Exclusions are situations for which an insurance provider declines to offer coverage. To protect the company against losses, certain circumstances are not included in the covered event.
What are Insurance?
In the context of insurance, exclusions relate to specific clauses in a policy that deny coverage for costs brought on by the occurrence of a particular event. Exclusions in insurance help keep rates reasonable by eliminating the possibility of significant payouts for a small number of covered people who are at risk for uncommon catastrophic events.Contracts for life insurance have specific requirements that must be met in order for the claim to be deemed genuine. In the event of the insured's death, the insurance company is typically responsible for paying the claim amount.To know more about Insurance visit:
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elizabeth pays interest only until the final payment when the principal is paid off. what type of loan is this?
The type of loan which Elizabeth taken is Interest-Only Mortgage .
What is interest only mortgage?A mortgage that requires the mortgagor (the borrower) to pay just the interest on the loan for a predetermined length of time is known as an interest-only mortgage. Either a lump sum repayment of the principle at a designated time or a series of payments are made in exchange.A mortgage that permits you to make interest-only payments for the first few years is known as an interest-only mortgage (IO mortgage). Following that time, you have the option of refinancing, making a lump sum payment for the remaining balance, or starting a regular monthly payment schedule.Simple (regular), accruing, and compound interest are the three different types of interest. The borrower is responsible for paying the interest set by the two parties when money is borrowed, typically in the form of a loan.
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Which best describes a central bank’s primary goals?
Limiting inflation and reducing unemployment.
Reducing unemployment and maintaining cash flow.
Controlling stagflation and reducing unemployment.
Managing credit and ensuring the money supplies liquidity.
Answer: A-limiting inflation and reducing unemployment
Explanation: edeg2020
The primary goal of the central bank of a country is to:
Limiting inflation and reducing unemployment.What is the central bank?The central bank is the highest bank of the country. This is the bank that is in charge of all other banks in the nation.
The bank is responsible for the control of the country's currency. They are also responsible for the supply of liquidity.
But their main function in the economy is to Limit inflation and reduce unemployment.
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What does a computer forensic specialist do?
Design home security systems
Design large security systems for businesses
Work in network and computer security
Hack into computer systems
Answer:
a computer forensics specialist is an information technology professional who collects and analyzes data from computers and electronic media to be used as legal evidence in criminal investigations.
Explanation:
3rd sentence
Question 1 The term accessibility refers to the design of products, devices, services, or environments for _______.
The term accessibility refers to the design of products, devices, services, or environments for people who experience disabilities. This is further explained below.
What is accessibility ?Generally, Products, tools, services, and settings that are accessible are those that are created with individuals with disabilities in mind.
In conclusion, Products, gadgets, services, and places that are accessible are those that are designed with individuals with disabilities in mind.
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suppose a distribution center serves a number of retail stores. the demand at each retail store is mutually independent, with the same daily standard deviation of 10 units. the daily demand standard deviation at the distribution center is measured at 50 units. how many retail stores does the distribution center serve?
The distribution center serves 25 retail stores, assuming that the standard deviation of demand is equal to the square root of the sum of the squares of the standard deviations of each retail store.
This calculation is based on the assumption that the demand at each retail store follows a normal distribution with the same standard deviation of 10 units. By the properties of normal distributions, the variance of the sum of independent normal variables is equal to the sum of the variances.
Thus, the variance of the demand at the distribution center is equal to the sum of the variances of the demand at each retail store, which yields a standard deviation of 50 units. Solving for the number of retail stores yields 25.
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It is only necessary to underline vocabulary words identified in a test question. Please select the best answer from the choices provided T F?
Answer:
The answer you are looking for is false
Explanation:
Got it right edge 2021
Answer:
False
Explanation:
Edge 2021
________________________ 1. defense agreements among nations ________________________ 2. an understanding among nations ________________________ 3. information designed to influence people ________________________ 4. the line of battle ________________________ 5. an agreement to end the fighting ________________________ 6. the gathering of resources and preparations for war ________________________ 7. people who believe industries should be publicly owned ________________________ 8. a person opposed to the use of violence ________________________ 9. opposition ________________________ 10. spying ________________________ 11. secret action to damage a war effort ________________________ 12. payment for damage caused by war
The terms explained below relate to the International Agreement and Political System which are usually derived from the occurrence of international conflict or war.
