Investigators were suspicious that Massey Energy had altered mine safety documentation because "they discovered multiple sets of records."
The Massey Energy case concerned one of the most significant mine explosions in the United States, with the Upper Big Branch mine in West Virginia's Montcoal district. The explosion caused 29 miners to lose their lives. As a result, federal investigators became involved in the inquiry to discover what led to the accident and who was to blame for it. The Massey Energy company was found to have participated in altering mine safety documentation.
Investigators discovered that Massey Energy had made significant alterations to its mine safety documentation, which aided it to avoid penalties for its hazardous working conditions. There were numerous tips that the records were incorrect, and an employee witness confessed to altering records. Forensic experts also detected discrepancies in the dates listed in the documentation.
However, "they discovered multiple sets of records," which made investigators suspicious that Massey Energy had altered mine safety documentation.
What does Massey Energy company do?
Massey Energy Company was a coal production corporation in the United States. It was a leading producer of bituminous coal in Central Appalachia, employing around 7,000 people in West Virginia, Kentucky, and Virginia. Massey Energy's goal was to produce coal safely and at a low cost for electricity generation by using advanced mining technology.
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Do I have any college students on here willing to help me with a project? It's for my personal finance class. I'm in college but I'm a high schooler. I have to make a report on what the average college student spends. I will not be asking for bank card/account info or anything of that sort. No social security numbers or phone numbers. If you'd be willing to help me out thanks!!
Explanation: I'm a VERY smart 7th grader. : )
Answer:
i'm not in college but i can help you if you need help
Explanation:
At the end of World War II many European countries were rebuilding and so were eager to buy capital goods and had rising incomes. We would expect that the rebuilding increased aggregate demand in
We would expect that the rebuilding at the end of World War II in many European countries increased aggregate demand for capital goods in a. Both the US and Europe.
What is aggregate demand?Aggregate demand refers to the total demand for goods and services within an economy.
Because of the Marshall Plan initiated by the United States for rebuilding Europe after the Second World War, aggregate demand increased in both the United States and Europe.
Answer Options:a. Both the US and Europe
b. The US, but not Europe
c. Europe, but not the US
d. Neither the US nor Europe
Thus, the rebuilding at the end of World War II in many European countries increased aggregate demand for capital goods in a. Both the US and Europe.
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how to use a visa gift card on amazon for partial payment
To use a Visa gift card on Amazon for partial payment, add the items you want to purchase to your Amazon shopping cart, proceed to the checkout page, select your Visa gift card as a payment method, enter the gift card information, and specify the remaining balance to be paid with another payment method.
Here's a step-by-step explanation of how to use a Visa gift card on Amazon for partial payment:
Add items to your Amazon shopping cart: Find the items you want to purchase on Amazon and click on the "Add to Cart" button to add them to your shopping cart.Proceed to the checkout page: Once you have added all the desired items to your cart, click on the shopping cart icon at the top right corner of the page. Then click on the "Proceed to Checkout" button.Select your Visa gift card as a payment method: On the checkout page, you will find a section for payment methods. Look for the option to add a new payment method and select "Add a card."Enter the gift card information: Enter the details of your Visa gift card, including the card number, expiration date, and security code. Click on "Add your card" or a similar button to save the information.Specify the remaining balance: After adding the gift card, you will have the option to allocate a specific amount from the gift card balance for payment. Enter the desired amount or select a percentage to be deducted from the gift card.Complete the payment: If the remaining balance exceeds the gift card amount, you will need to choose another payment method, such as a credit card or debit card, to cover the remaining cost. Follow the prompts to complete the payment process.By following these steps, you can use your Visa gift card on Amazon for partial payment and combine it with another payment method to cover the remaining balance.
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An FI wants to evaluate the credit risk of a $5 million loan with a duration of 4.72 years to a AAA borrower. There are currently 500 publicly traded bonds in that class (i.e., bonds issued by firms with a AAA rating). The current average level of rates (R) on AAA bonds is 8 percent. The largest increase in credit risk premiums on AAA loans, the 99 percent worst-case scenario, over the last year was equal to 1.2 percent (i.e., only 6 bonds out of 500 had risk premium increases exceeding the 99 percent worst case). The projected (one-year) spread on the loan is 0.3 percent and the FI charges 0.32 percent of the face value of the loan in fees.
