This study serves as a valuable reference for understanding the practical implementation of AI in the field of finance and data analytics.
Artificial Intelligence Applied to Big Data: Case Study
One notable case study where Artificial Intelligence (AI) is applied as a solution to a big data problem is the use of AI in predictive analytics for credit risk assessment in the banking industry. This case study is highly relevant to my study program in finance and data analytics. The reference for this case study is as follows:
Reference:
Author(s): Lin, X., & Chen, S.
Title: "Credit risk assessment with an effective hybrid model based on data preprocessing and machine learning algorithms."
Journal: Journal of Ambient Intelligence and Humanized Computing.
Year: 2018.
Volume: 9.
Issue: 6.
Pages: 1985-1995.
DOI: 10.1007/s12652-018-0777-y.
The study conducted by Lin and Chen focuses on credit risk assessment, an essential task in the banking industry. Assessing the creditworthiness of borrowers accurately is crucial to minimize the risks associated with lending. In this case study, the authors propose an effective hybrid model that combines data preprocessing techniques and machine learning algorithms to improve credit risk assessment.
To handle the vast amount of data involved in credit risk assessment, big data techniques are employed. The data preprocessing stage involves cleaning, integrating, and transforming the data to ensure its quality and compatibility for further analysis. This step is crucial as it helps to eliminate noise, inconsistencies, and missing values from the raw data.
After the data preprocessing, the authors utilize machine learning algorithms to train a predictive model for credit risk assessment. The study employs several popular machine learning algorithms, including Support Vector Machines (SVM), Random Forest (RF), and Artificial Neural Networks (ANN). These algorithms are trained using the preprocessed data to learn patterns and relationships between various credit-related factors and the risk of default.
The predictive model developed through the hybrid approach provides accurate and reliable credit risk assessment results. By utilizing AI techniques and analyzing big data, the model can identify patterns and detect potential risks more effectively compared to traditional methods. The authors evaluate the performance of the model using real credit datasets, demonstrating its superiority in predicting credit risk and reducing the occurrence of false positives and false negatives.
This case study highlights the significance of AI and big data analytics in improving credit risk assessment. By leveraging advanced techniques such as data preprocessing and machine learning algorithms, banks and financial institutions can make more informed lending decisions and mitigate the risks associated with credit defaults.
In conclusion, the research conducted by Lin and Chen showcases the application of AI in solving a big data problem related to credit risk assessment. The proposed hybrid model demonstrates the effectiveness of combining data preprocessing and machine learning algorithms to enhance the accuracy of credit risk assessment in the banking industry. This study serves as a valuable reference for understanding the practical implementation of AI in the field of finance and data analytics.
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The next thing Maia wants to do is to indent the first line of her paragraphs.
How does she do this?
Answer:
She moves the first-line indent marker to the right.
Explanation:
Answer: d the first-line indent to the right
Explanation:
A laptop gets recycled by an e-waste recycling company once it can't be used anymore. Which stage of the hardware lifecycle does this scenario belong to
Answer:
Retirement.
Explanation:
When a laptop gets recycled by an e-waste recycling company once it can't be used anymore. This belongs to the retirement stage of the hardware lifecycle.
Hardware lifecycle can be defined as the management of the total or overall useful life of an equipment or device, so as to maximize or enhance the benefits to be derived from its use.
The retirement stage of a hardware represents the stage where the hardware has reached the end of its life-cycle and as such can not be used to perform the task for which it was designed. It is at the retirement stage, that hardwares are written off as scraps and are to be replaced by another because they can't be used anymore, as well as disposal for recycling purposes.
Which term describes how content in an array is accessed?
brackets
string
subscript
class
Answer:
the answer is subscript
Explanation:
how to move installed programs to another drive windows 7
To move installed programs to another drive in Windows 7, you can follow these general steps:
a) Create a backup
b) Change the installation directory
c) Copy program files
d) Test the program
Create a backup: Before making any changes, it's always recommended to create a backup of your important files and data. This will ensure that you have a copy in case anything goes wrong during the process.