Terms Used International Agreement Political System1. Alliance system refers to defense agreements among nations.
The Alliance system also refers to international defense treaties.
2. Entente is an understanding among nations.
Entente can also be referred to as a treaty between nations.
3. Propaganda refers to information designed to influence people.
Therefore, information intended to persuade individuals is referred to as propaganda.
4. Front refers to the line of battle.
The front also refers to the combat line.
5. Armistice refers to an agreement to end the fighting.
Armistice can also be referred to as a cease-fire agreement.
6. Mobilization refers to the gathering of resources and preparations for war.
Mobilization, therefore, refers to the act of accumulating resources and making military preparations for war.
7. Socialists are people who believe industries should be publicly owned.
Socialists, therefore, think that industries should be owned by the government.
8. Pacifist is a person opposed to the use of violence.
A pacifist is someone who is against the use employment of force.
9. Dissent refers to opposition.
10. Espionage refers to spying.
11. Sabotage refers to a secret action to damage a war effort.
Sabotage is therefore a covert operation used to harm a combat effort.
12. Reparation refers to payment for damage caused by war
This implies that the term "reparation" refers to the payment of damages incurred as a result of a war.
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Management is considering replacing its blending equipment. The annual costs of operating the old equipment are $250,000. The annual costs of operating the new equipment are expected to be $220,000. The old equipment has a book value of $35,000 and can be sold for $25,000. The cost of the new equipment would be $260,000. Which of these amounts should be considered a sunk cost in deciding whether to replace the old equipment
Answer:
$250,000
Explanation:
Since the purchase cost of an old equipment is already incurred and it does not have any kind of impact in decision making so this cost would be considered as the sunk cost i.e. $250,000
The operating cost of old & new equipment would be relevant for calculating the annual cost savings and the current selling value of the old equipment would also be relevant as salvage value
Therefore $250,000 would be considered
which of the following are characterised by a low level of both creation and consumption, and are considered passive users with short attention spans?.
lurkers are passive users with short attention spans, who primarily observe and consume content without actively contributing.
The group of individuals characterized by a low level of both creation and consumption, and are considered passive users with short attention spans are known as lurkers. Lurkers are individuals who observe and consume content on online platforms without actively participating in discussions or creating their own content. They typically prefer to remain in the background and do not engage in conversations or contribute their ideas. Lurkers may have limited attention spans and tend to consume information quickly without actively participating or providing feedback.
In conclusion, lurkers are passive users with short attention spans, who primarily observe and consume content without actively contributing.
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An individual who would like to become an entrepreneurial database administrator would most likely start a business by _________________.
Question 1 options:
freelance writing for different companies
creating a startup computer repair business
offering database development and design services
begin painting abstract art
An entrepreneurial database administrator would most likely start a business by offering database development and design services.
Who is an entrepreneur?An entrepreneur is a person that take a risk of setting up a business or businesses and taking on financial risks so as to make profit.
Therefore, as entrepreneurial database administrator, one would need to broaden his knowledge on database development.
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The ___ inkblot test employs a series of inkblot cards designed to reveal a person's unconscious desires, fears, and conflicts.
The Rorschach inkblot test employs a series of inkblot cards designed to reveal a person's unconscious desires, fears, and conflicts.
This psychological test, developed by Hermann Rorschach in the early 20th century, is based on the principle that individuals will project their thoughts and feelings onto ambiguous stimuli, such as the inkblot images.
During the test, the individual is presented with a series of inkblot cards, one at a time, and asked to describe what they see in each image. The responses are then analyzed based on various factors, including content, location, determinants, and popular responses. These interpretations provide insights into the individual's perception, thought processes, emotional state, and underlying psychological dynamics.
The Rorschach inkblot test is rooted in the psychodynamic theory, which suggests that individuals' perceptions are influenced by their unconscious mind. By presenting the individual with unstructured stimuli, the test aims to tap into their unconscious thoughts and feelings, allowing the examiner to gain a deeper understanding of their inner world.
It is important to note that the Rorschach test is a complex and nuanced assessment tool that requires extensive training and expertise to administer and interpret accurately. The test results are subject to multiple interpretations, and the examiner considers various factors to derive meaningful insights.
Overall, the Rorschach inkblot test provides a unique window into the individual's unconscious mind, allowing psychologists to explore their innermost thoughts, desires, fears, and conflicts. It is often used in clinical settings to aid in the assessment, diagnosis, and treatment planning for individuals with psychological disorders.
