The rate of return is 10% and the cash to be received in one year is $25,000. determine the present value amount, using the following partial table of present value of $1 at compound interest:

When there is "technological improvement" the effect on the  quantity of a product in a Supply Curve is B. The curve would shift from the left to the right (S2 to S1).

When there is technology improvement, this means that the economy will be able to produce more goods and services with the same amount of resources that they have.

When there is an increase in the quantity produced, this means that there will be more supply in the economy. An increase in supply would affect the Supply curve such that it would move from the left to the right. This means that in this case, S2 would move to S1 on the right.

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The correct option is c) Savings interest is simple, while investing interest is compounded.

When it comes to interest with saving and investing, it's important to understand the key differences between the two.

Saving interest refers to the amount earned on the principal amount deposited into a savings account, typically calculated using a simple interest formula. This means that the interest earned is based solely on the initial principal and does not accumulate over time.

On the other hand, investing interest involves the growth of funds through various investment vehicles such as stocks, bonds, or mutual funds. Investing interest is usually compounded, meaning that the interest earned is added to the principal and then reinvested to generate additional returns. This compounding effect allows investments to potentially grow at an accelerated rate over time.

It's crucial to note that risk and interest are indeed correlated in the realm of investing. Higher-risk investments tend to offer the potential for higher returns but also carry a greater chance of loss. In contrast, savings accounts are generally considered low-risk investments with lower interest rates.

Therefore, option c) accurately captures the distinction between saving and investing interest by highlighting that savings interest is simple (not compounded) while investing interest is typically compounded.

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13) Consumer surplus is reduced by a specific tax. Because the tax will raise the price paid by customers, they will purchase less. The change in consumer surplus is computed using the formula below:

ΔCS = -½(T ∧ / P)²

= -½(4 / 8)²

= -$1

Producers are expected to pay part of the tax, lowering their income. The tax's net effect on producer surplus is calculated using the formula below:

ΔPS = -½(T ∧ / P)²

= -½(4 / 4)²

= -$2

In the absence of taxes, there would be an efficient equilibrium at which supply equals demand. In the presence of taxes, the price paid by consumers is raised, but the price received by producers is lowered. The net effect on overall surplus is computed using the formula below:

ΔTS = ΔCS + ΔPS - ΔT

= -$1 + (-$2) - (-$4

)= $1

Because the change in producer surplus is larger than the change in consumer surplus, the tax results in a decrease in total surplus of $1.NSB (net social benefit) is a measure of an economic policy's net benefit to society. It is calculated as the net gain in total surplus. As a result, NSB = ΔTS = $1.

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The name of an investment company that raises funds from investors, pools the money, and invests in stocks or bonds is mutual fund firm, option (c) is correct.

A mutual fund firm is an investment company that raises funds from multiple investors by selling shares, pools the money together, and invests in various securities such as stocks, bonds, or other assets. The pooled funds are diversified across a range of securities, which helps to spread the risk.

Investors in mutual funds own shares in the fund rather than owning the underlying securities directly. Mutual funds offer individuals with limited capital an opportunity to access a diversified portfolio and professional management, making them a popular investment choice for many individuals seeking exposure to the stock or bond markets, option (c) is correct.

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Based on the given YTM of a bond, the 1 year spot rate, and the bond payment, the 2-year spot rate is 3.72%.

First find the coupon payment:

= 3% x 1,000 face value

= $30

The 2 year spot rate can be found in the formula:

(Coupon payment / (1 + YTM)) + ( (Face value + Coupon) / (1 + YTM)²) = (Coupon payment / (1 + 1 year spot rate)) + ( (Face value + Coupon) / (1 + 2-year spot rate)²)

Solving gives:

30/1.037 + 1,030/1.037² = 30/1.025 + 1,030/(1 + 2 year spot rate)²

986.74 = 29.268 + 1,030/(1 + 2 year spot rate)²

957.472 = 1,030/(1 + 2 year spot rate)²

(1 + 2 year spot rate)² = 1,030 / 957.472

2 year spot rate = 1.037183 - 1

= 3.72%

In conclusion, the 2-year spot rate is 3.72%.

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The shareholders are expecting a return of 26.17%.

