You own a considerable amount of common stock in Walmart. You want to cast your vote on various issues at the annual stockholders' meeting, but you do not have the time to travel to the meeting. How can you cast your vote if you do not attend
Answers
Electronic voting is a secure and quick way to cast your vote, which can be accessed through the unique voting ID or PIN provided by the company.
As an investor owning a considerable amount of common stock in Walmart, it is essential to cast your vote on various issues at the annual stockholders' meeting.
However, sometimes it becomes difficult to attend these meetings due to various reasons. In such a scenario, a shareholder can still cast his/her vote by submitting a proxy statement or using the electronic voting system provided by the company.
Proxy statement is a written authorization that gives the power to another person to vote on behalf of the shareholder who cannot attend the meeting. The person authorized is known as the proxy. To use the proxy, the shareholder must first request the proxy statement from the company. Once received, the shareholder needs to fill the proxy and submit it before the deadline date mentioned in the statement. The proxy then votes according to the shareholder's instructions.
Electronic voting is a secure and quick way to cast your vote. The company provides a unique voting ID or PIN to every shareholder. Using this ID, shareholders can log in to the voting portal on the company's website, access the proxy statement, and cast their vote electronically. The electronic voting system is easy to use, and shareholders can do it from the comfort of their homes or offices.
To sum up, shareholders who cannot attend the annual meeting can still cast their vote using the proxy statement or electronic voting system provided by the company. Proxy voting is submitting a written authorization that gives the power to another person to vote on behalf of the shareholder who cannot attend the meeting.
Therefore, Electronic voting is a secure and quick way to cast your vote, which can be accessed through the unique voting ID or PIN provided by the company.
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Related Questions
organizations that need to fulfill a position quickly should try to implement techniques that identify a large pool of interested individuals who are ready to work immediately. organizations that need to fulfill a position quickly should try to implement techniques that identify a large pool of interested individuals who are ready to work immediately. true false
Answers
The statement about "organizations that need to fulfill a position quickly should try to implement techniques that identify a large pool of interested individuals who are ready to work immediately" is True because it increases their chances of finding suitable candidates.
The Organizations should identify a large pool of interested individuals who are ready to work immediately because by doing so, organizations increase their chances of finding suitable candidates who start working right away and reduce the time and cost involved in the recruitment process.
Some techniques that organizations can use to identify a large pool of interested candidates include posting job-openings on multiple job boards, leveraging social media platforms to promote job openings, and networking with industry associations and professional groups.
Therefore, the statement is True.
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The given question is incomplete, the complete question is
The Organizations that need to fulfill a position quickly should try to implement techniques that identify a large pool of interested individuals who are ready to work immediately. True or False?
PLEASE HELP!!!!!! I DON'T KNOW THIS AND IT'S FOR MY FINALS!!!!!!!!!!!
Which term BEST describes the blinking line in a word processing document that marks the spot where text appears as it is typed?
flash mark
mouse indicator
launch location
insertion point
Answers
Answer:
The insertion point—also called a cursor—is the blinking line in your document that indicates where text is inserted when you type
Which type of data do researchers collect the personal interviews?
Answers
Answer:
The correct answer is "Face-to-face interviews".
Explanation:
Face-to-face surveys or interviews are an important way of gathering information used throughout survey methodology. Throughout these interviews, research teams are collecting location information from participants across one cooperation or bonding. This method of collecting information seems to be unique or even just highly personalized.Answer: unstructured or informal in nature
Explanation:
took it on edmentum
Pretend you are President of the United States. The Citizens and the economy of the USA need financial assistance to get back on their feet. List and describe three fiscal Policies you would initiate (describe each policy in 3 sentences):
Answers
Assuming i am the President of U.S. and the country needs a financial assistance to get back on their feet. The most likely fiscal Policies we would initiate are the:
contractionary fiscal policyexpansionary fiscal policyWhat do we call a Fiscal policy?In economics, a fiscal policy refers to a governmental decision to increase or decrease taxation and spending. Most time, a Fiscal and monetary policy are often used together to influence the economy. But the fiscal policy can affect a company’s growth, hiring ability and taxes.
We have 3 types of fiscal policy which includes a neutral, expansionary, and contractionary fiscal policy. The neutral policy is one where government takes no steps to provide economic support because it feels the economy is healthy and stable, the expansionary fiscal policy mainly involves increasing spending or cutting taxes to prevent or end a recession or depression and the contractionary fiscal policy involves cutting spending or raising taxes to slow down unsustainable economic growth.
