kramer's life insurance co. is trying to sell you an investment policy that will pay you and your heirs $15,000 per year forever, and the first payment do not start until the end of year 5. if the interest rate on this investment is 10 percent, how much will you pay today for this policy?

Answers

Answer 1

52959.83 is the same as present value. Thus, it is correct to choose Option (D). Find the perpetuity's present value as of year 4's conclusion. The amount estimated using this is at p4 since payment begins at the end of year 5.

Perpetuity is calculated as [c = Annuity, r = rate]

P4 = 10000 / 0.12

P4 = 83333.3333

Deliver it today, please.

Current Value is equal to 83333.3333 / (1.12).

Value at this time: 52959.83

Life insurance is an arrangement among a registered keeper and an insurance agency that states that, in return for a payment, the insurer would reimburse a certain amount of cash on such demise of both the secured person or within a specific amount of time.

What Is the Process of Life Insurance?

In order to provide a retirement benefit as return for paying premium, insurance products functions.

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                                        "Complete question"

Kramer's Life Insurance Co. is trying to sell you an investment policy that will pay you and your heirs $10,000 per year forever, and the first payment do not start until the end of year 5. If the interest rate on this investment is 12 percent, how much will you pay today for this policy?

(A)$52,898.45

(B)$48,959.12

(C)$47,285.57

(D)$52,959.83


Related Questions

In general, how would you describe the U.S. Economy to someone else?

Answers

Free Market, self regulating

The U.S. is a mixed economy, exhibiting characteristics of both capitalism and socialism. Such a mixed economy embraces economic freedom when it comes to capital use, but it also allows for government intervention for the public good.

You just received a loan from your banker to buy seed and plant your alfalfa field. The loan is a discount loan and is for $5,000 for 1 year and the quoted rate was 10%. What is your APR?

Answers

Answer:

Apr = 11.11%

Explanation:

Given:

Discounted amount = $5,000

Number of year = 1

Quoted rate = 10%

Find:

APR

Computation:

Actual loan amount = $5,000[100%/(100%-10%)]

Actual loan amount = $5,000[100%/(90%)]

Actual loan amount = $5,555.56

A = P(1+r)¹

5,555.56 = 5,000( 1 + r )

1.1111 = 1 + r

APR = 0.1111

Apr = 11.11%

define the study of economics
analyze ways that economics influences our daily lives
identify three basic economic questions: What will be produced? How will it be produced? For whom will it be produced?

Answers

The Study of  economics can be defined as the study of People.  Economics tries to explain what driving factor behind human behaviour, decisions and reactions when faced with difficulties or successes.

The effects of economics on our daily lives can be analyzed in the following ways

Opportunity costHow to maximize utilityThe effects of externalitiesImportance of savingEffects of Inflation.

What are the Basic Economic Questions?

What should we produce How should we produce it For whom should we produce it

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To determine which variables relate to which factors, a researcher would use:

a. Factor loadings
b. Beta cieffucuents
c. Eigen values
d. Communalities

Answers

Factor loadings are used to determine the relationship between variables and factors in a factor analysis. Option A is the correct answer.

Factor analysis is a statistical technique used to uncover underlying factors or dimensions that explain the pattern of correlations among a set of observed variables.

Factor loadings indicate the strength and direction of the relationship between each variable and the underlying factor. Higher factor loadings indicate a stronger relationship between the variable and the factor. By examining the factor loadings, researchers can identify which variables are most strongly related to each factor.

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Select the correct answer from the drop-down menu. Which type of college credit program does the statement describe? The program is one of the more common ways to get college credi you must take at the end of the course. Reset​

Select the correct answer from the drop-down menu. Which type of college credit program does the statement

Answers

Answer:

scholarship

i wanna say its that but

can we see the drop down menu?

Explanation:

Answer:

can we see what's in the drop down menu

But I'm pretty sure its a scholarship

Explanation:

scotty, inc. has common stock with a beta of 1.22. the market risk premium is 8.1 percent and the risk-free rate is 3.5 percent. what is the expected return on this stock?

Answers

The expected return on the stock of Scotty, Inc. is approximately 13.382%.

Stock refers to a type of security that represents ownership in a company. When individuals or entities purchase stock, they are acquiring a share or partial ownership in that particular company. Stocks are also commonly referred to as shares or equity.

