The difference between brainstorming and the Delphi technique for risk identification lies in their approach and process. Brainstorming involves a group discussion where participants freely generate ideas, while the Delphi technique involves collecting anonymous feedback from experts through a structured and iterative process.
The advantages of brainstorming include its ability to stimulate creativity and generate diverse ideas, while the Delphi technique offers benefits such as anonymity, consensus-building, and expertise aggregation. However, brainstorming can be susceptible to groupthink and dominance of certain individuals, while the Delphi technique may suffer from limited interaction and a time-consuming process. Brainstorming is a group-based technique where participants gather to generate ideas and potential risks. It encourages open and free thinking, fostering creativity and allowing participants to build upon each other's suggestions. This approach promotes collaboration and can lead to a wide range of potential risks being identified. However, one disadvantage of brainstorming is the potential for groupthink, where individuals may conform to the dominant ideas or opinions of the group. Additionally, certain individuals with strong personalities or higher authority may overshadow others, limiting the diversity of ideas. On the other hand, the Delphi technique involves gathering feedback from a panel of experts through a structured and iterative process. This technique maintains anonymity, allowing experts to provide unbiased opinions without being influenced by others. The process typically involves multiple rounds of feedback and aggregation of opinions to achieve consensus. The Delphi technique offers advantages such as expertise aggregation, as it draws upon the knowledge of multiple experts. It also allows for careful consideration of responses and the ability to refine opinions over multiple iterations. However, the Delphi technique can be time-consuming due to the iterative nature of the process, and it may limit direct interaction among participants, potentially reducing the opportunity for immediate clarification or debate. In conclusion, brainstorming and the Delphi technique are two distinct approaches for risk identification. Brainstorming promotes open discussion and creativity, while the Delphi technique emphasizes anonymous feedback and consensus-building. Both approaches have their advantages and disadvantages. Brainstorming encourages diverse idea generation but may be prone to groupthink and dominant individuals. The Delphi technique allows for expertise aggregation and consensus-building but may be time-consuming and limit interaction. The choice of approach depends on the specific context and goals of the risk identification process.
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11. a bond fund had the following yearly returns: year 1 year 2 year 3 year 4 year 5 14% 7% -3% 18% 9% what is the standard deviation of the returns?
A measure of volatility or risk is the standard deviation of returns. You might anticipate more variability in returns the higher the return standard deviation. The returns' standard deviation is 7.968.
What does risk and return standard deviation mean?The dispersion of asset prices from their average price, or market volatility, can be calculated with the use of standard deviation. A large standard deviation indicates a dangerous investment when prices move erratically. Low standard deviation indicates stable prices, which lowers the risk associated with investments.
How is the standard rate of return determined?The initial investment value is subtracted from the investment's current value, and the result is divided by the original investment value to determine a simple rate of return. The result is multiplied by 100 to be reported as a percentage.
In the given question, we use formula of standard deviation,
standard deviation= √\((\frac{(R-A)^{2} }{N-1})\)
W= returns
A= Average return
Average return= 45/5= 9
Return (R-A) \((R-A)^{2}\)
14% 5 25
7% -2 4
-3% -12 144
18% 9 81
9% 0 0
45 254 total
Standard Deviation= √\({\frac{(R-A)^{2} }{N-1} }\)
= \(\sqrt{\frac{254}{4} }\)
= 7.968
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The video says only a handful of companies make eyeglasses and they mark them up 10 or 20 or more times. Markup pricing is best defined as deriving a price by _______. a. adding a predetermined percentage of the cost to the cost of the product b. charging a higher price when demand is strong c. balancing supply and demand d. determining the costs and then adding specified dollar amount or percentage of the cost to the seller's cost e. adding a flat dollar amount or percentage to the cost of the product
Answer:
Option A: Adding a predetermined percentage of the cost to the cost of the product
Explanation:
Price
This is simply refered to as money or other thing that ia used i exchanged for the right, ownership or use of a good or service.
Markup
This is commonly defined as thd difference between the cost price and the selling price of an goods or services that the business gives. it is the dollar amount listed or added to the cost of products to get the selling price. It is fondly called Gross Profit , Markup Margin or Margin, Gross Margin.