The return shareholders are expecting can be calculated using the dividend growth model. The formula for this model is:

Expected Return = Dividend / Stock Price + Growth Rate

In this case, the dividend is $0.22, the stock price is $8.56, and the growth rate is 23.60%.

Expected Return = $0.22 / $8.56 + 0.236 = 0.0257 + 0.236 = 0.2617 or 26.17%

- Dividend: $0.22
- Stock price: $8.56
- Growth rate: 23.60%
- Expected return: 26.17%

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As 4 countries in Southeast Asia agrees to reduce and ultimately remove tariff & non-tariff barriers to the free flow of goods, services and the factors of production among each other, this type of agreement is called a regional economic integration.

Basically, an economic integration refers to a process in which two or more states in a broadly defined geographic area reduce a range of trade barriers to advance or protect a set of economic goals. It is sometimes referred to as regional integration as it often occurs among neighboring nations.

Furthermore, an economic integration could also means an arrangement among nations that typically includes the reduction or elimination of trade barriers and the coordination of monetary and fiscal policies. A typical economic integration aims to reduce costs for both consumers and producers and to increase trade between the countries involved in the agreement.

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Answer:

Volunteering at a health clinic after school​

Explanation:

If Melissa plans on becoming a nurse, she should look for extracurriculars which could help support her in her future years. Volunteering at a health clinic could provide her with hands on experience opposed to cheerleading or charcoal drawing which are good for hobbies and fun activities. But if Melissa really has a passion to become a nurse she should look for extracurriculars which not only interest her but may be of benefit to her.

True. Large-scale project managers require deeper project management knowledge compared to small-scale managers.

Managing large-scale projects presents unique challenges and complexities that require a higher level of project management knowledge and expertise. As project scale increases, various factors such as project scope, resources, stakeholders, risks, and coordination become more intricate and demanding.

Large-scale projects typically involve higher budgets, longer durations, and a greater number of team members and stakeholders. Managing such projects requires advanced skills in areas such as project planning, scheduling, risk management, communication, stakeholder engagement, and resource allocation.

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Consumers in various ways can help their community:

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With regard to evacuation what one has to be aware of would be

This is the term that is used to refer to all that would have to be done in order to get all the occupants of a building out of it due to an emergency that is occurring in the building. The need for evacuation is often due to emergency that could cause a loss of life. An example of such incidence would during a fire outbreak.

Hence we can say that With regard to evacuation what one has to be aware of would be

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Answer:

Explanation:

                  cost of making in-house

Variable cost  = 1.95 * 65,000 = 126,750

Related fixed cost =                      75,000

Unavoidable fixed cost=               62,000

Total cost of manufacturing =      263,750.

                         cost of buying

Unit cost = 3.25*65,000 =            211,250

Unavoidable fixed cost =               62,000

Total cost of buying =                     273,250   .

Cost of buying is higher than the cost of making  

Incremental cost  buying = 273,250-263,250 = 9,500    

Recommendation        

Gilberto should manufacture in - house instead of buying.

Answer: correct option is A.

Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.

Stocks incur speculative risk. Therefore option A is correct.

A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.

Common stock and preferred stock are the two primary categories of stocks.

Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.

Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.

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Answer:

I dont really know

Explanation:

One advantage of diversity in the workforce is C. Teams are more productive.

As a result of diversity in the workplace, there will be a flow of different ideas from various perspectives on how to handle things.

This would lead to more productivity as the best formulas from different cultures are applied to production to make it better.

In conclusion, an advantage of diversity in the workforce is teams are more productive.

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Explanation:

In the first entry, $50 is taken out of the cash till and put into the business as drawings. The effect is a decrease in the cash balance and an increase in the drawings account.

In the second entry, the proprietor puts a further $5000 into the business by cheque. The effect is an increase in the capital account and an increase in the bank balance.

It's important to note that "Drawings" and "Capital" are the accounts used to record the personal transactions of the business owner in this case, it is assumed that the business is a proprietorship. Other forms of business may have different accounts to record the personal transactions of the owne

Answer:

The 3 represents the percentage of cash discount. It means the cardholder will receive a 3% discount if the bill is paid within 15 days from the billing date.

In credit terms of 3/15, n/45, the "3" represents the percent of the cash discount. So, Option d. is correct.