Calculate the RAROC on this loan.
The Risk-Adjusted Return on Capital (RAROC) for the loan is approximately 1.8%.
To calculate the Risk-Adjusted Return on Capital (RAROC) for the loan, we need to consider the credit risk premium and fees associated with the loan. The RAROC is calculated as the expected return on the loan divided by the economic capital allocated to the loan.
Given information:
Loan amount (L) = $5 million
Duration (D) = 4.72 years
Number of publicly traded AAA bonds (N) = 500
Average rate on AAA bonds (R) = 8%
Largest increase in credit risk premiums (Worst case) = 1.2%
Projected spread on the loan = 0.3%
Fees (F) = 0.32% of the loan amount
Step 1: Calculate the credit risk premium for the loan.
Credit risk premium = Largest increase in credit risk premiums / Number of publicly traded AAA bonds
Credit risk premium = 1.2% / 500
Credit risk premium = 0.0024
Step 2: Calculate the expected rate on the loan.
Expected rate = Average rate on AAA bonds + Credit risk premium + Projected spread
Expected rate = 8% + 0.0024 + 0.003
Expected rate = 0.0854 or 8.54%
Step 3: Calculate the expected return on the loan.
Expected return = Loan amount × Expected rate
Expected return = $5 million × 0.0854
Expected return = $427,000
Step 4: Calculate the economic capital allocated to the loan.
Economic capital = Loan amount × Duration
Economic capital = $5 million × 4.72
Economic capital = $23.6 million
Step 5: Calculate the RAROC.
RAROC = Expected return / Economic capital
RAROC = $427,000 / $23.6 million
RAROC ≈ 0.018 or 1.8%
Therefore, the Risk-Adjusted Return on Capital (RAROC) for the loan is approximately 1.8%.
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all of the following income or services were received by beatrice in 2022. beatrice is a cash-basis taxpayer and self-employed piano teacher. what is beatrice's 2022 gross income? $9,150 for 183 piano lessons given in 2021. $250 payment for five piano lessons that will take place in january 2023. $720 received for sheet music that beatrice bought from a distributor and sold at cost. beatrice paid the distributor $720 during 2021. a $325 makeover from a spa owner in exchange for five piano lessons. (no cash changed hands.) $9,725 $10,120 $10,195 $10,445
If $9,150 for 183 piano lessons was given in 2021, $250 payment for five piano lessons that will take place in January 2023, a $325 makeover from a spa owner in exchange for five piano lessons. beatrice's 2022 gross income is: $9,725.
What is gross income?Gross income can be defined as the income a person or an individual received either as salary or wages etc.
Using this formula
Gross income= $9,150 for 183 piano lessons+$250 payment for five piano lessons+ $325 makeover from a spa owner in exchange for five piano lessons
Let plug in the formula
Gross income=$9,150+$250+$325
Gross income=$9,725
Therefore If $9,150 for 183 piano lessons was given in 2021, $250 payment for five piano lessons that will take place in January 2023, a $325 makeover from a spa owner in exchange for five piano lessons. beatrice's 2022 gross income is: $9,725.
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Which time-series model below assumes that demand in the next period will be equal to the most recent period's demand? A) naive approach B) moving average approach C) weighted moving average approach D) exponential smoothing approach E) regression model
The time-series model below assumes that demand in the next period will be equal to the most recent period's demand is a naive approach. Thus the correct option is A.
What is demand?When the willingness of an individual to buy any product is increased it gives rise to the demand. This willingness will shift with a change in the price or quality.
Using the previous era to make recommendations for the future is required by the naive approach of forecasting. Assuming that future demand will be identical to that of the previous period's demand makes the nave approach the most straightforward forecasting technique.
Therefore, option A is appropriate.
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Give examples of the ways in which each of the five factors of production can affect the business performance of McDonald's or Walmart.
Explanation:
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Answer:
Give examples of the ways in which each of the five factors of production can affect the business performance of McDonald's or Walmart.
how to get all one hundreds on report card
Answer:
well thats easy all you have to do is get a good grade on every single assignment in every class
Explanation:
which is very hard
Answer:
To do your work and stop asking how to get around it on Brainly. Please don't cheat, your teacher can see past that, especially when you copy verbatium like I bet you do.
