All of the above.
A surety bond is a type of contract between three parties: the obligee, the principal, and the surety. The obligee requires the principal to provide a surety bond or bond guarantee so the principal will fulfill their obligation. The bond covers the loss for any damages sustained by the obligee because of the principal's failure to perform. Surety bonds can be applicable to anything from construction projects and watercraft to covering the loss of funds associated with contracts.
What is the book The Goal about?
The Goal is a business novel that preaches a simple but insightful truth: productivity is the act of bringing a company closer to its goal.
The goal of economics is to study how societies allocate scarce resources to fulfill unlimited human wants and needs. The fundamental challenge of economics is that resources such as labor, capital, and land are limited, while human wants and needs are seemingly endless.
Economists aim to understand how individuals, businesses, and governments make decisions about how to allocate resources, and how these decisions affect the production, distribution, and consumption of goods and services. They also study how markets work and how they can be influenced by government policies, as well as the role of institutions, such as banks, in facilitating economic activity.
Ultimately, the goal of economics is to help societies achieve an efficient and equitable allocation of resources to maximize societal welfare, which includes both material well-being and quality of life.
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Which of the following curves is not U-shaped?
Multiple Choice
a. MC
b. AFC
c. AVC
d. ATC
The AFC curve is not U-shaped. It is a downward-sloping curve that continuously decreases as output increases. This is because fixed costs are spread over a larger quantity of output as production increases, leading to a decrease in average fixed cost.
On the other hand, the other curves mentioned in the options are U-shaped:
a. MC (Marginal Cost) curve: It initially decreases, reaches a minimum point, and then starts increasing. It is U-shaped because marginal costs tend to decrease as production increases due to economies of scale and then increase due to diminishing returns and diseconomies of scale.
c. AVC (Average Variable Cost) curve: It is also U-shaped. It decreases initially due to economies of scale and then increases due to diminishing returns and diseconomies of scale.
d. ATC (Average Total Cost) curve: It is U-shaped because it is the sum of AFC and AVC. As AVC and AFC curves intersect, the ATC curve reaches a minimum point and then starts increasing.
Therefore, the correct answer is b. AFC.
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Draw a curve that shows the multiplier effect that returns the economy to full employment. Label it AD1. Draw a point at the full-employment equilibrium. Choose the correct statement. A. If real GDP is below potential GDP, discretionary fiscal policy can be used in an attempt to restore full employment. B. If real GDP is below potential GDP, the government can use either discretionary or automatic fiscal policy in an attempt to restore full employment. C. An equal increase in government expenditure and taxes cannot move the economy back to full employment. D. A decrease in taxes will increase aggregate demand, but because the tax multiplier is smaller than the government expenditure multiplier, the economy will not return to potential GDP.
To answer your question about the curve that shows the multiplier effect returning the economy to full employment and choosing the correct statement:
1. Draw a curve that represents aggregate demand (AD1) and label it.
2. Draw a point at the full-employment equilibrium.
Now, let's analyze the statements:
A. If real GDP is below potential GDP, discretionary fiscal policy can be used in an attempt to restore full employment.
B. If real GDP is below potential GDP, the government can use either discretionary or automatic fiscal policy in an attempt to restore full employment.
C. An equal increase in government expenditure and taxes cannot move the economy back to full employment.
D. A decrease in taxes will increase aggregate demand, but because the tax multiplier is smaller than the government expenditure multiplier, the economy will not return to potential GDP.
The correct statement is B. If real GDP is below potential GDP, the government can use either discretionary or automatic fiscal policy in an attempt to restore full employment. This is because both types of fiscal policies can be effective in increasing aggregate demand and closing the output gap, leading to full employment.
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Removing workplace barriers for women and accommodating employees who are physically challenged are ways a business can contribute to (a)environmental protection (b) job safety © workplace diversity (d) employee wellness
Answer:
workplace diversity
Explanation:
Workplace diversity is the term used to describe a workplace whose employees are composed of varying characteristics, such as gender, age-group, race, ethnicity, sexual orientation, and other attributes. Workplace diversity is achieved through the employer’s deliberate actions to incorporate people from diverse backgrounds.
Workplace diversity improves a company’s reputation and brings on board various perspectives in decision making. It also adds creativity and problem-solving skills to the company.
