Answer:
(B) Universal life policy will be the answer.
Explanation:
In case of option (A) Whole life insurance, it do not allow us to change our premiums.
In case of option (c) Term life insurance ,When we buy a term policy, we pay a fixed amount for coverage with a set expiration date. So it can not be changed. Hence Term Life Insurance is fixed and unvariable.
In case of option (d) term-to-100, the policy expires and coverage ends when the insured person turns 100 so there is no chance of making any changeas to the policy.
Hence only option (B) Universal life policy will be the correct answer as it allows us to make changes to our premiums.
The type of life insurance that permits variable premiums is:
(B) Universal life insurance.
Universal life insurance allows policyholders to adjust the premium amounts and the death benefit according to their needs and financial situation. With universal life insurance, the policyholder can pay more or less than the required premium, as long as there is enough cash value in the policy to cover the cost of insurance charges.
In contrast, whole life insurance (option A) typically has fixed premiums throughout the life of the policy, while term insurance (option C) provides coverage for a specific term with fixed premiums. Term-to-100 (option D) is a type of permanent life insurance where premiums are typically level and payable until the age of 100. Only universal life insurance allows for variability in premium amounts.
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Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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a copyright holder cannot loan, rent, or give away the work.
true
false
True. A copyright holder has exclusive rights to their work, which includes the right to reproduce, distribute, publicly perform, and publicly display the work. However, these rights are not unlimited. For instance, a copyright holder cannot loan, rent, or give away the work without the proper permissions or licenses.
The answer is true. As a copyright holder, you have the exclusive right to distribute your work and decide who can use it. This means that you cannot loan, rent, or give away the work without your permission. However, you can choose to license your work to others, which allows them to use it under specific conditions that you set. Licensing agreements can include terms such as how long the work can be used for, where it can be used, and how much compensation you will receive for its use. It's important to be aware of your rights as a copyright holder and to take steps to protect your work from unauthorized use or distribution. This can include registering your copyright with the appropriate authorities, using watermarks or other identifiers to deter copying, and taking legal action against those who infringe on your rights. By being proactive in protecting your copyright, you can ensure that your work is used only in ways that you approve of. These limitations are in place to protect the interests of both the copyright holder and the public, ensuring that creative works can be shared and enjoyed while still respecting the rights of the creator.
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an increase in the velocity of money will lead to
Answer: an increase in money supply increases aggregate demand, which increases prices
Explanation: Hence, a very high inflation rate will also maximize the velocity of money, which will increase the inflation rate even further.
Money circulates more quickly when velocity of money increases , which indicates that there are more transactions between people. The degree of inflation is high when the velocity is high.
What is inflation?The rate at which prices increase over a specific time period is known as inflation. Inflation is often measured in broad terms, the general rise in prices or the rise in a nation's cost of living.
Demand-pull inflation, cost-push inflation, and built-in inflation are the three basic sources of inflation.
Demand-pull inflation describes circumstances in which there is not enough production of goods or services to meet demand, leading to an increase in their prices.
On the other side, cost-push inflation happens when firms are compelled to raise prices as a result of rising costs associated with producing goods and services.
When workers seek greater pay to keep up with rising living costs, built-in inflation—also known as a wage-price spiral—occurs. A self-reinforcing cycle of salary and price rises results from businesses increasing their pricing to cover their rising wage costs.
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prepare a statement of retained earnings for the year ended december 31. the retained earnings account balance was $4,500 on december 31 of the prior year. sierra company
Retained earnings, December 31 prior year end $35,800
Add: Net income $11,500
Total $47,300
Less: Dividends $4,000
Retained earnings, December 31 current year end $43,300
Therefore, the retained earnings of Sierra Company for the year ended December 31 is $43,300.
Full question "Prepare a statement of retained earnings for the year ended December period. SIERRA COMPANY Statement of Retained Earnings Retained earnings. December 31 prior year end Add: Net income 11,500 28,300 Less: Dividends 39,800 4,000 Retained earings, December 31 current year end $ 35,800
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The ___________ represents the amount of work the team commits to complete during the next sprint. Multiple choice question. sprint backlog product backlog functional feature
The answer is sprint backlog. The sprint backlog represents the amount of work the team commits to completing during the next sprint. It is a subset of the product backlog and includes the prioritized items that the team has agreed to complete during the upcoming sprint.