Uninstall the program (optional): If the program you want to move has an uninstaller, you can choose to uninstall it first. This will remove the program from your current drive and allow you to reinstall it on the new drive later.
Change the installation directory: During the installation process of the program, you can usually choose the installation directory. Select the new drive as the installation location. If the program is already installed, you may need to reinstall it and specify the new drive as the installation directory.
Copy program files: If the program doesn't have an uninstaller or you want to keep its current configuration, you can manually copy the program files from the current drive to the new drive. Here's how:
a. Go to the current installation directory of the program (typically located in "C:\Program Files" or "C:\Program Files (x86)").
b. Copy the entire program folder and its contents to the desired location on the new drive.
Update shortcuts and registry (optional): If you've copied the program files to the new drive, you may need to update any shortcuts or registry entries that point to the old installation directory. You can edit shortcuts to point to the new location and use tools like "Regedit" to modify registry entries if necessary. Exercise caution when modifying the registry, as incorrect changes can cause system issues.
Test the program: After moving the program, test it to ensure that it works correctly from the new drive. Open the program, perform any necessary configurations, and verify that it functions as expected.
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what is meant by astigmation
Answer:
It is a condition where the eye isn't completely round
Explanation:
Answer:
is a common and generally treatable imperfection in the curvature of your eye that causes blurred distance and near vision. Astigmatism occurs when either the front surface of your eye (cornea) or the lens, inside your eye, has mismatched curves
Explanation:
If the primary voltage of a transformer is 230V and the primary coil is 80. Calculate the secondary voltage when the secondary turn is 160. *Ans 460 volts*
Answer:
\(V_{out} = 460\)
Explanation:
From your question, you already posted the answer
However, I'll give the steps to get the answer
Given
\(Primary\ Voltage = 230V\)
\(Primary\ Coil = 80\)
\(Secondary\ Coil = 160\)
Required
Secondary Voltage
The relationship between the primary voltage, secondary voltage, turns of primary coil and secondary coil is as follows;
\(\frac{V_{out}}{V_{in}} = \frac{N_{s}}{N_{p}}\)
Where
\(V_{in} = Primary\ Voltage = 230V\)
\(V_{out} = Secondary\ Voltage = ??\)
\(N_{p} = Primary\ Coil = 80\)
\(N_{s} = Secondary\ Coil = 160\)
Substitute these values in the formula above;
\(\frac{V_{out}}{V_{in}} = \frac{N_{s}}{N_{p}}\)
becomes
\(\frac{V_{out}}{230} = \frac{160}{80}\)
\(\frac{V_{out}}{230} = 2\)
Multiply both sides by 230
\(230 * \frac{V_{out}}{230} = 2 * 230\)
\(V_{out} = 2 * 230\)
\(V_{out} = 460\)
Hence, the secondary voltage is 460 Volts
Answer:
460 volts
Explanation: hope this helps :)
Please answer these questions! Will mark Brainliest!!
Answer:
1) bob behnken and doug hurley
2)yes
3) august
what method of the string object searches the string for an occurrence of the specified search string?
The method of the string object to search an occurrence of the specified string is search().
There are many method of the string object to search a value. These is example for that method,
indexOf() to give index for specified value for the first time they occurlastIndexOf() to give index for specified value for the last time they occurmatch() to give all specified value as an Array.search() to search specified value and return the position of the match.Since, the question is want to return the specified string so we can use search() method.
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This question has two parts : 1. List two conditions required for price discrimination to take place. No need to explain, just list two conditions separtely. 2. How do income effect influence work hours when wage increases? Be specific and write your answer in one line or maximum two lines.
Keep in mind that rapid prototyping is a process that uses the original design to create a model of a part or a product. 3D printing is the common name for rapid prototyping.
Accounting's Business Entity Assumption is a business entity assumption. It is a term used to allude to proclaiming the detachment of each and every monetary record of the business from any of the monetary records of its proprietors or that of different organizations.
