Using the dink technique, a total of $90,500 in insurance would be required.
How Does Dual Income, No Kids (DINK) Work?A home with two earners and no kids are referred to as "dual income, no kids" (DINK) in slang. Due to the absence of the additional costs associated with having children, couples who live in DINK households usually have more money to spend.
As a result of the capacity to share living spaces like kitchens, baths, and bedrooms, they frequently spend less per person on housing than singles do. Contrast a living situation where both partners work and have children, called a DINK, with a DEWK to gain related understanding.
Calculation:
It is given that,
One-half of the mortgage = $62,500
One-half of a car loan = $5,000
One-half of personal debts = $10,000
One-half of credit card loans = 3,000
Funeral expenses = $5,000
Need for Insurance (DINK) = Half of Debts + Funeral Costs
= $62,500 + $5,000 + $10,000 + $3,000 + $5,000 + $5,000
= $90,500.
Therefore, Total Insurance Needs = $90,500.
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(HELP PLS!)
What are some hazards in Modeling?
Answer:
Some hazards could be starvation (with some agencies), you could slip and fall, cross contamination from sharing things, sexual dangers, stalking and stuff like that.
Answer:
health risk
financial risk
traveling risk
On March 1, the Mixing Department had 550 rolls of paper in process. During March, the Mixing Department completed the mixing process for those 550 rolls and also started and completed the mixing process for an additional 4,150 rolls of paper. The department started but did not finish the mixing process for arn additional 500 rolls, which were 20% complete with respect to both direct materials and conversion work at the end of March. Direct materials and conversion costs are incurred evenly throughout the mixing process.
Direct Direct Manufacturing Total
Materials Labor Overhead Allocated Costs
Beginning inventory, Mar. 1 $280 365 $ 4,125 180
Costs added during March 5,720 3,250 825 13,095
Total costs $6,000 4,490 3,430 13920
Journalize all transactions affecting the company's mixing process during March.
Prepare the journal entry to record the cost of the units completed and transferred out of the Mixing Department.
For the Mixing Department, the following journal entries are prepared.
Journal Entries:
1. Debit Work in Process $13,095
Credit Direct materials $5,720
Credit Direct labor $4,125
Credit Manufacturing overhead $3,250
To record costs of materials, labor, and manufacturing overhead allocated.2. Debit Transfer out $13,630
Credit Work in Process $13,630
To record the cost of units completed and transferred out.Data and Calculations:
Direct Direct Mfg o/h Total
Materials Labor Allocated Costs
Beginning inventory $280 $365 $180 $825
Costs added in March 5,720 4,125 3,250 13,095
Total costs $6,000 $4,490 $3,430 $13,920
Physical Direct Conversion
Units Materials Costs
Units to account for:
Beginning Work in process 550
Started in March 4,650
Total units to account 5,200
Completed & transferred 4,700
Ending work in process 500
Units accounted for:
Ending work in process 500 100 (20%) 100 (20%)
Completed & transferred 4,700 4,700 (100%) 4,700 (100%)
Total equivalent units 4,800 4,800
Direct Conversion Total
Materials Costs Costs
Costs to account for:
Beginning inventory $280 $545 $825
Costs added in March 5,720 7,375 13,095
Total costs $6,000 $7,920 $13,920
Total equivalent units 4,800 4,800
Cost per equivalent unit $1.25 $1.65
($6,000/4,800) ($7,920/4,800)
Costs accounted for:
Completed & transferred $5,875 $7,755 $13,630
(4,700 x $1.25) (4,700 x $1.65)
Ending inventory $125 $165 $290
(100 x $1.25) (100 x $1.65)
Total costs accounted $6,000 $7,920 $13,920
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plz help
Read the following scenario:
An up-and-coming rock band is interested in producing their first album. The band has researched the process of creating a digital album and invested in some recording equipment. However, they still need to cover some production and distribution costs. Which of the following would best help this band meet their production and distribution goals?
holding a benefit concert to raise funds for production
applying for a small-business loan from a bank
creating a crowdfunding site on the internet
selling pre-orders of their album to fans
Answer:
creating a crowdfunding site on the internet
Explanation:
took test
Answer:
C: creating a crowdfunding site on the internet
Explanation:
edg2021
(100 on unit test)
What is an advantage of radio advertising? It offers an excellent combination of reach and frequency. It is free from the problem of advertising clutter. It provides scope for unlimited creativity. It is a cost-effective method to reach all markets. It benefits from being long-lived and widely remembered.