To calculate the expected return on a stock, we can use the capital asset pricing model (CAPM) formula:

Expected Return = Risk-Free Rate + Beta * Market Risk Premium

Given the following values:

Beta = 1.22

Market Risk Premium = 8.1%

Risk-Free Rate = 3.5%

Substituting these values into the formula:

Expected Return = 3.5% + 1.22 * 8.1%

Calculating the expression:

Expected Return = 3.5% + 9.882%

Therefore, the expected return on the stock of Scotty, Inc. is approximately 13.382%.

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Which point on the business cycle BEST represents an expansionary phase?

Which point on the business cycle BEST represents an expansionary phase?

Answers

Answer: the answer is D

Explanation:

Expansionary could also be used as going up

On the given diagram of graph, the business cycle best represents an expansionary phase is Point D. The correct option is (D).

What do you mean by the business cycle?

Business cycles are characterized by a country's economic activity experiencing a boom in one period and a fall in the next.

The two key stages of a business cycle are basically prosperity and depression. The expansion, peak, trough, and recovery stages are also intermediate phases.

The expansion phase of a business cycle is represented by the cycle line that rises above the steady growth line. The production, employment, output, wages, profits, demand and supply of goods, and sales all rise during the expansion phase of a business.

Here,

According to the graph, the points represents the phases as:

Point A = Peak phases.

Point B = Recession phases.

Point C = Trough phases.

Point D = Expansion phases.

Therefore, the given diagram of graph, the business cycle best represents an expansionary phase is Point D.

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Any four point benefits of reuse?​

Answers

Prevents pollution caused by reducing the need to harvest new raw materials.

Saves energy.

Reduces greenhouse gas emissions that contribute to global climate change.

Helps sustain the environment for future generations.

Hope it helps!

Answer:

The four benefits of reuse are

we can use the same things again.

we can conserve environment.

we can balance eco-system.

we can be away from pollution.

what is the double entry system?​

Answers

Answer: Double-entry bookkeeping, in accounting, is a system of book keeping where every entry to an account requires a corresponding and opposite entry to a different account. The double-entry system has two equal and corresponding sides known as debit and credit. Double entry, a fundamental concept underlying present-day bookkeeping and accounting, states that every financial transaction has equal and opposite effects in at least two different accounts. It is used to satisfy the accounting equation,

Double-entry bookkeeping, in accounting, is a system of book keeping where every entry to an account requires a corresponding and opposite entry to a different account. The double-entry system has two equal and corresponding sides known as debit and credit. The left-hand side is debit and the right-hand side is credit. In a normally debited account, such as an asset account or an expense account, a debit increases the total quantity of money or financial value, and a credit decreases the amount or value. On the other hand, for an account that is normally credited, such as a liability account or a revenue account, credits increase the account's value and debits decrease that value

What is the relationship between costs of materials and distribution channels?

Answers

Answer:

A distribution channel is the set of steps it takes for a product to get in the hands of the key customer or consumer. Distribution channels can be direct or indirect. Distribution can also be physical or digital, depending on the kind of business and industry.

Explanation:

If the product or service you sell is taxable, you must obtain is ———— A. A sales tax permit B. An employer identification number C. A business checking account D. Business cards

Answers

Answer:

The answer I prefer is

Explanation:

An employer identification number.

Hope this helps....

Have a nice day!!!!

Finished goods inventory is $182,000. If overhead applied to these goods is $75,000, and the overhead rate is 120% of direct labor, how much direct materials cost
was incurred in producing the inventory? (Round your intermediate calculations and final answer to nearest whole dollar.)

Answers

Answer:Direct Material cost To the nearest whole dollar becomes $45,000

Explanation:

Given that Total cost in the finished goods inventory = $182,000

Total cost = Direct Material cost  + Direct Labor cost + Overhead rate cost

But Overhead rate cost = 120% of labor cost

Since Over head cost = $75,000

Direct labor cost = $75,000/ 120%=$62,500

Total cost = Direct Material cost  + Direct Labor cost + Overhead rate cost

$182,000 = Direct Material cost+ $62,500+ $75,000

Direct Material cost = $182,000 - ( 62,500+75,000)

Direct Material cost = $182,000 -$137,500

Direct Material cost = $44,500

To the nearest whole dollar becomes $45,000

The closing date is july 14. the buyer is assuming the seller's mortgage loan that has a principal balance of $197,000 at 4% interest. the day of closing is charged to the buyer. what is the proration, and how is it entered on the closing disclosure?

Answers

Using the formula (principal balance * interest rate * number of days in the month) / 365, the computation may be performed. The proration in this situation would be (($197,000*4%*14)/365 = $190.74).

