Question 2 of 10
Which of the following are possible negative consequences of filing for
bankruptcy?
O A. Loss of employment
OB. Reduced and consolidated debt
O C. Increased credit score and reduction of debt
O D. Loss of property and lowered credit score
Answers
Answer:
D
Explanation:
The possible negative consequences of filing for bankruptcy is loss of property and lowered credit score. Option D is an appropriate response.
What is bankruptcy?Through the legal process of bankruptcy, individuals or other entities that are unable to pay their creditors back can seek partial or complete relief from their debts. Bankruptcy is typically imposed by a court order that is frequently requested by the debtor. An organization files for bankruptcy when it is unable to pay its creditors or honor its financial commitments.
Bankruptcies are seen negatively by prospective lenders and are recorded as bad information on your credit report. If creditors discover a bankruptcy on your credit report, they can opt not to grant you credit or, if they do, they might do so with more expensive interest rates and unfavorable terms.
Your credit scores may suffer if you declare bankruptcy. Hence, the appropriate response is option D.
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Related Questions
the audit objective that all transactions and accounts that should be presented in the financial statements are in fact included is related to which of the pcaob assertions? a) existence. b) rights and obligations. c) completeness. d) valuation.
Answers
The audit objective that all the transactions and accounts presented in the financial statements represent real assets, liabilities, revenues, and expenses is related most closely to Existence or occurrence of the PCAOB assertions.
What is financial statement?Financial statements are written records that outline a company's operations as well as its financial success. Government organizations, accounting firms, and other entities frequently audit financial statements to assure their accuracy and for reasons related to taxes, financing, or investment. Financial statements that are necessary to have are the cash flow statement, balance sheet, and income statement. Trades can use these three statements to quickly assess a company's financial health and underlying worth. They are useful tools for traders to measure a company's financial strength.The audit objective that all transactions and accounts in the financial statements reflect actual assets, liabilities, revenues, and expenses is most directly related to whether the PCAOB assertions are true or false.To learn more about financial statement refer to:
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Consumers tend to purchase a good at a lower than at a higher price. Why (state any assumptions made)? Do consumers always behave this way? Explain your response.
Answers
According to the law of demand, the price of a good is negatively related to the quantity demanded all other things remaining equal.
Consumers do not always buy good at a lower price than at a higher price.
What is the law of demand?According to the law of demand, the higher the price, the lower the quantity demanded and the lower the price, the higher the quantity demanded. there is an inverse relationship between price and quantity demanded.
Consumers do not always buy goods at a lower price than a higher price. For example, for luxury goods, consumers would prefer to buy it at a higher price than at a lower price. This is because luxury goods are used to show wealth. If the price of a good that is considered to be used solely be wealthy people declines, some rich people would not want to purchase the goods again because it is now affordable by the masses.
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Susan works for a salary of $3,600 per month. She has federal income tax withheld at the rate of 15%, Social Security tax at the rate of 6.2%, Medicare tax at the rate of 1.45%, and health insurance premiums of $48 per month. Susan also contributes to a savings plan. Each month, 2% of her gross pay is placed in the plan.
Answers
Answer:
$2,664.68
Explanation:
Salary $3,600
Overtime $0
Gross Pay:$3,600
Required Deductions:
Federal Tax(15%*3,600) $540
Social Security Tax(6.2%*3,600) $223.2
Medicare Tax(1.45%*3,600) $52.12
Voluntary Deductions:
Health Insurance 48
Union Dues $0
Retirement $0
Savings:( 2% *3,600)72
Other:
Total Deductions:935.32
Net Pay: (3,600-935.32) $2,664.68
Therefore Susan Net pay will be $2,664.68
The additional $600 unemployment benefit ended on July 25, 2020. Even with the $300 Lost Wages Assistance Benefit, many Texans are being evicted from their homes and cannot provide basic necessities for their family. The unemployment rate is now over 7% in Texas, above our natural rate of unemployment. Did the government make the right decision with ending the extra $600 unemployment benefit from the CARES Act? Why or why not? Explain your position.
Answers
Answer: No they did not at this rate many of the citizens will go bankrupt and the economy will suffer a great lost do to the increase of the unemployment rate
Explanation:
it's not unusual to see a segmentation study comprised of some usage variable (e.g., heavy vs. light users) or some attitudinal variable (e.g., positively inclined toward our brand vs. loyal to a competitor). what type of variable is it usually cross-tabbed with?