At the end of the day, we accept that the business has its own character which is unique in relation to that of the proprietor or different organizations.
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What is a consequence of using open-source software?
A) no support
B) piracy
C) expenses
D) lack of marketing
Note: Sorry if some of the words are wrong. I got all of this off my schools website.
Answer:
using open source software answer number D lack of marketing
Explanation:
if my answer is correct then mark me as brand list
Answer:
no support
Explanation:
for odyssey users
The order of a finite field must be of the form pn where p is a prime and n is a __ .
A) identity element
B) positive integer
C) commutative ring
D) Associative
The order of a finite field must be of the form pn where p is a prime and n is a positive integer.
A finite field is defined as a field with finitely many elements. The order of a finite field refers to the number of elements in the field. It can only be of the form pn where p is a prime and n is a positive integer. For example, a finite field of order 7 can be constructed with 7 elements. However, a finite field of order 8 cannot be constructed since 8 is not of the form pn. The theory of finite fields has applications in various fields such as cryptography, coding theory, and computer science. The operations of addition and multiplication are both commutative and associative. Hence, option D) Associative is not related to the order of a finite field.
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what are the components of Database system?
\( \\ \\ \)
Thanks ✨
The five major components of a database are hardware, software, data, procedure, and database access language.
hope helpez~ :)!
Chapter
2
SAFETY GUIDELINES
OBJECTIVES
1. Which of the following is a safety device?
(a) dashboard (b) steering wheel (c) seat
(d) seatbelt
Answer:
Seatbelt
Explanation:
The seatbelt allows everyone in the car to remain safe and steady going at certain high miles per hour. None of the other options were made for safety only. Please name brainliest!!!
There are many different computer peripherals that are available to optimize your computing system’s specific needs. A graphic designer may need a different setup than a programmer. A student might need different tools than a gamer. With new peripheral devices being invented and created every day, you’ll need to be able to do a bit of research to find out which tools are necessary for your computing system. This includes evaluating each tool and making sure it is within your budget as well.
Research a personalized peripheral device (not the standard mouse, keyboard, etc) that could be beneficial for each person listed below. Include why you suggest the peripheral and include its cost (if it is known).
Jamal is a graphic designer.
Felicia is a computer programmer.
Credence is a student in college.
Answer:
Jamal could use a drawing pad. He could draw things out with a stylus and have it on his PC to manipulate. They cost as little as $40.
Felicia could use a mechanical keyboard. Although these are better for nearly everyone, someone who is doing a lot of typing and needing both speed and accuracy should get one. They start at around $50.
Credence could use a printer to print out work to hand in when needed. A decent one starts at around $100.
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computer science questions and answers
this is python and please follow the code i gave to you. please do not change any code just fill the code up. start at ### start your code ### and end by ### end your code ### introduction: get codes from the tree obtain the huffman codes for each character in the leaf nodes of the merged tree. the returned codes are stored in a dict object codes, whose key
Question: This Is Python And Please Follow The Code I Gave To You. Please Do Not Change Any Code Just Fill The Code Up. Start At ### START YOUR CODE ### And End By ### END YOUR CODE ### Introduction: Get Codes From The Tree Obtain The Huffman Codes For Each Character In The Leaf Nodes Of The Merged Tree. The Returned Codes Are Stored In A Dict Object Codes, Whose Key
This is python and please follow the code I gave to you. Please do not change any code just fill the code up. Start at ### START YOUR CODE ### and end by ### END YOUR CODE ###
Introduction: Get codes from the tree
Obtain the Huffman codes for each character in the leaf nodes of the merged tree. The returned codes are stored in a dict object codes, whose key (str) and value (str) are the character and code, respectively.
make_codes_helper() is a recursive function that takes a tree node, codes, and current_code as inputs. current_code is a str object that records the code for the current node (which can be an internal node). The function needs be called on the left child and right child nodes recursively. For the left child call, current_code needs increment by appending a "0", because this is what the left branch means; and append an "1" for the right child call.