Standard Markup Pricing
This is the difference between selling price and cost. It is usually called as a percentage of cost.
The need for a markup is that business gather up expenses in order to be in a position to sell goods or services, and the markup covers these expenses and other factors
A FEATURE FILM PROMOTING ENTREPRENEURSHIP SOLD ALMOST HALF OF THE TOTAL TICKETS. TICKETS WERE PRICED AT PHP 75 FOR STUDENTS. IF THE AMOUNT COLLECTED FROM THE TICKETS WAS PHP 11,250,HOW MANY TICKETS OF STUDENTS WERE SOLD?
Answer:
150 tickets
Explanation:
Writing out needed parameters :
Price per student ticket (price of one student ticket) = PHP 75
The total revenue made from ticket sales ; (Total amount earned from the sale of student tickets) = PHP 11,250
The number of student tickets sold will be:
Total amout earned from sale / cost per ticket
PHP 11250 / PHP 75
= 150 tickets
An investment project offers $4,350 per year forever, with the first payment occurring one year from now. if the interest rate is 6%, what would you pay to participate in this project?
You would pay $72,500 to participate in this investment project, given a 6% interest rate.
How to find the amount one would pay to participate in this investment project to determine the amount one would pay to participate in this project, the following formula is used;
PV = A/r where,
PV = Present Value of the investment project
A = Annual payment
I = Interest rate
PV = 4350/0.06
PV = $72,500
Therefore, the amount that one would pay to participate in this project is $72,500.To determine the present value of the investment project that offers $4,350 per year forever, with the first payment occurring one year from now, with an interest rate of 6%, and the amount that one would pay to participate in this project would be $72,500.
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Drag each option to the correct location.
Match the scenarios to the factors that affect the labor market.
foreign direct investment
outsourcing
immigration
Each scenario should be matched to the factors that affect the labor market as follows:
Immigration: Carlos is moving from Mexico to the United States because he got a job in a bank. He had his interview last month, and the bank agreed to hire him because he was willing to work for 10% less than most American workers, even though he has the same qualifications.Foreign direct investment: A US supermarket chain is going to open a few supermarkets in Europe because a recent survey showed that the chain has a huge potential for profits in Europe.Outsourcing: A renowned US information technology firm has recently signed a contract with a company based in the Philippines. The Filipino company will handle the accounts of the US firm. The US firm made this decision to reduce labor costs.What is immigration?Immigration can be defined as the movement of a group of people from one geographical region to another geographical destination such as a city, especially in search of any of the following:
Good governanceSecurityBetter living conditions.WorkJobsSocial amenitiesWhat is a foreign direct investment?A foreign direct investment (FDI) simply refers to a type of investment which is made by an individual or business organization (investor) into an investment market that is located in another country.
In conclusion, an example of foreign direct investment (FDI) is a US supermarket chain that is planning to open a few supermarkets in a country in Europe.
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Answer:
Post Test: Free Market and Businesses
Unit: 2
Economics
Question #12
__________________________________________________________
This is 100% right because I took the test
Go to explanation for picture with answers
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∨
Explanation:
Here's the picture and I hope this helped!
Have a nice day!
State two reasons why people work
Answer:
earn money, make a change, fulfill their dreams
Explanation:
Money isn't the only reason why people work it's also for independence and have more control over their own life.
Explanation:
when you work you are also getting more skills and making more friends with people you have meet in you'r job.
During the current year, Conrad Enterprises acquired long-term available-for-sale debt securities on November 1 at $98,200 cost. At its December 31 year-end, these securities had a fair value of $94,500. This is the first and only time the company purchased such securities. The journal entry to record any necessary fair value adjustment to these available-for-sale securities on December 31 is:
The journal entry to record the necessary fair value adjustment to the long-term available-for-sale debt securities of Conrad Enterprises on December 31 is as follows:
Debit: Unrealized Holding Loss on Available-for-Sale Securities ($3,700)
Credit: Fair Value Adjustment - Available-for-Sale Securities ($3,700)
Explanation:
1. Determine the fair value adjustment: Fair Value Adjustment = Fair Value at December 31 - Cost
Fair Value Adjustment = $94,500 - $98,200 = -$3,700 (negative indicates a loss)
2. Debit the Unrealized Holding Loss on Available-for-Sale Securities account to record the decrease in the fair value of the securities.
