Customers may make purchases from the convenience of their homes or places of employment.
Shop whenever and from wherever. The convenience of internet buying is its most evident advantage.
Because internet sellers could have lower overhead expenses, buying things online is frequently less expensive than buying things in shops. You may be able to use additional discount codes while purchasing online to maximize your savings.
On websites that sell secondhand goods, you might even be able to locate products that are newer and gently worn for less money. Online shoppers and buyers do so for six reasons. They are control, cost, communication, personalization, and convenience. These factors have been tapped into by marketers in a number of ways.
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a bank form which lists the checks, currency, and coins an account holder is adding to a bank account.
The checks, cash, and coins that are being added to a bank account are listed on a deposit slip.
One can deposit and withdraw money from a bank account, make payments, send money to another person or organisation, pay bills online, and more. Bank accounts allow for cashless transactions and the receipt of direct deposits from employers or other organisations.
Opening a bank account can be one of the most crucial actions to achieve financial objectives. Because keeping money in an FDIC-insured bank account can provide monetary security, simple access to funds, cost savings from check cashing costs, and general monetary peace of mind.
Deposit account funds are used by banks to fund loans to other people or companies. The borrower pays interest on those loans to the bank in return.
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the expectation of future depreciation in the fixed exchange rate economy is marked by
In a fixed exchange rate economy, the expectation of future depreciation is typically marked by uncertainty and the anticipation of a potential devaluation of the currency.
In a fixed exchange rate economy, the value of the domestic currency is pegged to another currency or a basket of currencies. This fixed exchange rate regime aims to maintain stability in the currency's value and promote economic stability. However, the expectation of future depreciation in such an economy suggests a belief or anticipation that the fixed exchange rate may not be sustainable or that economic factors may put pressure on the currency's value.
The expectation of future depreciation is often accompanied by uncertainty and can be influenced by various factors. Economic indicators, such as inflation, trade imbalances, or changes in market conditions, can contribute to expectations of currency devaluation. Additionally, market sentiment, investor confidence, and government policies or interventions can also impact the anticipation of future depreciation.
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Nafar wants to buy a house. Which type of credit is she most likely to use?
O Mortgage
O Limited
O Service credit
O Unsecured credit card
Answer: Mortgage
Explanation:
Answer:
Mortgage is the correct answer got it right
Explanation:
A new business has total sales of $14,000, applied $1,350 in merchandise discounts, and had returns of $234. Calculate the business's total net sales.
Answer:
$12,416
Explanation:
Applied merchandise discounts mean discounts issued.
The net sales will be total sales minus merchandise discounts applied minus returns.
Net sales = total sales - ( discounts + returns)
Net sales = $14,000 - ( $1,350 + $234)
Net sales = $14,000 - $1,584
Net sales = $12,416
You have set a goal of saving $4,000 every year, beginning the year you finish school and start working and lasting until you retire. You are considering these three investment instruments: an IRA, stocks, and certificates of deposit. Which will likely produce the best long-term returns? Explain your answer.
Answer:
IRA ( Individual retirement account)
Explanation:
An IRA is a type of account set up purposely to encourage savings towards retirement , and as a result some benefits are inculcated into it.
One key advantage of IRA over the other options of savings is that it has a higher rate compared to the certificate of deposit , meanwhile the effect of the macro economic factors on the stocks could lead to its instability . This interest can even be be compounded over the savings period , yielding a cumulatively higher interest.
Another benefit of IRA is that the interest earned until retirement are exempted from taxes.
Which of these stores uses a fulfillment center? A: 7-11 B: Dunkin' Donuts C: Amazon D: Comet Dry Cleaner
Amazon uses a fulfillment center. Thus, option C is correct.
What is a fulfillment center?The order fulfillment center is typically seen as the customer of packaging, receptacles, or sections of canisters it employs to maintain, safeguard, and contain the products which it packages, loads, or sends to the representative of the product seller.
Organizations can subcontract purchase processing to Amazon using the Logistics by Amazon service. Manufacturers transport their goods to Amazon distribution centers, where we choose, package, and ship orders whenever customers make purchases.
Therefore, option C is the correct option.
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What documents will you include in your portfolio?
How will creating a portfolio benefit you with future employment?