Answer:
It offers an excellent combination of reach and frequency
Explanation:
The question basically seeks to extract the advantage of radio advertising in contemporary time. It must be noted that there are varying forms of advertisements, with one edging the other by one feature or the other.
The feature that ultimately stands radio advertising is the ubiquitous nature of its distribution. Simply put, it offers an excellent combination of reach and frequency. The implication of this is that the messages and information being passed out from this medium commands a far reach, attention and feedback from the larger audience.
While other listed options could be relevant, it must be stated that option A is the feature that categorically set radio advertisements apart from others.
Prior to 2008, the Fed did not pay interest on bank reserves. If banks charged 10% on loans and the required reserve ratio was 12%, then for every S1000 in deposits, the amount that banks lost in forgone interest (opportunity cost) because of reserve requirements is $(Round your response to the nearest two decimal place.) Without any interest in reserves, if the interest rate is equal to 5% and the reserve ratio is 15%, then the foregone interest per $500 in deposits, when rounded to the nearest two decimal place, is A. $75 B. $25. C. $3.75 D. $50
In the first scenario, the amount that banks lost in forgone interest is $12. In the second scenario, the amount that banks lost in forgone interest is $3.75. Therefore, the correct answer is option C.
Prior to 2008, when the Fed did not pay interest on bank reserves, banks experienced an opportunity cost due to reserve requirements. In the first scenario with a 10% interest rate on loans and a 12% required reserve ratio, for every $1000 in deposits, the amount that banks lost in forgone interest can be calculated as follows:
1. Calculate the required reserves: $1000 x 0.12 = $120
2. Calculate the forgone interest: $120 x 0.10 = $12
Therefore, banks lost $12 in forgone interest.
In the second scenario with a 5% interest rate and a 15% reserve ratio, for every $500 in deposits, the foregone interest can be calculated as follows:
1. Calculate the required reserves: $500 x 0.15 = $75
2. Calculate the forgone interest: $75 x 0.05 = $3.75
Thus, the correct answer is C. $3.75.
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Which of the following questions is related to the value proposition in a business model canvas? *
1 point
A. How much is our product or service worth in the market?
B. How much is a customer willing to pay for the product or service we offer?
C. What is compelling about the product or service? Why would customers want to buy or use it?
D. Is there anyone in the filed who is doing the same job at a lower cost.
C. What is compelling about the product or service? Why would customers want to buy or use it?
The question which is related to the value proposition in a business model canvas is:
C. What is compelling about the product or service? Why would customers want to buy or use it?According to the given question, we are asked to state the question which is related to the value proposition in a business model canvas
As a result of this, this is important (asking the right question) as it enables the business owner to be able to assess how the flow of business would be as the business model canvas helps him to assess his potential customer base.
Therefore, the correct answer is option C
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ECONOMICS CHAPTER 2 SECTION 3
explain the relationship between the terms in each of these pairs
A. Private property rights and market
B. laissez-faire and capitalism
C. Specialization and profit
D. Factor market and product market
ECONOMICS CHAPTER 2 SECTION 3
Private property rights and market is in which people buy and sell resources or goods and services.
Private property rights are the rights of individuals and groups to own property and the market is any place or situation in which people buy and sell resources and goods and services.
Laissez-faire and capitalism-The relation-ship between laissez-faire and capitalism is laissez-faire is an economic philosophy of free-market capitalism that opposes government intervention.
Specialization and profit- The relation-ship between specialization and profit is the companies specialize in making one product or one component of a product, if this product will make at large scale, companies reduces it's cost to earn profit.
Factor market and product market- The relation-ship between Factor market and product market is the factor market is running by the demand of product market. The product market is sold their goods and services with the demand of factor market to production these goods and services.
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which workplace concept embraces shared governance, in which management and workers cooperate in decision-making and workers have the right to participate on the board of directors of their company?