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A share of stock sells for $50 today. It will pay a dividend of $6 per share at the end of the year. Its beta is 1.2. What do investors expect the stock to sell for at the end of the year? Iam buying a firm with an expected perpetual cash flow of $1,000 but am unsure of its risk. If I think the beta of the firm is .5, when in fact the beta is really 1, how much more will I offer for the firm than it is truly worth?
Investors expect the stock to sell for more than $56 ($50 + $6) at the end of the year. As a result, you would likely offer more for the firm than it is truly worth, as you are overestimating the firm's expected return and underestimating its risk
Investors expect the stock to sell for more than $50 at the end of the year. Since the stock has a beta of 1.2, this suggests that its price will move more than the overall market. Therefore, the stock's price is expected to increase by more than the overall market's rate of return, plus the dividend of $6 per share.
The beta of the firm is a measure of its risk. The higher the beta, the higher the risk. Therefore, if you think the firm has a beta of .5 when in fact it has a beta of 1, this means you are underestimating the risk of the firm. As a result, you would likely offer more for the firm than it is truly worth, as you are overestimating the firm's expected return and underestimating its risk.
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The histogram and box plots below show the distribution of finishing times for male and female winners of the New York Marathon between 1970 and 1999.
Answer:
Kindly check explanation
Explanation:
A.)
From the histogram, the number of runners who made a certain range of Runtime can be easily deduced on the y-axis of the histogram, which isn't possible on the boxplot.
Summary statistic such as lower quartile, median and upper quartile statistics including outliers can be deduced easily from the boxplot.
B.)
Bimodal distribution occurs when two different groups or class have the highest number of values in a distribution.
C.)
The distribution of marathon times for men is fairly normally distributed while that if women is skewed.
The minimum and maximum values in the women's distribution is greater than the minimum and maximum values in the men's distribution.
The women's distribution has greater variance than the men's distribution. (greater range value).
if you are filing single using the standard deduction of $12,500 and have no adjustments, itemized deductions, or tax credits.
If you are filing single using the $12,500 standard deduction and have no adjustments, itemized deductions or tax credits, your annual taxable income will be determined by subtracting the $12,500 standard deduction from your total income.
What would your tax rate look like?Assuming your total annual income is $40,000, your taxable income will be your total income minus the standard deduction, in which case it would be:
$40,000 - $12,500 = $27,500.Therefore, despite the calculation, your annual tax rate will be directly influenced by the tax ranges defined by the government in that period.
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Comparing text and lecture notes helps the student to find the similarities among important topics that may be on a test. Please select the best answer from the choices provided T F
Answer: T
Explanation: I just took the test and I got it right.
Answer:
TRUE
Explanation:
For over 40 years, Golden Creamery has been mixing up fresh, gourmet ice cream for customers. The company originated in Dallas and now boasts stores in 35 states. The business has primarily expanded by selling franchises to qualified candidates. Golden Creamery executives realize that the firm's success depends upon the success of each franchise. In the past, each individual franchise owner determined the best method for screening applicants. However, as the firm grows, Golden Creamery executives want to standardize the hiring process by requiring all franchisees to use the same preemployment tests, Which of the following, if TRUE, supports the argument that Golden Creamery should require franchise owners to use the firm's preemployment tests?
A. Hourly employees at Golden Creamery stores typically remain with the company long enough to be promoted to management positions.
B. Golden Creamery uses a series of videos to train new hires as well as a mentoring program that has proven successful in the past.
C. Individuals interested in working at a Golden Creamery store can complete online applications on the firm's website
D. Annual turnover rates for hourly employees of Golden Creamery stores are three times the rate of comparable businesses.
Answer: D
Explanation: High turnover rates suggest that Golden Creamery has problems hiring the most appropriate employees, which supports the implementation of a testing program. If hourly workers remained at the firm for a long time, then that would suggest the firm's current hiring practices do not need to be modified.
Sales tax is calculated by multiplying the price of an item by the
withholding amount
income tax
tax rate
Answer:
tax rate
Explanation:
got it right on test
What types of planning can be done to improve a nation’s economy?
A nation can undergo ____ planning or ___ planning in order to improve its economy.