Answer:
./Table of Contents
./Career and professional development goals, tailored for each ./interviewer
./Work philosophy statement; personal mission statement
./List of areas of expertise
./Works in progress (activities and projects)
./Samples of your best work from academic, employment, and internship settings
./Resume, references, transcripts, letters of recommendation
./Evaluations from work/volunteer experiences, agendas of meetings you conducted
./Certificates, diplomas, licenses, awards, letters of appreciation you received
./Records of community service/volunteer work
./Professional memberships and service activities
./Work reports or excerpts from term papers
./Grants or proposals you wrote
./Newspaper clippings featuring you, media clips of your work, promotional materials you designed
./Photographs of you in a professional setting
./Printouts/links to websites, web pages, or blogs you created
./Certificates of attendance from seminars or workshops
./Documentation of leadership experience
this will help you greatly in the future when it comes to people looking to higher you as it shows your skills/weaknesses
Explanation:
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Match the items with their descriptions.
copyright owner
fair use of copyright materials
government publications
a life span of 20 years
use and display the copyrighted material
exempt from the Copyright Law
paraphrase articles for news reports
patents
Each of the items should be matched with the correct and appropriate descriptions as follows:
Government publications: a life span of 20 years.Copyright owner: use and display the copyrighted material.Fair use of copyright materials: exempt from the copyright law.Patents: paraphrase articles for news reports.What is copyright law?Copyright law simply refers to a set of formal rules and regulations that are granted by the government to protect an intellectual property (IP), especially by giving the creator or original author an exclusive right to use during his or her lifetime, while preventing any unauthorized access, unlawful use or duplication by other parties.
In this context, we can reasonably infer and logically deduce that a copyright grants a creator the exclusive right to use the creation during his or her lifetime, including the creator's heirs for 70 years after the creator's death.
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Government publications- a life span of 20 years. Copyright owner - use and display the copyrighted material. Fair use of copyright materials - exempt from the copyright law. Patents - paraphrase articles for news reports.
What is Government publications?A government publication is defined as "informational material issued as an individual document at Government expense, or as required by law" under the United States Code.
Census data, statistical information, reports, journal articles, Royal Commission findings, parliamentary documents, legislation, and legal citations are a few examples of government publications.
Thus, statements are match correctly above.
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Suppose that Defenestration decides to pay a dividend of only $2 per share this year and use the remaining $2 per share to repurchase stock. If Defenestration maintains this dividend and total payout rate, then the rate at which Defenestration's dividends and earnings per share are expected to grow is closest to what?
Answer:
Missing word "Defenestration Industries plans to pay a $4.00 dividend this year and you expect that the firm's earnings are on track to grow at 5% per year for the foreseeable future. Defenestration's equity cost of capital is 13%."
P0 = dividend payout per share/ (k-g)
Where g is firms earning growth = 5% or 0.05
And k is the cost of capital = 13% or 0.13
Therefore P0 = $4 / (0.13 -0.05) = $50
But if the payout is $2 per share and $2 per share is used to repurchase stock then to get the price of the stock in one year given the current price of $50.00, dividend at $2 and the 13% cost of capital we get
$50 = $2 + X / (1.13)
Therefore x = $54.5
At a current price of $50, we can expect that Defenestration Industries stock to sell for $54.50 immediately after the firm pays the dividend in one year
Therefore the growth is (54.5 -50)/50 = 9%
What is a sales quote?
Answer:
Explanation:
A sales quote allows a prospective buyer to see the costs that will be involved for desired work.
How is Biden an affect on America.
In Year 1, Kane's residence had an adjusted basis of $250,000 and it was destroyed by a tornado (in a federally declared disaster area). An appraiser valued the decline in market value at $425,000. Later that same year, Kane received $200,000 from his insurance company for the property loss and did not elect to deduct the casualty loss in an earlier year. Kane's Year 1 adjusted gross income was $100,000. What total amount can Kane deduct as a Year 1 itemized deduction for casualty loss, after applying any limitations?
Answer:
The total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss is $39,900.
Explanation:
According to the Internal Revenue Service (IRS), Disaster Area Losses in a federally declared disaster refers the occurrence of a disaster in an area that the President has declared to be eligible to enjoy federal assistance under the Robert T. Stafford Disaster Relief and Emergency Assistance Act.
Since Kane's residence falls into the category of personal-use property or it is not totally destroyed, the amount of loss of the property is the lesser of the adjusted basis of the residence, $250,000, and the decline in market value determined by the appraiser, $425,000. Based on this, the amount of loss of the residence is $250,000.
The total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss can therefore therefore be calculated as follows:
Particulars Amount ($)
Loss amount 250,000
Amount from insurance (200,000)
Loss of the Taxpayer's 50,000
Deduct $100 (100)
Eligible Loss 49,900
Limitation of 10% annual gross income (10,000)
Loss to be deducted 39,900
Therefore, the total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss is $39,900.