CODE:
import heapq
from collections import Counter
def make_codes(tree):
codes = {}
### START YOUR CODE ###
root = None # Get the root node
current_code = None # Initialize the current code
make_codes_helper(None, None, None) # initial call on the root node
### END YOUR CODE ###
return codes
def make_codes_helper(node, codes, current_code):
if(node == None):
### START YOUR CODE ###
pass # What should you return if the node is empty?
### END YOUR CODE ###
if(node.char != None):
### START YOUR CODE ###
pass # For leaf node, copy the current code to the correct position in codes
### END YOUR CODE ###
### START YOUR CODE ###
pass # Make a recursive call to the left child node, with the updated current code
pass # Make a recursive call to the right child node, with the updated current code
### END YOUR CODE ###
def print_codes(codes):
codes_sorted = sorted([(k, v) for k, v in codes.items()], key = lambda x: len(x[1]))
for k, v in codes_sorted:
print(f'"{k}" -> {v}')
Test code:
# Do not change the test code here
sample_text = 'No, it is a word. What matters is the connection the word implies.'
freq = create_frequency_dict(sample_text)
tree = create_tree(freq)
merge_nodes(tree)
codes = make_codes(tree)
print('Example 1:')
print_codes(codes)
print()
freq2 = {'a': 45, 'b': 13, 'c': 12, 'd': 16, 'e': 9, 'f': 5}
tree2 = create_tree(freq2)
merge_nodes(tree2)
code2 = make_codes(tree2)
print('Example 2:')
print_codes(code2)
Expected output
Example 1:
"i" -> 001
"t" -> 010
" " -> 111
"h" -> 0000
"n" -> 0001
"s" -> 0111
"e" -> 1011
"o" -> 1100
"l" -> 01100
"m" -> 01101
"w" -> 10000
"c" -> 10001
"d" -> 10010
"." -> 10100
"r" -> 11010
"a" -> 11011
"N" -> 100110
"," -> 100111
"W" -> 101010
"p" -> 101011
Example 2:
"a" -> 0
"c" -> 100
"b" -> 101
"d" -> 111
"f" -> 1100
"e" -> 1101
Get codes from the treeObtain the Huffman codes for each character in the leaf nodes of the merged tree.
The returned codes are stored in a dict object codes, whose key (str) and value (str) are the character and code, respectively. make_codes_helper() is a recursive function that takes a tree node, codes, and current_code as inputs. current_code is a str object that records the code for the current node (which can be an internal node). The function needs be called on the left child and right child nodes recursively. For the left child call, current_code needs increment by appending a "0", because this is what the left branch means; and append an "1" for the right child call.CODE:import heapq
from collections import Counter
def make_codes(tree):
codes = {}
### START YOUR CODE ###
root = tree[0] # Get the root node
current_code = '' # Initialize the current code
make_codes_helper(root, codes, current_code) # initial call on the root node
### END YOUR CODE ###
return codes
def make_codes_helper(node, codes, current_code):
if(node == None):
### START YOUR CODE ###
return None # What should you return if the node is empty?
### END YOUR CODE ###
if(node.char != None):
### START YOUR CODE ###
codes[node.char] = current_code # For leaf node, copy the current code to the correct position in codes
### END YOUR CODE ###
### START YOUR CODE ###
make_codes_helper(node.left, codes, current_code+'0') # Make a recursive call to the left child node, with the updated current code
make_codes_helper(node.right, codes, current_code+'1') # Make a recursive call to the right child node, with the updated current code
### END YOUR CODE ###
def print_codes(codes):
codes_sorted = sorted([(k, v) for k, v in codes.items()], key = lambda x: len(x[1]))
for k, v in codes_sorted:
print(f'"{k}" -> {v}')
Test code:
# Do not change the test code here
sample_text = 'No, it is a word. What matters is the connection the word implies.'
freq = create_frequency_dict(sample_text)
tree = create_tree(freq)
merge_nodes(tree)
codes = make_codes(tree)
print('Example 1:')
print_codes(codes)
print()
freq2 = {'a': 45, 'b': 13, 'c': 12, 'd': 16, 'e': 9, 'f': 5}
tree2 = create_tree(freq2)
merge_nodes(tree2)
code2 = make_codes(tree2)
print('Example 2:')
print_codes(code2)
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need help on question 5! no links pls
Answer: less than 50%, it’s about 49%
Explanation:
Answer:
59.5
so I would say the 3 third option
On the Design tab, which group allows you to select a different data set for a chart?