Cash discount means when a consumer chooses to pay with cash instead a credit card or another type of payment mechanism, such as a debit card, the price of the product or service is reduced. Typically, it is stated as a percentage of the original cost. For example, a store might provide consumers who pay with cash a 15% discount, than customers prefer payment made by cash.

Therefore the correct option is d. percent of the cash discount.

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This question is incomplete. So, probably the correct question is :

In credit terms of 3/15, n/45, the "3" represents the:

a. number of days in the discount period

b. full amount of the invoice

c. the number of days when the entire amount is due

d. percent of the cash discount

A regressive tax is a  tax that takes a higher percentage of income from people with lower incomes. Hence, option D is correct.

When the overall tax burden drops as income increases, the tax is said to be regressive. While middle- and high-income taxpayers suffer a proportionally smaller part of the tax burden, low-income taxpayers bear a disproportionately large share.

Every taxpayer, regardless of economic level, pays the same amount of money, a regressive tax may initially seem to be a fair method of taxing residents. A closer analysis reveals that such a tax results in lower-income persons paying a bigger percentage of their income than do wealthy ones.

Thus, option D is correct.

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Answer:

36%

Explanation:

According to this rule, a household should spend a maximum of 28% of its gross monthly income on total housing expenses and no more than 36% on total debt service, including housing and other debt such as car loans and credit cards. Lenders often use this rule to assess whether to extend credit to borrowers.

The price of the tv after the markup is $732. After the sale, the discounted price of the tv was marked up by 10%.

Price after discount :- 740 * 10% = 74

=  740 - 252 = 666

So that means that the price after discount is $666.

Price after increase :- 666 *10% =66

666 + 66 = 732

So that means that the price of the TV after the mark up is $732.

Cost often refers to the amount of money that the buyer will spend rather than the price that the seller is asking for, while price is typically used to refer to the amount of money that a seller is asking for something.

A price quote gives a product or service's fixed price. It is presented verbally or in writing by a supplier to a client or customer. Once the client accepts the pricing, it cannot be modified and has a limited window of validity.

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The given statement " effective evaluation measures of a sales force should include both input and output measures." is True. Evaluation measures of a sales force should aim to provide both input and output measures. Input measures provide information on how effective and efficient the sales force is in utilizing available resources to reach the desired outcomes.

On the other hand, output measures offer details about the actual sales and profits made.The input measures of sales force evaluation typically involve assessing the recruitment, training, and deployment of the sales team members, the working environment, and the available sales tools and resources.

The output measures entail examining the sales volume, revenues, and profits attained over a given period. The ratio of sales to the number of sales representatives and customer feedback, are also commonly used as output measures in sales force evaluation.The use of both input and output measures in sales force evaluation is crucial in identifying the areas of strengths and weaknesses of a sales team.

In addition, both types of measures can help organizations to establish effective strategies to optimize the performance of their sales force. Hence, it is true that effective evaluation measures of a sales force should include both input and output measures.

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An auditor would ordinarily choose between expressing a qualified opinion and an adverse opinion when B . the financial statements fail to disclose information that is required by the applicable reporting framework

This is because a qualified opinion arises when the auditor has identified a material misstatement or a limitation in the scope of their work, but the misstatement or limitation does not pervade the entire set of financial statements. In this case, the lack of required disclosure may lead to a material misstatement, but it does not necessarily affect the entire financial statement.

On the other hand, an adverse opinion is issued when the auditor believes that the financial statements are materially misstated and not presented fairly in accordance with the applicable reporting framework. If the missing disclosure is considered to have a pervasive impact on the financial statements, the auditor may express an adverse opinion. Therefore the correct option is B

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The  type of decision method relies on information that is not easily measurable, such as assessing the business alignment of a project with corporate objectives is Qualitative methods.

'Qualitative' methods, on the other hand, are typically utilized from the perspective of the participant to address questions regarding experience, meaning, and perspective. Usually, it is impossible to count or measure this facts.

The qualitative technique is used to comprehend people's attitudes, interactions, behaviors, and beliefs. It produces data that is not numerical. An increasingly popular research method across disciplines is the incorporation of qualitative research into intervention studies.