Firms measure the success of a new product by its sales ________, customer acceptance and its satisfaction of the firms financial requirements
Firms measure the success of a new product by its sales performance, customer acceptance and its satisfaction of the firms financial requirements
When a firm launches a new product, it is important to measure its success to determine if the investment made in the product was worthwhile.
There are several metrics that a firm can use to measure the success of a new product, and these metrics are typically related to the product's sales performance, customer acceptance, and financial performance.
Sales performance is an important metric for measuring the success of a new product. Firms can evaluate the sales figures of the new product and compare them to the forecasted sales figures to determine if the product is meeting its sales targets.
Customer acceptance is another important metric that firms use to measure the success of a new product. Firms can gather customer feedback through surveys and other methods to evaluate if customers are satisfied with the new product.
Finally, a firm's financial requirements are also an important consideration when measuring the success of a new product. Firms need to ensure that the product is generating enough revenue and profits to cover the costs of development and production, and to provide a return on investment.
By evaluating these metrics, firms can determine if a new product is successful and decide if further investment in the product is warranted.
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Upload your Environmental Regulations project below.
Answer:
Environmental regulations are government policies and laws that aim to protect the environment and human health by controlling and minimizing the release of harmful pollutants and substances into the air, water, and land. These regulations can take the form of standards, guidelines, or restrictions that are designed to reduce the negative impacts of human activities on the environment.
Here are some examples of environmental regulations:
Clean Air Act: This act regulates the emissions of air pollutants from both stationary sources (such as factories and power plants) and mobile sources (such as cars and trucks). It also sets standards for air quality and requires the EPA to monitor and report on air pollution levels.
Clean Water Act: This act regulates the discharge of pollutants into the nation's surface waters, such as lakes, rivers, and streams, and sets water quality standards. It also requires permits for certain discharges and provides for enforcement of the standards.
Resource Conservation and Recovery Act (RCRA): This act regulates the management of hazardous and non-hazardous solid waste, including the treatment, storage, and disposal of these wastes.
Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA, or "Superfund"): This act provides for the cleanup of hazardous waste sites and holds responsible parties accountable for the costs of the cleanup.
Endangered Species Act: This act protects endangered and threatened species and their habitats by regulating activities that may harm them.
The implementation and enforcement of environmental regulations is usually the responsibility of environmental agencies, such as the Environmental Protection Agency (EPA) in the United States.
Overall, environmental regulations play a crucial role in protecting the environment and public health, and are essential for ensuring that human activities are carried out in a sustainable manner.
What is the latest actual share count reported in the 2013 Colgate-Palmolive 10-K? Please provide your answer without comma separator or decimal (Ex: 23456326563) All reports required to can be found online at sec.gov.
I cannot directly access websites or external resources. However, I can guide you on how to find the information you need. Visit sec.gov and search for Colgate-Palmolive's 2013 10-K report. Look for the "Common Stock" section in the document, and you'll find the actual share of companies count as of the end of 2013. Make sure to provide the answer without comma separators or decimals as requested.
The latest actual share count reported in the 2013 Colgate-Palmolive 10-K is 918,058,506. The answer without comma separator or decimal is 918058506.What is the actual share count? The actual share count is the number of shares that a company has issued and that are currently outstanding. It is important to know this number for calculating financial ratios such as earnings per share (EPS) and price-to-earnings (P/E) ratio. In the 2013 Colgate-Palmolive 10-K report, the latest actual share count reported was 918,058,506. This number represents the total number of shares outstanding as of the date of the report. It is important to note that this number may have changed since the report was filed, as companies can issue or buy back shares over time. The answer without comma separator or decimal is 918058506.
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Which of the following statements about check cashing companies is FALSE?
1. They charge low fees.
2. They offer bad deals where you'll owe a lot more than you borrowed.
3. They can take a percentage of your check on top of fees.
4. They make it easy to fall into a loan cycle that is hard to get out of.
Which is not one of the main sections of a resume?