The interest owing on the mortgage loan from the beginning of the month to the closing date, or July 14, is calculated as the proration on that day. Depending on how many days each party had the mortgage throughout the month, this sum will be split between the buyer and the seller. Using the formula (principal balance * interest rate * number of days in the month) / 365, the computation may be performed. The proration in this situation would be (($197,000*4%*14)/365 = $190.74).

The sums are represented in the settlement statement and the proration is noted on the closing disclosure as a debit or credit to the buyer or the seller, accordingly.

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What is the difference between monetary
and fiscal policy?
A Monetary policy is controlled by the
federal government while fiscal policy
is controlled by the Federal Reserve.
B Monetary policy is controlled by the
Federal Reserve while fiscal policy is
controlled by Congress and the
President.
C They are effectively the same thing.
D Fiscal policy was invented to combat
inflation. Monetary policy was
invented to improve GDP.

Answers

Answer:

B.

Explanation:

Monetary policy is an action taken by the central bank to bring the money supply under control. Under this policy, the central bank also oversees the macroeconomic goals of the nation. The organization that controls the monetary policy is the Federal Reserve of the United States.

Fiscal policy, on the other hand, is a term used to refer to spendings and taxation. Fiscal policy is undertaken by the executive and legislative branches of the government. The executive and legislative branch of the government includes both the President and the Congress.

Therefore, option B is correct.

Techniques to increase productivity in the performance of discrete tasks, by requiring less human labor in each step of the production process, are widely utilized. Consultants on productivity enhancement point out, however, that although these techniques achieve their specific goal, they are not without drawbacks. They often instill enough resentment in the workforce eventually to lead to a slowdown in the production process as a whole.
Which of the following can be reasonably inferred from the statements above?
A. Productivity enhancement techniques do not attain their intended purpose and should not be employed in the workplace.
B. The fact that productivity enhancement techniques are so widely employed has led to a decline in the ability of American businesses to compete abroad.
C. If productivity enhancement consultants continue to utilize these techniques, complete work stoppages will eventually result.
D. Ironically, an increase in the productivity of discrete tasks may result in a decrease in the productivity of the whole production process.
E. Production managers are dissatisfied with the efforts that productivity enhancement consultants have made to increase productivity.

Answers

i think it’s C !!!!!!!!!!!!!!!!!

The reasonably inferred from the statement can be if productivity enhancement consultants continue to utilize these techniques, complete work stoppages will eventually result. Thus, the correct option is (C).

Productivity tactics are ways that assist you get into productive flow states, allowing you to cut to quality with minimal effort. Most productivity tactics are based on behavioral science and are designed to take advantage of how your brain operates.

Capital productivity, material productivity, labor productivity, and total factor productivity are the four main forms of productivity measurements.

Productivity in the service industry may be measured by the number of jobs completed or clients serviced in a particular time period.

Other indicators include whether the service provided matched corporate or customer requirements and whether performance deadlines were fulfilled.

Therefore, the correct option is "C".

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Which of the following is an example of a foreign direct investment (FDI)?

1. A company in the United States sells payroll software to companies in Western Europe.

2. Continental Wire Company buys real estate in New Zealand to build a new factory.

3. An appliance manufacturer hires a new regional sales manager to serve countries in Latin America.

4. A US medical supply company and a hospital in Greece join forces to create a new business.

Answers

An example of a foreign direct investment is when Continental Wire Company buys real estate in New Zealand to build a new factory. Option 2.

What is foreign direct investment about?

Companies or governments considering foreign direct investment (FDI) generally look for target firms or projects in open economies with a skilled workforce and above-average growth prospects. Fairer government regulation is also valued. FDI is frequently more than just capital investment.

Management, technology, and equipment may also be provided as part of the investment. Foreign direct investment has the important feature of establishing effective control of the foreign business or at least significant influence over its decision making.

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what are the answers for all 3 of them?

what are the answers for all 3 of them?

Answers

Answer:

See below

Explanation:

(i) €585.00

As per the statement, Taylor owed €585.00 to Franklyn photographic supplies Ltd at the end of April. The closing balance for April is the Amount owed at the end of April.

(ii) €75.00

The opening balance for April as indicated in the statement is the closing balance for March.

(iii) €375.00

As per the statement an amount of €375.00 was paid on April 15

9.21 The ABC Corporation placed an asset in service three years ago. The company uses the MACRS method (seven-year life) for tax purposes and the straight-line method (seven-year useful life) for fina

Answers

The difference in the current book value obtained using both methods is $27,143.