The process of sprint backlog includes selecting items from the product backlog, estimating the effort required for each item, and creating a plan for completing the work during the sprint. The sprint backlog is reviewed and updated daily during the sprint to ensure that the team stays on track to meet their commitment.
The Sprint Backlog represents the amount of work the team commits to complete during the next sprint. The process of Sprint Backlog involves the following steps:
1. During Sprint Planning, the team selects items from the Product Backlog to work on during the next sprint.
2. The team breaks down these items into smaller tasks and estimates the effort required to complete each task.
3. The Sprint Backlog is created, containing all the tasks needed to complete the selected Product Backlog items.
4. Throughout the sprint, the team updates the Sprint Backlog by adding, modifying, or removing tasks as necessary.
5. The team tracks the progress of tasks in the Sprint Backlog during the Daily Scrum meetings.
6. At the end of the sprint, the team reviews the Sprint Backlog to determine the work completed and any remaining tasks.
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You are involved in a car accident and a stranger contacts you offering a quick cash settlement and doesn’t want to deal with the insurance companies. you should:______.
Answer:
The answer depends on 2 vital elements
1. whether there are injured/dead people - you cannot accept the money. you must inform BOTH the Insurance company and the Police. otherwise it is a hit and run, which is a criminal offence and you will be penalized.
2.or there are no injured/dead people - then take the money and settle the dispute
Explanation:
Dealing with insurance companies is not a legal requirement and depends on your choice.
BUT,
if a person is injured or dead because of the accident, then not only should you inform the insurance company, but also you should inform the legal authorities (Police).
so, as I mentioned about, if it is just your car a and stranger's car that is damaged, then you can settle it without involving the insurance companies.
if a person or another party is involved, then you cannot!
hope this helps!
What Does Professionalism Mean to You?
what source of information is most useful for telling you whether a company is worth investing in
Investors can find information about a company's financial status, prospects for the future, and past performance in corporate filings. This kind of data is necessary for you to determine whether particular stocks, bonds, or mutual funds are wise investments.
Stocks are a sort of instrument that represent a holder's portion of a company and are frequently referred to as equity. As a result, the investors in that proportion own the company's assets and profits. Companies raise money by selling stock in order to finance future growth. The majority of stock transactions occur on stock exchanges like the New York Stock Exchange, while it is also possible to trade equities privately (or NYSE). Even though the bond market is larger, the stock market attracts more media attention. In terms of return over time, historically, stocks have outperformed other investment types. The Securities Exchange Commission (SEC), which ensures the fair and effective operation of the securities markets, regulates stock trading in order to protect investors.
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Let's take a look at precipitation over the course of a year in High Springs ( a small town north of Gainesville, near the Sante Fe River). (Please note that they start the year at O - October.) Which statement best describes the center for the boxplots?
Answer:
- The medians for the summer months of June, July, August, and September are higher than for the other months.
Explanation:
The statement prescribing 'the medians within the months of summer June, July, August, and September are higher in comparison for the other months' correctly describes the halfway for the boxplots. This displays that the precipitation during these months due were higher due to the high temperature and intense water cycle.
What is the structure of Public corporation
Public corporate structures are managed by a board of directors. The members of the board are from all walks of industry and commerce. The chairmen of these corporations are appointed by the government. The entire capital is financed by the government.
An entity enters into a contract with a customer to sell products X, Y, and Z in exchange for $250,000. Control over the products will be transferred to the customer at different points in time. The entity determines that the delivery of each product is a distinct performance obligation. Products X and Y are regularly sold separately and their standalone selling prices of $40,000 and $120,000, respectively, are directly observable. The standalone selling price of product Z of $160,000 was estimated using the adjusted market assessment approach. The entity determined that the discount provided to the customer does not relate to one or more specific products in the contract. What revenue will be recognized by the entity on the sale of product X
Answer:
B. $31,250
Explanation:
The computation of the revenue that should be recognized by the entity on the sale of product X is shown below;
Here the transaction price should be distributed to the performance obligations.