The workplace concept that embraces shared governance, where management and workers cooperate in decision-making and workers have the right to participate on the board of directors, is known as "co-determination."
Co-determination is a workplace concept that emphasizes shared governance and collaboration between management and workers. In this system, employees have the right to participate in decision-making processes and even hold positions on the board of directors of their company. It recognizes the value of employee input and involvement in shaping the organization's direction and policies.
Co-determination originated in Germany and has been widely adopted by many European countries. It is based on the principle that employees, as key stakeholders in a company, should have a say in the decisions that affect their work lives. This concept aims to create a more democratic and inclusive work environment where power and responsibility are shared among all stakeholders.
By involving workers in decision-making processes, co-determination not only enhances employee satisfaction and motivation but also promotes a sense of ownership and commitment to the company's success. It fosters a culture of cooperation and mutual respect, where management and workers work together towards common goals.
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Now that Amazon does collect sales tax in most states, what other loopholes has Amazon found to evade other taxes?
(In depth response)
Another area in which Amazon has found another tax loophole in order to evade taxes is:
They make use of foreign based companies to receive payments from customers in another country.What is a Tax Loophole?This refers to the legal clauses which the rich people and corporations exploit in order to evade paying tax or paying as much as other people.
One tax loophole which is being used by Amazon to evade tax is the use of foreign based companies to receive payments from customers in another country and bypass HMRC.
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Explain at least four consumer rights.
Explanation:
four basic consumer rights – the right to safety; the right to be informed; the right to choose and the right to be heard
Which statement is the best example of the inelasticity of supply?
A. a wheat farmer must harvest his own crop when it is ripe
B. a pizza parlor makes twice as many pizzas on Saturdays than on Wednesdays
C. a grocery store expands its produce section
D. a barber shop changes it’s hours of operation
Answer:
I think the letter B.????????
Explanation:
pa brainliest nalang po kung tama
Answer:
Explanation:
The Answer is A: a wheat farmer must harvest his own crop when it is ripe
As of June 28, 2020, Cedar Fair had issued $201.5 million in season passes. Cedar Fair estimated that guests would use passes worth
$41.9 million during the remainder of 2020, $61.9 million from January 1 to June 30, 2021, and the remaining $97.7 million after June
30, 2021. What amounts should Cedar Fair classify as current versus noncurrent, in its balance sheet on June 28, 2020?
Based on Cedar Fair issuance of season passes,$103.80 million would be classified under current whereas $97.7 million is non-current
What does current classification indicates in the balance sheet?
The current classification in the balance sheet refers to assets that would be used up in up to a year or liabilities that would be settled within a year, any other item whose usage or settlement date is beyond 1 year is classified as non-current asset or liability.
In this case, Cedar Fair would classify the the amount of season passes usable within a year under the current liability and the remainder value of season passes that would be used after after June 30, 2021 as non-current liability.
current liability=$41.9 million+ $61.9 million=$103.80 million
non-current liability=$97.7 million
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What is the best thing that you can do for your financial future?
Some of the best things you can do for your financial future include creating a budget, saving and investing regularly, managing debt, building an emergency fund, educating yourself about personal finance, and planning for retirement.
There are many things that you can do to improve your financial future, but some of the best things include:
Creating a budget: Having a budget in place can help you manage your money more effectively, and ensure that you are saving enough for your future goals.Saving and investing regularly: Saving and investing a portion of your income regularly can help you build wealth over time.Managing debt: Paying off high-interest debt as soon as possible and avoiding taking on more debt can help you improve your overall financial position.Building an emergency fund: Having an emergency fund can provide a financial safety net in case of unexpected expenses or loss of income.Educating yourself about personal finance: Understanding the basics of personal finance, such as how to invest, how to budget, and how to manage debt, can help you make informed decisions about your money.Planning for retirement: Planning for your retirement by starting to save early, choosing the right type of retirement account, and seeking professional advice if needed.To learn more about the financial future at
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Suppose that both of the events you have just analyzed are partly responsible for the increase in the price of hamburgers. Based on your analysis of the explanations offered by the two groups of students, how would you figure out which of the possible causes was the dominant cause of the increase in the price of hamburgers?.