O Data
O Chart Legends
O Type
Chart Styles
Answer
A.Data
Trust me
Answer:
A. Data
Explanation:
got it right
Growing up with dyslexia, Stephanie always struggled in English and Reading. Math was a breeze for her, though. Along the way, there were a few teachers who really worked closely with Stephanie to help her absorb the information she needed, and they showed her how to make learning fun! Stephanie particularly loved studying trigonometry and even her high school teacher is having difficulty keeping up with her. Now that she has been able to figure out how to study, education no longer scares Stephanie. In fact, she finds it a great way to explore and understand the world around her
Explanation:
A lot of people with dyslexia can relate to Stephanie.
Why was 1990 an important year regarding air quality?
The United States took first steps to keep the air clean.
The United States created the Environmental Protection Agency.
Modifications and improvements were made to the Clean Air Act.
Funding was established under the Clean Air Act to study air pollution.
Answer:
It's C
Explanation:
Answer:
Its Modifications and improvements were made to the Clean Air Act. Or C
Explanation:
In a ______, the bars that represent the categories of a variable are spaced so that one bar is not directly next to another; whereas in a ______, the bars actually touch one another.
Answer:
The correct answer would be "bar graph; histogram".
Explanation:
The bar graph has become a photographic arrangement of information which always practices that relate bars to consider various give information. Alternatively, this is indeed a diagrammatic comparative analysis of univariate data. This same histogram demonstrates the variation including its frequency of repeated measures, introduces numerical information.____________________ sites are remote servers accessible with a browser that contain common collections of diagnostic tools such as ping and traceroute, plus some Border Gateway Protocol (BGP) query tools. Group of answer choices
Answer:
Looking glass
Explanation:
_____ sites are remote servers accessible with a browser that contain common collections of diagnostic tools such as ping and traceroute, plus some Border Gateway Protocol (BGP) query tools.
Looking glass
most of the internal operations in a computer use hexagonal numbering true or false
100 points pls help asap
Answer:
True
Explanation:
The hexadecimal numbering is the most used numeric system for international operations in a computer, in our daily life we use the decimal system but for the CPU use the byte or octet as a basic unit of memory, we need more than 10 digits, and the hexadecimal system has 16, in addition, the binary system is hard to understand.
all of the following are computer hardware servicing tools EXCEPT
Answer:
Shovel
Explanation:
Why error occurs during transmission? Explain different types of errors with suitable examples. 5 (b) How do you detect error using CRC? Generate the CRC code for the data word 1101011011 The divisor is x4+x+1. 7
During transmission, errors occur due to a variety of factors such as atmospheric conditions, system malfunction, or network errors.
Different types of errors include Single Bit Error, Burst Error, and Burst Error Correction. Here are the different types of errors with suitable examples: Single Bit Error: It occurs when one bit of data is changed from 1 to 0 or from 0 to 1 in data transfer. This type of error is mainly caused by a small amount of interference or noise in the transmission medium. For instance, a parity bit error.Burst Error: It occurs when two or more bits are incorrect during data transmission. A Burst Error occurs when bits of data are lost or changed in groups, which can affect multiple data bits at once. It can be caused by signal loss or attenuation in fiber-optic cables. Burst Error Correction: To overcome the issue of Burst Error, Burst Error Correction is used. This method divides data into blocks to detect and fix errors. Reed-Solomon coding and Viterbi decoding are two types of burst error correction techniques. There are different techniques for error detection, and the Cyclic Redundancy Check (CRC) is one of them. CRC checks the checksum at the receiver's end to ensure that the data was not corrupted during transmission. To detect errors using CRC, follow these steps: Divide the data word by the generator polynomial. Generator polynomial: x4 + x + 1 Divide 1101011011 by x4 + x + 1 and find the remainder by using the modulo 2 division method.1101011011 10011- 10011000- 10011000- 10010100- 10010100- 10000001- 10000001- 1111100- 1111100- 1001The remainder of the above step is the CRC code of the data word, which is 1001. Therefore, the CRC code for the data word 1101011011 is 1001.