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What words come to mind, both positive and negative, when you think about budgeting?
Answers
Answer:
Positive:
-Managing money
-Saves money for other things
Negative:
-May be hard to budget if you need a lot
Hope this helps! These are just what come to mind in my opinion.
The amount a lender charges you to borrow money is called the
O A. loan term
OB. principal
OC. interest
OD. effective rate
Answers
Answer:
C. Interest
I guarantee it!!!
An economic model is defined as: a. a presentation of all possible relevant real-world variables. b. a simplified representation of the way in which facts are related. c. a value judgment. d. data adjusted for irrational actions.
Answers
An economic model is defined as b. a simplified representation of the way in which facts are related. Thus, option B is correct.
An economic model is a simplified framework for illustrating complex economic relationships, concepts, or systems.
An economic model is a theoretical construct that is utilized to help explain real-world economic behavior.
An economic model typically incorporates a variety of variables, such as production, consumption, savings, and investment, as well as the economic agents involved in those activities, such as consumers, businesses, and governments. These variables and agents are used to construct a simplified version of a more complicated, real-world situation.
Thus, option B is correct.
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These mineral deposits can be found by plates boundaries because they brought to the surface through?
Answers
Incomplete question. The missing part of the text which adds some context read:
Minerals, such as aluminum, copper, and gold are non-renewable resources. When mineral deposits are found, they can be mined. These mineral deposits can be found by plate boundaries because they are brought to the surface through ______
Answer:
weathering
Explanation:
The term weathering when used in geography often refers to the process that involves the breaking down or dissolving of rocks or the minerals contained in the soil. This process could then lead to mineral deposits been brought to the surface of the soil.
Hence, based on this understanding, we can conclude that the best term to complete the gap is the "weathering".
E16-4. On January 1.2013, when its $30 par value common stock was selling for $80 per share, Plato Corp. issued $10,000,000 of 8% convertible debentures due in 20 years. The conversion option allowed the holder of each $1000 bond to convert the bond into five shares of the coporation's common stock. The debentures were issued for $10,800,000. The present value of the bond payments at the time of issuance was $8,500,000, and the corporation believe the differnece between the present value and the amount paid is attributable to the conversion feature. On January 1, 2014, the corporation's $30 par value common stock was split 2 for 1, and conversion rate for the bonds was adjusted accordingly. On January 1, 2015, when the corporation's $15 par value common stock was selling for $135 per share, holders of 30% of the convertible debentures exercised their conversion options. The corporation uses a straight line method for amortizating any discounts or premiums.Instructions(a) Prepare in general journal form the entry to record the original issuance of the convertible debentures(b) Prepare in general journal form the entry to record the exercise of the conversion option, using the book value method. Show supporting computation in good form.
Answers
Answer:
A. Dr Cash Account $10,800,000
Cr To Bonds Payable $10,000,000
Cr To Premium Payable $800,000
B.Dr Bonds Payable account $3,000,000
Dr Premium on bonds payable Debited $2,700,000
Cr To Common Stock $7,500
Cr Additional paid in capital $5,692,500
Explanation:
(a) Preparation of the journal entry to record the original issuance of the convertible debentures
Dr Cash Account $10,800,000
Cr To Bonds Payable $10,000,000
Cr To Premium Payable $800,000
($10,000,000*8/100=$800,000)
(Being issue of share on convertible debenture)
b.Preparation of the journal entry to record the exercise of the conversion option, using the book value method
Dr Bonds Payable account $3,000,000
Dr Premium on bonds payable Debited $2,700,000
Cr To Common Stock $7,500
Cr Additional paid in capital$5,692,500
($3,000,000+$2,700,000-$7,500)
(Being maintain the record of outstanding conversation of debenture)
Calculation for for BONDS CONVERTED
First step is to calculate the amortization for 2013
Amortization for 2013=$10,000,000/20
Amortization for 2013=$500,000
Second step is to calculate the amortization for 2014
Amortization for 2014=$10,000,000/20
Amortization for 2014=$500,000
Third step is to Calculate the premium on bonds payable
Premium on bonds payable=$10,000,000−($500,000+$500,000)
Premium on bonds payable=$9,000,000
Now let calculate the bonds converted
Bonds converted=$9,000,000×30/100
Bonds converted=$2,700,000
Calculation for COMMON STOCK
First step is to calculate the number of bonds
Number of bonds=$10,000,000/1000
Number of bonds=10,000
Second step is to calculate Price for the bond
Price for the bond=10,000×5
Price for the bond=50,000
Third step is to Calculate for Stock Split
Stock Split=50,000/2
Stock Split=25,000
Now let calculate the common stock
Common stock=25,000×30/100
Common stock=7,500
Calculation for BONDS PAYABLE
Bonds Payable=10,000,000×30/100
Bonds Payable=3,000,000
Answer:
my own answer is 7500x30=225000
How cost-benefit analysis helps government?