It is likely that the increase in the price of hamburgers is related to the fact that demand is greater than supply.
What is the law of supply and demand?It is an economic approach to understanding the economic factors that influence the quantity of a product supplied in a market and its price.
Therefore, when there is more demand than supply for a good available in the economy, it means a situation of scarcity, which makes prices rise.
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true or false: the amount you can recover with collision insurance is limited to the wholesale value of your vehicle.
Hence, the amount you can recover with collision insurance is limited to the wholesale value of your vehicle is false.
What is collision insurance?
Collision insurance is a type of auto insurance that pays the insured for damage to their own car that was caused by the insured driver's negligence. To protect drivers in the event of damage from a collision, this kind of insurance is sometimes acquired as an addition to a normal automobile policy.
Collision insurance, as the name suggests, compensates the insured for harm caused by a real collision. Vandalism and theft-related damage are not covered by it. Additionally, even if the other driver was at fault, it does not cover damage that is paid for by their own insurance.
For your vehicle to be protected against the financial loss that results from physical damage to your vehicle, collision coverage is crucial. Accidents can happen to anyone at any time. Every time an accident occurs, someone is to blame, and that someone may be you.
Hence, the amount you can recover with collision insurance is limited to the wholesale value of your vehicle is false.
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What is the danger of having a lot of debt?
(brainlyest)
Answer:
probably not paying it off in time or something
Explanation:
Which of the following is a disadvantage of planning?
a. It increases employee turnover.
b. It creates a false sense of certainty.
c. It decreases the effort put in by managers and employees.
d. It discourages employees from working hard for long periods.
The disadvantage of planning is that it creates a false sense of certainty. This is the correct option.
Below are some of the disadvantages of planning:
It creates a false sense of certainty: Planning provides an illusion of certainty that can lead to complacency, which can lead to devastating outcomes if unforeseen circumstances occur.
Discourages managers and employees:
When managers are excessively concerned with the specifics of the plan, they may discourage their workers, who may be more motivated by flexibility and ambiguity, from putting forth their best effort.
Inability to anticipate changes:
When unexpected changes arise, carefully prepared plans may become irrelevant, forcing managers to create new ones, which can be time-consuming and challenging to accomplish.
A lack of employee involvement:
When plans are made without employee engagement or input, morale and motivation can suffer, which can lead to decreased performance.
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Employers must provide a stairway or ladder if the elevation between two surfaces on a site is.
Employers are required to provide a stairway or ladder at all worker points of access if there is an elevation change of 19 inches (48 cm) or more and no ramp, runway, embankment, or personnel hoist is provided.
What are the elevated work surfaces OSHA regulations?The final rule codifies OSHA's guidance for companies using RDS for elevated work. Employers are not allowed to utilize RDS over 300 feet above grade unless they can show that doing so would be impractical or provide a greater risk than utilizing another system.
OSHA, how tall may a platform be without a step?Now that we are clear on how OSHA defines a platform and that any exposed side or edge that is four feet or higher than a lower level need fall protection to prevent employees from falling, let's talk about guardrail specifications for work platforms.
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Scheuer Corporation uses activity-based costing to compute product margins. In the first stage, the activity-based costing system allocates two overhead accounts--equipment expense and indirect labor--to three activity cost pools--Processing, Supervising, and Other--based on resource consumption. Data to perform these allocations appear below:
Overhead costs: Equipment expense $ 55,000
Indirect labor $ 7,000
Distribution of Resource Consumption Across Activity Cost Pools:
Activity Cost Pools
Processing Supervising Other
Equipment expense 0.10 0.70 0.20
Indirect labor 0.50 0.10 0.40
In the second stage, Processing costs are assigned to products using machine-hours (MHs) and Supervising costs are assigned to products using the number of batches. The costs in the Other activity cost pool are not assigned to products. Activity data for the company's two products follow:
Activity:
MHs
(Processing) Batches (Supervising)
Product Q1 1,000 700
Product S6 19,000 1,300
Total 20,000 2,000
Finally, sales and direct cost data are combined with Processing and Supervising costs to determine product margins.