Explanation:
What determines what goods and services are produced by a nation in the economy?
O The wants of other nations
O The wants of the citizens
None of the answers are correct
The factor that determines the goods and the services that are produced by a country is the wants of the citizens.
What is want in economics?This is a term that has to do with the goods and services that are desired by the people of a nation.
The wants of the people are satisfied using the available resources that are in the economy.
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a buyer has assembled quite a list of repairs he'd like the seller to make. the seller, fearing she might lose this buyer, agrees to every item on the list. in what type of market is this concern most valid?
A seller will agree to every item on the list in a market structure where there is perfect competition in an economy. This will help the seller increase its sales.
A perfectly competitive market is the one wherein the number of buyers and sellers are unlimited, as there are hardly any barriers over their entry within such market structure.
In such a market, seller does not hold any amount of pricing power, and is mostly dominated by the number of consumers available in the market. Therefore, a seller agrees to the items listed by the buyer in order to maximize her sales.
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Which of the following sets of goods are most likely to be complementary goods? a. shoes and pizza b. automobiles and computers c. baseballs and baseball gloves
Answer: C. baseballs d baseball gloves
Hope that helps c:
why would a company use an expansion product-mix strategy?
A company may choose to use an expansion product-mix strategy for several reasons, including the following:
Market Growth: By expanding its product mix, a company can tap into new customer segments or markets that were previously untapped. This strategy allows the company to increase its overall market share and revenue by offering a wider range of products to meet the diverse needs and preferences of customers. Competitive Advantage: Introducing new products or product variations can give a company a competitive edge over its rivals.
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limited liability companies (llcs) are often referred to as a hybrid form because they are specifically designed to combine certain desired characteristics with those of .
Limited liability companies (llcs) are often referred to as hybrids form because they are designed to combine certain desired characteristics with those of general partnerships.
The owners of an LLC in the United States are not held personally accountable for the debts or obligations of the firm. Limited liability companies are hybrid legal structures that incorporate elements of both corporations and partnerships or sole proprietorships.
The possibility of flow-through taxes to LLC members is a feature of partnerships, even if the limited liability aspect is identical to that of a corporation. The main distinction between an LLC and a partnership is that an LLC protects the owners from the LLC's debts and liabilities by separating the company's assets from its owners' personal assets.
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In a purchases journal, the total of the ________ column is not posted to the general ledger
In a purchases journal, the total of the Office Supplies DR column is not posted to the general ledger.
Office supplies cost is the amount of administrative materials charged to price in a reporting time period. Those items are charged to expense while used; or, if the value of supplies is immaterial, it's far charged to expense whilst the cost is initially incurred.
Office expenses, like workplace elements, are usually recorded as a fee in preference to an asset. Office prices are often intangible and consist of things including janitorial offerings, software subscriptions, office renovation, or even website maintenance.
A journal entry is an act of retaining or making facts of any transactions both financial or non-economic. Transactions are indexed in an accounting journal that indicates a corporation's debit and credit score balances. The journal entry can include numerous recordings, each of that's either a debit or a credit.
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what is marketing management?why is it important?
Its help to stand competent in highly thriving competition in the market.
Answer:
Marketing management is especially important for smaller businesses because it gives them a level footing to complete with larger players in the field.Thorough customer research,creative campaigns and marketing strategies and positive branding can go a long way in providing a brand with an edge over its competition.
Explanation:
hope it helps you
a father and his son are shareholders in a public liability company.The father invest 4× as much as his son ,if there investment amount up to ¢9600 at ¢2 per share,find the total number of shares each has in a company
The number of total shares that the father and son have in the company is :
Father - 3, 840 sharesSon - 960 sharesHow to find the total shares ?First, find the total number of shares that the father and son own together in the company :
= Value of shares / Price of one share
= 9, 600 / 2
= 4, 800 shares
The Father invested 4 times as much as the son which means the Son's investment is:
= 4, 800 / 5
= 960 shares
Which leaves the father's as :
= 960 x 4
= 3, 840 shares
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Jared had studied extremely hard for his math test and believed he had understood the material and memorized the formulas. As he entered the classroom and sat at his desk, he began to worry. He was fearful that he had not prepared enough to do well on the test. The tests were passed out, and he turned his over to begin. As he read the first question, he panicked and his mind went blank. He had a classic case of test anxiety. Which of Jared’s anxiety reactions was physical? He panicked. He began to worry. He was fearful. His mind went blank.