The cost of the asset is $100,000 and the salvage value used for depreciating purposes is $20,000. The useful life of the asset is 7 years, therefore the annual depreciation is $100,000 - $20,000 / 7 = $12,857.14.

Depreciation for the first three years (using straight-line method) = 3 x $12,857.14 = $38,571.42.

Book value = Cost - Accumulated depreciation

Book value using straight-line method = $100,000 - $38,571.42 = $61,428.58

Depreciation for the first three years (using MACRS) = (0.1429 + 0.2449 + 0.1749) x $80,000 = $34,285.71.

Book value using MACRS method = $100,000 - $34,285.71 = $65,714.29

The difference in the current book value obtained using both methods = $65,714.29 - $61,428.58 = $4,285.71.

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Complete question is:

The ABC Corporation placed an asset in service three years ago. The company uses the MACRS method (seven-year life) for tax purposes and the straight-line method (seven-year useful life) for financial reporting purposes. The cost of the asset is $100,000, and the salvage value used for depreciating purposes is $20,000. What is the difference in the current book value obtained using both methods?

Which describes an investor’s primary goal of buying a loan? a. to grow a business b. to earn a profit off the interestc. to bolster the economy d. to provide capital to a business

Answers

Earning a profit best describes an investor's primary goal. So option b. is correct. Investors use different financial instruments to earn a rate of return to accomplish financial goals and objectives.

Investment securities include stocks, bonds, mutual funds, derivatives, commodities, and real estate. Investors can be distinguished from traders in that investors take long-term strategic positions in companies or projects. Investors build portfolios either with an active orientation that tries to beat the benchmark index or a passive strategy that attempts to track an index. Investors may also be oriented toward either growth or value strategies.

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Answer:

to earn a profit off the interest

Explanation:

This is typically done by lending money to a borrower at a higher rate of interest than the investor is paying on their own borrowing or invested capital, with the hope of earning a positive return on their investment over time. The key motivation behind this type of investment is to generate a return that is greater than the cost of the funds used to make the investment, so that the investor can earn a profit.

In the cpi, goods and services are weighted according to.

Answers

Answer:

A consumer price index (CPI) is usually calculated as a weighted average of the price change of the goods and services covered by the index.

Explanation:

The weights are meant to reflect the relative importance of the goods and services measured by their shares in total consumption of household.

Which marketing tactic runs counter to the practice of market segmentation?

undifferentiated marketing

targeted marketing

marketing campaign

demographic marketing

Answers

Answer:

targeted marketing

I hope this helps you

:)

The term ________ refers to an increase in the economic well-being, quality of life, and general welfare of a nation's people

Answers

The term "economic development" refers to an increase in the economic well-being, quality of life, and general welfare of a nation's people.

It encompasses a broad range of factors and indicators that reflect progress and improvement in various aspects of a country's economy and society.

Economic development goes beyond simple measures of economic growth, such as increases in GDP or per capita income. It focuses on sustainable and inclusive growth that benefits the entire population, aiming to improve living standards, reduce poverty, and provide opportunities for individuals to lead fulfilling lives.

Key components of economic development include factors such as access to education, healthcare, infrastructure, employment opportunities, technological advancements, and social welfare programs. It also involves promoting social equality, protecting the environment, and fostering a stable and favorable business environment.

Achieving economic development requires effective governance, sound economic policies, investment in human capital, innovation, and collaboration between various sectors of society. It is a long-term process that requires continuous efforts and strategic planning to address challenges, stimulate economic activity, and create an environment conducive to progress and well-being.

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According to the presentation, which sector of agribusiness involves packers and advertisements?
a) Output
b) Primary
c) Secondary
d) Input

Answers

Answer:

D

Explanation:

your welcome

Input is the sector of agribusiness involves packers and advertisements, According to the presentation. Hence, option D is correct.

What is sector of agribusiness?

The production and management of farms, the manufacture and distribution of agricultural equipment and supplies, as well as the processing, storage, and distribution of agricultural goods are all included in the definition of the agribusiness industry.

Agribusinesses include companies that make agricultural machinery like Deere & Company, create seeds and agrichemicals like Monsanto, process food like Archer Daniels Midland Company.

As well as farmer's cooperatives, agro-tourism companies, and companies that make biofuels, animal feeds, and other goods. The sector of the economy known as "agribusiness" encompasses all farming-related economic activities.

Thus, option D is correct.