Answers
Cost-benefit analysis is similar to what market forces do for government ventures, this makes an effort to review and analyze the discounted streams of future benefits and costs associated with a proposed project in terms of money.
What is the cost-benefit analysis?Cost-benefit analysis can be used to assess the costs and benefits of interventions when both are expressed in monetary terms.
Concept symbol Cost-benefit analyses (CBA) and CEA consider health outcomes.
The net present value (NPV), economic rate of return (ERR), and benefit-cost ratio are three suggestive criteria that can be used in a cost-benefit analysis to determine the economic sustainability of a safer school IPF before the project is implemented.
Cost-benefit analysis has been employed as one technique.
This makes an attempt to evaluate and analyze the discounted streams of future benefits and future costs connected with a proposed project in terms of money, much like the forces of the market do for business initiatives.
Therefore, cost-benefit analysis is similar to what market forces do for government ventures, this makes an effort to review and analyze the discounted streams of future benefits and costs associated with a proposed project in terms of money.
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Which of the following affects employers’ decisions on how much to pay their workers? Maximizing costs
Maximizing profits
Minimizing profits
Minimizing benefits
Answers
What affects employers’ decisions on how much to pay their workers is : Maximizing profits.
What is profit maximization?Profit maximization can be defined as the way in which a company or an organization tend to determine the price level that enables them to maximize profit.
Every company or organization goals is to make profit based on this company that is determine to make profit must tend to make use of profit maximization approach.
Profit maximization is important as it can tend to lead to sustainable growth for companies which is why most companies make use of profit maximization strategy so as to make higher profit.
Therefore what affects employers’ decisions on how much to pay their workers is : Maximizing profits.
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According to expectancy theory, ______ is important in a benefits package because it gives employees the benefits that are of value to them. a. experience b. rating c. rigidity d. flexibility
Answers
The expectancy theory shows that in order for employees to get benefits that are of value to them, D. Flexibility is important.
What does the expectancy theory say?According to the expectancy theory, it is best that employees are given the benefits that they as individuals value.
For this to happen, there needs to be flexibility in the type of benefits offered by the company.
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A popular soft drink is sold in 2-liter (2000-milliliter) bottles. Because of variation in the filling process, bottles have a mean of and a standard deviation of 16 milliliters, normally distributed. Complete parts a and b below.
Answers
Answer:
The answer is below.
Explanation:
The z score is a used in statistics to determine by how many standard deviations the raw score is above or below the mean. The z score is given by:
\(z=\frac{x-\mu}{\sigma}\\\\where\ x=raw\ score, \mu=mean,\sigma=standard\ deviation\\\\For\ a\ sample\ size(n):\\\\z=\frac{x-\mu}{\sigma/\sqrt{n} }\)
a) Given that n = 100, μ = 2000, σ = 18
For x < 1995 millimeters:
\(z=\frac{x-\mu}{\sigma/\sqrt{n} }=\frac{1995-2000}{18/\sqrt{100} } =-2.78\)
From the normal distribution table, P(x < 1995) = P(z < -2.78) = 0.0027
b) P(z > z*) = 10% = 0.1
P(z < z*) = 1 - 0.1 = 0.9
z* = 1.28
\(z*=\frac{x-\mu}{\sigma/\sqrt{n} }\\\\1.28=\frac{x-2000}{18/\sqrt{100} }\\\\x-2000 =-2.304\\\\x=2002.3\ ml\\\\\)
From the normal distribution table, P(z < z
Which of the following are important safety precautions when banking online? Select ALL that apply. Select a password that is easy to remember. Lock your device using a password or other type of security. Use a public or shared internet connection, as it's often safer. Monitor account activity for transactions you didn't make.
Answers
Answer:
Lock your device using a password or other type of security and monitor account activity for transactions you didn't make.
Explanation:
what is the equity income in matador to be reported by northridge in 2019
Answers
We would need more particular information about the ownership percentage and financial performance of Northridge's investment in Matador in order to calculate the equity income that Northridge must disclose for its interest in Matador in 2019.
Equity income is the portion of net income that one company receives as compensation for its investment in another. It is determined by dividing Matador's net income for the specified time period by Northridge's ownership stake in Matador. It is impossible to provide a precise estimate of the equity income that Northridge will need to disclose for its investment in Matador in 2019 without these specific information.
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Which of the following is an example of typosquatting? Group of answer choices A start-up investment company assumes the online identity of Arman & Company, a well-established investment company, in social networking platforms for the purposes of acquiring its brand equity. An environmental support group creates a spoof of the advertisement of a popular beverage company, highlighting its degradation of the environment by releasing waste products into the water bodies near its bottling plant. A person registers a domain name, Tucson Multispecialty Clinic, which is the name of a popular multispecialty clinic hoping to resell it to the clinic at an exorbitant profit. A person registers the domain name "currentaffairs.net" to take advantage of the huge popularity of the e-newspaper currentaffairs.org to divert traffic to his webpage and make money by selling advertising space.
Answers
Answer:
An environmental support group creates a spoof of the advertisement of a popular beverage company, highlighting its degradation of the environment by releasing waste products into the water bodies near its bottling plant.
Explanation:
An example of typosquatting is an environmental support group creates a spoof of the advertisement of a popular beverage company, highlighting its degradation of the environment by releasing waste products into the water bodies near its bottling plant.
True/False: under asc 842 and ifrs 16, the standards are converged in that there are five criteria to determine whether a lease qualifies as a finance lease for the lessee.
Answers
This statement, under ASC 842 and IFRS 16, the standards are converged in that there are five criteria to determine whether a lease qualifies as a finance lease for the lessee is true.
These five criteria are:
1. Transfer of ownership: The lease agreement should transfer the ownership of the asset to the lessee by the end of the lease term.
2. Bargain purchase option: The lease agreement should contain a bargain purchase option, which allows the lessee to purchase the asset at a price lower than its fair value.
3. Lease term: The lease term should be for a major part of the asset's economic life. In other words, the lease term should cover at least 75% of the asset's economic life.
4. Present value of lease payments: The present value of lease payments should be substantially all of the fair value of the asset. In other words, the present value of lease payments should be at least 90% of the fair value of the asset.
5. Nature of the asset: The leased asset should be of such a specialized nature that only the lessee can use it without major modifications.
These criteria ensure that the lessee is essentially purchasing the asset through the lease agreement, and therefore, the lease should be treated as a finance lease.
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A debtor owes $850 and is declared bankrupt. He is, however able to pay $0.40 on every dollar owed. How will his payment be recorded?
a. DR CASH $850 CR DEBTOR $850
b. DR CASH $340 CR DEBTOR 340
c. DR DEBTOR $850 CR CASH $850
d. DR DEBTOR $340 CR CASH $340
Answers
Answer:
BIT B IS THE CORRECT ANSWER
Explanation:
AS IT IS GIVEN IN QUESTION THAT THE DEBTOR IS ABLE TO PAY $0.40 ON PER DOLLAR.
WHICH MEANS BUSINESS RECEIVED 850×0.40/100 =$340
THE DEBTOR PAID $340
THE JOURNAL ENTRY IS
CASH A/C DR $340
BADDEBTS A/C DR $340
TO DEBTOR A/C $680
THIS IS THE CORRECT ANSWER BUT IT'S NOT IN THE OPTION THAT'S WHY ANSWER IS BIT B) .
THANK YOU
which of the following is a disadvantage of mergers? growth by merger is often more expensive than internal growth. mergers hinder economies of scale. mergers may contribute to management inefficiencies. mergers may lead to higher prices.
Answers
Answer:
first one is correct i think there is only one icl i cant read
Explanation:
jason delivers pizza to earn some extra money to pay for college. if jason's self-employment tax is $1520, how much of it can he deduct as a for agi deduction
Answers
Jason can deduct $760 of his self-employment tax as a for AGI deduction.
As per the problem, Jason delivers pizza to earn some extra money to pay for college. If Jason's self-employment tax is $1520, we have to find how much of it can he deduct as a for AGI deduction.
As per the IRS rules, Jason can deduct only 50% of his self-employment tax on his taxes. Therefore, the deduction that Jason can claim for AGI deduction is as follows;
Deduction for AGI deduction = 50% of self-employment tax
= 50% of $1520
= $760
Therefore, Jason can deduct $760 of his self-employment tax as a for AGI deduction. The rest of his self-employment tax cannot be used as a for AGI deduction. Hence, the answer is $760. AGI stands for Adjusted Gross Income. This is the amount of income you have before taking the standard or itemized deductions and personal exemptions. It is an important step in calculating your taxable income and determining how much tax you owe.