Sales and Direct Cost Data:
Product Q1 Product S6
Sales (total) $ 134,600 $ 186,300
Direct materials (total) $ 76,000 $ 64,800
Direct labor (total) $ 40,800 $ 78,400
What is the product margin for Product Q1 under activity-based costing?
Multiple Choice
-$13,200
$3,630
$17,800
$17,350
Expert An
Locate the items that are the selected cost objects in step 1. The second step is to determine the products' direct costs. Next, figure out what the products' direct costs are.
How much does a product with an activity-based cost?The activity-based costing (ABC) approach is a way of allocating overhead and indirect expenses to goods and services, such as salaries and utilities. The ABC system of cost accounting is based on activities, which are defined as any occasion, activity, or unit of work with a particular objective.
How is activity-based costing carried out?Determine the expensive tasks that are necessary to finish the products.
Give the operations listed in step 1 an overhead cost allocation.
For each action, identify the cost-driver.
The overhead rate for each task should be calculated.
Give products a break on overhead expenses.
Make a list of expensive activities.
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prepare a double entry ledger entries January 3 took out of the cash till$50 and put into the business by cheque Jan 4 the proprietor put a further$5000 in to business by cheque .please I need it quick
Explanation:
In the first entry, $50 is taken out of the cash till and put into the business as drawings. The effect is a decrease in the cash balance and an increase in the drawings account.
In the second entry, the proprietor puts a further $5000 into the business by cheque. The effect is an increase in the capital account and an increase in the bank balance.
It's important to note that "Drawings" and "Capital" are the accounts used to record the personal transactions of the business owner in this case, it is assumed that the business is a proprietorship. Other forms of business may have different accounts to record the personal transactions of the owne
A Web site is an example of a cross channel of communication.
A. True
B. False
Think about a situation where you had to do work under supervision. This "supervisor" could be a manager at a past or current job, a teacher in a classroom, a coach with a team or club, or even just a parent giving you chores at home. Write a few sentences describing the "production requirements" in this situation. What was expected of you?
I was expected to complete assigned tasks on time and within budget, produce high-quality work, communicate effectively and seek feedback.
What does a product mean in marketing?The thing that is being sold is referred to as a product. A services or an object both qualify as products. It might take on a literal, electronic, or cyberspace form. Every product has a cost associated with it, and each one has a price. The marketplace, the quality, the marketing, and the group that is being targeted all influence the price that may be charged.
What are the 4 types of products?Convenience goods, retail products, specialty items, and unsought goods are the four categories of products, and each is categorized according to consumer preferences, pricing, and product features.
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What type of business makes physical goods that customers can see or touch?
Internet service provider
banking industry
manufacturing industry
commodities industry
Manufacturing industry, type of business makes physical goods that customers can see or touch. Thus, option (c) is correct.
The term business refers to the earning the profit. The business is the taking the risk and the earning the profit. The business are the mainly focuses to the activity of the creating, distribution and selling concept based.
Manufacturing industry is a type of business that can produced the goods (product) are tangible form. Manufacturing industry produced two types of goods such as consumer goods and industrial goods. Customer can easily touch and feel the product.
As a result, the significance of the type of business makes physical goods that customers can see or touch are the aforementioned. Therefore, option (c) is correct.
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Help me!
Give few examples of resources that are at the risk of depletion.
Answer:
There are several types of resource depletion, the most known being: Aquifer depletion, deforestation, mining for fossil fuels and minerals, pollution or contamination of resources, slash-and-burn agricultural practices, Soil erosion, and overconsumption, excessive or unnecessary use of resources.
Aquifer depletion, deforestation, mining for fossil fuels and minerals, pollution or contamination of resources, slash-and-burn farming methods, soil erosion, and overconsumption, excessive or unneeded use of resources are some of the more well-known examples of resource depletion.
What natural resources are at risk of depletion?Minerals, oil, water, and forests are the resources that are most at risk of being exhausted. The primary driver of deforestation is agriculture, and as food prices rise, more land is being destroyed for crops. Deforestation is a major cause of carbon dioxide emissions, which contribute to global warming.