Therefore, In addition to other linked aspects that may have some or large influence on the acquired data, qualitative decisions are more subjective because they are not just dependent on the numerical statistical data. It is a more thorough examination of all elements that might influence the decision-making process.

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Answer:

the  amount in the account after 8 years is $954

Explanation:

The computation of the amount in the account after 8 years is shown below"

Given that

The formula for continuously compound interest is

Amount = Principal e^(rate) (time period)

= $750 × e^(0.03)(8)

= $954

Hence, the  amount in the account after 8 years is $954

The same is to be considered by applying the above formula

The actual budget deficit of the federal government in 2009 was about $1.4 trillion. On the basis of this information, it can be concluded that fiscal policy was expansionary in 2009.

The actual budget deficit of $1.4 trillion indicates that the federal government spent more than it collected in revenue during that year. An expansionary fiscal policy is characterized by increased government spending and/or decreased taxes to stimulate economic growth and address economic challenges. In this case, the large budget deficit suggests that the government engaged in expansionary fiscal policy in 2009.

Expansionary fiscal policy aims to boost aggregate demand, promote economic activity, and mitigate the effects of a recession or economic downturn. By running a budget deficit, the government injects more money into the economy, which can help stimulate consumer spending, business investment, and overall economic growth.

Therefore, based on the information provided, it can be concluded that fiscal policy was expansionary in 2009.


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Answer:

false

Explanation:

Credit sales refer to the amount of revenue generated by a company through the sale of its goods or services on credit, whereas collections refer to the actual amount of money collected from customers for those credit sales. In this case, the company had credit sales of $327,000 and collections of $310,000, indicating that some customers had not yet paid their outstanding balances.

The fact that $1,780 in accounts receivable were written off suggests that the company had to accept that it would not be able to collect that amount from certain customers. This may be due to a variety of reasons, such as the customer going out of business or simply refusing to pay their debts. Writing off bad debt is a common practice in accounting to reflect the true value of a company's assets and liabilities.

It's worth noting that while a write-off may seem like a negative event, it can actually have positive impacts on a company's financial statements. By removing uncollectible debts from the accounts receivable balance, the company can present a more accurate picture of its financial health. Additionally, the write-off may reduce the amount of taxes owed by the company.

Overall, the fact that the company had credit sales and collections of similar amounts suggests that it is effectively managing its cash flow. While the write-off is a setback, it's important for the company to continue monitoring its accounts receivable and collections processes to minimize the risk of future write-offs.

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Fiscal policy can be implemented in a recessionary gap by utilizing expansionary measures such as increased government spending and/or reduced taxes to stimulate economic activity and boost aggregate demand.

During a recessionary gap, the economy experiences a shortfall in aggregate demand, resulting in decreased production levels, higher unemployment rates, and reduced economic growth. To address this situation, governments can implement fiscal policy, which involves adjusting government spending and taxation to influence the overall economy.

One way fiscal policy can be implemented in a recessionary gap is through increased government spending. By injecting additional funds into the economy, the government can stimulate demand for goods and services, leading to increased production and job creation. This can be achieved through infrastructure projects, investments in education and healthcare, or subsidies to specific industries, among other measures. The increased spending circulates through the economy, generating a multiplier effect that can help pull the economy out of a recessionary gap.

Another approach is to implement tax cuts during a recessionary gap. By reducing taxes, individuals and businesses have more disposable income, which they can use to make purchases or invest. This increase in spending can stimulate economic activity, drive up demand, and encourage businesses to expand and hire more workers. Additionally, tax cuts can incentivize businesses to invest in capital equipment, leading to productivity gains and economic growth.

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Each scenario should be matched to the factors that affect the labor market as follows:

Immigration can be defined as the movement of a group of people from one geographical region to another geographical destination such as a city, especially in search of any of the following:

A foreign direct investment (FDI) simply refers to a type of investment which is made by an individual or business organization (investor) into an investment market that is located in another country.

In conclusion, an example of foreign direct investment (FDI) is a US supermarket chain that is planning to open a few supermarkets in a country in Europe.

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Answer:

Post Test: Free Market and Businesses

Unit: 2

Economics

Question #12

__________________________________________________________

This is 100% right because I took the test

Go to explanation for picture with answers

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l

∨

Explanation:

Here's the picture and I hope this helped!

Have a nice day!