Answers
It is not uncommon to see a segmentation study consisting of some usage variable or some attitudinal variable. It is usually cross-tabbed with a demographic variable.
Market segmentation is the process of breaking a large consumer or company market, often consisting of present and future customers, into sub-groups of consumers (known as segments) based on some form of shared trait. When separating or segmenting markets, researchers often look for similar traits. Market segmentation assumes that distinct market segments necessitate different marketing programs, such as different products, prices, promotion, distribution, or some combination of marketing elements.
Market segmentation is intended not only to identify the most profitable categories, but also to create profiles of key segments in order to better understand their demands and buying motivations. Insights from segmentation analysis are then utilized to support marketing strategy creation and planning.
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According to the Network Academy and the discussion in class, use your own words and define the concept of Firewalls and explain the differences between a packet-filtering firewall and a stateful firewall. Make sure you highlight the major differences.
Answers
While both packet-filtering and stateful firewalls serve the purpose of network security, stateful firewalls offer enhanced security features by maintaining awareness of connection states.
Firewalls are security devices or software applications that act as a barrier between a trusted internal network (such as a corporate network) and an untrusted external network (such as the internet). Their primary function is to monitor and control incoming and outgoing network traffic based on predetermined security rules.
Packet-filtering firewalls, also known as traditional or basic firewalls, examine individual network packets based on specific criteria such as source and destination IP addresses, port numbers, and protocols. They make filtering decisions at the network and transport layers of the OSI model. Packet-filtering firewalls assess each packet in isolation and do not maintain awareness of the connection state or context.
Stateful firewalls, on the other hand, provide advanced security features by maintaining knowledge of the connection state. They keep track of the state of network connections and the context of the traffic flowing through them. Stateful firewalls can understand if a packet is part of an established connection, a new connection attempt, or a response to an existing connection. This additional awareness allows stateful firewalls to make more intelligent filtering decisions based on the connection's state, enhancing security and reducing the risk of unauthorized access.
The major differences between packet-filtering firewalls and stateful firewalls can be summarized as follows: Filtering Criteria: Packet-filtering firewalls filter packets based on static criteria such as source/destination IP addresses, port numbers, and protocols. Stateful firewalls, in addition to these criteria, maintain information about connection states, allowing them to filter based on the context of the traffic. Connection Awareness: Packet-filtering firewalls assess each packet individually without knowledge of the connection state. Stateful firewalls maintain knowledge of the connection state, enabling them to apply filtering decisions based on the overall connection context.
Security Features: Stateful firewalls provide advanced security features like session tracking, Network Address Translation (NAT), and intrusion detection/prevention systems (IDS/IPS). Packet-filtering firewalls, being more basic, offer limited security features compared to their stateful counterparts.
Efficiency: Packet-filtering firewalls generally have lower computational overhead since they make filtering decisions based on individual packets. Stateful firewalls, with their connection tracking and context-awareness capabilities, may introduce some performance overhead due to the additional processing required for maintaining connection states.
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Distinguish between the sources of information about foreign employment..
Answers
Answer:
Foreign employment might imply that the employer is a foreign entity, while international employment does not make any assumptions about the employer; it might be local (let’s say in the US,) with positions around the world. Another reason why you need to study the specifics is that usually the local labor laws control the employment conditions, so it does not matter where the company’s headquarters are.
What is added to the price of goods and services at the time of purchase?
Answers
Answer:
VAT
Value Added Tax
______________'_''
4. _________________ refers to prices rising because there is too much money in circulation and not enough goods and services to spend it on.
Answers
Inflation refers to prices rising because there is too much money in circulation and not enough goods and services to spend on.
Inflation is the charge of the boom in prices over a given time frame. Inflation is generally an extensive degree, which includes the overall boom in expenses or the growth in the value of a dwelling in a rustic.
Inflation is a degree of the rate of growing prices of products and services in a financial system. Inflation can occur while charges rise because of increases in manufacturing expenses, along with uncooked materials and wages. A surge in demand for products and services can purpose inflation as consumers are willing to pay extra for the product.