The sum of the standalone selling price is
= $40,000 + $120,000 + $160,000
= $320,000
And, the standalone selling price is $40,000
Now the revenue that should be recognized is
= $40,000 ÷ $320,000 × $250,000
= $31,250
why is productivity growth considered to be the most important factor in the ad/asad/as model?
Answer:
it shifts the AS curve in the short-term.
(please give brainliest)
Productivity growth is considered to be the most important factor in the AS model. Thus, option C is correct.
What is productivity?Productivity is a measurement of the effectiveness with which commodities or services are produced. Productivity is frequently represented as a ratio of an aggregate supply to a specific or aggregate input employed in a manufacturing
Productivity growth provides us with the opportunity to enhance products without sustainable intensification and paying additional costs.
The aggregate supply curve represents the amount of real GDP delivered by the economy at various price levels. The theory behind the supply curve differentiates from that behind the supply curves given individual items and services. Therefore, option C is the correct option.
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PROFIT/LOSS = TOTAL REVENUE - TOTAL COSTS
lan set up a taxi firm one month ago. He has calculated that his total monthly revenue was £2400.
He has added his costs together for the first month and they came to £2800. However, he spent
£1000 on a car for the business that he will not need to spend again.
1) What was his profit/loss for the month?
For the month it was €
1
2) Next month, what will his profit/loss be?
3) List 2 things that could happen that would increase his costs?
Answer:
What's the question? :) I'm an econ major btw.
Explanation:
Take the motivational quiz. After calculating your results, what did you learn about yourself? What motivates you? Are you properly motivating your team? Did the quiz identify any motivational traits that you want to modify
Motivation is essential for maintaining a positive work attitude and approach. When a person is highly driven, he/she achieve higher results in terms of productivity and performance.
In the given situation, a person learn to have a strong sense of self-motivation that has helped him/her advance in professional career while managing personal life by taking the motivational questionnaire and then calculating the findings.
The quiz has assisted e in identifying some motivational aspects that a person wish to improve, namely: Strong ability to influence others; a goal-oriented approach; and Excellence in competition.
A motivational questionnaire can help you define and prioritise your career and personal goals. It also aids in self-introspection of various faults and strengths with a realistic approach to promote optimism and look into better ideas and techniques to set my motivation level on a positive mode.
A motivating questionnaire has assisted in identifying intrinsic and extrinsic motivators, as well as other goals and aspects that are overlooked in professional and personal life
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In the context of budget deficits, what is crowding out?.
Mark Gordon coined which term?
A. Bargain for the win
B. Collective bargaining
C. Constructive bargaining
D. Collaborative bargaining
The term that Mark Gordon coined is D. Collaborative bargaining.
Mark Gordon coined the term "Collaborative bargaining." This term refers to a process in which both parties work together to reach a mutually beneficial agreement. It is different from traditional bargaining, which often involves a competitive or adversarial approach. Collaborative bargaining emphasizes communication, problem-solving, and a focus on common interests in order to achieve a successful outcome. Therefore, the correct answer is the option D.
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What impact will higher wages have on the labor force participation of women? 
Young black women with college degrees had the highest lifetime incomes but lower labor force participation rates.
In comparison to men, women have fewer opportunities to make money globally. Women are less likely to actively search for work or do paid labor. Compared to 80% of men, only slightly more than 50% of women in the world work. People's labor force involvement varies depending on demographic parameters such sex, birth year, education, marital status, and the presence of young children at home. Low female labor force participation in India is a complex socioeconomic phenomenon caused by factors like rural-urban migration, patriarchal attitudes, and an imbalance in supply and demand. Wages Increase for Men and Women When More Women Work. based on data from 250 U.S. cities over 30 years. The greatest major economic shift during the previous century was probably the rise of women in the paid employment.
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Which of the following is NOT one of the principles of user-centered design?
a. Focus early on the users and their work.
b. Evaluate design to ensure usability.
c. Business requirements drive development.
d. Use iterative development.
Business requirements drive development is not one of the principles of user-centered design.