Answer:
He began to worry.vvv
Explanation:
Answer:
"(A)" not 100% percent sure but I'm 99.9 percent sure it's right because I am very confident in my decision
Explanation:
tell me in the comments if it's right, if it's wrong I'll change my answer as soon I notice but please don't hate because this is what I think
Dentify the sentence type: places like taco bell provide affordable and convenient food for americans, but consumers need to be aware of the health consequences of eating too much fast food. simple compound complex compound-complex
Answer:
The correct answer is the option: Compound.
Explanation:
To begin with, the sentences that are compound are understood to be the ones who have at least two or more independent clauses that are joined together by a comma, semicolon or by a conjunction. Therefore that the sentence presented in the text corresponds to a compound sentence due to the fact that you can find two different clauses that are joined together by a comma and a coordinator in this case ("but") and when that happens that coordinator adds also flowness to the sentence.
Discuss the social views that influence our relationship
Answer:
relationships with others influence how we communicate with them by many different factors. The relationship between people influence the way we interact with them. Giving hugs is generally for people you are close to, although you may shake someone's hand if you are not as close to them
Answer:
well what kind of relationship?
Explanation:
marlene routinely volunteers to organize the company holiday party and summer picnic. marlene demonstrates a high level of
a) organizational citizenship behaviors. b) job performance. c) self-importance. d) insecurity and the need for social acceptance
Option A : marlene routinely volunteers to organize the company holiday party and summer picnic. marlene demonstrates a high level of organizational citizenship behaviors.
Organizational citizenship behaviours are voluntary acts that enhance an organization's social and psychological climate but are not explicitly required of a person's employment. Organizational citizenship activities include Marlene's selfless efforts in planning the corporate holiday party and summer picnic. These acts can enhance an organization's general productivity and morale and foster a pleasant workplace culture. Organizational citizenship behaviours are distinct from job performance, which is the capacity of a person to successfully carry out the official obligations and responsibilities of their position. Employees' individual, arbitrary behaviours that go outside the scope of their official job descriptions are known as organisational citizenship behaviours (OCBs). Managers that are aware of the benefits and drawbacks of OCBs may support workers in making their best contributions to the business and preventing burnout.
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I have $3,000 in credit card debt. If I can pay $150.00 a month, how long will it take to pay it off? My current interest rate is 18%. Remember to include your inputs and round 2 decimal points like we did in module 2.
Answer:
2 years
Explanation:
Rate = rate per period = 18%/12 = 1.5%
PV = 3,000
PMT = 150
Number of a payment period = NPER(Rate, PMT, -PV, FV)
Number of a payment period = NPER(18%/12, 150, -3000)
Number of a payment period = 23.96 months
Time to payoff loan = 23.96/12
Time to payoff loan = 1.99667
Time to payoff loan = 2 years
For those with health issues, regular exercise is not generally recommended. Please select the best answer from the choices provided. T F D. soccer Please select the best answer from the choices provided. A B C DIt's recommended that those with osteoporosis __________. A. monitor their blood sugar levels throughout cardiorespiratory activities B. increase their bone density with high-intensity activities C. always have their inhalers close by during flexibility activities D. limit their overall activity time to 20 minutes per day Please select the best answer from the choices provided. A B C D Mark this and return
Answer:
For those with health issues, regular exercise is not generally recommended. regular exercise can be too hard for them. If they have Asma attacks, they can stop breathing if they run for too long
Explanation: my sister has a health issue
Answer:
FALSE
Explanation:
why is Africa called plateaus of plateu?
Answer:
Africa is called the plateau continent because almost the entire continent is raised above sea level and drops sharply off at the coast.
Explanation:
sana makatulong ❤❤
Answer:
continent because almost the entire continent is raised above sea level and drops sharply off at the coast.