This account is an income statement account and will be reported on the income statement.
3. Credit the Fair Value Adjustment - Available-for-Sale Securities account to offset the decrease in fair value.
This account is a contra-asset account and will be reported on the balance sheet as a deduction from the carrying value of the securities.
By recording this journal entry, Conrad Enterprises recognizes the decrease in the fair value of the available-for-sale debt securities as an unrealized loss.
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Explain how long-term profitability affects pricing.
Answer:
A price increase
Deals and promotions
Poor customer experiences
Innovation that delivers value
Explanation:
Select a product of your company. Gather historical data of monthly demand for a period of 5 years. Plot the data on a graph and determine the method that should be used for forecasting. Justify the use of the method. Develop a forecasting model and perform forecasting.
**please provide answer using Time series method** (Subject - PPC)
Assume that what has occurred in the past will continue to occur in the future
Relate the forecast to only one factor - time
Include
–moving average
–exponential smoothing
-linear trend line
A forecasting model was developed based on the historical data of monthly demand for a period of 5 years of a product of the company. Time series method was used for forecasting.
For this question, the time-series method will be used for forecasting. Time series analysis assumes that what has occurred in the past will continue to occur in the future. The time series model is the process of making forecasts based on historical data over time, assuming that what has occurred in the past will continue to occur in the future. Relating the forecast to only one factor - time. Time series forecasting models are usually based on two main assumptions. Firstly, past behavior is a good indicator of the future.
Secondly, variations from the average are random and can be determined. Two methods of time series forecasting were used, i.e., moving average and exponential smoothing. The historical data for a period of 5 years was gathered and plotted on a graph for analysis and interpretation.
The line chart showed the data plotted against time. The forecasting method that was used is based on the average of recent demand values, which are a weighted average in the case of exponential smoothing.
This is because the pattern that we see in the demand data is random, but can be represented as a weighted average of the recent demand data. This is why time series methods are so useful when dealing with random data that has some underlying pattern.
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which of the following statements is true about the relationship between business processes and information systems? group of answer choices information systems incorporate all business process activities and hence, should be developed before business processes. the relationship between business processes and information systems is one-to-one. developing information systems before business processes ensures that all activities are considered in the development process. a business process need not relate to any information system, but an information system relates to at least one business process.
A business process need not relate to any information system, but an information system relates to at least one business process, this statements is true about the relationship between business processes and information systems.
A business process is a logically related sequence of actions that specify how particular business tasks are carried out. It is a distinctive method of coordinating work, information, and knowledge inside an organization. Business processes are important for managers to be aware of since they affect how well a firm can conduct its operations and could provide a competitive edge. Each of the main business functions has its own unique business processes, but many of them are cross-functional. Information systems assist firms restructure and streamline business operations by automating certain of these procedures.
The official organizational division in charge of information technology services is the information systems department. It is in charge of maintaining the networks, data storage, hardware, and software that make up the company's IT infrastructure. The department is often led by a CIO and is made up of professionals including programmers, systems analysts, project managers, and information systems managers.
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Which career is best described by someone who organizes and tracks merchandise during storage and display?
O Wholesale Buyer
O Marking Clerk
O Purchasing Agent
O Stock Clerk
The career that is best described by when someone who organizes and tracks merchandise during storage and display is Stock Clerk. Thus option (d) is correct.
Who is Stock Clerk?A stock clerk, also known as a stockroom clerk, is a person who works in a retail or wholesale store, warehouse, or distribution center, responsible for receiving, storing, and distributing merchandise or supplies.
Their job duties may include: Receiving shipments of goods and verifying the accuracy of orders; Unloading, unpacking, and labeling items.
Stock clerks typically work under the supervision of a manager or supervisor and may use various equipment and tools, such as forklifts, hand trucks, and pallet jacks, to move and handle goods.
The Stock Clerk is the person who organizes and tracks merchandise during storage and display.
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what are some basic marketing strategies
Claim Your Business Online.
think positively.ALWAYS THINK POSITVE!!!
promote it n social media.
be loud to people to everybody be aware of your buisness.