A. contact information
B. salary requirement
C. education
D. work experience
Answer:
B. salary requirement
Explanation:
Salary is typically posted in the job description or negotiated by the employer/employee as part of the hiring process
All of the following are true regarding viatical settlements, EXCEPT:
Select one: a. A terminally or chronically ill insured can sell their life insurance policy to a third party in exchange for payment of a large portion of the death benefit. b. Viatical settlements are a type of life insurance contract. c. In a viatical settlement, the third party that purchases the insured's life insurance policy is termed the viatical settlement provider, and the insured is termed the viator. d. The portion of the death benefit the viator receives in a viatical settlement ranges from 50 to 80 percent of the death benefit.
B. Viatical settlements are not a type of life insurance contract; rather, they involve the sale of an existing life insurance policy to a third party.
The other statements are true regarding viatical settlements. These settlements are often used by individuals who are terminally or chronically ill and in need of funds for medical expenses or other financial obligations. The third party who purchases the policy, the viatical settlement provider, pays the insured a lump sum in exchange for the policy's death benefit. The percentage of the death benefit the viator receives in a viatical settlement can vary but typically ranges from 50 to 80 percent. Viatical settlements are regulated at the state level and have specific requirements that must be met to ensure consumer protection.
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make an advertisement for an existing product
The most effective method to Make a Promotion
Pick Your Interest group.
Lead Advertising Exploration.
Pick Your Foundation.
Settle on a Tight spending plan.
Create a Message.
Get Individuals Talking.
Conclude What You're Building.
Incorporate a CTA.
Remember the Subtleties
Make Test Promotions
Foster Inventive Resources
Decide Estimations of Achievement and Set Up Following
Send off Your Promotion
Track and Break down Execution
Make Changes, Wash, Rehash
true or false: hospitals that solicit contributions and provide some charitable care can be considered pure charities.
True.Hospitals that solicit contributions and provide some charitable care can be considered pure charities. A pure charity is an organization that exists for the purpose of providing benefits to the public, rather than for the benefit of its members or owners.
In the case of hospitals, providing charitable care to those who cannot afford it is one way that they benefit the public.
To be considered a pure charity, an organization must meet certain requirements, including providing a public benefit, operating exclusively for charitable purposes, and being organized as a non-profit entity. Hospitals that provide a significant amount of charitable care, typically defined as care provided at little or no cost to patients who cannot afford it, may be eligible for tax-exempt status as a charitable organization under Section 501(c)(3) of the Internal Revenue Code.
However, hospitals that provide charitable care may also face challenges in maintaining their tax-exempt status if they are perceived as providing insufficient charity care or if they engage in certain activities that are not considered charitable, such as excessive executive compensation or lobbying activities.
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Note that common work styles are listed toward the top, and less common work styles are listed toward the bottom. According to O*NET, what are common work styles needed by Stationary Engineers? Check all that apply.
integrity
social
dependability
independence
artistic
1. Define Trade, Import and Export
2. List items the U.S. imports and exports.
Answer:
food and clothing
Explanation:
import is to bring things from a different country for sale. export is to give things to a different country or place for sale. trade is to transfer or exchange something from a different country.
in preparing its cash flow statement for the year ended december 31, 2024, red company gathered the following data: gain on sale of land $ 12,000 proceeds from sale of land 20,000 purchase of blue, incorporated bonds (face value $200,000) 360,000 decrease in discount on bonds payable 4,000 cash dividends declared 90,000 cash dividends paid 76,000 proceeds from sales of red company common stock 150,000 in its december 31, 2024, statement of cash flows, what amount should red report as net cash outflows from investing activities?
Hi! Based on the provided information, Red Company should report the following net cash outflows from investing activities in its December 31, 2024, statement of cash flows:
1. Proceeds from the sale of land: +$20,000 (cash inflow)
2. Purchase of Blue Incorporated bonds: -$360,000 (cash outflow)
To calculate the net cash outflows from investing activities, subtract the cash outflow from the cash inflow:
Net cash outflows from investing activities = $20,000 - $360,000 = -$340,000
So, Red Company should report a net cash outflow of $340,000 from investing activities in its December 31, 2024, statement of cash flows.
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Which nims management characteristic refers to the number of subordinates.
ANALYTICS EXERCISE: PRODUCT DESIGN PROJECT
Product analytics is the process of analyzing how users interact with a product or service.
It permits product teams to track, visualize, and analyze consumer engagement and behavior data.
Teams use this statistics to enhance and optimize a product or service.
Why do we need product analytics?Product analytics allow an company to track and analyze its users' journeys -- from consumer activation thru all different phases of use -- to apprehend what makes them have interaction with and return to the product.
This also helps groups recognize the cost that the product provides to customers.
What makes a top product analysis?A thorough product analysis examines the functionality, purchaser perception, and fee of competitors' products, enabling companies to enhance their personal product development.
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You are offered a 10% annual coupon bond with 3 years to maturity. Assume the bond has a YTM of 8% and sells currently for $1,051.54. Calculate the bond's duration. a) 2.592. b) None of the answers is correct. c) 2.742. d) 2.888. e) 2.813.
The bond's duration is approximately 2.813.
The correct option is (e)
The Macaulay duration is calculated by multiplying the time period by the periodic coupon payment and dividing the resulting value by 1 plus the periodic yield raised to the time to maturity.
We have the following information from the question is:
You are offered a 10% annual coupon bond with 3 years to maturity.
We assume the bond has a YTM of 8% and sells currently for $1,051.54.
We have to calculate the bond's duration.
Now, According to the question;
We used the formula of Macaulay duration:
Duration = \(\sum (t * C / (1 + YTM)^t) / (Bond Price)\)
Where:
t is the time period (in years) until each cash flow is received
C is the cash flow (coupon payment) received at each time period
YTM is the yield to maturity as a decimal
Bond Price is the current price of the bond
We can calculate the duration as follows:
Period 1:
t = 1 year
C = 10% * $1,000 (par value) = $100
Period 2:
t = 2 years
C = $100
Period 3 (Maturity):
t = 3 years
C = $100 + $1,000 (par value)
Duration = \([(1 * $100 / (1 + 0.08)^1) + (2 * $100 / (1 + 0.08)^2) + (3 * ($100 + $1,000) / (1 + 0.08)^3)] / $1,051.54]\)
Calculating the above expression will give us the bond's duration.
Duration ≈ 2.813
Therefore, the bond's duration is approximately 2.813.
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Suppose the government imposes a price ceiling of $80. This price ceiling is (not binding/binding) and the market price will be $_____. The quantity supplied will be______, and the quantity demanded will be_______. Therefore, a price ceiling of $80 will result in (a shortage/a surplus/neither a shortage nor a surplus)
Suppose the government imposes a price ceiling of $80. This price ceiling is (not binding/binding) and the market price will be $80. The quantity supplied will be less than the quantity demanded, and the quantity demanded will be more than quantity supplied. Therefore, a price ceiling of $80 will result in a shortage.
What is the market price?When the government imposes a price ceiling of $80, the market price will be at $80, while the equilibrium price will be above $80. The price ceiling will be binding since it will affect the market equilibrium. The equilibrium price will be at $100, which is above the price ceiling of $80. Therefore, the price ceiling of $80 will result in a shortage in the market.
Therefore, the quantity supplied will be less than the quantity demanded when the price is set below the market equilibrium price. A price ceiling will result in a shortage in the market because the sellers are not willing to supply enough goods at the price ceiling of $80 to satisfy the demand. The shortage arises because the quantity demanded exceeds the quantity supplied at a price ceiling.
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SPICY SALE!!! LAST 100 POINTS!!!
Answer:
e
Explanation:
Answer:
thank you I need it
Explanation:
ou invest $100,000 in 40 stocks, 20 bonds, and a certificate of deposit (cd). to which kind of risk will you primarily be exposed?
The combination of stocks, bonds, and a CD provides diversification, but the primary risk you would be exposed to is market risk.
By investing in a diverse portfolio consisting of 40 stocks, 20 bonds, and a certificate of deposit (CD), you would primarily be exposed to market risk. Market risk refers to the potential for the overall market to experience fluctuations, which can affect the value of both stocks and bonds.
Stocks are inherently subject to market risk as their prices are influenced by factors such as economic conditions, industry trends, and investor sentiment. If the market experiences a downturn or volatility, the value of stocks can decline.
Bonds, although generally considered less risky than stocks, are still influenced by market conditions. Changes in interest rates, inflation, and credit ratings can impact bond prices. If interest rates rise, the value of existing bonds may decrease.
A certificate of deposit (CD) is a fixed-term deposit with a fixed interest rate. While CDs are generally considered to have lower risk than stocks and bonds, they can still be influenced by changes in interest rates and market conditions. If you need to withdraw funds from the CD before the maturity date, there may be penalties.
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Mark is creating a disaster recovery plan based on directives from his company's executive management team. His company's business is an e-commerce website that sells children's apparel with 85 percent of its revenue received during the holiday season. If there was a severe disruption in operations, the loss of business could put the company's ability to continue as a financially viable operation in peril. Mark is creating a plan that will restore operations in the shortest amount of time possible if there was an outage. What DR model is he implementing
Answer: Hot site
Explanation:
The DR model that Mark is implementing is the hit site. A Hot Site enables a company to continue with its normal business operations, after the occurence of a disaster within a short period of time.
The hot site model is regarded as a fully functional backup site which can be used in the assumption of operations immediately in case when there's failure of the primary location fails.
Sometimes a liquid can be sitting there and its molecules will become a gas. That’s called
___________________________________________.
Answer:
Una vez que toda la sustancia está en estado líquido, al continuar calentando vuelve a subir la temperatura y llega un momento en que las fuerzas intermoleculares ya son incapaces de mantener juntas las moléculas del líquido, por lo que éste hierve y se convierte en un gas, se produce la ebullición.
Use the drop-down menus to identify the career cluster that fits each job description.
Mel is a Computer User Support Specialist who helps people who are having difficulty using computers:
Isa is an Engine Assembler who puts together car engines:
Annette is a Judge in a local court system:
HELP HELP HELP HURRYY
Answer:
Mel is a Computer User Support Specialist who helps people who are having difficulty using computers: information technology
Isa is an Engine Assembler who puts together car engines: manufacturing
Annette is a Judge in a local court system: law , public saftey and security
Explanation:
Answer:✔ Information Technology
✔ Manufacturing
✔ Law, Public Safety, and Security
Explanation:
Use the drop-down menus to identify the career cluster that fits each job description.
Mel is a Computer User Support Specialist who helps people who are having difficulty using computers:
✔ Information Technology
Isa is an Engine Assembler who puts together car engines:
✔ Manufacturing
Annette is a Judge in a local court system:
✔ Law, Public Safety, and Security
first job interview tips / advice - 20 pts
A job interview isn't simply a test of your knowledge; it's also a test of your ability to use it appropriately. Understanding the major areas on which you should concentrate when preparing for your first job interview is essential. I'll guide you through some of the most crucial elements to consider while preparing for your first interview.
So, let’s begin….1. On your resume, be honest.
In your CV, don't lie about anything. If you lie, you will lack confidence while answering questions on that issue, and you will become uneasy as a result. So, just tell it like it is.By lying, you are undermining your knowledge and talents, which you have worked hard to acquire.Emphasize your talents and your readiness to learn new skills if you don't have any.2. Prepare your introduction well:
Make a self-introduction that you should be able to finish saying in 1 minute 30 seconds once you've finished preparing your resume. Self-introductions that are too long are not heard and may appear uninteresting.Make your strengths, whether technical or non-technical, stand out.Be detailed with your self-introduction since it can help you make a positive first impression.3. Always keep a backstory for some answers:
Some questions, such as strengths and shortcomings, need a history to support your response. In most cases, a history to support your response helps both you and the interviewer understand how you are overcoming that limitation. The same may be said about strengths.4. Always proofread your resume:
Check your resume twice. Make sure that it does not have any kind of grammatical errors or spelling mistakes. Errors in resume make a bad impression.5. Have a fundamental understanding of the company:
Read up on the company's profile that you'll be applying for. Read about the many industries that the firm operates in, the CEO's name, where the company is situated, why the company was recently in the news, and so on.Believe me when I say that if you answer these questions correctly, you will make a great first impression. It demonstrates that you are aware of and interested in the company's work.6. Make sure you're ready for the technical round:
Make a list of the most often requested technical questions. This should be done three to four days before the interview. Prepare responses and make sure to cover all of the fundamentals of the areas you stated on your CV.Also, be prepared to answer questions about your final year project. Revise the flow chart diagrams and, if applicable, block diagrams, since they are easier to explain in a shorter amount of time.7. HR Round:
The HR round is really important. Look for the most frequently asked HR questions (you can get them from various sources). Prepare a few words to support your answer or point of view for each response.8. Choose and prepare your outfit the day before:
Wear a dress that is both comfy and ironed. Look at the executives on the about me page if you're unsure. That's how you should dress.Maintain a polished and understated appearance. Don't go overboard with the accessories.Important details to keep in mind (before, during, and during the interview):
- Maintain a cheerful and self-assured attitude.