In an inflationary environment, inconsistently rising prices inevitably reduce the buying electricity of a few purchasers, and this erosion of real income is the unmarried biggest price of inflation. Inflation can also distort buying electricity through the years for recipients and payers of constant hobby charges.
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In order to leverage social media ads, where you choose to advertise your product/service should also be based on your target audience and what is __________ amongst that audience.
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In order to leverage social media ads, where you choose to advertise your product/service should also be based on your target audience and what is relevant and engaging to them.
By analyzing their demographics, interests, and online behaviors, you can identify the social media platforms or channels that align with their preferences. This ensures that your ads are seen by the right people, in the right context, maximizing their relevance and impact.
Additionally, staying attuned to trending topics, popular hashtags, and viral content within your target audience's online communities allows you to tap into what is currently captivating their attention.
By combining audience insights with relevant content, you can create compelling ad campaigns that drive engagement, increase brand visibility, and ultimately yield positive results.
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PLEASE HELP IT IS URGENT DO NOT WASTE ANSWERS
Answers
True or false: An EAP only contains information on what happens during an emergency.
Answers
6. Describe at least three things a bank would consider about you when deciding whether to give you a loan. (1-3 sentences. 3.0 points)
Answers
Explanation:
Your Credit History
Your Ability To Pay The Loan
Your Cash Flow History
Es el costo identificado plenamente en el segmento de producción, puede estar asociado a productos o servicios procesados o ejecutados y se transfieren directamente al producto final.
Answers
Answer:
Costos directos
Explanation:
El costo directo es aquel en el que se incurre durante la producción de bienes terminados y este costo está directamente asociado con los bienes fabricados. Este costo se agrega al valor de los productos finales terminados y luego se agregan otros costos indirectos y costos fijos a los productos terminados según la tasa de absorción.
Several years ago, Jeff purchased stock for $5,125. Last month he sold the stock for
$7,411. What was his gross capital gain?
Answers
If Several years ago, Jeff purchased stock for $5,125. Last month he sold the stock for $7,411. His gross capital gain is: $2,286.
Gross capital gainIn order to determine the gross capital gain since we were told that he purchased stock for the amount of $5,125 in which last month he sold the stock for the amount of $7,411 we have to deduct the current stock selling price form the stock purchase price by making use of this formula to determine the gross capital gain.
Gross capital gain = Current stock selling price - Stock purchase price
Where:
Current stock selling price = $7,411
Stock purchase price = $5,125
Let plug in the formula so as to find the gross capital gain
Gross capital gain = $7,411 - $5,125
Gross capital gain =$2,286
Therefore If Several years ago, Jeff purchased stock for $5,125. Last month he sold the stock for $7,411. His gross capital gain is: $2,286.
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Laws designed to hold companies accountable for providing safe products
Answers
Laws designed to hold companies accountable for providing safe products serve as a crucial safeguard for consumers.
These laws aim to ensure that companies prioritize the safety and well-being of their customers by establishing legal standards and obligations. Such laws typically include regulations related to product testing, labeling, manufacturing practices, and warnings about potential hazards.
One key aspect of these laws is product liability, which holds companies responsible for any harm caused by defective or unsafe products. Product liability laws may vary from country to country, but they generally impose legal consequences, such as financial compensation, on companies that fail to meet safety standards or adequately warn consumers about potential risks associated with their products.
These laws are essential because they encourage companies to undertake rigorous quality control measures, conduct thorough testing, and prioritize consumer safety. They also provide individuals who have suffered harm or injury due to faulty products with legal recourse to seek compensation and hold companies accountable for their actions.
Overall, laws pertaining to product safety are designed to protect consumers, promote accountability within the business sector, and ensure that companies bear the responsibility for providing safe and reliable products to the market.
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Promotion to consumers is called
Answers
Sale promotion targeted at retailers and wholesale are called trade sale promotion
Product enhancements
A) do not really change the basic product.
B) include guarantees and warranties.
C) include features and options
D) reduce the number of target markets one product can satisfy.
Answers
Answer:
C or A
Explanation:
I could answer better with more context
High beams should be:
a. Dimmed when you are within 100 feet of another vehicle.
b. Used whenever it is safe and legal to do so.
c. Turned on when an oncoming driver does not dim his or her lights.
d. All of the above.
Answers
Work = All you have to do is process of elimination to eliminate the ones that don’t make sense.