Advertise Online.
HOPE this helps
take care have a good day
Effective service recovery efforts can lead to _____.
Effective service recovery efforts can lead to all of the following EXCEPT increased dependence on technology to prevent future service failures. Thus the correct option is A.
What is a service?Services are referred as a type of goods that is offered to someone in terms of facilities like the one received in a restaurant or shopping mall. It is a type of commodity or product that is intangible in nature, one can only feel it.
Effective service recovery efforts can lead to better satisfaction to the ultimate consumer and they feel valued and delighted. This helps in retaining them for a longer duration of time building loyalty and goodwill in the market.
Therefore, option A is appropriate.
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The complete question is Probably
Effective service recovery efforts can lead to all of the following EXCEPT
a. increased dependence on technology to prevent future service failures.
b. increased purchase intentions.
c. increased positive word of mouth.
d. lower levels of satisfaction than prior to the service failures.
e. increased customer satisfaction.
marco newest client believes ads would be the ideal platform for his services, but he's worried that his business can't afford to compete. what can marco explain about ads to ease his client's concerns?
Marco can explain that ads will provide a platform for the business to reach all the consumers.
After setting of a business there is a need to advertise the business so that more and more people come to know about the business. Marco' s client feels like his business will not be able to compete. Marco can explain to him that by using the ad platform they can increase their reach to all sections of people. Also the ad platforms provides services on a low budget and the services are well reached to people. Along with this they provide call facility so that the people can call the concerned person regarding any query of the products of business. they provide all the details of the business products to the consumers and prove to be beneficial.
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Which speaker is most likely to make high-risk investments?
Speaker A: I want to invest in
lot of different companies. You never know
when a company is going to have a surprisingly good or bad year.
Speaker B: I invest to get as much money as I can as quickly as I can. I'm not
worried about losing money at all.
Speaker C: I'm nearing retirement, so I need to make sure my investments are
safe. The worst thing that could happen would be losing all of my investments
right before I need them.
Speaker D: I'm concerned that investment is always risky. I prefer to hold onto
my money instead of investing it in companies or banks.
• A. Speaker B
• B. Speaker D
• c. Speaker C
• D. Speaker A
The correct option is Speaker B: I invest to get as much money as I can as quickly as I can. I'm not worried about losing money at all.is most likely to make the high-risk investment?
What is Investment?
Investment is the commitment of a resource to a long-term increase in value. Investment necessitates the loss of a current resource, such as time, money, or effort. In the world of finance, investing is done in order to profit from the asset being put to use.
Investments are defined as assets bought or invested in with the goal of increasing wealth and setting aside funds from salary or capital gains. The main goal of an investment is to generate additional revenue or to make money on the investment over a certain amount of time.
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b-2. what is the dollar-weighted rate of return? (hint: if your calculator cannot calculate internal rate of return, you will have to use a spreadsheet or trial and error.) (negative value should be indicated by a minus sign. round your answer to 4 decimal places.)
The rate at which the discounted cash inflow and outflow are equalized is known as a Dollar-weighted return (DWR). It is the same as the internal rate of return and the money-weighted return (MWR).
Dollar-weighted return (DWR) is calculated by subtracting the initial cost of the investment from its final value, then dividing this new number by the cost of the investment, and finally, multiplying it by 100. The various uses of Dollar-weighted return (DWR) are Measuring stock returns, Comparing alternative investments, and Capital budgeting.
The dollar-weighted return can be calculated by finding the rate that leaves the present value of the cash inflows equal to the present value of the cash outflows. The formula to calculate the Dollar-weighted return is
0 = CF0 + CF1 / (1+DWR) + CF2 / (1+DWR)^{2} +...+ CFn / (1+DWR)^{n}
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Suppose that the required reserve ratio is 20%. If saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to freda, the money supply initially:.
When the required reserve ratio is 20%. If saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to freda, the money supply initially: A. increases by $4,100
What is money supply?The money supply in macroeconomics refers to the total volume of currency held by the public at a given point in time. There are several ways to define "money," but the most common are currency in circulation and demand deposits.
The money supply is the total amount of money in circulation (cash, coins, and bank account balances). The money supply is typically defined as a collection of safe assets that households and businesses can use to make payments or hold as short-term investments.