As of now, there are more than 7 billion people living on Earth, which has resulted in a significant strain on the natural resources that our planet provides due to the ever-increasing demand for these resources. Resource depletion is the correct word to use when the pace of resource use exceeds the rate of resource replenishment. Resource depletion is not a particularly fancy or difficult phrase, but it has been the focus of much research for some time.
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the controversial stuttgart 21 project wanted to utilize public land for redevelopment based on which specific use?
The controversial Stuttgart 21 project, which sparked protests and demonstrations in Germany, aimed to utilize public land for the redevelopment of the Stuttgart railway station and its surrounding areas. The specific use of this redevelopment was to modernize the railway system and create a new underground train station, as well as improve the city's overall transportation infrastructure. However, the project faced significant opposition due to concerns about its environmental impact and the potential displacement of local residents and businesses.
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Southwestern Bank offers to lend you $50,000 at a nominal rate of 6.9%, compounded monthly. The loan (principal plus interest) must be repaid at the end of the year. Woodburn Bank also offers to lend you the $50,000, but it will charge an annual rate of 8.1%, with no interest due until the end of the year. How much higher or lower is the effective annual rate charged by Woodburn versus the rate charged by Southwestern?a. 1.68% b. 1.98% c. 2.08% d. 1.78% e. 1.88%
Answer:
0.98%
Explanation:
Note: Options provided is slightly different for this question
EAR = (1+APR/m)^m - 1
EAR = (1+0.069/12)^12 - 1
EAR = (1.00575)^12 - 1
EAR = 1.07122449517 - 1
EAR = 7.12%
Hence, higher EAR charged by Woodburn versus the rate charged by Southwestern = (8.1% - 7.12%) = 0.98%
Which of the following statements are not true of satisfied customers?
A. Satisfied customers tend to stay loyal.
B. Customers will spend more money with a company for great customer service.
C. Satisfied customers do not share their experiences with other people.
D. All of the above
OPTION (C) Satisfied customers do not share their experiences with other people. When customers feel satisfied from the services or products from a particular company, they are tend to share their experience with their friends and families. So that they can too get benefitted from the same.
Who are Customers?In sales, commerce, and economics, a customer is the recipient of a good, service, product or an idea - obtained from a seller, vendor, or supplier via a financial transaction or exchange for money or some other valuable consideration.
What is meant by 'Services'?A service is any activity or benefit that one party can offer to another, which is essentially intangible and does not result in the ownership of anything. Its production may or may not be tied to a physical product.
What is a Company?A company, abbreviated as co., is a legal entity representing an association of people, whether legal, natural, or a mixture of both, with a specific task or objective. Company members share a common purpose and unite to achieve specific, declared goals.
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with its ethnic diversity, new york city is recognized as one of the nation's largest metropolises through commerce, finance, industry, and immigration. as a result, the city's economy was fueled in ways that led to its explosive growth in the late 19th and early 20th centuries.
As the biggest metropolis in the country, New York City.
What is ethnic diversity?
Continues to outperform the majority of the former rival cities. The city's population increased by 9% in the 1990s and at last surpassed eight million people. Of the sixteen biggest metropolitan in the northeast or midwestern United States, New York is the only one whose population has increased during the past fifty years. Its economy is still strong.
The largest industry in Manhattan has a payroll per employee of over $80,000 annually, and the second-largest industry has a payroll per employee of about $200,000. Even New York experiences times of apparent rebirth and crisis, and the 1970s were undoubtedly a time of true catastrophe for the city. Early in the nineteenth century, New York's prosperity was fueled by the expansion of the city's manufacturing sector, which in turn was dependent on New York's dominance as a port. The late nineteenth-century expansion of New York was at least as much a result of its function as a port of entry for immigrants to the country.
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ON
Did you follow the tips from a successful businessman or practitioner before you engaged in your business
Answer:
Indeed, prior to starting my commercial activities in my business, I was advised on how large entrepreneurs carried out their activities, and on the tips that they gave regarding how to manage and organize the business.
This gave me the tools to organize my business in the most effective way, avoiding common beginner mistakes when using commercial strategies that have already been tested by successful entrepreneurs.
which feature should be used prior to finalizing a presentation to ensure that the audience members with disabilities will be able to understand the message that a presenter is trying to get across
Answer:
B: Accessibility Checker
Explanation: