct labor cost = $75,000/ 120%=$62,500
Total cost = Direct Material cost + Direct Labor cost + Overhead rate cost
$182,000 = Direct Material cost+ $62,500+ $75,000
Direct Material cost = $182,000 - ( 62,500+75,000)
Direct Material cost = $182,000 -$137,500
Direct Material cost = $44,500
To the nearest whole dollar becomes $45,000
The closing date is july 14. the buyer is assuming the seller's mortgage loan that has a principal balance of $197,000 at 4% interest. the day of closing is charged to the buyer. what is the proration, and how is it entered on the closing disclosure?
Using the formula (principal balance * interest rate * number of days in the month) / 365, the computation may be performed. The proration in this situation would be (($197,000*4%*14)/365 = $190.74).
The interest owing on the mortgage loan from the beginning of the month to the closing date, or July 14, is calculated as the proration on that day. Depending on how many days each party had the mortgage throughout the month, this sum will be split between the buyer and the seller. Using the formula (principal balance * interest rate * number of days in the month) / 365, the computation may be performed. The proration in this situation would be (($197,000*4%*14)/365 = $190.74).
The sums are represented in the settlement statement and the proration is noted on the closing disclosure as a debit or credit to the buyer or the seller, accordingly.
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What is the difference between monetary
and fiscal policy?
A Monetary policy is controlled by the
federal government while fiscal policy
is controlled by the Federal Reserve.
B Monetary policy is controlled by the
Federal Reserve while fiscal policy is
controlled by Congress and the
President.
C They are effectively the same thing.
D Fiscal policy was invented to combat
inflation. Monetary policy was
invented to improve GDP.
Answer:
B.
Explanation:
Monetary policy is an action taken by the central bank to bring the money supply under control. Under this policy, the central bank also oversees the macroeconomic goals of the nation. The organization that controls the monetary policy is the Federal Reserve of the United States.
Fiscal policy, on the other hand, is a term used to refer to spendings and taxation. Fiscal policy is undertaken by the executive and legislative branches of the government. The executive and legislative branch of the government includes both the President and the Congress.
Therefore, option B is correct.
Techniques to increase productivity in the performance of discrete tasks, by requiring less human labor in each step of the production process, are widely utilized. Consultants on productivity enhancement point out, however, that although these techniques achieve their specific goal, they are not without drawbacks. They often instill enough resentment in the workforce eventually to lead to a slowdown in the production process as a whole.
Which of the following can be reasonably inferred from the statements above?
A. Productivity enhancement techniques do not attain their intended purpose and should not be employed in the workplace.
B. The fact that productivity enhancement techniques are so widely employed has led to a decline in the ability of American businesses to compete abroad.
C. If productivity enhancement consultants continue to utilize these techniques, complete work stoppages will eventually result.
D. Ironically, an increase in the productivity of discrete tasks may result in a decrease in the productivity of the whole production process.
E. Production managers are dissatisfied with the efforts that productivity enhancement consultants have made to increase productivity.
The reasonably inferred from the statement can be if productivity enhancement consultants continue to utilize these techniques, complete work stoppages will eventually result. Thus, the correct option is (C).
Productivity tactics are ways that assist you get into productive flow states, allowing you to cut to quality with minimal effort. Most productivity tactics are based on behavioral science and are designed to take advantage of how your brain operates.
Capital productivity, material productivity, labor productivity, and total factor productivity are the four main forms of productivity measurements.
Productivity in the service industry may be measured by the number of jobs completed or clients serviced in a particular time period.
Other indicators include whether the service provided matched corporate or customer requirements and whether performance deadlines were fulfilled.
Therefore, the correct option is "C".
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Which of the following is an example of a foreign direct investment (FDI)?
1. A company in the United States sells payroll software to companies in Western Europe.
2. Continental Wire Company buys real estate in New Zealand to build a new factory.
3. An appliance manufacturer hires a new regional sales manager to serve countries in Latin America.
4. A US medical supply company and a hospital in Greece join forces to create a new business.
An example of a foreign direct investment is when Continental Wire Company buys real estate in New Zealand to build a new factory. Option 2.
What is foreign direct investment about?Companies or governments considering foreign direct investment (FDI) generally look for target firms or projects in open economies with a skilled workforce and above-average growth prospects. Fairer government regulation is also valued. FDI is frequently more than just capital investment.
Management, technology, and equipment may also be provided as part of the investment. Foreign direct investment has the important feature of establishing effective control of the foreign business or at least significant influence over its decision making.
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what are the answers for all 3 of them?
Answer:
See below
Explanation:
(i) €585.00
As per the statement, Taylor owed €585.00 to Franklyn photographic supplies Ltd at the end of April. The closing balance for April is the Amount owed at the end of April.
(ii) €75.00
The opening balance for April as indicated in the statement is the closing balance for March.
(iii) €375.00
As per the statement an amount of €375.00 was paid on April 15
9.21 The ABC Corporation placed an asset in service three years ago. The company uses the MACRS method (seven-year life) for tax purposes and the straight-line method (seven-year useful life) for fina
The difference in the current book value obtained using both methods is $27,143.
The cost of the asset is $100,000 and the salvage value used for depreciating purposes is $20,000. The useful life of the asset is 7 years, therefore the annual depreciation is $100,000 - $20,000 / 7 = $12,857.14.
Depreciation for the first three years (using straight-line method) = 3 x $12,857.14 = $38,571.42.
Book value = Cost - Accumulated depreciation
Book value using straight-line method = $100,000 - $38,571.42 = $61,428.58
Depreciation for the first three years (using MACRS) = (0.1429 + 0.2449 + 0.1749) x $80,000 = $34,285.71.
Book value using MACRS method = $100,000 - $34,285.71 = $65,714.29
The difference in the current book value obtained using both methods = $65,714.29 - $61,428.58 = $4,285.71.
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Complete question is:
The ABC Corporation placed an asset in service three years ago. The company uses the MACRS method (seven-year life) for tax purposes and the straight-line method (seven-year useful life) for financial reporting purposes. The cost of the asset is $100,000, and the salvage value used for depreciating purposes is $20,000. What is the difference in the current book value obtained using both methods?
Which describes an investor’s primary goal of buying a loan? a. to grow a business b. to earn a profit off the interestc. to bolster the economy d. to provide capital to a business
Earning a profit best describes an investor's primary goal. So option b. is correct. Investors use different financial instruments to earn a rate of return to accomplish financial goals and objectives.
Investment securities include stocks, bonds, mutual funds, derivatives, commodities, and real estate. Investors can be distinguished from traders in that investors take long-term strategic positions in companies or projects. Investors build portfolios either with an active orientation that tries to beat the benchmark index or a passive strategy that attempts to track an index. Investors may also be oriented toward either growth or value strategies.
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Answer:
to earn a profit off the interest
Explanation:
This is typically done by lending money to a borrower at a higher rate of interest than the investor is paying on their own borrowing or invested capital, with the hope of earning a positive return on their investment over time. The key motivation behind this type of investment is to generate a return that is greater than the cost of the funds used to make the investment, so that the investor can earn a profit.
In the cpi, goods and services are weighted according to.
Answer:
A consumer price index (CPI) is usually calculated as a weighted average of the price change of the goods and services covered by the index.
Explanation:
The weights are meant to reflect the relative importance of the goods and services measured by their shares in total consumption of household.
Which marketing tactic runs counter to the practice of market segmentation?
undifferentiated marketing
targeted marketing
marketing campaign
demographic marketing
targeted marketing
I hope this helps you
:)
The term ________ refers to an increase in the economic well-being, quality of life, and general welfare of a nation's people
The term "economic development" refers to an increase in the economic well-being, quality of life, and general welfare of a nation's people.
It encompasses a broad range of factors and indicators that reflect progress and improvement in various aspects of a country's economy and society.
Economic development goes beyond simple measures of economic growth, such as increases in GDP or per capita income. It focuses on sustainable and inclusive growth that benefits the entire population, aiming to improve living standards, reduce poverty, and provide opportunities for individuals to lead fulfilling lives.
Key components of economic development include factors such as access to education, healthcare, infrastructure, employment opportunities, technological advancements, and social welfare programs. It also involves promoting social equality, protecting the environment, and fostering a stable and favorable business environment.
Achieving economic development requires effective governance, sound economic policies, investment in human capital, innovation, and collaboration between various sectors of society. It is a long-term process that requires continuous efforts and strategic planning to address challenges, stimulate economic activity, and create an environment conducive to progress and well-being.
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According to the presentation, which sector of agribusiness involves packers and advertisements?
a) Output
b) Primary
c) Secondary
d) Input
Answer:
D
Explanation:
your welcome
Input is the sector of agribusiness involves packers and advertisements, According to the presentation. Hence, option D is correct.
What is sector of agribusiness?The production and management of farms, the manufacture and distribution of agricultural equipment and supplies, as well as the processing, storage, and distribution of agricultural goods are all included in the definition of the agribusiness industry.