Since the required reserve ratio is 20%. If saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to freda, money supply will be:
= $4000 + (20% × $1000)
= $4000 + $100
= $4100
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Suppose that the required reserve ratio is 20%. If Saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to Freda, the money supply initially: increases by $4,100. increases by $1,000. remains the same. decreases by $4,000
fob shipping point means title passes when the seller ships the inventory, not when the buyer receives it.
a. true
b. false
A Fob shipping point means the title passes when the seller ships the inventory, not when the buyer receives it. true
A deliver is a huge watercraft that travels the sector's oceans and different sufficiently deep waterways, sporting cargo or passengers, or in the help of specialized missions, such as defense, research, and fishing. Ships are normally distinguished from boats, based on size, shape, load ability, and reason.
Ships have supported exploration, change, battle, migration, colonization, and technology. After the fifteenth century, new crops that had come from and to the Americas via EU seafarers substantially contributed to world populace growth. deliver delivery is chargeable for the biggest element of global trade.
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Lack of economic growth is a major problem for ____ economic systems
Answer:
traditional
Explanation:
For a manufacturing company to be effective, it must Select one: a. use fewer workers while maintaining productivity. b. take less time than before to produce a given output. c. set appropriate goals and achieves them. d. generate employment for a large number of people.
Answer:
The correct answer is:
set appropriate goals and achieves them (c.)
Explanation:
In business, effectiveness refers to the quality of results from completed tasks by both employees and the manager. For effectiveness is said to occur, the results delivered must be done consistently, and in this regard, the company must set appropriate achievable time-oriented goals and achieve them within the time frame. The main idea of effectiveness is productivity, and productivity is result-oriented.
ACTIVITY 1
Multiple Choice: Choose the letter of the correct answer
1 It is all about discovering and satisfying your customers' needs and want while earning
a profit
A Marketing
B. Product C Promotion D Needs
2. These are the bundles of attributes and benefits designed to be offered to buyers to
satisfy their needs, wants, and demands
A Promotion B Products C Customer D Market
3 Making sure that they are specific and quantifiable so you can measure your progress
toward achieving them, belong to what step of marketing?
A Marketing objective B Identifying demographics C Defining place
4. What steps of marketing plan where you're referring to the entire set of activities that
inform people about your product/service?
A Marketing objective
B Choose your promotion strategy
C Develop a pricing strategy
5 Defined as the difference between what the customer gains from the product and what
the customers losses from the costs acquiring such a product
A Market
B Customer Value C Promotion
Answer:
A. Marketing.B. Products.A. Marketing objectiveB. Choose your promotion strategyB. Customer Value.Explanation:
Marketing is all about knowing what the customer wants and satisfying it by offering the relevant products.
Products are simply bundles of benefits that were designed to be able to satisfy the needs and wants of customers.
The marketing objectives specify what the goals need to be achieved when marketing so comparing reality against them helps show progress.
The promotion strategy shows the activities that will be undertaken during the marketing of your goods and services.
Finally, the customer value from a product is simply what benefit the customer received less the cost of receiving that benefit.
Read the stage direction: As the first of the mob reaches the bottom steps. The screen door opens and Goodman comes out, a man in his early forties who first greets them smiling and then letting the smile fade as he sees the faces. Based on the stage direction, what should the reader visualize? *
a group of people calmly approaching Goodman’s home
a group of confused people rushing to safety at Goodman’s home
a group of angry people approaching Goodman’s home
a group of people rushing to save Goodman from the outage
Answer:
C.
Explanation:
A group of angry people. L(-_-)\
\
Answer:c lol angry people
Explanation:
The person being interviewed is known as:
A. potential employee
B. employee
C. job applicant
D. interviewee
Answer:
D
Explanation:
Which of these people is most likely a freelancer?
a.Zoey, who writes and films video ads for small towns tourism agencies
b.Zane, who works part-time at a fast food restaurant
c. Carson, who builds birdhouses from scratch and sells them at craft shows
d. Carey, who does purchasing for a university bookstore and student union
Answer:
D and ignore this just random stuff aishdbsskw
What is the ultimate aim of customer relationship management? O A. To establish brand equity OB. To maintain high customer loyalty O C. To produce high customer profitability D. To increase share of customer O E. To produce high customer equity
The ultimate aim of customer relationship management is to produce high customer equity.