Answer:
A nation can undergo long-term planning or constructive planning in order to improve its economy. Long-term planning involves setting goals and implementing policies that will have an impact over a period of several years. This type of planning may involve investments in education, infrastructure, and research and development, among other areas. Constructive planning involves implementing policies that encourage economic growth and development, such as reducing barriers to trade, promoting entrepreneurship and innovation, and investing in key industries. These types of planning can help a nation to create jobs, increase productivity, and improve living standards for its citizens. THANK YOUWhat expenses do you need to budget for if you choose to buy a home? Check all that apply.
A. a mortgage payment
B. a rent payment
C. homeowners insurance
D. renters insurance
E. property taxes
F. a security deposit
G. a down payment
H. utility payments
If you choose to buy a home, you will need to budget for the following expenses:
A mortgage payment (A): This is the monthly payment you make to the lender to pay off the loan you took out to purchase the home. It typically includes both the principal (the amount you borrowed) and the interest (a fee charged by the lender for lending you the money).Homeowners insurance (C): This insurance protects your home and belongings in the event of damage from natural disasters, accidents, or theft. It is typically required by mortgage lenders and is usually paid for annually or semi-annually.Property taxes (E): These are taxes that you pay to the government based on the value of your property. The tax rate and frequency of payment vary depending on where you live.A down payment (G): This is the initial payment you make towards the purchase of your home, which is typically a percentage of the home's purchase price. The larger the down payment, the lower your monthly mortgage payment will be.Utility payments (H): These are payments for services such as electricity, water, gas, and internet, which you will need to pay monthly.You do not need to budget for a rent payment or renters insurance if you are buying a home. However, if you are renting a home or apartment, you will need to budget for rent payments and renters insurance. A security deposit may also be required when renting, which is typically a one-time payment equal to one month's rent.
What expenses do you need to budget for if you choose to buy a home? Check all that apply.
✔️ a mortgage payment
❌ a rent payment
✔️ homeowners insurance❌ renters insurance
✔️ property taxes❌ a security deposit
✔️ a down payment✔️ utility paymentsI Took Assignment And Have a Nice Day.
prepare a double entry ledger entries January 3 took out of the cash till$50 and put into the business by cheque Jan 4 the proprietor put a further$5000 in to business by cheque .please I need it quick
Explanation:
In the first entry, $50 is taken out of the cash till and put into the business as drawings. The effect is a decrease in the cash balance and an increase in the drawings account.
In the second entry, the proprietor puts a further $5000 into the business by cheque. The effect is an increase in the capital account and an increase in the bank balance.
It's important to note that "Drawings" and "Capital" are the accounts used to record the personal transactions of the business owner in this case, it is assumed that the business is a proprietorship. Other forms of business may have different accounts to record the personal transactions of the owne
Jobs sights on the internet tend to be all alike. True or false?
Please help I’ll give Brainly to the best answer thanks!
Answer: True
Explanation:
all of the following contributed to the rise of industrialization in western europe and north america during the nineteenth century except___ eographic distribution of coal and iron
legal protection of private property
improved agricultural productivity
increased rights for laborers
All of the following contributed to the rise of industrialization in western Europe and North America during the nineteenth century except increased rights for laborers.
What are the factors that contributed industrialization?The Agricultural Revolution, the population boom, and Great Britain's advantages were the three principal drivers of the Industrial Revolution. Due to better farming practices, population increase, and Great Britain's advantages, which affected nations all over the world, the Industrial Revolution is seen as a key period of time.
The presence of a sizable labor force, an availability of natural resources, a growing economy, & political stability all played a role in Britain's industrialization.
Hence, the appropriate response is option D.
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The ongoing globalization of business activities has given rise to the need for consistent and comparable financial statements for companies in different countries. The FASB and IASB recognize a need for:_______.
Answer:
internationally comparable financial information.
Explanation:
The FASB refers to the financial accounting standards board while on the other hand, the IASB refers to the International accounting standard board. These two boards are related to accounting.
The FASB focused on the U.S accounting standards while the IASB focused on global standards
Here in the given situation, the comparison is to be done in different countries so the above should be considered as an answer
One of Coppertone's marketing tactics is the sponsorship of the men's and women's Olympic soccer teams. To many of the over 3 million boys and girls playing youth soccer in the United States, the U.S. Olympic soccer teams are a(n) ________ group.
One of Coppertone's marketing tactics is the sponsorship of the men's and women's Olympic soccer teams. To many of the over 3 million boys and girls playing youth soccer in the United States, the U.S. Olympic soccer teams are a(n) aspirational group.