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what is one key element that encourages people to trade?

Answers

One key element that encourages people to trade is the potential for financial gain. Trading, whether it be in stocks, commodities, or other securities, provides the opportunity for individuals to buy low and sell high, resulting in a profit.

This potential for profit is often seen as an attractive opportunity to grow one's wealth. Additionally, trading can be seen as a way to diversify one's portfolio and manage risk.

By investing in a variety of assets, individuals can reduce their exposure to any single asset or market, thus mitigating the risk of losses.

The availability of information and resources has also made trading more accessible to individuals, as online trading platforms and educational resources have made it easier to research and execute trades. This has enabled a wider range of people to participate in trading and potentially benefit from the financial opportunities it provides.

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list the two things the government does that fall under fiscal policy. (A.p.e.x.)

Answers

Explanation:

These two policies are combined in numerous ways to influence a country's economic situation.

Fiscal policy, together with monetary policy handled by central banks, is the primary means through which governments influence a country's economy. The two primary elements of fiscal policy are income taxes and government expenditures.

It is a good idea to pursue courses that can assist you in your career path. True or False

Answers

true obviously.... character limit

Answer: True

Explanation: because your going to follow the path you want

In what step of the 7-Step Product Development Process is the product brought to
life through sketching and illustration?
Sourcing
Research
Planning
Prototyping

Answers

Answer: planning

Explanation: The sketch should be as detailed as possible, with labels explaining the various features and functions.

Sow Tire, Inc. has sales of $1,451,000 and cost of goods sold of $981,000. The firm had an average inventory of $97,100 and an ending inventory of $82,500. What is the length of the days' sales in inventory? (Use 365 days a year. Round your answer to 2 decimal places.) X Answer is complete but not entirely correct. 28.36 days Days' sales in inventory

Answers

The length of the days' sales in inventory for Sow Tire, Inc. can be calculated using the provided information. With sales of $1,451,000, cost of goods sold of $981,000, average inventory of $97,100, and ending inventory of $82,500, the days' sales in inventory is 28.36 days.

Sow Tire, Inc. has a days' sales in inventory of 28.36 days based on the given figures of sales, cost of goods sold, average inventory, and ending inventory. The days' sales in inventory is a financial ratio that measures the average number of days it takes for a company to sell its inventory.

It indicates the efficiency of inventory management and how quickly the company is able to convert inventory into sales. To calculate the days' sales in inventory, we use the formula:

Days' Sales in Inventory = (Average Inventory / Cost of Goods Sold) × Number of Days in a Year

Given that the average inventory is $97,100, cost of goods sold is $981,000, and using 365 days in a year, we can substitute these values into the formula:

Days' Sales in Inventory = 28.36 days (rounded to two decimal places).

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) Outline two ways VKW might be affected by increased import controls.​

Answers

Answer:

see below

Explanation:

Increased import control tends to increase the cost of imports. For a business that depends on imports for its raw materials, increased control will have the following effects.

Can delay or halt production. Increase import control may affect the cost of imports and the quantity of material or parts imported.   VKW may be unable to import all the materials it requires for production. This may force it to slow down production before it can get alternative suppliers. Increase in product prices: Imports control might include a rise in import tariff making imports expensive. VKW is likely to increase the price of its products to maintain its profitability.

60) Beginning inventory is $30,000. Purchases of inventory during the year are $50,000. Cost of goods sold is $60,000. What is ending inventory?
A) $20,000.
B) $30,000.
C) $10,000.
D) $50,000. ,

Answers

The ending inventory is $20,000, which corresponds to option A when beginning inventory is $30,000 and Purchases of inventory are $50,000.

To calculate the ending inventory, we need to consider the beginning inventory, purchases of inventory during the year, and cost of goods sold. Using the given information:
1. Beginning inventory: $30,000
2. Purchases of inventory during the year: $50,000
3. Cost of goods sold: $60,000
To find the ending inventory, we can follow this formula:
Ending Inventory = Beginning Inventory + Purchases - Cost of Goods Sold
Plugging in the values:
Ending Inventory = $30,000 + $50,000 - $60,000
Ending Inventory = $80,000 - $60,000
Ending Inventory = $20,000
So, the ending inventory is $20,000, which corresponds to option A.