Agribusinesses include companies that make agricultural machinery like Deere & Company, create seeds and agrichemicals like Monsanto, process food like Archer Daniels Midland Company.
As well as farmer's cooperatives, agro-tourism companies, and companies that make biofuels, animal feeds, and other goods. The sector of the economy known as "agribusiness" encompasses all farming-related economic activities.
Thus, option D is correct.
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what is one key element that encourages people to trade?
One key element that encourages people to trade is the potential for financial gain. Trading, whether it be in stocks, commodities, or other securities, provides the opportunity for individuals to buy low and sell high, resulting in a profit.
This potential for profit is often seen as an attractive opportunity to grow one's wealth. Additionally, trading can be seen as a way to diversify one's portfolio and manage risk.
By investing in a variety of assets, individuals can reduce their exposure to any single asset or market, thus mitigating the risk of losses.
The availability of information and resources has also made trading more accessible to individuals, as online trading platforms and educational resources have made it easier to research and execute trades. This has enabled a wider range of people to participate in trading and potentially benefit from the financial opportunities it provides.
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list the two things the government does that fall under fiscal policy. (A.p.e.x.)
Explanation:
These two policies are combined in numerous ways to influence a country's economic situation.
Fiscal policy, together with monetary policy handled by central banks, is the primary means through which governments influence a country's economy. The two primary elements of fiscal policy are income taxes and government expenditures.
It is a good idea to pursue courses that can assist you in your career path. True or False
Answer: True
Explanation: because your going to follow the path you want
In what step of the 7-Step Product Development Process is the product brought to
life through sketching and illustration?
Sourcing
Research
Planning
Prototyping
Answer: planning
Explanation: The sketch should be as detailed as possible, with labels explaining the various features and functions.
Sow Tire, Inc. has sales of $1,451,000 and cost of goods sold of $981,000. The firm had an average inventory of $97,100 and an ending inventory of $82,500. What is the length of the days' sales in inventory? (Use 365 days a year. Round your answer to 2 decimal places.) X Answer is complete but not entirely correct. 28.36 days Days' sales in inventory
The length of the days' sales in inventory for Sow Tire, Inc. can be calculated using the provided information. With sales of $1,451,000, cost of goods sold of $981,000, average inventory of $97,100, and ending inventory of $82,500, the days' sales in inventory is 28.36 days.
Sow Tire, Inc. has a days' sales in inventory of 28.36 days based on the given figures of sales, cost of goods sold, average inventory, and ending inventory. The days' sales in inventory is a financial ratio that measures the average number of days it takes for a company to sell its inventory.
It indicates the efficiency of inventory management and how quickly the company is able to convert inventory into sales. To calculate the days' sales in inventory, we use the formula:
Days' Sales in Inventory = (Average Inventory / Cost of Goods Sold) × Number of Days in a Year
Given that the average inventory is $97,100, cost of goods sold is $981,000, and using 365 days in a year, we can substitute these values into the formula:
Days' Sales in Inventory = 28.36 days (rounded to two decimal places).
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) Outline two ways VKW might be affected by increased import controls.
Answer:
see below
Explanation:
Increased import control tends to increase the cost of imports. For a business that depends on imports for its raw materials, increased control will have the following effects.
Can delay or halt production. Increase import control may affect the cost of imports and the quantity of material or parts imported. VKW may be unable to import all the materials it requires for production. This may force it to slow down production before it can get alternative suppliers. Increase in product prices: Imports control might include a rise in import tariff making imports expensive. VKW is likely to increase the price of its products to maintain its profitability.60) Beginning inventory is $30,000. Purchases of inventory during the year are $50,000. Cost of goods sold is $60,000. What is ending inventory?
A) $20,000.
B) $30,000.
C) $10,000.
D) $50,000. ,
The ending inventory is $20,000, which corresponds to option A when beginning inventory is $30,000 and Purchases of inventory are $50,000.
To calculate the ending inventory, we need to consider the beginning inventory, purchases of inventory during the year, and cost of goods sold. Using the given information:
1. Beginning inventory: $30,000
2. Purchases of inventory during the year: $50,000
3. Cost of goods sold: $60,000
To find the ending inventory, we can follow this formula:
Ending Inventory = Beginning Inventory + Purchases - Cost of Goods Sold
Plugging in the values:
Ending Inventory = $30,000 + $50,000 - $60,000
Ending Inventory = $80,000 - $60,000
Ending Inventory = $20,000
So, the ending inventory is $20,000, which corresponds to option A.
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