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6.1.2 Exam
Which of these is a nonstore retailer?
A. Nail Salon
B. Supermarket
C. Coffee Shop
D. Catalog
Answers
Answer:
d
Explanation:
Selling products and services outside of a physical store is known as non-store retailing. Catalog is a nonstore retailer. Thus, option 'D' is the correct option.
What is a nonstore retailer?Selling products and services outside of a physical store is known as non-store retailing. It is a general phrase used to describe retailing that occurs outside of stores and shops (that is, off the premises of fixed retail locations and of market stands). Direct selling (off-premises sales) and distance selling, the latter of which includes all types of internet commerce, can be classified as the non-store distribution channel. Mail orders, catalog sales, telephone cold calling, and automated vending all fall under the category of distance selling.
Electronic commerce encompasses online shopping, internet trading platforms, travel portals, worldwide distribution networks and teleshopping. All types of selling at consumers' homes, businesses, and even garage sales are considered direct selling. Non-store retailing, commonly known as home shopping or online shopping, constantly experiences double-digit growth.
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The United Nations (UN) has many goals. Which statement below is one of its goals?
Question 2 options:
to provide tax cuts to the ultra wealthy throughout the world
to promote anti-vaccination campaigns
to end extreme poverty
to stay out of assisting in national elections, leaving the issue of voting to each individual nation or country
Answers
Answer:
to promote anti- vaccination campaigns
a country wants to hold its currency against the u.s. dollar without a formal pegged rate. the central bank of the country will intervene in the foreign exchange market to maintain the value of its currency should it depreciate too rapidly against the dollar. this practice is known as
Answers
This practice is known as clean float. A clean float, also known as a pure exchange rate, is when a currency's value or exchange rate is solely decided by market supply and demand.
A dirty float, which happens when governmental regulations or laws have an impact on currency pricing, is the antithesis of a clean float. Since there are no limits on capital flow, markets are able to allocate resources (including financial capital) effectively. Additionally, fluctuations in the nominal exchange rate account for the majority of adjustments to both local and international shocks. Exchange rates fluctuate daily in a managed float regime, which is a global financial setting.
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Explain what it means to diversify across investments ?
Answers
Answer:
true
Explanation:
diversification isna technique that reduces risk by allocating investment across various financial instrument across various fiancial instrument industries and other categories . it aims to maximize returns by investing in different areas that would each react differently to the same event
Your friend asks you, “How early do you think I should start saving and searching for scholarships and state aid?” What do you recommend? Why?
Answers
If my friend asks me about when He/She should start saving then I would suggest that the person should start saving when they have a salary in which they can completely afford their basic living,any surplus of the basic living should be saved.
Only a minimal of salary should be spent on luxuries, the person should start searching for scholarships when they are ready to go college and want the scholarship assistance.
State Aid should only be applied for if the person cannot afford their studies by doing job and when they are unable to secure any scholarship.
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pension fund manager is considering three mutual funds. The first is a stock fund, the second is a long-term government and corporate bond fund, and the third is a T-bill money market fund that yields a sure rate of 5.5%. The probability distributions of the risky funds are: Expected Return Standard Deviation Stock fund (S) 15 % 32 % Bond fund (B) 9 % 23 % The correlation between the fund returns is 0.15. Suppose now that your portfolio must yield an expected return of 12% and be efficient, that is, on the best feasible CAL. a. What is the standard deviation of your portfolio? (Do not round intermediate calculations. Round your answer to 2 decimal places.)
Answers
The standard deviation of the portfolio is 7.09%.
What is the proportion of stock in minimum risky portfolio?= [(0.23)² - (0.32*0.23*0.15)] / [(0.32)² + (0.23)² - (2*0.32*0.23*0.15)]
= 0.31421708452
= 31.42%
What is proportion of bond fund in minimum risky portfolio?= 1 - 0.31421708452
= 0.68578291548
= 68.58%
What is the expected return of minimum risky portfolio?= 0.3142*15% + 0.6858*9%
= 0.04713 + 0.061722
= 0.108852
What is the standard deviation of your portfolio?= ((0.6858)² * (0.23)² * (0.3142)² * (0.33)²) + ((2 * 0.6858 * 0.3142 * 0.32 * 0.23 * 0.15))^0.5
= (0.00026747972 + 0.00475776218)^0.5
= 0.0050252419^0.5
= 0.0708889406
= 7.09%
Therefore, the standard deviation of the portfolio is 7.09%.
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If only 1% of people get audited, why should you make every effort to fill out your taxes honestly and accurately?
Answers
Even though only small percentage of people get audited, it is important to make every effort to fill out your taxes honestly and accurately because there are severe consequences for tax fraud and mistakes on tax return.
What is an audit?
An audit is a systematic and independent examination of an organization's financial statements, records, processes, and systems to ensure that they are accurate, reliable, and compliant with applicable laws, regulations, and standards. Audits are typically conducted by certified public accountants or other qualified professionals who are not affiliated with the organization being audited. The purpose of an audit is to provide assurance to stakeholders that the organization's financial and operational activities are being conducted in a transparent and responsible manner. This helps to build trust and confidence in the organization's financial reporting and can assist in identifying areas for improvement in internal controls and processes. The results of an audit are typically presented in an audit report, which outlines any issues or concerns that were identified during the audit and provides recommendations for remedial action.
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when a shareholder of limited, inc. sells its shares to another investor on the stock exchange, limited, inc.'s accounting equation .
Answers
When a shareholder of limited, inc. sells its shares to another investor on the stock exchange, limited, inc.'s accounting equation is not affected because the corporation is separate from its owners.
An exchange where stockbrokers and traders may purchase and sell assets, such as shares of stock, bonds, and other financial instruments, is known as a stock exchange, securities exchange, or bourse. The creation and redemption of such securities and instruments as well as capital events, such as the payment of income and dividends, may be accommodated by stock exchanges.
Stock issued by listed firms, unit trusts, derivatives, pooled investment products, and bonds are examples of securities traded on a stock market. Buyers and sellers complete deals in a central place, such as the exchange floor, or by using an electronic trading platform, which is how stock exchanges sometimes operate as "continuous auction" markets.
The above question is incomplete, the complete question is-
When a shareholder of Limited, Inc. sells its shares to another investor on the stock exchange, Limited, Inc.'s accounting equation__________________________________.
a) will show a decrease in total assets and total stockholders' equity
b) is not affected because the corporation is separate from its owners.
c) is not affected because of the cost principle.
d) will show an increase in total assets and total stockholders' equity
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How will opportunities at purdue support your interests, both in and out of the classroom?.
Answers
Students can participate in numerous clubs and intramural sports as well. Students from Purdue perform in musical and theatrical productions. There are several chances for students at Purdue University to pursue your interests both in and out of the course.
A person can major in a huge range of disciplines at Purdue University. Purdue University provides programs in French, Russian, Japanese, and Spanish, among many other languages, for students who want to major in a certain language. There are a number of majors available for those interested in education. Acting and theater are other majors offered at Purdue. There are numerous degrees available in a variety of disciplines, such as in history, economics, and agriculture. Additionally, Purdue has majors in additional disciplines. There are various possibilities for kids to participate outside of the classroom. There are almost 1,000 different student organizations to pick from. Due to Purdue's affiliation with the Big Ten Conference, there are numerous sporting events to attend. Additionally, students can participate in a variety of clubs and intramural sports. Theatrical and musical productions at Purdue include student participation. The chances for students to pursue their passions both in and outside of your classroom are numerous at Purdue University.
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Find the monthly house payments necessary to amortize the following loan. Then calculate the total payments and the total amount of interest paid. $196,000 at 6.94% for 30 years The monthly payments are \$ (Round to the nearest cent.)
Answers
To amortize a loan of $196,000 at an interest rate of 6.94% for 30 years, the monthly payments would be calculated to determine the amount needed to pay off the loan over the specified period.
To calculate the monthly house payments necessary to amortize the loan, we can use the formula for a fixed-rate mortgage. The formula is:
M = P * (r * (1 + r)^n) / ((1 + r)^n - 1)
Where:
M = Monthly payment
P = Loan amount ($196,000)
r = Monthly interest rate (6.94% / 12)
n = Total number of payments (30 years * 12 months)
By plugging in the values into the formula, we can calculate the monthly payment amount. Once we have the monthly payment, we can multiply it by the total number of payments to find the total payments over the loan term. To calculate the total amount of interest paid, we subtract the initial loan amount from the total payments.
By performing these calculations, we can determine the monthly payments necessary to amortize the loan, as well as the total payments and total amount of interest paid over the 30-year period.
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