Explanation:
The two challenges leaders face when helping followers with obstacles are figuring out what?
The two challenges leaders face when helping followers with obstacles are figuring out what the obstacles are and determining the best strategies to overcome them.
When leaders assist their followers in overcoming obstacles, they need to first identify and understand the specific challenges that their followers are facing. This involves actively listening, asking questions, and gathering relevant information. By doing so, leaders can gain a comprehensive understanding of the obstacles and develop effective solutions.
Once leaders have identified the obstacles, they must then determine the best strategies to help their followers overcome them. This may involve providing guidance, offering resources, delegating tasks, or facilitating collaboration. The strategies chosen should be tailored to the unique needs and abilities of the followers, ensuring that they are feasible and effective in addressing the obstacles.
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In a bad economical crisis what are ways to overcome
Answer:
figure out different ways to invest and save your money maybe buy cheaper but good quality products
Explanation:
cause i said so
Answer:
Maximize Your Liquid Savings. ...
Make a Budget. ...
Prepare to Minimize Your Monthly Bills. ...
Closely Manage Your Bills. ...
Take Stock of Your Non-Cash Assets and Maximize Their Value. ...
Pay Down Your Credit Card Debt.
Explanation:
Though some intangible attributes like delivery or a warranty may also be important for a product like a washing machine, a(n) ________ like this is defined by having tangible attributes.
Though some intangible attributes like delivery or a warranty may also be important for a product like a washing machine, a(n) good like this is defined by having tangible attributes.
A good is a physical product that can be touched, seen, and measured. Examples of goods include tangible products like washing machines, televisions, cars, and clothes.
These products have physical attributes that can be seen and touched, which differentiates them from intangible products like services or experiences. While intangible attributes like delivery or a warranty may also be important for a product like a washing machine, the tangible attributes are what defines it as a good.
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Oscar owns a meat processing plant whose unpleasant odors waft across the city. Because the production of processed meat provides a negative externality to the community, the government should: Group of answer choices impose a tax on Oscar's production of processed meat, since the market quantity is greater than the socially optimal quantity. subsidize Oscar's production of processed meat, since the market quantity is less than the socially optimal quantity. subsidize Oscar's production of processed meat, since the market quantity is greater than the socially optimal quantity. impose a tax on Oscar's production of processed meat, since the market quantity is less than the socially optimal quantity.
Match the given distinctiveness to the type of equity or debt finance that is available for a business.
TILES
common stock
preferred stock
retained earnings
senior debt
subordinate debt
Boxes
the profit is used in the business
the equity holders are paid dividends at regular intervals
the equity holders have a right to vote on corporate policy
the lenders are always paid within a predetermined time
the debt carries more risk and is not the first in line to be paid
Answer:
See below
Explanation:
Common stock
The equity holders have a right to vote on corporate policy. In the case of liquidation, common stockholders are last in line in the distribution of the company's assets.
Preferred stock
The equity holders are paid dividends at regular intervals. Preferred stockholders have a priority in dividends payments over common shares but have no voting rights.
Retained earnings
The profit is used in the business. Retained earnings are profits that a company's management opts to distribute to shareholders as dividends.
Senior debt
The lenders are always paid within a predetermined time. Senior debts are low risk as they are given priority over other debts in repayment.
Subordinate debt
The debt carries more risk and is not the first in line to be paid. In the event of liquidation, subordinate debts are considered last in order of payment.
Planning includes tasks related to each of the ____ project management knowledge areas.
Planning includes tasks related to each of the ten project management knowledge areas.
Project management is the planning and coordination of a company's resources to advance the completion of a particular work, event, or duty. Managed resources include people, money, technology, and intellectual property, and they can be used for one-time projects or ongoing operations.
Project management is frequently linked to industries like engineering, building, and, more recently, healthcare and information technology (IT), which frequently require a complicated set of components to be finished and connected in a certain way to produce a usable output. A project's preparation, start, execution, monitoring, and closure are all fundamental components of project management.
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NEED HELP ASAP PLEASE
please define these words for me
-Right to Redress
-Secure Credit
-Unsecure Credit
-Collateral
-Principal
-Mortgage
-Insurance
HURRY PLEASE