How does specialization affect voluntary exchange between countries?
Answer:
It increases voluntary exchange by encouraging other countries to be less self-sufficient
Explanation:
Private ownership of business provides an incentive for people to work hard because:
Private ownership of business provides an incentive for people to work hard because it allows individuals to directly benefit from their own hard work and innovation.
When a person owns a business, they have the potential to make profits from their efforts, which motivates them to put in the time and effort necessary to succeed. Additionally, private ownership allows individuals to have control over their own business decisions and the direction of the company, which can be empowering and fulfilling. However, it is important to note that private ownership is not the only motivator for hard work and innovation. Other factors such as job satisfaction, passion, and personal values also play a significant role. Overall, private ownership of business can be a powerful motivator for individuals, but it is not the only factor that drives hard work and success.
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Is required by the sec and includes the audited document that shows the company’s financial results for the past year and management’s discussion about the future outlook and plans.
The document that is required by the SEC and includes things like the audited document of financial results and management’s discussion about the future outlook and plans is an Annual Report.
What is an Annual Report?An Annual Report is a document that is required by the Securities and Exchange Commission from public companies which trade their stocks on stock markets.
The purpose of the Annual Report is to show stakeholders the financial results of a company for the past year. These financial reports need to have been audited to ensure that they meet accounting standards.
Annual reports will also include the management’s discussion about what they feel is the future outlook and plans of the company.
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What is sustainability?
Explain one aspect of financial sustainability for a hospitality
business. Related to environment
The concept of "sustainability" is meeting present needs without jeopardising the ability of future generations to do the same. It involves balancing economic, environmental, and social considerations to ensure long-term viability and resource preservation.
One aspect of financial sustainability for a hospitality business related to the environment is the implementation of energy-efficient practices and technologies. By adopting energy-efficient measures, such as using LED lighting, installing energy-saving appliances, and optimizing heating, ventilation, and air conditioning (HVAC) systems, a hospitality business can reduce its energy consumption and associated costs.
To illustrate the financial impact of energy-efficient practices, let's consider an example. Suppose a hotel implements energy-efficient lighting systems throughout its facilities, resulting in an annual electricity cost savings of $20,000. Additionally, the hotel incurs an upfront investment of $80,000 for the lighting upgrade.
We divide the initial investment by the annual savings to calculate the payback period.
Payback period = $80,000 / $20,000
Payback period = 4 years
In this case, the energy-efficient lighting upgrade would have a payback period of 4 years, meaning it would take four years to recoup the initial investment through electricity cost savings.
Financial sustainability in the context of environmental considerations for a hospitality business involves implementing energy-efficient practices and technologies. By reducing energy consumption and associated costs, the business can improve its financial performance while contributing to environmental preservation and resource efficiency. The payback period can help evaluate the financial feasibility of such initiatives, ensuring long-term financial sustainability and environmental responsibility.
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The revenue cycle of a company generally includes which accounts?a. Inventory, accounts payable, and general expenses.b. Inventory, general expenses, and payroll.c. Cash, accounts receivable, and sales.d. Cash, notes payable, and capital stock.
The revenue cycle of a company generally includes cash, accounts receivable, and sales.
Cash represents the inflow of funds from customers, while accounts receivable is the money owed to the company by its customers for goods or services that have been sold on credit. Sales refer to the revenue earned from the sale of products or services.The revenue cycle is the process of selling goods or services to customers and receiving payment from them. It involves a series of interrelated business activities that start from the moment a sale is made until the cash is collected. The revenue cycle typically includes sales order entry, credit approval, shipping and handling, billing, and cash receipts.
Inventory, accounts payable, and general expenses are not part of the revenue cycle. Inventory is the goods a company holds for sale, accounts payable represents the money owed to suppliers for the purchase of goods or services, and general expenses are the costs associated with running a business. While these accounts are important for a company's financial management, they do not directly relate to the revenue earned from sales.
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In which part of a résumé would you mention details of any prizes or awards that you won in professional competitions?
Answer:
"Scholarships or Competitions" would be the appropriate choice.
Explanation:
As even the title indicates, this would be the segment of your CV or resume wherever you mention the related honors, accomplishments, or prizes you have received for performing above the norm. It requires scholarships, contests, career-related honors, or perhaps even raises to management place throughout the job. Even with your remarkable accomplishments, users shouldn't have to build a special segment.Answer:
Honors and activities
Explanation:
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before setting the objectives of l&d, managers should
Managers should set business goals before setting L&D goals.