Draw a chain of command for one of the following: (PLEASE FAST)
- School
- A club or organisation you are involved with (sports teams\music)
Answers
Answer:
sports
Explanation:
whoever is paying the Coach(school,college etc...)>Coach>team captain/cocaptains>other players
Max is using a search engine to do research on trends in his industry when he comes across a website that isn’t necessarily related to his research–but is interesting and engaging. Without realizing it, Max spends over an hour browsing through the webpage’s numerous articles and links. When his boss asks him if his research report will be ready by the end of the day, Max isn’t sure how to respond. He’s hardly done any work–but it’s not like he was purposely avoiding work. He was using the search engine for the purpose of research, after all. It’s not his fault that the search results weren’t very relevant. Max is considering asking his boss for an extension on his deadline so that he can spend more time researching. What do you think? What should Max do?
Answers
In this situation, Max has to first give his boss some advance notice that he wont be able to complete the report before deadline, explain himself briefly as to why that is, then ask for more time to be able to complete the task.
What is a deadline?A deadline indicates that a task or project is anticipated to be finished by that date and time. There is a clear expectation of what must be provided and by when thanks to deadlines. Employees are able to take charge of their work in this way and include deadlines into their time management techniques.
It's critical to schedule deadlines in advance because your work may be delayed. Recognize that some resources might be delayed and that some people might not be available. You may prevent the disaster of missing a deadline by making plans in advance.
Deadlines are crucial in business for a variety of reasons. They establish standards and encourage productive behavior in the workplace.
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what is decision table in system analysis and design course hero
Answers
A decision table in the context of system analysis and design is a structured tool used to document complex business rules or decision-making processes.
A decision table consists of rows and columns, where each row represents a unique combination of conditions, and each column represents a specific action or outcome. The conditions are typically defined as a set of rules or criteria that determine the course of action to be taken, while the actions or outcomes represent the different results or actions associated with the conditions.
The purpose of using a decision table is to provide a clear and concise representation of complex business logic or decision rules. It helps in identifying all possible scenarios and ensures that every possible combination of conditions and actions is considered. Decision tables are particularly useful in business rule analysis, validation, and verification, as they provide a structured and systematic approach to analyzing complex decision-making processes.
By using a decision table, system analysts can effectively communicate and document business rules and decision logic, which in turn can be used as a basis for system design, development, and testing. Decision tables enhance the clarity, accuracy, and traceability of business rules, making them an important tool in system analysis and design processes.
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The correct question is:
What is the decision table in system analysis and design?
Negative impacts of strikes on businesses as an economic issue
Answers
The major negative impact of strikes on businesses as an economic issue results in less productivity.
What do you mean by business?A business refers to an organization that is engaged in commercial, industrial, or professional activities.
The negative impact of the strike on businesses is that it affects the teamwork, profitability, and productivity of the business.
Businesses may have to suffer financial and production losses and consumer confidence is badly affected.
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Having a(n) means the amount of your liabilities is larger than the value of your assets.
Answers
Having a negative net worth means the amount of liabilities is larger than assets.
What is net worth?Net worth is the amount by which assets exceed liabilities. In other words, net worth shows the difference between what is owned by one and what one owe.
If the assets exceed liabilities, then it is a positive net worth. Also, if the liabilities are greater than the assets, it is a negative net worth. Net worth would be the amount of cash you would have if you were to sell all of your personal belongings and pay off all the debt
Therefore, having a negative net worth means the amount of one's liabilities is larger than the value of the assets.
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negetive net worth................
A(n) ________ change involves introducing a practice that is new to the industry, such as using drones (rather than delivery trucks) to deliver products to customers.
Answers
A radically innovative change involves introducing a practice that is new to the industry, such as using drones (rather than delivery trucks) to deliver products to customers.
What is meant by innovation?This is the term that is used to refer to the fact that there is the growth in new ideas in a nation. It is one of the must have qualities of an entrepreneur. Innovation is known to drive change in the nation towards a ore positive goal.
The innovative change would help to bring in a product that is not in the market which would be useful in meeting and solving the problems that are existent in a particular society.
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Which of the following is not required by lenders and investors?
master plan
b. organization plan
c. market analysis
d. financial analysis
a. master plan
Answers
Answer:
Master plan
Explanation:
The master plan of the following is not required by lenders and investors. The correct option is a.
What is the difference between an investor and lender?An accredited investor must make an investment in the housing loans that we write. The Fund has received a loan from a lender. He has a lower risk and thus a lower return.
It is not accurate to say that a master plan is not required by lenders and investors, as this can depend on the specific project and the preferences of the lender or investor. However, out of the given options, the organization plan is the one that is not typically required by lenders and investors.
A well-developed organizational plan can be helpful in outlining the structure and management of a company or project, but it is not a core component of financial analysis or investment decision-making.
Thus, the ideal selection is option a.
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What incentive motivates a manufacturer to sell a product?.
Answers
Answer:
Profit is a major incentive to motivate a manufacturer to devote resources to the fabrication of a product so that it can be sold. Making sales and profits defines the bottom line and is the objective of most entities in the manufacturing industry.
An increase in Profit or sale of the product can motivate a manufacturer to sell a product.
A manufacturer is a person who creates products with the intention of selling them in the market and the company who makes the products that is called a manufacturing company. A manufacturer's primary motivation is to earn profit from his product when it is sold.
Profit is an important incentive that leads manufacturers to carry the risks of business failure, and Low prices are an incentive for buyers to pay their money now. Higher prices are an incentive for sellers to increase production to create more goods.
Thus, the incentive is an increase in Profit or sales to motivates a manufacturer.
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is the degree to which an organization achieves its goals. Group of answer choices Effectiveness Contingency Sustainability Efficiency
Answers
Answer:
Effectiveness
Explanation:
Effectiveness is the degree to which an organization achieves its goals. Effectiveness is defined as the level of quality with which a particular task or process is accomplished successfully. In businesses, a process is said to be effective when it produces the desired output against the set of inputs. A highly effective organization is the one in which its employees perform their duties on time and in the manner in which they are expected to do and thereby, achieving significant business performance. For example, a sales manager who is able to achieve her sales targets consistently month on month will be said to be performing her duties effectively.
How can you reduce the chances of tractor runovers and collisions?
Answers
Make yourself as visible as possible on the road by using flashing lights and reflecting surfaces. The farther away a driver can see you, the better; drivers sometimes underestimate how slowly a tractor travels compared to them.
Whenever possible, hug the side of the road. gives impatient or delayed responders extra room to avoid a collision with you.
When a driver makes a mistake or isn't paying enough attention, this is what happens. Fortunately, no one was seriously hurt in this incident.
Without proper training, highly monitored operation, and ongoing supervision, we won't allow anyone to operate a tractor.
Inexperienced drivers are typically to blame for tractor safety problems. More and more individuals are relocating to rural areas from the suburbs. They purchase a few acres of rural property, and one of the first things they do is buy a tractor. Then they drive it like a Suburu for commuting, purchase the incorrect tools, use the incorrect gear, etc.
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In the context of established economies, the United States has considerable foreign direct investment in ________.
a. Canada
b. the Netherlands
c. the United Kingdom
d. Mexico
Answers
In the context of established economies, the United States has considerable foreign direct investment in Mexico.
Option D.
This investment is primarily driven by a number of factors, including the country's strategic location, its large and growing consumer market, and its relatively low labor costs.One of the key reasons why the United States has invested so heavily in Mexico is its close proximity to the US market. This has made it an attractive location for companies looking to access the North American market while also benefitting from Mexico's lower operating costs. Mexico's proximity to the US also makes it a more convenient location for US companies to set up manufacturing facilities, as it allows for easy transportation of goods across the border.
Another factor driving US investment in Mexico is the country's large and growing consumer market. With a population of over 120 million people, Mexico represents a significant opportunity for US companies looking to expand their customer base. Additionally, Mexico's rapidly growing middle class has increased demand for consumer goods and services, making it an attractive market for US businesses.Finally, Mexico's relatively low labor costs have also made it an attractive location for US companies looking to reduce operating expenses.
Mexico's competitive labor costs have made it an increasingly popular destination for manufacturing operations, particularly in industries such as automotive, electronics, and textiles.In summary, the United States has considerable foreign direct investment in Mexico, driven by its strategic location, large and growing consumer market, and relatively low labor costs. This investment has been particularly focused on industries such as manufacturing, automotive, and electronics. Option D
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