- Emphasize appropriate body language by sitting in a proper posture and maintaining eye contact. Maintain a friendly demeanor and a small grin on your face.
- Be truthful
- Arrive on time
- All you have to do is give it your all. If you give it your all and still don't get the job, that's life.
- Be courteous
- Pay attention to what they're saying and pay attention to what they're saying. If you don't understand a question, politely inquire for clarification.
Simply keep these things in mind and plan beforehand. Give it your all and don't give up until you succeed.
I hope this helped
Composition Ratios are useful in assessing the long-term solvency or liquidity of a firm.
True or False?
The given statement “Composition Ratios are useful in assessing the long-term solvency or liquidity of a firm.” is true because Composition Ratios are useful in assessing a firm's long-term solvency or liquidity.
Composite ratios help evaluate a company's financial structure, debt levels, and ability to meet its long-term obligations, contributing to understanding long-term solvency and liquidity.
Thise ratios can help you compare the financial performance of companies in the same industry or sector, as well as uncover trends and potential difficulties in a company's financial statements. However, while assessing the findings of these ratios, it is critical to utilise them in conjunction with other financial measures and to take into account aspects such as industry norms and economic situations.
Investors, creditors, and analysts usually use composite ratios to analyse a company's capacity to satisfy its financial obligations and create profits. The DuPont analysis, which breaks down a company's return on equity into its component elements, and the Z-score, which gauges a company's chance of bankruptcy, are two typical composite ratios.
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Todd, a travel agent, lost his job due to no need for his skill. This is an
example of what type of unemployment?
A. Cyclical unemployment
O
B. Voluntary unemployment
C. Structural unemployment
D. Frictional unemployment
Suppose that M. As a Ay option on February 13, 2010 to BUY 100 stocks of ABC company from Mr. Bin December 2010 at price $50. Mr. B paid $0.7 as option poce per share to M. A. The option is exercisable anytime until maturity. The prices of the underlying stock are $45 and $48 in September 2010 and it maturity respectively. Using the above information in the following blanks.
What kind of option is it?
In September, the option is in-the-money, at-the-money or out-of-the-money? What will be the spot price of the option it is out-of the money in November 2010?
The long position holder in the option is Mr.?
What will be total pay off from the option in September 2010?
The kind of option is a call option. The total payoff from the option in September 2010 is $0.
Based on the given information, an option is a call option as it allows M. A. to buy 100 stocks of ABC company from Mr. B at a price of $50 in December 2010. The option has a premium of $0.7 per share paid by Mr. B to M. A. The option can be exercised anytime until maturity.
In September 2010, with the underlying stock prices at $45, the option is out-of-the-money as the strike price of $50 is higher than the spot price. Therefore, the option has no intrinsic value and the spot price of the option is $0.
The long position holder in the option is Mr. A, who has the right to exercise the option and buy the stocks at the agreed price.
In September 2010, the total payoff from the option would be $0 as it is out-of-the-money and has no intrinsic value. The option holder would not exercise the option in this scenario
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A transaction is initially recorded in the____journal, and then subsequently posted to the general____.
a. general ; ledger.
b. trial ; balance.
c. general ; journal.
Answer:
a. general ; ledger.
Explanation:
A transaction is initially recorded in the general journal, and then subsequently posted to the general ledger. In Financial accounting, this process of transferring information about a transaction from the general journal to the general ledger is known as posting.
Additionally, the main purpose of a general ledger is to list all accounts used in recording an organization's transactions and as such it contains a list of transactions affecting each account and the account's balance.
On the other hand, the purpose of a general journal is to record a chronological listing of every transaction for an organization at a given time.
if example your a newbie and inexperienced what kind of business would you do in your newly made business account also if your interested in Nightcore songs and an underage?
Answer:
I want be doctor but still I can do the business of handicrafts . I don't like nightcore songs .
Answer:
wanna be a doctor if I want buissnes maybe art I donno.
Explanation:
do you watch anime which one