A learning and development (L&D) strategy is a tool used by companies and organizations to train their staff according to business objectives. This strategy is characterized by:
Constantly train staff.Continuous improvement is implemented in all departments of the organization.To effectively implement a Learning and development plan, the company must perform the following steps:
1. Establish business objectives for each of the departments.
2. Formally implement the learning and development (L&D) strategy.
3. Integrate training that motivates and meets the needs of the staff.
According to the above, before establishing the objectives of the learning and development (L&D) strategy, the organization must establish business objectives.
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a printed pamphelt that describes goods for sale is called a?
Answer:
The term "marketing brochure" refers to a small document, or pamphlet, which describes and promotes various products or services to be marketed.
Which is the first step in setting a financial goal?
a. setting aside leftover income
b. reducing your spending
c. tracking your spending
d. starting a second source of income
Answer:
All four actually.
Explanation:
In order to reach a financial goal you need to:
1. Save Money
2. Set and manage a budget (usually a monthly budget listing all your known expenses works)
3. Track your spending, and keep managing your budget.
4. Reduce your spending. If you are trying to reach a goal, a great line of thinking is “Only buy what you Need, Not what you Want”
5. If you are trying to reach a set financial goal quickly, then yes, it makes sense to find a secondary source of income, such as a part time job, or start a selling site on EBay, for items you don’t use anymore, etc.
Answer: B. reduce your spending.
Explanation: by not spending money this will allow you to save money for your financial goal.
which of the following does not represent a current liability? question 12 options: a) short-term loan b) advance payments received from customers c) bond issue d) accrual of taxes payable
Advance payments received from customers does not represent a current liability. (B)
What is current liability?Current liabilities are obligations of a business that are due in the operating cycle, whichever is longer. They include accounts payable, wages, taxes, and other short-term debt.
A current liability is a debt obligation that must be paid within one year or a normal operating cycle, whichever is longer. Short-term loans, bond issues, and accruals of taxes payable all have to be paid within a year and thus qualify as current liabilities.
Advance payments received from customers, however, are not due to be paid within a year, and thus do not qualify as a current liability.(B)
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HELP ASAP PLEASE ANSWER BOTHE QUESTIONS
-How are economic trends such as globalization and outsourcing
(or offshoring) affecting the US economy and job market?
-How do these trends impact your career choice specifically? For example, is the job market for your chosen career shrinking due to offshoring?
(The chosen career choice is real estate)
Economic trends such as globalization and outsourcing have had a significant impact on the US economy and job market. In the case of real estate, outsourcing has not had a significant impact on job opportunities as the industry is mainly driven by local demand and requires in-person interactions.
Globalization has led to increased competition from foreign companies, while outsourcing or offshoring has allowed companies to hire cheaper labor in other countries, resulting in a decline in jobs for Americans. However, globalization has led to an increase in foreign investment in the US real estate market, creating new job opportunities in areas such as real estate development, property management, and real estate finance. On the other hand, the effects of globalization and outsourcing are not uniform across all industries.
Some industries such as manufacturing and customer service have been greatly impacted, resulting in job loss for American workers. This has made it challenging for individuals in those industries to find employment, leading to a shift in career choices. The real estate industry has not been greatly impacted by outsourcing, but globalization has led to an increase in foreign investment, creating new job opportunities in the industry.
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You estimate that you will owe $28,200 in student loans by the time you graduate. If you want to have this debt paid in full within 10 years, how much must you pay each month if the interest rate is 5. 4 percent per year compounded monthly?.
The interest rate is 5. 4 percent per year compounded monthly we need to pay $ 304.65 .
Option E is correct.
Elaborating:PMT = ( r× P ) / ( 1- ( 1 + r) ⁻ⁿ
Where:
r = monthly interest rate (5.4% / 12 = 0.0045)
P = the loan amount (28,200)
n = the number of payments (10 years x 12 months/year = 120)
So, (0.0045 ×28200) / ( 1- ( 1+ 0.0045) ⁻¹²⁰
PMT = = $304.65
So you need to pay $304.65 each month.
What is PMT monthly?The amount paid each month to repay the loan over the loan's term is known as the monthly payment. When a loan is taken out, not only must the principal, or the original loan amount, be repaid, but also the interest that builds up.
What gives it the name "interest rate"?Banks expect interest and repayment of the loan's principal in exchange for lending money to people. As a result, interest is the cost of borrowing money, and the terms of interest are referred to as interest rates in the loan agreement.