To many of the over 3 million boys and girls playing youth soccer in the United States, the U.S. Olympic soccer teams are an aspirational group. These young players may look up to the Olympic teams as role models and aspire to one day play at that level themselves. The sponsorship of the Olympic soccer teams by Coppertone could potentially inspire these young players to use Coppertone products to protect their skin while playing soccer, as they see their favorite players using them.
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what are the importance of a scale ?
Answer:
The importance of scale is given below.
Explanation:
Scale becomes making it more effective also because of the severity of the challenges faced throughout environments including certain reducing inequality, the community, gender inequality as well as infrastructure need on-scale approaches. They are therefore merge-border in natural surroundings and therefore not based exclusively towards one venue.A restaurant that serves $1400 a day in meals to 140 customers with an average cost of goods sold per unit at $7.00.
What is the average unit of sale for this business?
Answer:
=$10
Explanation:
The average unit of sales will the total serves per day divided by the total number of customers.
= $1400/140
=$10
The average unit of sale is $10
i believe this is business but idk but if anyone could help me with this that would be amazing
The correct answer is a Car salesman
Explanation:
Event planners are professionals in planning and organizing events, which includes weddings, conferences, birthday parties, festivals, among others. Moreover, planning events involves multiple elements such as music, food, decoration, among others and this makes event planners be in contact with vendors (companies or people that sell specific products or services).
In this context, an event planner is likely to be in contact with musicians because music is an essential element in many events, caterers because food is quite common in events, and florists because flowers are often used as part of the decoration. However, it is not likely event planners are in contact with a car salesman because most events do not require buying cars and this is not a common element in events.
Which of the following is NOT one of the four reasons that we study OM?
A. we want to know how goods and services are produced
B. it is one of the three major functions of any organization
C. we want to understand what marketing managers do
D. it is such a costly part of an organization
A. Want to know how goods and services are produced is not one of the four reasons that we study OM.
Studying Operations Management (OM)Studying Operations Management (OM) is a critical part of understanding how organizations operate. OM focuses on the coordination of activities, the use of resources, and the creation of value. There are four main reasons why we study OM.
We study OM to understand how organizations obtain resources. This includes:
Both physical resources such as raw materials and labor, as well as intangible resources such as financial capital, technology, and information. By understanding how organizations acquire their resources, we can better anticipate their needs and opportunities.Learn more about Studying Operations Management at: https://brainly.com/question/14598400
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traditional kitchen created.when a special was absent, it was a problem. how does a morden kitchen use cross training to solve that problem?
Answer: In a modern kitchen, cross-training is a common solution to address the problem of staff shortage or absence.
Explanation: In a modern kitchen, cross-training is a common solution to address the problem of staff shortage or absence. Cross-training involves training staff members to be proficient in multiple roles within the kitchen. This allows for more flexibility in scheduling and ensures that the kitchen can continue to operate efficiently even when a key staff member is absent.
For example, if a chef is absent, a line cook who has been cross-trained can step up and take over the chef's responsibilities. Similarly, if a dishwasher is absent, a prep cook who has been cross-trained can take over the dishwashing duties. This helps to ensure that the kitchen runs smoothly and that service is not disrupted.
Cross-training also has other benefits for the kitchen. It can increase employee morale by giving staff members the opportunity to learn new skills and take on new challenges. It can also help to create a more cohesive team by breaking down barriers between different roles within the kitchen.
Overall, cross-training is a valuable tool for modern kitchens to address the problem of staff shortages or absences, and it can lead to a more efficient and productive kitchen environment.
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_____ is a term that describes an organization that uses knowledge as a basis for competitive advantage. a learning organization.
A learning organization is a term that describes an organization that uses knowledge as a basis for competitive advantage.
A learning organization is a term used to describe an organization that continuously seeks to acquire knowledge, develop new skills, and improve its overall performance. In a learning organization, employees are encouraged to learn and grow, and the organization fosters an environment of collaboration, experimentation, and innovation.
This approach allows the organization to adapt to changes and remain competitive in a rapidly evolving business landscape. By using knowledge as a basis for competitive advantage, a learning organization can achieve sustainable growth and success.
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--The complete question is, _____ is a term that describes an organization that uses knowledge as a basis for competitive advantage.--