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This is an example of what type of formula? =average(d1:d17) question 1 options: addition subtraction range average
Answer:
d average
Explanation:
The average is the ratio of the sum of the observation to the total number of observations. Then the correct option is D.
What is average?Average is simply defined as the mean of the given set of numbers. The mean is considered as one of the measures of central tendencies in statistics. The average is said to be an arithmetic mean.
The average is given as
\(\rm Average = \dfrac{Sum\ of\ the\ observation}{Total\ number\ of \ observations}\)
This is an example of the average formula.
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overview of your opinion of Digital Etiquette
Answer:
The basic idea behind the topic of digital etiquette is "treat others how you want to be treated." From an early age, students are taught this golden rule. Whether at home, at the movies, at a grocery store or in school, students learn that there are appropriate and inappropriate ways to behave and treat one another. With the overwhelming emerging technology and its involvement in our daily lives, it is fundamental that students transfer that understanding of appropriate behavior into the digital world.
In what log files can you find information about bootup errors? check all that apply.
The log files in which you would find information about bootup errors are:
/var /log /sys log/var /log /ke-rn .logWhat is an operating system?An operating system (OS) can be defined as a type of system software that's usually pre-installed on a computing device by the manufacturers, so as to manage random access memory (RAM), software programs, computer hardware and all user processes.
What is an event viewer?An event viewer can be defined as an administrative tool that is found in all versions of Windows Operating System (OS) which is designed and developed to enable administrators and end users in viewing the event logs of software application and system messages such as errors on a local or remote machine.
This ultimately implies that, an event viewer refers to a tool in administrative tools which an end user should open if he or she want to view message logs to troubleshoot errors.
In Computer technology, we can reasonably infer and logically deduce that the log files in which you would find information about bootup errors are:
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Complete Question:
In what log files can you find information about bootup errors? Check all that apply.
/var /log /sys log
/var /log /auth .log
/var /log /ke-rn .log
/var /log /mail .log
describe what is involved in the first four stages of a research project
Answer:
Step 1: Identify the Problem. ...
Step 2: Review the Literature. ...
Step 3: Clarify the Problem. ...
Step 4: Clearly Define Terms and Concepts. ...
Step 5: Define the Population. ...
Step 6: Develop the Instrumentation Plan. ...
Step 7: Collect Data. ...
Step 8: Analyze the Data.
What is the definition of alternative technology?
Answer:
Alternative technology is a term used to refer to technologies that are more environmentally friendly than the functionally equivalent technologies dominant in current practice.
Explanation:
Answer:
Alternative technology, also known as appropriate technology or sustainable technology, refers to technologies that are designed to be environmentally friendly and socially responsible. These technologies often use renewable or reusable resources and are intended to improve the quality of life for individuals and communities without causing harm to the environment. Examples of alternative technology include solar panels, wind turbines, and composting toilets.
methods that retrieve data of fields are called and methods used to modify the data in fields are called
Field data retrieval methods are referred to as Accessors, and field data modification methods are referred to as Mutators.
A mutators method is a technique used in computer science to manage changes to a variable. As setter techniques, they are likewise well-known. A getter, which returns the value of the private member variable, frequently follows a setter and together they are referred to as accessors.
According to the encapsulation concept, the mutator method is most frequently employed in object-oriented programming. In accordance with this principle, member variables of a class are made private to hide and protect them from other code. A public member function (the mutator method) is the only way to change a private member variable; it receives the desired new value as a parameter, validates it, and then modifies the private member variable. Assignment operator overloading and mutator methods are similar.
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