Question incomplete:you estimate that you will owe $28,200 in student loans by the time you graduate. if you want to have this debt paid in full within 10 years, how much must you pay each month if the interest rate is 5.4 percent per year compounded monthly? multiple choice
A. $2,890.27
B. $1,525.57
C. $310.28
D. $3,723.31
E. $304.65
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Economic importance
of
rivers
Answer:
Traditionally, rivers have been valued primarily as water sources to drive the economic engines of irrigation and hydropower. However, rivers provide a broader set of services that deliver immense benefits to people, economies and nature, which include, but exceed, the value of the water they carry.
Explanation:
What dynamics were used
Answer:
J.S. Bach used some dynamic terms, including forte, piano, più piano, and pianissimo (although written out as full words), and in some cases it may be that ppp was considered to mean pianissimo in this period.
wich situation would cause the price of a product to fall the most
Bambi is buying a property on an installment sales contract. Due to her financial interest in the property, she retains equitable title. What does the seller retain
Answer:
Legal title
Explanation:
A contract can be defined as an agreement between two or more parties (group of people) which gives rise to a mutual legal obligation or enforceable by law.
There are different types of contract in business and these includes: fixed-price contract, cost-plus contract, bilateral contract, implies contract, unilateral contract, adhesion contract, unconscionable contract, option contract, express contract, etc.
Mutual assent is a legal term which represents an agreement by both parties to a contract. When two parties to a contract both have an understanding of the parameters, terms and conditions surrounding a contract, it ultimately implies that they are in agreement and this is generally referred to as mutual assent
In this scenario, Bambi purchased a property using an installment sales contract.
An equitable title can be defined as the right of an individual to use and enjoy an asset (property) due to his or her financial interest in the asset.
On the other hand, a legal title can be defined as the actual (absolute) ownership of a property that is recognized and enforceable in a court of competent jurisdiction.
Hence, Bambi would retain an equitable title from the purchase of the property due to her financial interest in this property while the owner of the property (seller) retains a legal title.
A contract is defined as an agreement that defines and binds the personally legally. It may involve the exchange of goods and services.
Since he is buying a property on an installment of the sales contract which due to her financial insurers in the property remain entitled is know as the legal title. It represents the actual ownership of the proper and is visible by the public records.Learn more about the due to her financial interest in the property
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1) you have a client who wants to launch their new insurance business. the client has two objectives in mind. they would like to market this new insurance product to its customer base and collect information from them. which two types of ads should you use for this client & why?
To effectively market the new insurance product and collect information from the client's customer base, two types of ads that can be used are:
1) Display Ads: Display ads are visual advertisements that appear on websites, mobile apps, or social media platforms. These ads can include engaging visuals and compelling messages to grab the attention of the target audience. Display ads can be placed strategically on websites and platforms frequented by the client's customer base. By using display ads, the client can create brand awareness, showcase the benefits of their insurance product, and direct users to a landing page where they can provide their information.
2) Lead Generation Ads: Lead generation ads are specifically designed to collect information from potential customers. These ads typically include a call-to-action that prompts users to fill out a form or provide their contact details in exchange for more information or a special offer. By using lead generation ads, the client can directly collect valuable customer information, such as names, email addresses, or phone numbers. This data can then be used for future marketing efforts and to build a targeted customer database.
By using a combination of display ads and lead generation ads, the client can effectively market their new insurance product while also gathering valuable customer data for future marketing campaigns.
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Economics: Consider two ways of protecting elephants from poachers in African countries. In one approach, the government sets up enormous national parks that have sufficient habitat for elephants to thrive and forbids all local people to enter the parks or to injure either the elephants or their habitat in any way. In a second approach, the government sets up national parks and designates 10 villages around the edges of the park as official tourist centers that become places where tourists can stay and bases for guided tours inside the national park. Consider the different incentives of local villagers-who often are very poor-in each of these plans. Which plan seems more likely to help the elephant population?
Answer:
People kill elephants not because they are evil and want to hurt them just for the sake of hurting them, they do it in order to make a profit. If the government can offer these people the opportunity to make money through tourism, they that should prevent them from killing the elephants and other wildlife. You have to remember that these people are extremely poor and their income earning alternatives are very scarce and limited.
The first option will work only if the government spends enough money hiring guards that keep the park safe for the animals. But even then, some animals will still be hunted. You must also remember that not only the people of these places are poor, the governments are extremely poor also.
On the other hand, the second option should work better because the villagers will have an incentive to keep the animals safe and not hunt them themselves. The villagers will also help to prevent other people from killing the animals since they earn money through tourism and tourists go there to see the animals.