What is customer equity and how does it relate to the aim of customer relationship management?Customer equity refers to the total value of a customer's lifetime relationship with a company. It takes into account factors such as customer loyalty, profitability, and the share of customer's wallet that a company captures.
Customer relationship management (CRM) aims to enhance customer equity by strategically managing and nurturing customer relationships.
CRM focuses on establishing brand equity, maintaining high customer loyalty, producing high customer profitability, and increasing the share of customer's wallet.
By building strong relationships with customers, companies can increase customer satisfaction, encourage repeat purchases, and generate positive word-of-mouth referrals. This leads to higher customer loyalty and retention rates.
Furthermore, by understanding customer preferences and behavior through effective CRM strategies, companies can personalize their offerings and improve customer satisfaction.
This, in turn, leads to increased customer profitability and long-term value for the company.
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What are two major advantages and two major disadvantages of having unions in the United
States? Explain each advantage or disadvantage.
Answer:
two major advantages of unions:
1. we get more items from different countries
2. Unions promote higher wages and better benefits
two major disadvantages:
1. Labor unions discourage individuality
2. Unions can drive up costs as well as making it harder to promote and terminate workers.
If the economy is in long run equilibrium with 6% inflation and 3% economic growth, and the federal reserve permanently decreases the rate of money supply growth, the long run result will be….
If the economy is in long-run equilibrium with 6% inflation and 3% economic growth, and the federal reserve permanently decreases the rate of money supply growth, the long-run result will be A) the Solow Growth Curve shifts to the right.
A frame is said to be in equilibrium if it does now not reveal an exchange in its rest or uniform movement, even below the effect of external forces. Forms of equilibrium: strong equilibrium. Unstable equilibrium.
The three characteristics of equilibrium are: The ahead rate and the reverse charge need to be identical. The value of the equilibrium regular does now not exchange at a given temperature but adjusts as the price of temperature adjustments. There's no effect on equilibrium by using a catalyst.
Equilibrium is achieved when the forward charge of a response is identical to the opposite fee of a response. This very simple precept may be discovered in a closed container of liquid. In the box the liquid has vapor stress this is prompted by using the pressure above the liquid.
Disclaimer: The question is incomplete. Please read below to find the missing content.
Question: If the economy is in long-run equilibrium with 6% inflation and 3% economic growth, and the Federal Reserve permanently decreases the rate of money supply growth, the long-run result will be...
A) the Solow Growth Curve shifts to the right.
B) An inflation rate of less than 6%, and an economic growth rate of 3%.
C) An inflation rate greater than 6% and economic growth of 3%.
D) An inflation rate greater than 6% and economic growth greater than 3%.
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Do you think JNK should be more ethical? Explain your answer.
Answer:
"god is a woman"
Explanation:
"and its megan thee stallion"
5.
An efficient economy is one that
Ouses its resources to make the most goods and services.
Ohas very few people who do not work for a living.
Omake it possible to increase an economy's output.
Omakes the best use of all its goods and services.
I
as a pension fund manager at heitman capital management , you are considering three mutual funds. the first is a stock fund, the second is a long-term government and corporate bond fund, and the third is a t-bill money market fund that yields a sure rate of 5.0%. the probability distributions of the risky funds are:
Stock Fund The stock fund has a potential return of 7.5% with a probability of 0.4, a return of 10% with a probability of 0.3, and a return of -2% with a probability of 0.3.
What is stock fund?A stock fund is an investment fund that invests in stocks, otherwise known as equity securities. These funds are professionally managed and can provide investors with diversified exposure to the stock market. Stock funds can be actively managed, with the fund manager actively selecting which stocks the fund will invest in, or passively managed such as index funds, which track a specific stock index.
Long-Term Government and Corporate Bond Fund
The long-term government and corporate bond fund has a potential return of 4.5% with a probability of 0.5, a return of 7% with a probability of 0.2, and a return of 2% with a probability of 0.3.
T-bill Money Market Fund
The T-bill money market fund has a sure rate of return of 5.0%.
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