What are the business requirements for a project?Business requirements also referred to as stakeholder requirements specifications, explain a proposed system's characteristics from the perspective of the system's end user, much like a CONOPS. Business requirements outline the capabilities that the organization will need once the project is finished.
They go into detail on how the initiative will alter one's capacities. On the other side, technical requirements specify the methods for meeting each project demand. There are actually four different sorts of requirements that need to be specified when establishing them: business requirements, stakeholder requirements, solution requirements, and transition requirements.
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JohnBoy Industries has a cash balance of $54,000, accounts payable of $134,000, inventory of $184,000, accounts receivable of $219,000, notes payable of $129,000, and accrued wages and taxes of $41,500. How much net working capital does the firm need to fund?
Answer:Net working capital = $152,500
Explanation:
Net working capital = CA– CL
Where CA= Current Assets = Cash + Inventory + Accounts Receivable
and CL= Current Liabilities= Account payable + Notes payable + accrued wages and taxes
CA=$54, 000 + $184,000 + $ 219,000 =$457,000
Current liabilities = Account payable + Notes payable + accrued wages and taxes
CL = $134,000 + $129,000 + $41,500 = $304,500
Net working capital = Current assets – Current liabilities
Net working capital = $457,000 – $304,500= $152,500
Net working capital = $152,500
In a free market system, the concept of consumer sovereignty means that.
The concept of sovereignty in a free market system means that consumers have the power to decide through their actions which goods and products will be produced.
Free market systemIt corresponds to the independent and decentralized economic system where exchanges and negotiations between individuals and companies take place without government interference.
Therefore, in a free market system, it is impacted by the law of supply and demand, where the consumer regulates decisions through his actions.
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to my surprise most people in here are a kpop fan so this question is for you guys.
if you got a chance to debute in your idols company and you are in a group but the company handed you to give your group a name . what would your groups name be?
if I was the one then I would debute in big hit . and mostly my groups name would be BTJ
which meand bangatang junior
well I made it up :) .
have a great day every one.
Answer:
Hi! I would choose BB or Big Blast. That was always my favourite username when playing games as a kid. :D
Answer:
I would also like to have debuted under BIghit company and I would like to name my band as BXA (Bangtan X Army) I made it up too :)
Have a great day! and thanks :)
A temporary 0% APR is a good way to attract new credit card customers. This type of APR is known as:
a) Minimum balance
b) A principal
c) Overdraft fee
d) Introductory rate
Answer:
d) Introductory rate
Explanation:
APR, or annual percentage rate, is the interest rate applied when using a credit card. A credit card company may introduce offers to boost the uptake of credit cards.
One way to increase uptake is through the 0% APR introductory offer. A temporal 0% APR means no interest will be charged for the use of the credit card for a time as determined by the credit card company. To take advantage of this offer, a customer must pay the minimum payments due on the statement.
i have a question if i was to join the military what branch will I be best off with
marines
army
navy
coast guard
air force
Answer:
Their is no correct answer really I would think. They all have their pros and cons it depends on what situation you are in.
true or false: it will cost a company more money to make contact with each individual retailer in a concentrated retail system.
It will cost a company more money to make contact with each individual retailer in a concentrated retail system: False
A company is a prison entity shaped by using a group of individuals to interact in and perform an enterprise—business or commercial—organization. An enterprise can be organized in diverse approaches for tax and financial liability purposes relying on the corporate law of its jurisdiction.
There are 3 commonplace kinds of corporations—sole proprietorship, partnership, and organization—and each has its own benefits and downsides. In easy terms, the reason for an enterprise is to have a significant imagination and prescient after which to be worthwhile in accomplishing it. And we should qualify “profitable”: profitability means long-term sustainable returns, and each word in that phrase is vital.
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This will give you 100 points so please answer fast and make it a good answer. Choose ONE of the organization structures from above: functional, divisional, or matrix.
Create an organizational chart for the internal organization of a business of your choice and assign the appropriate task to be performed to each department or individual.
Feel free to use the Internet to search for examples to use as a guide when creating your organizational chart. Be sure to include the URL links you used as resources in the space below.
Now include the following:
Identify your business or what your business sells.
State which type of organization structure you chose and why you chose that structure.