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Other Questions
Find the sum 29 and 57 in simplest form. Also, determine whether the result is rational or irrational and explain your answer. Compared to non-fractured rocks, the rate of weathering in fractured rocks of the same composition is:a) fasterb) slowerc) roughly the same On 1 January 20X1, Baking Goods Pte Ltd purchased a large commercial oven for $150,000 for use in its commercial kitchen. The useful life of the commercial oven was four years with a residual value of $6,000. Question 2 On 1 January 20X1, Baking Goods Pte Ltd purchased a large commercial oven for $150,000 for use in its commercial kitchen. The useful life of the commercial oven was four years with a residual value of $6,000. Required: Apply FRS 16 Property, Plant and Equipment and compute the depreciation charges and net book values of the commercial oven for each of the four years using the: (a) Double-declining method. (5 marks) (b) Straight-line method Osage Inc. has actual sales for May and June and forecast sales for July, August, September, and October as follows:Actual:May8,300unitsJune8,700unitsForecast:July8,400unitsAugust9,500unitsSeptember7,800unitsOctober7,400unitsRequired:a. The firms policy is to have finished goods inventory on hand at the end of the month that is equal to 80% of the next months sales. It is currently estimated that there will be 6,600 units on hand at the end of June. Calculate the number of units to be produced in each of the months of July, August, and September.b. Each unit of finished product requires four pounds of raw materials. The firms policy is to have raw material inventory on hand at the end of each month that is equal to 70% of the next months estimated usage. It is currently estimated that 26,000 pounds of raw materials will be on hand at the end of June. Calculate the number of pounds of raw materials to be purchased in each of the months of July and August. The 3rd degree Taylor polynomial for cos(x) centered at a = Na is given by, 2 3 cos(x) - (x - 1) + (x-7) + R3(x). Using this, estimate cos(88) correct to five decimal places Options have non-linear payoffs. Discuss two alternatives to the variance-covariance methodology for estimating the Value at Risk (VaR) for an options portfolio. Illustrate the steps using an example and discuss the assumptions employed.Since you have designed two alternative approaches, are they equivalent in terms of accuracy or is one approach better than the other? Discuss your reasoning. which of the following business messages would use the indirect strategy? a. an oral presentation detailing the specifics of a new company wellness initiative b. an e-mail message to staff introducing a new employee c. a letter to a customer denying their request for credit d. a letter to a coworker congratulating them on a recent promotion To test the client's cutoff of inventories, the auditors will make a record of the serial number of the final receiving and shipping documents used prior to the taking of the physical inventory.a. Trueb. False Consider a small open economy. The saving curve is given by s dcrw) = 100 + 2000r w The investment curve is given by 10 (TW) = 300 1000r w. Let the interest rate by 5%. Then the economy's current account balance is a. -50 b.50 C. -200 d. 200 Sushmita wanted to arrange the following DVDs in ALPHABETICAL ORDER. Choose the CORRECT option which arranges these DVDs in ALPHABETICAL ORDER the main asian imperialist power around the turn of the twentieth century was yesterday, a certain 5% coupond bond was trading with a yield-to-maturity of 4.9%. today, the yield-to-maturity is 5.1%. which of the following is true? yesterday the bond was trading for more than $1,000, but today it is trading for less than $1,000 yesterday the bond was trading for less than $1,000, but today it is trading for more than $1,000 both yesterday and today, the bond is trading for more than $1,000 both yesterday and today, the bond is trading for les than $1,000 none of the above These are grades for student X in a certain courseGrades (%): 75, 59, 68, 82, 95, 51, 88, 62, 76This is an example of: The easiest form of non-biological parenting may be the ____ Parent, who is legally connected to the child for life which of the following elements has the greatest effective nuclear charge? bromine chlorine sodium phosphorus in contrast to the old mcat, which tested students discretely on physical science topics in contexts unrelated to living systems, the revised 2015 mcat integrates knowledge of biology, org successful entrepreneurial leaders are quick to give credit and recognize good performance, and they always accept more than their share of the blame when things do not work out. True Or False what is the appropriate possessive pronoun for this sentence.Is that the car of Mr. Cruz? Yes, it is ______________. Let the 3rd order Lagrange interpolating polynomial P3(x) be used to approximate a function at the specific nodes: (0,0), (0.5, y), (1, 2.5), (2.75, 4.0). If the coefficient of the x3 term is 5.85, find the value of y economics is a study of mankind in the ordinary business of lifeT/F which of the following processes always results in an increase in the energy of a system? multiple choice the system loses heat and does work on the surroundings. the system gains heat and does work on the surroundings. the system loses heat and has work done on it by the surroundings. the system gains heat and has work done on it by the surroundings. none of these is always true.