List the task(s) for each job in your organization chart.
The question tests your knowledge of Organograms and Organizational Structures. The structure used in this example is a functional organizational structure.
What is a functional organizational structure?Organizational Structures are the way businesses and organizations are organized.
Functional organizational structures are arranged or organized according to the functions that are available in the various departments of such an organization.
The organization structure attached is for revenue service. This structure is best for this kind of organization because it deals mostly with professional services that are intangible.
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Answer:
Explanation:
The question tests your knowledge of Organograms and Organizational Structures. The structure used in this example is a functional organizational structure.
What is a functional organizational structure?
Organizational Structures are the way businesses and organizations are organized.
Functional organizational structures are arranged or organized according to the functions that are available in the various departments of such an organization.
The organization structure attached is for revenue service. This structure is best for this kind of organization because it deals mostly with professional services that are intangible.
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The question tests your knowledge of Organograms and Organizational Structures - 1
"What type of information systems does middle management use to support decision making?
Choices:
A. Decision support systems
B. Executive support systems
C. Transaction processing systems"
Middle management typically uses decision support systems (DSS) to support their decision-making processes.
So, the correct answer is A.
What's DSS?DSS are computer-based systems that provide data analysis and modeling tools to help managers make informed decisions.
These systems use a combination of internal and external data sources to generate reports, charts, and graphs that can be used to identify trends, patterns, and anomalies.
By leveraging advanced analytics and visualization tools, DSS enable managers to explore various scenarios and assess the impact of different options on their business objectives.
Compared to transaction processing systems (TPS) and executive support systems (ESS), DSS are more flexible and customizable, allowing managers to tailor their decision-making processes to their specific needs and preferences.
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think of one business establishment nearby. indentify the micro and macro environment factors that affect the business estabishment
the factors in the micro and macro environments that have an impact on the establishment of businesses are Variables in the microenvironment Factors in the macro environment, suppliers governmental.
What is meant by Business establishment?Any organization, regardless of structure, that provides the general public with goods, services, or lodgings is referred to as a business establishment.
An otherwise qualified establishment with membership requirements is deemed to provide services to the general public if its membership requirements are limited to the payment of fees or only include criteria that a sizable fraction of the city residents could satisfy.
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Choose the option that best matches the description given.
A different group of people who share similar needs is called a/an
Population group
Assistance group
Neighborhood
Please I need help
Explain the role of public relations in developing and maintaining a corporate image.
By overseeing communication and relationships between an organisation and its stakeholders, public relations plays a critical part in creating and sustaining a company image.
To influence the perception, reputation, and overall image of the business, strategic communication is used. To improve the public's view of the company, public relations experts take part in activities like media relations, crisis management, community involvement, and employee communications. Public relations contributes to the development of trust, credibility, and goodwill among stakeholders by clearly articulating the company's ideals, accomplishments, and social responsibility efforts. It helps build the company's brand, draw in clients, investors, and talent while minimising reputational hazards.
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Consider this scenario. Employees of a pharmaceutical sponsor are provided the opportunity on a regular basis to provide blood samples for in-house research protocols. Subjects will be paid $10 dollars for each blood draw. Clinically relevant results will be reported to the company employee health service for follow up with the employee. Supervisors are not provided with lists of subordinate employees who participate, but this information is not considered confidential and there is no prohibition on supervisors inquiring about subordinate employee participation in research.
The employee subjects fit best into which categories of vulnerability?
The subjects participating in this research can experience institutional vulnerability as supervisors can know who of the employees are part of this b.
In research, the subjects or participants can be vulnerable if their ability to decide whether to participate on a study or not is influenced by factos such as:
Pressure from other people or institutionsLack of communication or cognitive issuesEconomic hardshipsBased on this, there are different types of vulnerability such as:
Cognitive or communicative vulnerabilityInstitutional vulnerabilityEconomic vulnerabilitySocial vulnerabilityIn the case of institutional vulnerability, this occurs if subjects are compeled to participate or not participate in a study due to institutional relationships. This includes the employee/supervisor relationship.
The study described shows this type of vulnerability because supervisors can know who of the employees are participating in the study and they can influence on their decision.
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